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City · 13,608 residents · Kings County, California

Avenal , California

In Avenal, a typical home is worth $228,900 and typical rent is $1,015 a month. Compared with all of Kings County, the typical home value is 29% lower, typical rent is 24% lower, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $228,900

    29% below the county

    69% below California

    • Avenal
    • Kings
    • California

  • Typical rent

    $1,015a month

    24% below the county

    50% below California

    • Avenal
    • Kings
    • California

  • Typical household income

    $54,741a year

    23% below the county

    45% below California

    • Avenal
    • Kings
    • California

  • Households that own their home

    45%

    9 points below the county

    10 points below California

    • Avenal
    • Kings
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$248,344
0.8% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Avenal is in Kings County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kings County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Avenal apart

What this place has that others do not, from public data, most unusual first.

  1. Avenal has the 11th lowest typical home value of the 654 cities in California with more than 5,000 people ($228,900).

  2. Avenal has the 16th lowest typical rent of the 648 cities in California with more than 5,000 people ($1,015).

  3. The typical household income in Avenal is $54,741, 23% less than in Kings County as a whole ($70,995).

  4. 45% of households in Avenal own their home, against 54% in Kings County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Avenal

What homes there are in Avenal, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Avenal, 6 in 10 homes are single-family detached houses; in Kings County, 7.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,390 a month

Kings County: $1,878 a month

Without a mortgage

$443 a month

Kings County: $589 a month

Owners with a mortgage

70%

Kings County: 66%

In Avenal, 70% of owners have a mortgage, and their typical cost is $1,390 a month, against $1,878 in Kings County. Without one it drops to $443.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Avenal rose at about the same pace as in Kings County: 50% against 50%.

Rents in Avenal rose more slowly than in Kings County: 19% since 2015–2019, against 34%.

To compare: typical income in Avenal rose 33%; the home, +50%; the rent, +19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAvenalKings CountyCaliforniaUnited States
Rental vacancy Unreliable estimate2.9%4.2%5.5%
Homeowner vacancy Unreliable estimate1.4%0.8%0.9%
More than one person per room 12.3%8.2%8.2%3.4%
People per household 3.663.172.842.53
Drive alone 72%77%66%69%
Carpool 23%14%10%9%
Public transit Unreliable estimateUnreliable estimate3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home Unreliable estimate5%17%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 12.3% of households in Avenal live, more than in Kings County (8.2%).

More people live in each home here: 3.66 on average, against 3.17 in Kings County.

In Avenal, 23% of workers share a car to get to work; in Kings County, 14%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Avenal?

A typical home costs more than the typical income allows

We start with a typical home in Avenal, worth $228,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Avenal, which is $54,741 a year. For that payment to be 28% of income, a household would need to earn about $79,156 a year.

The calculator's FHA and conventional loan limits are those of all of Kings County.

Your numbers

Local data
$

Starts at the typical home value in Avenal. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,012 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,847

at 7.18% · 30 years

Loan amount
$224,754
Total interest
$323,368
Paid off in
November 2056

Includes $3,866 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,277 a month

  • Tight

    $1,277 to $1,642 a month

  • Hard

    more than $1,642 a month

    Your payment · 40%

Compared with the typical household income in Avenal ($54,741 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,847
Principal & interest$1,523
Property tax$128
Home insurance$95
FHA mortgage insurance (MIP)$101

You need at least $8,012 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Avenal and Kings County

Avenal is in Kings County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Avenal's own numbers

Typical home value
$228,900
Typical monthly rent
$1,015
Typical yearly household income
$54,741
Households that own their home
45%
Effective property tax rate
0.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kings County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,512
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
3.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kings County.

Everything about Kings County

Buying

Buying a home in Avenal

A typical home in Avenal is worth $228,900: 29% below the county and 69% below California. With the typical household income in Avenal ($54,741 a year), a typical home costs 4.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Avenal 4.2 years
  • Kings 4.6 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kings County

According to FHFA’s house price index, home prices in Kings County rose 99% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kings County.

Period County California U.S.
Last year (2025) +4.8% +0.8% +2.9%
5 years (2020–2025) +50% +40% +47%
10 years (2015–2025) +99% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Avenal next to Kings County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Avenal $228,900
  • Kings $324,300
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Avenal $1,015
  • Kings $1,331
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Avenal $54,741
  • Kings $70,995
  • California $99,122
  • United States $80,734
See the full table
Avenal next to Kings County and California
Measure Avenal Kings County California U.S.
Typical home value $228,900 $324,300 $734,700 $332,700
Typical monthly rent $1,015 $1,331 $2,036 $1,413
Typical yearly household income $54,741 $70,995 $99,122 $80,734
Households that own their home 45% 54% 56% 65%
Typical yearly property tax $1,532 $2,425 $5,124 $3,119
Effective property tax rate 0.67% 0.75% 0.7% 0.94%
Renters with high rent for their income 49% 49% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kings County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Avenal

For a typical $228,900 home in Avenal, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Avenal's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,847a month

    Least cash to close
    Down payment
    $8,012
    Cash to close
    $14,879
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $101

  • Conventional, 5% down $1,805a month

    Down payment
    $11,445
    Cash to close
    $18,312
    Rate
    7.18%
    Mortgage insurance
    PMI · $109

  • Conventional, 20% down, no PMI $1,464a month

    Down payment
    $45,780
    Cash to close
    $52,647
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,675a month

    Down payment
    $34,335
    Cash to close
    $41,202
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Avenal and for Kings County.

