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City · 67,170 residents · Orange County, California

Yorba Linda , California

In Yorba Linda, a typical home is worth $1,147,100 and typical rent is $2,846 a month. Compared with all of Orange County, typical household income is 36% higher, the typical home value is 19% higher, and the share of households that own their home is 27 points higher.

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  • Typical home value

    $1,147,100

    19% above the county

    56% above California

    • Yorba Linda
    • Orange
    • California

  • Typical rent

    $2,846a month

    17% above the county

    40% above California

    • Yorba Linda
    • Orange
    • California

  • Typical household income

    $157,582a year

    36% above the county

    59% above California

    • Yorba Linda
    • Orange
    • California

  • Households that own their home

    83%

    27 points above the county

    27 points above California

    • Yorba Linda
    • Orange
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,398,026
3.4% more than 12 months ago
Typical rent
$3,870 a month
2.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Yorba Linda is in Orange County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Orange County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Yorba Linda apart

What this place has that others do not, from public data, most unusual first.

  1. 83% of households in Yorba Linda own their home, against 56% in Orange County.

  2. The typical household income in Yorba Linda is $157,582, 36% more than in Orange County as a whole ($116,289).

  3. Nearby, in Anaheim, the typical home value is $831,200: 28% less than in Yorba Linda ($1,147,100).

  4. Nearby, in Anaheim, the typical rent is $2,175: 24% less than in Yorba Linda ($2,846).

  5. The typical home in Yorba Linda is worth $1,147,100, 19% more than in Orange County as a whole ($962,600).

  6. The typical rent in Yorba Linda is $2,846 a month, 17% more than in Orange County as a whole ($2,434).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Yorba Linda

What homes there are in Yorba Linda, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Yorba Linda, 7 in 10 homes are single-family detached houses; in Orange County, 5.

Year built

The typical home in Yorba Linda was built in 1984, 7 years after the typical one in Orange County.

There is more room for a big family here: 84% of homes have 3 bedrooms or more, against 56% in Orange County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,793 a month

Orange County: $3,385 a month

Without a mortgage

$1,138 a month

Orange County: $902 a month

Owners with a mortgage

69%

Orange County: 67%

In Yorba Linda, 69% of owners have a mortgage, and their typical cost is $3,793 a month, against $3,385 in Orange County. Without one it drops to $1,138.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Yorba Linda gained value more slowly than in Orange County: 34% since 2015–2019, against 42%.

The typical rent in Yorba Linda rose 37% over the same time; in Orange County, it rose 31%.

Here income did not keep up with housing: it rose 21%, while home values changed +34% and rent +37%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureYorba LindaOrange CountyCaliforniaUnited States
Rental vacancy Unreliable estimate4.4%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room 1.8%8.9%8.2%3.4%
People per household 2.912.872.842.53
Drive alone 71%68%66%69%
Carpool 6%9%10%9%
Public transit Unreliable estimate1%3%3%
Walk or bike 1%2%3%3%
Work from home 21%19%17%15%
Other means 1%2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer households are short on space in Yorba Linda: 1.8% have more than one person per room; in Orange County, 8.9%.

A household in Yorba Linda has 2.91 people on average, about the same as in Orange County (2.87).

To get to work, 71% of workers in Yorba Linda drive alone; in Orange County, 68%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Yorba Linda?

A typical home costs more than the typical income allows

We start with a typical home in Yorba Linda, worth $1,147,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 72% of the typical household income in Yorba Linda, which is $157,582 a year. For that payment to be 28% of income, a household would need to earn about $407,045 a year.

The calculator's FHA and conventional loan limits are those of all of Orange County.

Your numbers

Local data
$

Starts at the typical home value in Yorba Linda. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $40,149 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$9,498

at 7.18% · 30 years

Loan amount
$1,126,323
Total interest
$1,620,514
Paid off in
November 2056

Includes $19,372 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,677 a month

  • Tight

    $3,677 to $4,727 a month

  • Hard

    more than $4,727 a month

    Your payment · 72%

Compared with the typical household income in Yorba Linda ($157,582 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$9,498
Principal & interest$7,630
Property tax$698
Home insurance$478
FHA mortgage insurance (MIP)$692

You need at least $40,149 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Yorba Linda and Orange County

Yorba Linda is in Orange County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Yorba Linda's own numbers

Typical home value
$1,147,100
Typical monthly rent
$2,846
Typical yearly household income
$157,582
Households that own their home
83%
Effective property tax rate
0.73%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Orange County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,057
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Orange County.

Everything about Orange County

Buying

Buying a home in Yorba Linda

A typical home in Yorba Linda is worth $1,147,100: 19% above the county and 56% above California. With the typical household income in Yorba Linda ($157,582 a year), a typical home costs 7.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Yorba Linda 7.3 years
  • Orange 8.3 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Orange County

According to FHFA’s house price index, home prices in Orange County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Orange County.

