Typical home value from Zillow, September 2021 to September 2026: from $298,315 to $356,253.
Typical rent
$1,792a month
▲ 3.1% more than 12 months ago
Typical rent from Zillow, March 2023 to September 2026: from $1,625 to $1,792.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tulare is in Tulare County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Tulare County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Lindsay, the typical rent is $1,009: 30% less than in Tulare ($1,435).
2
Nearby, in Farmersville, the typical home value is $248,500: 25% less than in Tulare ($329,800).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tulare
What homes there are in Tulare, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tulare
Tulare County
California
United States
Kind of home: Tulare and its comparisons
Measure
Tulare
Tulare County
California
United States
Detached house
77%
75%
57%
61%
Attached house
6%
4%
7%
6%
Building of 2 to 4
8%
7%
8%
8%
Apartments (5 or more)
7%
7%
24%
19%
Mobile home
3%
6%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house is the most common home in Tulare: 77% of homes, near the figure in Tulare County (75%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Tulare
Tulare County
California
United States
Year built: Tulare and its comparisons
Measure
Tulare
Tulare County
California
United States
Before 1960
16%
18%
27%
26%
1960–1979
22%
28%
29%
24%
1980–1999
29%
28%
25%
25%
2000–2009
19%
16%
11%
14%
2010 or later
14%
11%
8%
11%
The typical home in Tulare was built in 1990, 7 years after the typical one in Tulare County.
Homes in Tulare are bigger: 72% have 3 bedrooms or more; in Tulare County, 69%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K7%
$100K–$200K7%
$200K–$300K28%
$300K–$500K43%
$500K–$750K11%
FHA limit: $541,287
$750K–$1M3%
$1M or moreUnreliable
Value of owner-occupied homes: Tulare and its comparisons
Measure
Tulare
Under $100K
7%
$100K–$200K
7%
$200K–$300K
28%
$300K–$500K
43%
$500K–$750K
11%
$750K–$1M
3%
$1M or more
Unreliable estimate
The FHA loan limit for Tulare County is $541,287, and about 87% of owner-occupied homes in Tulare are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5004%
$500–$99919%
$1,000–$1,49932%
HUD fair market rent, 2 bedrooms: $1,450
$1,500–$1,99927%
$2,000–$2,49914%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tulare and its comparisons
Measure
Tulare
Under $500
4%
$500–$999
19%
$1,000–$1,499
32%
$1,500–$1,999
27%
$2,000–$2,499
14%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Measured against HUD's 2-bedroom fair market rent ($1,450), about 51% of rented homes in Tulare cost less.
With a mortgage
$1,888 a month
Tulare County: $1,868 a month
Without a mortgage
$582 a month
Tulare County: $569 a month
Owners with a mortgage
70%
Tulare County: 65%
In Tulare, 70% of owners have a mortgage; their typical cost is $1,888 a month, about the same as in Tulare County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tulare+59%
Tulare County+61%
California+46%
United States+53%
Typical rent
Tulare+36%
Tulare County+36%
California+36%
United States+33%
Typical household income
Tulare+34%
Tulare County+44%
California+32%
United States+29%
Change since 2015–2019: Tulare and its comparisons
Measure
Tulare
Tulare County
California
United States
Typical home value
+59%
+61%
+46%
+53%
Typical rent
+36%
+36%
+36%
+33%
Typical household income
+34%
+44%
+32%
+29%
From 2015–2019 to 2020–2024, home values in Tulare rose at about the same pace as in Tulare County: 59% against 61%.
Much as in Tulare County, the typical rent in Tulare rose 36% since 2015–2019.
To compare: typical income in Tulare rose 34%; the home, +59%; the rent, +36%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tulare and its comparisons
Measure
Tulare
Tulare County
California
United States
Rental vacancy
Unreliable estimate
2.7%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
0.8%
0.9%
More than one person per room
9.5%
10.4%
8.2%
3.4%
People per household
3.38
3.30
2.84
2.53
Drive alone
83%
77%
66%
69%
Carpool
10%
14%
10%
9%
Public transit
Unreliable estimate
0%
3%
3%
Walk or bike
1%
2%
3%
3%
Work from home
5%
6%
17%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
In Tulare, 9.5% of households live with more than one person per room, about the same as in Tulare County.
Much as in Tulare County, a household in Tulare has 3.38 people on average.
To get to work, 83% of workers in Tulare drive alone; in Tulare County, 77%.
Do the math
What would you pay each month for a home in Tulare?
A typical home costs more than the typical income allows
We start with a typical home in Tulare, worth $329,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Tulare, which is $72,410 a year. For that payment to be 28% of income, a household would need to earn about $114,638 a year.
The calculator's FHA and conventional loan limits are those of all of Tulare County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tulare. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,543 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,675
at 7.18% · 30 years
Loan amount
$323,826
Total interest
$465,910
Paid off in
November 2056
Includes $5,569 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,690 a month
Tight
$1,690 to $2,172 a month
Hard
more than $2,172 a month
Your payment · 44%
Compared with the typical household income in Tulare ($72,410 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,194
Property tax
$198
Home insurance
$137
FHA mortgage insurance (MIP)
$146
You need at least $11,543 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,675; principal and interest $2,194.
