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City · 27,102 residents · Kings County, California

Lemoore , California

In Lemoore, a typical home is worth $328,300 and typical rent is $1,555 a month. Compared with all of Kings County, typical household income is 18% higher and typical rent is 17% higher.

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  • Typical home value

    $328,300

    About the same as the county

    55% below California

    • Lemoore
    • Kings
    • California

  • Typical rent

    $1,555a month

    17% above the county

    24% below California

    • Lemoore
    • Kings
    • California

  • Typical household income

    $83,724a year

    18% above the county

    16% below California

    • Lemoore
    • Kings
    • California

  • Households that own their home

    52%

    3 points below the county

    4 points below California

    • Lemoore
    • Kings
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$383,817
3.8% more than 12 months ago
Typical rent
$1,868 a month
2.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lemoore is in Kings County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kings County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lemoore apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Huron, the typical rent is $1,054: 32% less than in Lemoore ($1,555).

  2. Nearby, in Corcoran, the typical home value is $236,100: 28% less than in Lemoore ($328,300).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Lemoore rose 3.8%; in California, it rose 0.6%.

  4. The typical household income in Lemoore is $83,724, 18% more than in Kings County as a whole ($70,995).

  5. The typical rent in Lemoore is $1,555 a month, 17% more than in Kings County as a whole ($1,331).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Lemoore

What homes there are in Lemoore, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Kings County, most homes in Lemoore are detached houses (69%).

Year built

The typical home in Lemoore was built in 1991, 5 years after the typical one in Kings County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,867 a month

Kings County: $1,878 a month

Without a mortgage

$661 a month

Kings County: $589 a month

Owners with a mortgage

73%

Kings County: 66%

Owning costs about the same in Lemoore as in Kings County: with a mortgage, $1,867 a month; without one, $661.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Lemoore rose 43%; in Kings County, it rose 50%.

Rents in Lemoore rose faster than in Kings County: 56% since 2015–2019, against 34%.

Here income did not keep up with housing: it rose 32%, while home values changed +43% and rent +56%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLemooreKings CountyCaliforniaUnited States
Rental vacancy Unreliable estimate2.9%4.2%5.5%
Homeowner vacancy Unreliable estimate1.4%0.8%0.9%
More than one person per room 6.3%8.2%8.2%3.4%
People per household 3.083.172.842.53
Drive alone 81%77%66%69%
Carpool 11%14%10%9%
Public transit Unreliable estimateUnreliable estimate3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 3%5%17%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

In Lemoore, 6.3% of households live with more than one person per room, against 8.2% in Kings County.

By size, households in Lemoore look like those in Kings County: 3.08 people on average.

To get to work, 81% of workers in Lemoore drive alone; in Kings County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lemoore?

A typical home costs more than the typical income allows

We start with a typical home in Lemoore, worth $328,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Lemoore, which is $83,724 a year. For that payment to be 28% of income, a household would need to earn about $114,116 a year.

The calculator's FHA and conventional loan limits are those of all of Kings County.

Your numbers

Local data
$

Starts at the typical home value in Lemoore. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,491 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,663

at 7.18% · 30 years

Loan amount
$322,353
Total interest
$463,791
Paid off in
November 2056

Includes $5,544 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,954 a month

  • Tight

    $1,954 to $2,512 a month

  • Hard

    more than $2,512 a month

    Your payment · 38%

Compared with the typical household income in Lemoore ($83,724 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,663
Principal & interest$2,184
Property tax$197
Home insurance$137
FHA mortgage insurance (MIP)$145

You need at least $11,491 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lemoore and Kings County

Lemoore is in Kings County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lemoore's own numbers

Typical home value
$328,300
Typical monthly rent
$1,555
Typical yearly household income
$83,724
Households that own their home
52%
Effective property tax rate
0.72%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kings County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,512
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
3.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kings County.

Everything about Kings County

Buying

Buying a home in Lemoore

A typical home in Lemoore is worth $328,300: about the same as the county and 55% below California. With the typical household income in Lemoore ($83,724 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lemoore 3.9 years
  • Kings 4.6 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kings County

According to FHFA’s house price index, home prices in Kings County rose 99% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kings County.

Period County California U.S.
Last year (2025) +4.8% +0.8% +2.9%
5 years (2020–2025) +50% +40% +47%
10 years (2015–2025) +99% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lemoore next to Kings County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lemoore $328,300
  • Kings $324,300
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Lemoore $1,555
  • Kings $1,331
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Lemoore $83,724
  • Kings $70,995
  • California $99,122
  • United States $80,734
See the full table
Lemoore next to Kings County and California
Measure Lemoore Kings County California U.S.
Typical home value $328,300 $324,300 $734,700 $332,700
Typical monthly rent $1,555 $1,331 $2,036 $1,413
Typical yearly household income $83,724 $70,995 $99,122 $80,734
Households that own their home 52% 54% 56% 65%
Typical yearly property tax $2,361 $2,425 $5,124 $3,119
Effective property tax rate 0.72% 0.75% 0.7% 0.94%
Renters with high rent for their income 48% 49% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kings County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lemoore