Period County California U.S.
Last year (2025) +3.3% +0.8% +2.9%
5 years (2020–2025) +54% +40% +47%
10 years (2015–2025) +89% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Yorba Linda next to Orange County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Yorba Linda $1,147,100
  • Orange $962,600
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Yorba Linda $2,846
  • Orange $2,434
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Yorba Linda $157,582
  • Orange $116,289
  • California $99,122
  • United States $80,734
See the full table
Yorba Linda next to Orange County and California
Measure Yorba Linda Orange County California U.S.
Typical home value $1,147,100 $962,600 $734,700 $332,700
Typical monthly rent $2,846 $2,434 $2,036 $1,413
Typical yearly household income $157,582 $116,289 $99,122 $80,734
Households that own their home 83% 56% 56% 65%
Typical yearly property tax $8,367 $6,330 $5,124 $3,119
Effective property tax rate 0.73% 0.66% 0.7% 0.94%
Renters with high rent for their income 50% 57% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Orange County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Yorba Linda

For a typical $1,147,100 home in Yorba Linda, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Yorba Linda's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $9,498a month

    Least cash to close
    Down payment
    $40,149
    Cash to close
    $74,562
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $692

  • Conventional, 5% down $9,103a month

    Down payment
    $57,355
    Cash to close
    $91,768
    Rate
    7.18%
    Mortgage insurance
    PMI · $545

  • Conventional, 20% down, no PMI $7,392a month

    Down payment
    $229,420
    Cash to close
    $263,833
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $8,453a month

    Down payment
    $172,065
    Cash to close
    $206,478
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Yorba Linda and for Orange County.

Property tax

Effective rate in Yorba Linda

0.73%of the home’s value each year

$8,367 a year for the typical owner in Yorba Linda.

  • Yorba Linda 0.73%
  • Orange 0.66%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Orange County

FEMA does not publish these numbers by city: they are for all of Orange County.

Homes in the high-risk zone
2.8%
22,389
Of those, with NFIP insurance
19%
County California U.S.
Homes in the high-risk zone 2.8% 2.8% 3.5%
Of those, with NFIP insurance 19% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Yorba Linda

Typical rent in Yorba Linda is $2,846 a month: 17% above the county. In Yorba Linda, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Orange County, by unit size. To pay the 2-bedroom one ($3,057 a month) without spending more than 30% of your income, you would need to earn $58.79 an hour working full time.

HUD fair market rent for all of Orange County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,580 $49.62 $103,200
1 bedroom $2,610 $50.19 $104,400
2 bedrooms $3,057 $58.79 $122,280
3 bedrooms $4,153 $79.87 $166,120
4 bedrooms $4,964 $95.46 $198,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Yorba Linda

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Yorba Linda has 2 ZIP codes with their own.

For 2 bedrooms it runs from $3,300 in 92887 to $3,980 in 92886.

2 of the 2 are above the fair market rent for Orange County ($3,057).

  • 92886 $3,980$5,410
  • 92887 $3,300$4,480

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Yorba Linda when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Yorba Linda

HUD lists 6 buildings with rents for lower incomes in Yorba Linda. These are the largest.

  • Vintage at Stonehaven 5303 Stonehaven Dr, Yorba Linda 92887 124 low-income homes · 1 bd: 100 · 2 bd: 25 · In service since 2013 · For older adults
  • Parkwood Apts 4075 Prospect Ave, Yorba Linda 92886 101 homes, 100 low-income · 1 bd: 80 · 2 bd: 21 · In service since 2005 · For older adults
  • Villa Plumosa 4672 Plumosa Dr, Yorba Linda 92886 76 homes, 75 low-income · 2 bd: 53 · 3 bd: 23 · In service since 2008 · For families
  • Oakcrest Terrace 22744 Eastpark Dr, Yorba Linda 92887 69 homes, 68 low-income · 1 bd: 15 · 2 bd: 33 · 3 bd: 21 · In service since 2016 · For families
  • Oakcrest Heights (savi Ranch II) 22733, 22735, and 22737 Oakcrest Circle, Yorba Linda 92887 54 homes, 53 low-income · 1 bd: 9 · 2 bd: 27 · 3 bd: 18 · In service since 2018 · For families

See all 236 buildings in Orange County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Yorba Linda

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 10 HUD-approved agencies with an office in Orange County; 6 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Yorba Linda

No down payment, repair or rent-help program on our list is for Yorba Linda or Orange County. The ones below are statewide in California: they work in Yorba Linda the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Yorba Linda

The HUD-approved agencies closest to the center of Yorba Linda, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NHS OF ORANGE COUNTY dba NEIGHBORWORKS ORANGE COUNTY

    1855 W Katella Ave Ste 340, Orange · 8 miles away · Spanish

    Also serves in Vietnamese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (714) 409-3444

  • Korean Resource Center

    620 N Harbor Blvd, Fullerton · 9 miles away

    Also serves in Korean.

    • Rental counseling
    (714) 869-7624

  • Orange County Community Housing Corporation

    501 N Golden Circle Dr Ste 200, Santa Ana · 10 miles away · Spanish

    • Mortgage delinquency workshops
    • Budget and credit workshops
    • and 4 more
    (714) 558-8161

Every agency in Orange County All counseling agencies in California

Help in Spanish near Yorba Linda

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Yorba Linda

HUD’s record names them for Yorba Linda or Orange County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

3 other authorities have an office in Orange County: see the list Source: HUD

Cities

Other cities in Orange County

These cities are also in Orange County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Orange County Housing in California
See 28 more cities in Orange County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Yorba Linda, with the typical home value.

Neighboring counties

If Orange County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Yorba Linda.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Yorba Linda

Short answers with the numbers for Yorba Linda and all of Orange County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Yorba Linda?

The typical home value in Yorba Linda is $1,147,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Orange County it is $962,600.

How much does it cost to rent in Yorba Linda?

Typical rent in Yorba Linda is $2,846 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Orange County is $3,057.

What is the FHA loan limit in Yorba Linda?

Yorba Linda uses the FHA limit for all of Orange County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Yorba Linda?

The typical homeowner in Yorba Linda pays $8,367 a year, according to the U.S. Census Bureau. That is 0.73% of the home’s value; in Orange County, the rate is 0.66%.

Where can I find free help to buy or rent in Yorba Linda?

There are 10 HUD-approved counseling agencies with an office in Orange County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).