The city and its county
Tulare and Tulare County
Tulare is in Tulare County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tulare
Map of Tulare County, California, with Tulare marked. Around it, the neighboring counties.
Tulare
Tulare County
Other cities with a page
Tulare's own numbers
Typical home value
$329,800
Typical monthly rent
$1,435
Typical yearly household income
$72,410
Households that own their home
58%
Effective property tax rate
0.72%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tulare County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,450
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
14%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tulare County.
A typical home in Tulare is worth $329,800: about the same as the county and 55% below California. With the typical household income in Tulare ($72,410 a year), a typical home costs 4.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tulare4.6 years
County4.6 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tulare County
According to FHFA’s house price index, home prices in Tulare County rose 102% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tulare County.
Yearly change in FHFA’s price index in Tulare County, 2016 to 2025
2016: +6.2% +6.2% 2016
2017: +6.9% +6.9% 2017
2018: +5.5% +5.5% 2018
2019: +4.8% +4.8% 2019
2020: +4.8% +4.8% 2020
2021: +14.9% +14.9% 2021
2022: +16.6% +16.6% 2022
2023: +5.4% +5.4% 2023
2024: +4.6% +4.6% 2024
2025: +3.8% +3.8% 2025
Change in FHFA’s price index in Tulare County, California and the United States
Period
County
California
U.S.
Last year (2025)
+3.8%
+0.8%
+2.9%
5 years (2020–2025)
+53%
+40%
+47%
10 years (2015–2025)
+102%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tulare next to Tulare County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tulare$329,800
County$330,100
California$734,700
United States$332,700
Typical monthly rent
Tulare$1,435
County$1,280
California$2,036
United States$1,413
Typical yearly household income
Tulare$72,410
County$71,300
California$99,122
United States$80,734
See the full table
Tulare next to Tulare County and California
Measure
Tulare
Tulare County
California
U.S.
Typical home value
$329,800
$330,100
$734,700
$332,700
Typical monthly rent
$1,435 ▲12% above the county
$1,280
$2,036
$1,413
Typical yearly household income
$72,410
$71,300
$99,122
$80,734
Households that own their home
58%
58%
56%
65%
Typical yearly property tax
$2,366 ▲2% above the county
$2,318
$5,124
$3,119
Effective property tax rate
0.72% ▲0.02 points above the county
0.7%
0.7%
0.94%
Renters with high rent for their income
56% ▲6 points above the county
50%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tulare County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tulare
For a typical $329,800 home in Tulare, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tulare's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,675a month
Least cash to close
Down payment
$11,543
Cash to close
$21,437
Rate
7.18%
Mortgage insurance
FHA MIP · $146
Conventional, 5% down$2,614a month
Down payment
$16,490
Cash to close
$26,384
Rate
7.18%
Mortgage insurance
PMI · $157
Conventional, 20% down, no PMI$2,123a month
Down payment
$65,960
Cash to close
$75,854
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,428a month
Down payment
$49,470
Cash to close
$59,364
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tulare
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,675
$11,543
$323,826
7.18%
FHA MIP · $146
$21,437
580
Conventional, 5% down
$2,614
$16,490
$313,310
7.18%
PMI · $157
$26,384
620*
Conventional, 20% down, no PMI
$2,123
$65,960
$263,840
7.18%
None
$75,854
620*
ITIN, 15% down (example)
$2,428
$49,470
$280,330
8.18%
None
$59,364
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tulare is $1,435 a month: 12% above the county. In Tulare, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tulare County, by unit size. To pay the 2-bedroom one ($1,450 a month) without spending more than 30% of your income, you would need to earn $27.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tulare County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,101
$21.17
$44,040
1 bedroom
$1,108
$21.31
$44,320
2 bedrooms
$1,450
$27.88
$58,000
3 bedrooms
$1,995
$38.37
$79,800
4 bedrooms
$2,338
$44.96
$93,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tulare
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tulare is in ZIP code 93274.
For 2 bedrooms it is $1,560: $110 more than the fair market rent for Tulare County ($1,450).
Fair market rent by ZIP code and size in Tulare, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
93274
$1,180
$1,190
$1,560
$2,150
$2,520
ZIP code2 bd3 bd
93274 $1,560$2,150
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tulare when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Tulare County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Tulare or Tulare County. The ones below are statewide in California: they work in Tulare the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Tulare or Tulare County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tulare and all of Tulare County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tulare?
The typical home value in Tulare is $329,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tulare County it is $330,100.
How much does it cost to rent in Tulare?
Typical rent in Tulare is $1,435 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tulare County is $1,450.
What is the FHA loan limit in Tulare?
Tulare uses the FHA limit for all of Tulare County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tulare?
The typical homeowner in Tulare pays $2,366 a year, according to the U.S. Census Bureau. That is 0.72% of the home’s value; in Tulare County, the rate is 0.7%.
Where can I find free help to buy or rent in Tulare?
There are 2 HUD-approved counseling agencies with an office in Tulare County. They can help you get ready to buy, with your credit, or with rent.
