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City · 11,255 residents · Shasta County, California

Anderson , California

In Anderson, a typical home is worth $283,000 and typical rent is $962 a month. Compared with all of Shasta County, typical household income is 35% lower, typical rent is 27% lower, and the share of households that own their home is 7 points lower.

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  • Typical home value

    $283,000

    23% below the county

    61% below California

    • Anderson
    • Shasta
    • California

  • Typical rent

    $962a month

    27% below the county

    53% below California

    • Anderson
    • Shasta
    • California

  • Typical household income

    $47,375a year

    35% below the county

    52% below California

    • Anderson
    • Shasta
    • California

  • Households that own their home

    58%

    7 points below the county

    2 points above California

    • Anderson
    • Shasta
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$336,128
0.8% more than 12 months ago
Typical rent
$1,839 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Anderson is in Shasta County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Shasta County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Anderson apart

What this place has that others do not, from public data, most unusual first.

  1. Anderson has the 7th lowest typical rent of the 648 cities in California with more than 5,000 people ($962).

  2. Anderson has the 14th lowest typical household income of the 659 cities in California with more than 5,000 people ($47,375).

  3. The typical home in Anderson is worth $283,000, 23% less than in Shasta County as a whole ($366,400).

  4. Anderson has the 37th largest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (69%).

  5. 58% of households in Anderson own their home, against 66% in Shasta County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Anderson

What homes there are in Anderson, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Anderson, 6 in 10 homes are single-family detached houses; in Shasta County, 7.

Year built

By age, homes in Anderson look like those in Shasta County: the typical year built is 1981.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,861 a month

Shasta County: $1,990 a month

Without a mortgage

$524 a month

Shasta County: $699 a month

Owners with a mortgage

67%

Shasta County: 63%

The typical cost for an owner with a mortgage in Anderson is $1,861 a month, less than in Shasta County ($1,990); without one, $524.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Anderson rose 41% since 2015–2019, less than in Shasta County (45%).

Rent in Anderson moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAndersonShasta CountyCaliforniaUnited States
Rental vacancy Unreliable estimate5.7%4.2%5.5%
Homeowner vacancy Unreliable estimate1.6%0.8%0.9%
More than one person per room Unreliable estimate3.1%8.2%3.4%
People per household 2.312.502.842.53
Drive alone 70%77%66%69%
Carpool 13%9%10%9%
Public transit Unreliable estimateUnreliable estimate3%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 12%10%17%15%
Other means Unreliable estimate1%2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Households in Anderson are smaller: 2.31 people on average; in Shasta County, 2.50.

More people carpool to work in Anderson than in Shasta County: 13% against 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Anderson?

A typical home costs more than the typical income allows

We start with a typical home in Anderson, worth $283,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 58% of the typical household income in Anderson, which is $47,375 a year. For that payment to be 28% of income, a household would need to earn about $98,875 a year.

The calculator's FHA and conventional loan limits are those of all of Shasta County.

Your numbers

Local data
$

Starts at the typical home value in Anderson. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,905 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,307

at 7.18% · 30 years

Loan amount
$277,874
Total interest
$399,796
Paid off in
November 2056

Includes $4,779 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,105 a month

  • Tight

    $1,105 to $1,421 a month

  • Hard

    more than $1,421 a month

    Your payment · 58%

Compared with the typical household income in Anderson ($47,375 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,307
Principal & interest$1,882
Property tax$182
Home insurance$118
FHA mortgage insurance (MIP)$125

You need at least $9,905 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Anderson and Shasta County

Anderson is in Shasta County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Anderson's own numbers

Typical home value
$283,000
Typical monthly rent
$962
Typical yearly household income
$47,375
Households that own their home
58%
Effective property tax rate
0.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Shasta County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,581
Price change over 5 years (FHFA)
+29%
Homes in a high flood-risk zone
3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Shasta County.

Everything about Shasta County

Buying

Buying a home in Anderson

A typical home in Anderson is worth $283,000: 23% below the county and 61% below California. With the typical household income in Anderson ($47,375 a year), a typical home costs 6.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Anderson 6.0 years
  • Shasta 5.0 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Shasta County

According to FHFA’s house price index, home prices in Shasta County rose 65% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Shasta County.

