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City · 8,357 residents · Glenn County, California

Orland , California

In Orland, a typical home is worth $342,200 and typical rent is $1,146 a month. Home values, rent and income are very close to those of all of Glenn County.

Orland in numbers

  • Typical home value

    $342,200

    3% below the county

    53% below California

    • Orland
    • Glenn
    • California
  • Typical rent

    $1,146a month

    2% above the county

    44% below California

    • Orland
    • Glenn
    • California
  • Typical household income

    $64,945a year

    3% below the county

    34% below California

    • Orland
    • Glenn
    • California
  • Households that own their home

    59%

    2 points below the county

    3 points above California

    • Orland
    • Glenn
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$390,920
2.5% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $356,711 to $390,920.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Orland is in Glenn County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Glenn County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Orland apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Willows, the typical home value is $281,700: 18% less than in Orland ($342,200).

  2. Nearby, in Corning, the typical rent is $961: 16% less than in Orland ($1,146).

  3. Orland has the 41st lowest typical rent of the 648 cities in California with more than 5,000 people ($1,146).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Orland

What homes there are in Orland, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Orland and its comparisons
MeasureOrlandGlenn CountyCaliforniaUnited States
Detached house 74%70%57%61%
Attached house Unreliable estimate2%7%6%
Building of 2 to 4 Unreliable estimate4%8%8%
Apartments (5 or more) Unreliable estimate11%24%19%
Mobile home Unreliable estimate13%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Orland, 7 in 10 homes are single-family detached houses; in Glenn County, 7.

Year built
Year built: Orland and its comparisons
MeasureOrlandGlenn CountyCaliforniaUnited States
Before 1960 24%29%27%26%
1960–1979 22%25%29%24%
1980–1999 27%26%25%25%
2000–2009 16%13%11%14%
2010 or later 11%6%8%11%

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Orland and its comparisons
MeasureOrland
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K 22%
$300K–$500K 63%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Orland and its comparisons
MeasureOrland
Under $500 Unreliable estimate
$500–$999 30%
$1,000–$1,499 36%
$1,500–$1,999 24%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,521 a month

Glenn County: $1,894 a month

Without a mortgage

$562 a month

Glenn County: $585 a month

Owners with a mortgage

67%

Glenn County: 55%

The typical cost for an owner with a mortgage in Orland is $1,521 a month, less than in Glenn County ($1,894); without one, $562.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Orland and its comparisons
MeasureOrlandGlenn CountyCaliforniaUnited States
Typical home value +64%+51%+46%+53%
Typical rent +26%+34%+36%+33%
Typical household income +47%+35%+32%+29%

Since 2015–2019, homes in Orland gained value faster than in Glenn County: 64% against 51%.

Since 2015–2019, the typical rent in Orland rose 26%, less than in Glenn County (34%).

While home values in Orland changed +64% and rent +26%, the typical household income rose 47%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Orland and its comparisons
MeasureOrlandGlenn CountyCaliforniaUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate4.7%8.2%3.4%
People per household 2.982.882.842.53
Drive alone 80%76%66%69%
Carpool 9%13%10%9%
Public transit Unreliable estimateUnreliable estimate3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home Unreliable estimate8%17%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Much as in Glenn County, a household in Orland has 2.98 people on average.

To get to work, 80% of workers in Orland drive alone; in Glenn County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Orland?

A typical home costs more than the typical income allows

We start with a typical home in Orland, worth $342,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Orland, which is $64,945 a year. For that payment to be 28% of income, a household would need to earn about $117,726 a year.

The calculator's FHA and conventional loan limits are those of all of Glenn County.

Your numbers

Local data
$

Starts at the typical home value in Orland. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,977 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,747

at 7.18% · 30 years

Loan amount
$336,002
Total interest
$483,428
Paid off in
November 2056

Includes $5,779 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,515 a month

  • Tight

    $1,515 to $1,948 a month

  • Hard

    more than $1,948 a month

    Your payment · 51%

Compared with the typical household income in Orland ($64,945 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,747
Monthly payment breakdown
Principal & interest$2,276
Property tax$177
Home insurance$143
FHA mortgage insurance (MIP)$151

You need at least $11,977 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,747; principal and interest $2,276.

The city and its county

Orland and Glenn County

Orland is in Glenn County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Glenn County, California, with Orland marked. Around it, the neighboring counties.

Orland's own numbers

Typical home value
$342,200
Typical monthly rent
$1,146
Typical yearly household income
$64,945
Households that own their home
59%
Effective property tax rate
0.62%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Glenn County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,361
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
12%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Glenn County.

Everything about Glenn County

Buying

Buying a home in Orland

A typical home in Orland is worth $342,200: 3% below the county and 53% below California. With the typical household income in Orland ($64,945 a year), a typical home costs 5.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Orland 5.3 years
  • Glenn 5.2 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Glenn County

According to FHFA’s house price index, home prices in Glenn County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Glenn County.

