In Linda, a typical home is worth $371,700 and typical rent is $1,211 a month. Compared with all of Yuba County, the typical home value is 10% lower, typical rent is 8% lower, and the share of households that own their home is 7 points lower.
Linda is in Yuba County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Yuba County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Marysville, the typical home value is $292,300: 21% less than in Linda ($371,700).
2
Nearby, in Live Oak, the typical rent is $1,014: 16% less than in Linda ($1,211).
3
56% of households in Linda own their home, against 64% in Yuba County.
4
Linda has the 59th lowest typical rent of the 648 cities in California with more than 5,000 people ($1,211).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Linda
What homes there are in Linda, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Linda
Yuba County
California
United States
Kind of home: Linda and its comparisons
Measure
Linda
Yuba County
California
United States
Detached house
66%
71%
57%
61%
Attached house
Unreliable estimate
3%
7%
6%
Building of 2 to 4
6%
7%
8%
8%
Apartments (5 or more)
17%
11%
24%
19%
Mobile home
8%
8%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Linda (66%), but less so than in Yuba County (71%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Linda
Yuba County
California
United States
Year built: Linda and its comparisons
Measure
Linda
Yuba County
California
United States
Before 1960
14%
17%
27%
26%
1960–1979
27%
26%
29%
24%
1980–1999
18%
22%
25%
25%
2000–2009
24%
23%
11%
14%
2010 or later
17%
12%
8%
11%
The typical year built in Linda is 1989, about the same as in Yuba County (1986).
By size, homes in Linda look like those in Yuba County: 66% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K11%
$100K–$200K9%
$200K–$300K9%
$300K–$500K62%
$500K–$750K8%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Linda and its comparisons
Measure
Linda
Under $100K
11%
$100K–$200K
9%
$200K–$300K
9%
$300K–$500K
62%
$500K–$750K
8%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 92% of owner-occupied homes in Linda are worth less than the FHA loan limit for Yuba County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50011%
$500–$99927%
$1,000–$1,49932%
$1,500–$1,99912%
HUD fair market rent, 2 bedrooms: $1,600
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Linda and its comparisons
Measure
Linda
Under $500
11%
$500–$999
27%
$1,000–$1,499
32%
$1,500–$1,999
12%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Yuba County is $1,600; about 72% of rents in Linda are below it.
With a mortgage
$2,054 a month
Yuba County: $2,231 a month
Without a mortgage
$605 a month
Yuba County: $675 a month
Owners with a mortgage
64%
Yuba County: 69%
In Linda, 64% of owners have a mortgage, and their typical cost is $2,054 a month, against $2,231 in Yuba County. Without one it drops to $605.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Linda+71%
Yuba County+60%
California+46%
United States+53%
Typical rent
Linda+34%
Yuba County+31%
California+36%
United States+33%
Typical household income
Linda+57%
Yuba County+32%
California+32%
United States+29%
Change since 2015–2019: Linda and its comparisons
Measure
Linda
Yuba County
California
United States
Typical home value
+71%
+60%
+46%
+53%
Typical rent
+34%
+31%
+36%
+33%
Typical household income
+57%
+32%
+32%
+29%
Since 2015–2019, homes in Linda gained value faster than in Yuba County: 71% against 60%.
Rents in Linda rose at about the same pace as in Yuba County: 34% since 2015–2019, against 31%.
The typical household income in Linda rose 57% over that time; home values changed +71% and rent +34%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Linda and its comparisons
Measure
Linda
Yuba County
California
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
7.4%
5.5%
8.2%
3.4%
People per household
3.22
2.90
2.84
2.53
Drive alone
78%
77%
66%
69%
Carpool
13%
12%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
3%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
7%
9%
17%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More than one person per room: that is how 7.4% of households in Linda live, more than in Yuba County (5.5%).
On average, a household in Linda has 3.22 people, more than in Yuba County (2.90).
The car rules in Linda: 78% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Linda?
A typical home costs more than the typical income allows
We start with a typical home in Linda, worth $371,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in Linda, which is $72,776 a year. For that payment to be 28% of income, a household would need to earn about $128,405 a year.
The calculator's FHA and conventional loan limits are those of all of Yuba County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Linda. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,010 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,996
at 7.18% · 30 years
Loan amount
$364,967
Total interest
$525,102
Paid off in
November 2056
Includes $6,277 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,698 a month
Tight
$1,698 to $2,183 a month
Hard
more than $2,183 a month
Your payment · 49%
Compared with the typical household income in Linda ($72,776 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,472
Property tax
$204
Home insurance
$155
FHA mortgage insurance (MIP)
$164
You need at least $13,010 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,996; principal and interest $2,472.
The city and its county
Linda and Yuba County
Linda is in Yuba County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Linda
Map of Yuba County, California, with Linda marked. Around it, the neighboring counties.