Period County California U.S.
Last year (2025) −0.0% +0.8% +2.9%
5 years (2020–2025) +29% +40% +47%
10 years (2015–2025) +65% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Anderson next to Shasta County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Anderson $283,000
  • Shasta $366,400
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Anderson $962
  • Shasta $1,317
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Anderson $47,375
  • Shasta $72,636
  • California $99,122
  • United States $80,734
See the full table
Anderson next to Shasta County and California
Measure Anderson Shasta County California U.S.
Typical home value $283,000 $366,400 $734,700 $332,700
Typical monthly rent $962 $1,317 $2,036 $1,413
Typical yearly household income $47,375 $72,636 $99,122 $80,734
Households that own their home 58% 66% 56% 65%
Typical yearly property tax $2,186 $2,542 $5,124 $3,119
Effective property tax rate 0.77% 0.69% 0.7% 0.94%
Renters with high rent for their income 69% 53% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Shasta County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Anderson

For a typical $283,000 home in Anderson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Anderson's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,307a month

    Least cash to close
    Down payment
    $9,905
    Cash to close
    $18,395
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $125

  • Conventional, 5% down $2,255a month

    Down payment
    $14,150
    Cash to close
    $22,640
    Rate
    7.18%
    Mortgage insurance
    PMI · $134

  • Conventional, 20% down, no PMI $1,833a month

    Down payment
    $56,600
    Cash to close
    $65,090
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,095a month

    Down payment
    $42,450
    Cash to close
    $50,940
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Anderson and for Shasta County.

Property tax

Effective rate in Anderson

0.77%of the home’s value each year

$2,186 a year for the typical owner in Anderson.

  • Anderson 0.77%
  • Shasta 0.69%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Shasta County

FEMA does not publish these numbers by city: they are for all of Shasta County.

Homes in the high-risk zone
3%
2,056
Of those, with NFIP insurance
19%
County California U.S.
Homes in the high-risk zone 3% 2.8% 3.5%
Of those, with NFIP insurance 19% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Anderson

Typical rent in Anderson is $962 a month: 27% below the county. In Anderson, 69% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Shasta County, by unit size. To pay the 2-bedroom one ($1,581 a month) without spending more than 30% of your income, you would need to earn $30.40 an hour working full time.

HUD fair market rent for all of Shasta County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,201 $23.10 $48,040
1 bedroom $1,209 $23.25 $48,360
2 bedrooms $1,581 $30.40 $63,240
3 bedrooms $2,189 $42.10 $87,560
4 bedrooms $2,643 $50.83 $105,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Anderson

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Anderson is in ZIP code 96007.

For 2 bedrooms it is $1,440: $141 less than the fair market rent for Shasta County ($1,581).

  • 96007 $1,440$1,990

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Anderson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Anderson

HUD lists 11 buildings with rents for lower incomes in Anderson. These are the largest.

  • Manzanita Hills Apts 1526 Spruce St, Anderson 96007 160 homes, 148 low-income · 1 bd: 120 · 2 bd: 40 · In service since 2011
  • River Garden Apts 3195 Briarwood Dr, Anderson 96007 108 homes, 106 low-income · 1 bd: 84 · 2 bd: 24 · In service since 2011
  • Regency Place Senior Apts 2501 Red Bud Ln, Anderson 96007 81 homes, 80 low-income · 1 bd: 64 · 2 bd: 17 · In service since 2004
  • Blue Oak Court 2300 State Highway 273, Anderson 96007 80 homes, 79 low-income · 2 bd: 24 · 3 bd: 40 · 4 bd: 16 · In service since 2008 · For families
  • Season at Regency Place II 2400 Shady Ln, Anderson 96007 79 homes, 78 low-income · 1 bd: 63 · 2 bd: 16 · In service since 2011 · For older adults

See all 34 buildings in Shasta County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Anderson

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Shasta County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Anderson

No down payment, repair or rent-help program on our list is for Anderson or Shasta County. The ones below are statewide in California: they work in Anderson the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Anderson

The HUD-approved agencies closest to the center of Anderson, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Greater Sacramento Urban League

    3725 Marysville Blvd, Sacramento · 134 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (916) 286-8652

  • Greater Sacramento Urban League-Oak Park

    2331 Alhambra Blvd, Sacramento · 138 miles away · Spanish

    • Budget and credit workshops
    • Homelessness services
    • and 4 more
    (916) 286-8652

  • Sacramento Neighborhood Housing Services Inc Aka Formally Known As Neighborworks Homeownership Center Sacramento Region

    2411 Alhambra Blvd, Sacramento · 138 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (916) 452-5356

All counseling agencies in California

Help in Spanish near Anderson

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Anderson

HUD’s record names them for Anderson or Shasta County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Shasta County: see the list Source: HUD

Cities

Other cities in Shasta County

These cities are also in Shasta County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Shasta County Housing in California

Nearby cities

The cities closest to Anderson, with the typical home value.

Neighboring counties

If Shasta County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Anderson.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Anderson

Short answers with the numbers for Anderson and all of Shasta County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Anderson?

The typical home value in Anderson is $283,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Shasta County it is $366,400.

How much does it cost to rent in Anderson?

Typical rent in Anderson is $962 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Shasta County is $1,581.

What is the FHA loan limit in Anderson?

Anderson uses the FHA limit for all of Shasta County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Anderson?

The typical homeowner in Anderson pays $2,186 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Shasta County, the rate is 0.69%.

Where can I find free help to buy or rent in Anderson?

We found no HUD-approved counseling agencies with an office in Shasta County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).