For a typical $328,300 home in Lemoore, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lemoore's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,663a month

    Least cash to close
    Down payment
    $11,491
    Cash to close
    $21,340
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $145

  • Conventional, 5% down $2,603a month

    Down payment
    $16,415
    Cash to close
    $26,264
    Rate
    7.18%
    Mortgage insurance
    PMI · $156

  • Conventional, 20% down, no PMI $2,113a month

    Down payment
    $65,660
    Cash to close
    $75,509
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,417a month

    Down payment
    $49,245
    Cash to close
    $59,094
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lemoore and for Kings County.

Property tax

Effective rate in Lemoore

0.72%of the home’s value each year

$2,361 a year for the typical owner in Lemoore.

  • Lemoore 0.72%
  • Kings 0.75%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Kings County

FEMA does not publish these numbers by city: they are for all of Kings County.

Homes in the high-risk zone
3.4%
1,364
Of those, with NFIP insurance
12%
County California U.S.
Homes in the high-risk zone 3.4% 2.8% 3.5%
Of those, with NFIP insurance 12% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lemoore

Typical rent in Lemoore is $1,555 a month: 17% above the county. In Lemoore, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Kings County, by unit size. To pay the 2-bedroom one ($1,512 a month) without spending more than 30% of your income, you would need to earn $29.08 an hour working full time.

HUD fair market rent for all of Kings County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,175 $22.60 $47,000
1 bedroom $1,183 $22.75 $47,320
2 bedrooms $1,512 $29.08 $60,480
3 bedrooms $2,094 $40.27 $83,760
4 bedrooms $2,467 $47.44 $98,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lemoore

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lemoore is in ZIP code 93245.

For 2 bedrooms it is $1,770: $258 more than the fair market rent for Kings County ($1,512).

  • 93245 $1,770$2,450

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lemoore when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lemoore

HUD lists 7 buildings with rents for lower incomes in Lemoore. These are the largest.

  • Lemoore Westberry LTD 1195 E Hanford Armona Rd, Lemoore 93245 99 low-income homes · In service since 1998 · For families
  • Montclair Apartments 150 S 19th Ave, Lemoore 93245 80 homes, 79 low-income · 2 bd: 32 · 3 bd: 48 · In service since 2016 · For families
  • Montclair Apts 157 S 19th Ave, Lemoore 93245 79 low-income homes · 2 bd: 32 · 3 bd: 48 · In service since 1999 · For families
  • Alderwood 990 Fox St, Lemoore 93245 80 homes, 78 low-income · 1 bd: 8 · 2 bd: 24 · 3 bd: 40 · 4 bd: 8 · In service since 1996 · For families
  • Cinnamon Villas Senior 335 W Cinnamon Dr, Lemoore 93245 80 homes, 78 low-income · 1 bd: 68 · 2 bd: 12 · In service since 2012 · For older adults

See all 36 buildings in Kings County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lemoore

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Kings County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Lemoore

No down payment, repair or rent-help program on our list is for Lemoore or Kings County. The ones below are statewide in California: they work in Lemoore the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Lemoore

The HUD-approved agencies closest to the center of Lemoore, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Self Help Enterprises

    8445 W Elowin Ct, Visalia · 23 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (559) 802-1664

  • Community Services and Employment Training, Inc. (CSET)

    312 NW 3rd Ave, Visalia · 28 miles away

    • Fair housing pre-purchase workshops
    • Pre-purchase counseling
    • and 1 more
    (559) 732-4194

  • Southwest Fresno Development Corp

    1424 W California Ave, Fresno · 29 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (559) 209-8031

All counseling agencies in California

Help in Spanish near Lemoore

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lemoore

HUD’s record names them for Lemoore or Kings County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Kings County Housing Auth Public housing and Section 8 vouchers (559) 582-2806

All housing agencies in California Source: HUD

Cities

Other cities in Kings County

These cities are also in Kings County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Kings County Housing in California

Nearby cities

The cities closest to Lemoore, with the typical home value.

Neighboring counties

If Kings County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lemoore.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Lemoore

Short answers with the numbers for Lemoore and all of Kings County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lemoore?

The typical home value in Lemoore is $328,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kings County it is $324,300.

How much does it cost to rent in Lemoore?

Typical rent in Lemoore is $1,555 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kings County is $1,512.

What is the FHA loan limit in Lemoore?

Lemoore uses the FHA limit for all of Kings County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lemoore?

The typical homeowner in Lemoore pays $2,361 a year, according to the U.S. Census Bureau. That is 0.72% of the home’s value; in Kings County, the rate is 0.75%.

Where can I find free help to buy or rent in Lemoore?

We found no HUD-approved counseling agencies with an office in Kings County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).