Linda
Yuba County
Other cities with a page
Linda's own numbers
Typical home value
$371,700
Typical monthly rent
$1,211
Typical yearly household income
$72,776
Households that own their home
56%
Effective property tax rate
0.66%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yuba County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,600
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
5.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yuba County.
A typical home in Linda is worth $371,700: 10% below the county and 49% below California. With the typical household income in Linda ($72,776 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Linda5.1 years
Yuba5.4 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Yuba County
According to FHFA’s house price index, home prices in Yuba County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Yuba County.
Yearly change in FHFA’s price index in Yuba County, 2016 to 2025
2016: +10.5% +10.5% 2016
2017: +10.8% +10.8% 2017
2018: +7.5% +7.5% 2018
2019: +7.4% +7.4% 2019
2020: +5.0% +5.0% 2020
2021: +18.4% +18.4% 2021
2022: +14.0% +14.0% 2022
2023: −1.8% −1.8% 2023
2024: +3.1% +3.1% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Yuba County, California and the United States
Period
County
California
U.S.
Last year (2025)
+0.6%
+0.8%
+2.9%
5 years (2020–2025)
+37%
+40%
+47%
10 years (2015–2025)
+104%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Linda next to Yuba County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Linda$371,700
Yuba$412,300
California$734,700
United States$332,700
Typical monthly rent
Linda$1,211
Yuba$1,311
California$2,036
United States$1,413
Typical yearly household income
Linda$72,776
Yuba$76,373
California$99,122
United States$80,734
See the full table
Linda next to Yuba County and California
Measure
Linda
Yuba County
California
U.S.
Typical home value
$371,700 ▼10% below the county
$412,300
$734,700
$332,700
Typical monthly rent
$1,211 ▼8% below the county
$1,311
$2,036
$1,413
Typical yearly household income
$72,776 ▼5% below the county
$76,373
$99,122
$80,734
Households that own their home
56% ▼7 points below the county
64%
56%
65%
Typical yearly property tax
$2,462 ▼20% below the county
$3,071
$5,124
$3,119
Effective property tax rate
0.66% ▼0.08 points below the county
0.74%
0.7%
0.94%
Renters with high rent for their income
49% ▼4 points below the county
54%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yuba County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Linda
For a typical $371,700 home in Linda, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Linda's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,996a month
Least cash to close
Down payment
$13,010
Cash to close
$24,161
Rate
7.18%
Mortgage insurance
FHA MIP · $164
Conventional, 5% down$2,928a month
Down payment
$18,585
Cash to close
$29,736
Rate
7.18%
Mortgage insurance
PMI · $177
Conventional, 20% down, no PMI$2,374a month
Down payment
$74,340
Cash to close
$85,491
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,717a month
Down payment
$55,755
Cash to close
$66,906
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Linda
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,996
$13,010
$364,968
7.18%
FHA MIP · $164
$24,161
580
Conventional, 5% down
$2,928
$18,585
$353,115
7.18%
PMI · $177
$29,736
620*
Conventional, 20% down, no PMI
$2,374
$74,340
$297,360
7.18%
None
$85,491
620*
ITIN, 15% down (example)
$2,717
$55,755
$315,945
8.18%
None
$66,906
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Linda is $1,211 a month: 8% below the county. In Linda, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Yuba County, by unit size. To pay the 2-bedroom one ($1,600 a month) without spending more than 30% of your income, you would need to earn $30.77 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yuba County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,159
$22.29
$46,360
1 bedroom
$1,367
$26.29
$54,680
2 bedrooms
$1,600
$30.77
$64,000
3 bedrooms
$2,216
$42.62
$88,640
4 bedrooms
$2,674
$51.42
$106,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Linda
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Linda has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,560 in 95901 to $1,570 in 95961.
None is above the fair market rent for Yuba County ($1,600).
Fair market rent by ZIP code and size in Linda, fiscal year 2027.
95901
$1,130
$1,330
$1,560
$2,160
$2,600
95961
$1,140
$1,340
$1,570
$2,170
$2,620
ZIP code2 bd3 bd
95901 $1,560$2,160
95961 $1,570$2,170
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Linda when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Yuba County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Linda or Yuba County. The ones below are statewide in California: they work in Linda the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Linda or Yuba County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Linda and all of Yuba County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Linda?
The typical home value in Linda is $371,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yuba County it is $412,300.
How much does it cost to rent in Linda?
Typical rent in Linda is $1,211 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yuba County is $1,600.
What is the FHA loan limit in Linda?
Linda uses the FHA limit for all of Yuba County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Linda?
The typical homeowner in Linda pays $2,462 a year, according to the U.S. Census Bureau. That is 0.66% of the home’s value; in Yuba County, the rate is 0.74%.
Where can I find free help to buy or rent in Linda?
We found no HUD-approved counseling agencies with an office in Yuba County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
