In Olivehurst, a typical home is worth $384,500 and typical rent is $1,326 a month. Compared with all of Yuba County, typical household income is 9% higher and the typical home value is 7% lower.
Typical home value from Zillow, September 2021 to September 2026: from $417,436 to $447,743.
Typical rent
$2,235a month
▼ 0.9% less than 12 months ago
Typical rent from Zillow, September 2025 to September 2026: from $2,256 to $2,235.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Olivehurst is in Yuba County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Yuba County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Marysville, the typical home value is $292,300: 24% less than in Olivehurst ($384,500).
2
Nearby, in Live Oak, the typical rent is $1,014: 24% less than in Olivehurst ($1,326).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Olivehurst
What homes there are in Olivehurst, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Olivehurst
Yuba County
California
United States
Kind of home: Olivehurst and its comparisons
Measure
Olivehurst
Yuba County
California
United States
Detached house
81%
71%
57%
61%
Attached house
Unreliable estimate
3%
7%
6%
Building of 2 to 4
6%
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
11%
24%
19%
Mobile home
Unreliable estimate
8%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Olivehurst: 81% of homes, more than in Yuba County (71%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Olivehurst
Yuba County
California
United States
Year built: Olivehurst and its comparisons
Measure
Olivehurst
Yuba County
California
United States
Before 1960
15%
17%
27%
26%
1960–1979
32%
26%
29%
24%
1980–1999
19%
22%
25%
25%
2000–2009
26%
23%
11%
14%
2010 or later
9%
12%
8%
11%
The typical year built in Olivehurst is 1983, about the same as in Yuba County (1986).
In Olivehurst, 73% of homes have 3 bedrooms or more, more than in Yuba County (65%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K16%
$300K–$500K56%
$500K–$750K17%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Olivehurst and its comparisons
Measure
Olivehurst
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
16%
$300K–$500K
56%
$500K–$750K
17%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99925%
$1,000–$1,49931%
$1,500–$1,99918%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Olivehurst and its comparisons
Measure
Olivehurst
Under $500
Unreliable estimate
$500–$999
25%
$1,000–$1,499
31%
$1,500–$1,999
18%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,019 a month
Yuba County: $2,231 a month
Without a mortgage
$684 a month
Yuba County: $675 a month
Owners with a mortgage
71%
Yuba County: 69%
The typical cost for an owner with a mortgage in Olivehurst is $2,019 a month, less than in Yuba County ($2,231); without one, $684.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
OlivehurstBoundaries changed
Yuba County+60%
California+46%
United States+53%
Typical rent
OlivehurstBoundaries changed
Yuba County+31%
California+36%
United States+33%
Typical household income
OlivehurstBoundaries changed
Yuba County+32%
California+32%
United States+29%
Change since 2015–2019: Olivehurst and its comparisons
Measure
Olivehurst
Yuba County
California
United States
Typical home value
Boundaries changed
+60%
+46%
+53%
Typical rent
Boundaries changed
+31%
+36%
+33%
Typical household income
Boundaries changed
+32%
+32%
+29%
Olivehurst does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Yuba County the typical home value rose 60%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Olivehurst and its comparisons
Measure
Olivehurst
Yuba County
California
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
5.7%
5.5%
8.2%
3.4%
People per household
3.35
2.90
2.84
2.53
Drive alone
79%
77%
66%
69%
Carpool
11%
12%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
3%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
8%
9%
17%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
30 to 39 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Yuba County, 5.7% of households in Olivehurst have more than one person per room.
Households in Olivehurst are bigger: 3.35 people on average; in Yuba County, 2.90.
The car rules in Olivehurst: 79% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.
Do the math
What would you pay each month for a home in Olivehurst?
A typical home costs more than the typical income allows
We start with a typical home in Olivehurst, worth $384,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Olivehurst, which is $83,214 a year. For that payment to be 28% of income, a household would need to earn about $134,200 a year.
The calculator's FHA and conventional loan limits are those of all of Yuba County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Olivehurst. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,458 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,131
at 7.18% · 30 years
Loan amount
$377,535
Total interest
$543,185
Paid off in
November 2056
Includes $6,493 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,942 a month
Tight
$1,942 to $2,496 a month
Hard
more than $2,496 a month
Your payment · 45%
Compared with the typical household income in Olivehurst ($83,214 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,558
Property tax
$244
Home insurance
$160
FHA mortgage insurance (MIP)
$170
You need at least $13,458 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,131; principal and interest $2,558.
The city and its county
Olivehurst and Yuba County
Olivehurst is in Yuba County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Olivehurst
Map of Yuba County, California, with Olivehurst marked. Around it, the neighboring counties.