Property tax

Effective rate in Avenal

0.67%of the home’s value each year

$1,532 a year for the typical owner in Avenal.

  • Avenal 0.67%
  • Kings 0.75%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Kings County

FEMA does not publish these numbers by city: they are for all of Kings County.

Homes in the high-risk zone
3.4%
1,364
Of those, with NFIP insurance
12%
County California U.S.
Homes in the high-risk zone 3.4% 2.8% 3.5%
Of those, with NFIP insurance 12% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Avenal

Typical rent in Avenal is $1,015 a month: 24% below the county. In Avenal, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Kings County, by unit size. To pay the 2-bedroom one ($1,512 a month) without spending more than 30% of your income, you would need to earn $29.08 an hour working full time.

HUD fair market rent for all of Kings County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,175 $22.60 $47,000
1 bedroom $1,183 $22.75 $47,320
2 bedrooms $1,512 $29.08 $60,480
3 bedrooms $2,094 $40.27 $83,760
4 bedrooms $2,467 $47.44 $98,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Avenal

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Avenal is in ZIP code 93204.

For 2 bedrooms it is $1,340: $172 less than the fair market rent for Kings County ($1,512).

  • 93204 $1,340$1,860

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Avenal when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Avenal

HUD lists 6 buildings with rents for lower incomes in Avenal. These are the largest.

  • El Palmar Apts 1112 E Whitney St, Avenal 93204 81 homes, 80 low-income · 2 bd: 33 · 3 bd: 24 · 4 bd: 24 · In service since 2003 · For families
  • Hearthstone Village 1217 S 7th Ave, Avenal 93204 81 homes, 80 low-income · 2 bd: 21 · 3 bd: 40 · 4 bd: 20 · In service since 2005 · For families
  • Villa Esperanza 500 E Alpine St, Avenal 93204 81 homes, 80 low-income · 2 bd: 25 · 3 bd: 40 · 4 bd: 16 · In service since 2008 · For families
  • Pleasant Valley & Wien Manor Apts 505 S Corcoran Ave, Avenal 93204 80 homes, 77 low-income · 1 bd: 16 · 2 bd: 40 · 3 bd: 24 · In service since 2012 · For families (559) 386-0148
  • Arroyo del Camino 801 S Corcoran Ave, Avenal 93204 41 homes, 40 low-income · 2 bd: 8 · 3 bd: 25 · 4 bd: 8 · In service since 2016 · For families

See all 36 buildings in Kings County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Avenal

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Kings County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Avenal

No down payment, repair or rent-help program on our list is for Avenal or Kings County. The ones below are statewide in California: they work in Avenal the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Avenal

The HUD-approved agencies closest to the center of Avenal, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Self Help Enterprises

    8445 W Elowin Ct, Visalia · 46 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (559) 802-1664

  • Southwest Fresno Development Corp

    1424 W California Ave, Fresno · 50 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (559) 209-8031

  • Community Services and Employment Training, Inc. (CSET)

    312 NW 3rd Ave, Visalia · 51 miles away

    • Fair housing pre-purchase workshops
    • Pre-purchase counseling
    • and 1 more
    (559) 732-4194

All counseling agencies in California

Help in Spanish near Avenal

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Avenal

HUD’s record names them for Avenal or Kings County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Kings County Housing Auth Public housing and Section 8 vouchers (559) 582-2806

All housing agencies in California Source: HUD

Cities

Other cities in Kings County

These cities are also in Kings County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Kings County Housing in California

Nearby cities

The cities closest to Avenal, with the typical home value.

Neighboring counties

If Kings County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Avenal.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Avenal

Short answers with the numbers for Avenal and all of Kings County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Avenal?

The typical home value in Avenal is $228,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kings County it is $324,300.

How much does it cost to rent in Avenal?

Typical rent in Avenal is $1,015 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kings County is $1,512.

What is the FHA loan limit in Avenal?

Avenal uses the FHA limit for all of Kings County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Avenal?

The typical homeowner in Avenal pays $1,532 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Kings County, the rate is 0.75%.

Where can I find free help to buy or rent in Avenal?

We found no HUD-approved counseling agencies with an office in Kings County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).