Yearly change in FHFA’s price index in Glenn County, 2016 to 2025
  1. 2020: +3.1%
  2. 2021: +11.4%
  3. 2022: +12.6%
  4. 2023: −3.2%
  5. 2024: +0.0%
  6. 2025: +6.9%
Change in FHFA’s price index in Glenn County, California and the United States
Period County California U.S.
Last year (2025) +6.9% +0.8% +2.9%
5 years (2020–2025) +30% +40% +47%
10 years (2015–2025) +89% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Orland next to Glenn County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Orland $342,200
  • Glenn $352,400
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Orland $1,146
  • Glenn $1,120
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Orland $64,945
  • Glenn $67,139
  • California $99,122
  • United States $80,734
See the full table
Orland next to Glenn County and California
Measure Orland Glenn County California U.S.
Typical home value $342,200 3% below the county $352,400 $734,700 $332,700
Typical monthly rent $1,146 2% above the county $1,120 $2,036 $1,413
Typical yearly household income $64,945 3% below the county $67,139 $99,122 $80,734
Households that own their home 59% 2 points below the county 61% 56% 65%
Typical yearly property tax $2,109 7% below the county $2,263 $5,124 $3,119
Effective property tax rate 0.62% 0.02 points below the county 0.64% 0.7% 0.94%
Renters with high rent for their income 50% 1 points below the county 50% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Glenn County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Orland

For a typical $342,200 home in Orland, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Orland's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,747a month

    Least cash to close
    Down payment
    $11,977
    Cash to close
    $22,243
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $151
  • Conventional, 5% down $2,684a month

    Down payment
    $17,110
    Cash to close
    $27,376
    Rate
    7.18%
    Mortgage insurance
    PMI · $163
  • Conventional, 20% down, no PMI $2,174a month

    Down payment
    $68,440
    Cash to close
    $78,706
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,490a month

    Down payment
    $51,330
    Cash to close
    $61,596
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Orland and for Glenn County.

Property tax

Effective rate in Orland

0.62%of the home’s value each year

$2,109 a year for the typical owner in Orland.

  • Orland 0.62%
  • Glenn 0.64%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Glenn County

FEMA does not publish these numbers by city: they are for all of Glenn County.

Homes in the high-risk zone
12%
1,178
Of those, with NFIP insurance
23%
Homes in the high-risk zone and with NFIP insurance: Glenn County, California and the U.S.
Measure County California U.S.
Homes in the high-risk zone 12% 2.8% 3.5%
Of those, with NFIP insurance 23% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Orland

Typical rent in Orland is $1,146 a month: 2% above the county. In Orland, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Glenn County, by unit size. To pay the 2-bedroom one ($1,361 a month) without spending more than 30% of your income, you would need to earn $26.17 an hour working full time.

HUD fair market rent for all of Glenn County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Glenn County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $948 $18.23 $37,920
1 bedroom $1,040 $20.00 $41,600
2 bedrooms $1,361 $26.17 $54,440
3 bedrooms $1,867 $35.90 $74,680
4 bedrooms $2,251 $43.29 $90,040

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Orland

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Orland is in ZIP code 95963.

For 2 bedrooms it is $1,400: $39 more than the fair market rent for Glenn County ($1,361).

  • 95963 $1,400$1,920

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Orland when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Orland

HUD lists 4 buildings with rents for lower incomes in Orland. These are the largest.

  • Orland Apts 817 Newport Ave, Orland 95963 82 homes, 80 low-income · 1 bd: 54 · 2 bd: 23 · 3 bd: 5 · In service since 2006
  • Paigewood Village 745 Paigewood Dr, Orland 95963 73 homes, 72 low-income · 2 bd: 24 · 3 bd: 41 · 4 bd: 8 · In service since 2010 · For families
  • Newport Village Apts 1011 Newport Ave, Orland 95963 40 low-income homes · In service since 1991 · For older adults
  • Rancho de Soto Apts 1003 Newport Ave, Orland 95963 33 homes, 32 low-income · 2 bd: 14 · 3 bd: 15 · 4 bd: 4 · In service since 2004 · For families

See all 7 buildings in Glenn County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Orland

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Glenn County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Orland

No down payment, repair or rent-help program on our list is for Orland or Glenn County. The ones below are statewide in California: they work in Orland the same as in the rest of the state.

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

Housing counselors near Orland

The HUD-approved agencies closest to the center of Orland, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Greater Sacramento Urban League

    3725 Marysville Blvd, Sacramento · 87 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
  • Greater Sacramento Urban League-Oak Park

    2331 Alhambra Blvd, Sacramento · 91 miles away · Spanish

    • Budget and credit workshops
    • Homelessness services
    • and 4 more
  • Sacramento Neighborhood Housing Services Inc Aka Formally Known As Neighborworks Homeownership Center Sacramento Region

    2411 Alhambra Blvd, Sacramento · 91 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more

All counseling agencies in California

Help in Spanish near Orland

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Orland

HUD lists no housing authority with an office in Glenn County. One in a neighboring county or the state’s may serve the area.

All housing agencies in California Source: HUD

Questions

Housing questions about Orland

Short answers with the numbers for Orland and all of Glenn County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Orland?

The typical home value in Orland is $342,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Glenn County it is $352,400.

How much does it cost to rent in Orland?

Typical rent in Orland is $1,146 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Glenn County is $1,361.

What is the FHA loan limit in Orland?

Orland uses the FHA limit for all of Glenn County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Orland?

The typical homeowner in Orland pays $2,109 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Glenn County, the rate is 0.64%.

Where can I find free help to buy or rent in Orland?

We found no HUD-approved counseling agencies with an office in Glenn County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).