Olivehurst
Yuba County
Other cities with a page
Olivehurst's own numbers
Typical home value
$384,500
Typical monthly rent
$1,326
Typical yearly household income
$83,214
Households that own their home
68%
Effective property tax rate
0.76%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yuba County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,600
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
5.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yuba County.
A typical home in Olivehurst is worth $384,500: 7% below the county and 48% below California. With the typical household income in Olivehurst ($83,214 a year), a typical home costs 4.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Olivehurst4.6 years
Yuba5.4 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Yuba County
According to FHFA’s house price index, home prices in Yuba County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Yuba County.
Yearly change in FHFA’s price index in Yuba County, 2016 to 2025
2016: +10.5% +10.5% 2016
2017: +10.8% +10.8% 2017
2018: +7.5% +7.5% 2018
2019: +7.4% +7.4% 2019
2020: +5.0% +5.0% 2020
2021: +18.4% +18.4% 2021
2022: +14.0% +14.0% 2022
2023: −1.8% −1.8% 2023
2024: +3.1% +3.1% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Yuba County, California and the United States
Period
County
California
U.S.
Last year (2025)
+0.6%
+0.8%
+2.9%
5 years (2020–2025)
+37%
+40%
+47%
10 years (2015–2025)
+104%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Olivehurst next to Yuba County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Olivehurst$384,500
Yuba$412,300
California$734,700
United States$332,700
Typical monthly rent
Olivehurst$1,326
Yuba$1,311
California$2,036
United States$1,413
Typical yearly household income
Olivehurst$83,214
Yuba$76,373
California$99,122
United States$80,734
See the full table
Olivehurst next to Yuba County and California
Measure
Olivehurst
Yuba County
California
U.S.
Typical home value
$384,500 ▼7% below the county
$412,300
$734,700
$332,700
Typical monthly rent
$1,326
$1,311
$2,036
$1,413
Typical yearly household income
$83,214 ▲9% above the county
$76,373
$99,122
$80,734
Households that own their home
68% ▲4 points above the county
64%
56%
65%
Typical yearly property tax
$2,926 ▼5% below the county
$3,071
$5,124
$3,119
Effective property tax rate
0.76% ▲0.02 points above the county
0.74%
0.7%
0.94%
Renters with high rent for their income
49% ▼5 points below the county
54%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yuba County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Olivehurst
For a typical $384,500 home in Olivehurst, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Olivehurst's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,131a month
Least cash to close
Down payment
$13,458
Cash to close
$24,993
Rate
7.18%
Mortgage insurance
FHA MIP · $170
Conventional, 5% down$3,061a month
Down payment
$19,225
Cash to close
$30,760
Rate
7.18%
Mortgage insurance
PMI · $183
Conventional, 20% down, no PMI$2,488a month
Down payment
$76,900
Cash to close
$88,435
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,843a month
Down payment
$57,675
Cash to close
$69,210
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Olivehurst
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,131
$13,458
$377,536
7.18%
FHA MIP · $170
$24,993
580
Conventional, 5% down
$3,061
$19,225
$365,275
7.18%
PMI · $183
$30,760
620*
Conventional, 20% down, no PMI
$2,488
$76,900
$307,600
7.18%
None
$88,435
620*
ITIN, 15% down (example)
$2,843
$57,675
$326,825
8.18%
None
$69,210
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Olivehurst is $1,326 a month: about the same as the county. In Olivehurst, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Yuba County, by unit size. To pay the 2-bedroom one ($1,600 a month) without spending more than 30% of your income, you would need to earn $30.77 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yuba County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,159
$22.29
$46,360
1 bedroom
$1,367
$26.29
$54,680
2 bedrooms
$1,600
$30.77
$64,000
3 bedrooms
$2,216
$42.62
$88,640
4 bedrooms
$2,674
$51.42
$106,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Olivehurst
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Olivehurst is in ZIP code 95961.
For 2 bedrooms it is $1,570: $30 less than the fair market rent for Yuba County ($1,600).
Fair market rent by ZIP code and size in Olivehurst, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
95961
$1,140
$1,340
$1,570
$2,170
$2,620
ZIP code2 bd3 bd
95961 $1,570$2,170
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Olivehurst when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Yuba County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Olivehurst or Yuba County. The ones below are statewide in California: they work in Olivehurst the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Olivehurst or Yuba County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Olivehurst and all of Yuba County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Olivehurst?
The typical home value in Olivehurst is $384,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yuba County it is $412,300.
How much does it cost to rent in Olivehurst?
Typical rent in Olivehurst is $1,326 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yuba County is $1,600.
What is the FHA loan limit in Olivehurst?
Olivehurst uses the FHA limit for all of Yuba County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Olivehurst?
The typical homeowner in Olivehurst pays $2,926 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in Yuba County, the rate is 0.74%.
Where can I find free help to buy or rent in Olivehurst?
We found no HUD-approved counseling agencies with an office in Yuba County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
