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City · 28,896 residents · Yuma County, Arizona

Fortuna Foothills , Arizona

In Fortuna Foothills, a typical home is worth $199,200 and typical rent is $1,141 a month. Compared with all of Yuma County, typical rent is 15% higher, the typical home value is 9% lower, and the share of households that own their home is 13 points higher.

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  • Typical home value

    $199,200

    9% below the county

    50% below Arizona

    • Fortuna Foothills
    • Yuma
    • Arizona

  • Typical rent

    $1,141a month

    15% above the county

    26% below Arizona

    • Fortuna Foothills
    • Yuma
    • Arizona

  • Typical household income

    $60,474a year

    4% below the county

    24% below Arizona

    • Fortuna Foothills
    • Yuma
    • Arizona

  • Households that own their home

    84%

    13 points above the county

    16 points above Arizona

    • Fortuna Foothills
    • Yuma
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Fortuna Foothills is in Yuma County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Yuma County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fortuna Foothills apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in San Luis, the typical rent is $741: 35% less than in Fortuna Foothills ($1,141).

  2. 84% of households in Fortuna Foothills own their home, against 71% in Yuma County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fortuna Foothills

What homes there are in Fortuna Foothills, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: mobile homes are 47% of them, more than in Yuma County (29%), and no kind reaches half.

Year built

By age, homes in Fortuna Foothills look like those in Yuma County: the typical year built is 1998.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Fortuna Foothills sit under the FHA limit for Yuma County ($541,287): about 96%.

Monthly rent with utilities

With a mortgage

$1,302 a month

Yuma County: $1,334 a month

Without a mortgage

$393 a month

Yuma County: $431 a month

Owners with a mortgage

43%

Yuma County: 54%

In Fortuna Foothills, 43% of owners have a mortgage; their typical cost is $1,302 a month, about the same as in Yuma County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Fortuna Foothills gained value more slowly than in Yuma County: 58% since 2015–2019, against 70%.

The typical rent in Fortuna Foothills stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFortuna FoothillsYuma CountyArizonaUnited States
Rental vacancy Unreliable estimate5.2%5.8%5.5%
Homeowner vacancy Unreliable estimate1.2%1.0%0.9%
More than one person per room 4.5%10.8%4.3%3.4%
People per household 2.122.572.532.53
Drive alone 81%78%67%69%
Carpool 8%11%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 6%8%18%15%
Other means 2%1%2%2%
Typical commute 20 to 29 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Fewer households are short on space in Fortuna Foothills: 4.5% have more than one person per room; in Yuma County, 10.8%.

On average, a household in Fortuna Foothills has 2.12 people, fewer than in Yuma County (2.57).

To get to work, 81% of workers in Fortuna Foothills drive alone; in Yuma County, 78%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fortuna Foothills?

A typical home is tight for the typical income

We start with a typical home in Fortuna Foothills, worth $199,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Fortuna Foothills, which is $60,474 a year. For that payment to be 28% of income, a household would need to earn about $68,459 a year.

The calculator's FHA and conventional loan limits are those of all of Yuma County.

Your numbers

Local data
$

Starts at the typical home value in Fortuna Foothills. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,972 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,597

at 7.18% · 30 years

Loan amount
$195,592
Total interest
$281,411
Paid off in
November 2056

Includes $3,364 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,411 a month

  • Tight

    $1,411 to $1,814 a month

    Your payment · 32%

  • Hard

    more than $1,814 a month

Compared with the typical household income in Fortuna Foothills ($60,474 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,597
Principal & interest$1,325
Property tax$101
Home insurance$83
FHA mortgage insurance (MIP)$88

You need at least $6,972 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fortuna Foothills and Yuma County

Fortuna Foothills is in Yuma County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fortuna Foothills's own numbers

Typical home value
$199,200
Typical monthly rent
$1,141
Typical yearly household income
$60,474
Households that own their home
84%
Effective property tax rate
0.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Yuma County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,244
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
2.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yuma County.

Everything about Yuma County

Buying

Buying a home in Fortuna Foothills

A typical home in Fortuna Foothills is worth $199,200: 9% below the county and 50% below Arizona. With the typical household income in Fortuna Foothills ($60,474 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fortuna Foothills 3.3 years
  • Yuma 3.5 years
  • Arizona 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Yuma County

According to FHFA’s house price index, home prices in Yuma County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Yuma County.

Period County Arizona U.S.
Last year (2025) +1.6% +0.9% +2.9%
5 years (2020–2025) +58% +55% +47%
10 years (2015–2025) +98% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fortuna Foothills next to Yuma County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fortuna Foothills $199,200
  • Yuma $217,800
  • Arizona $394,500
  • United States $332,700
Typical monthly rent
  • Fortuna Foothills $1,141
  • Yuma $993
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Fortuna Foothills $60,474
  • Yuma $62,876
  • Arizona $79,964
  • United States $80,734
See the full table
Fortuna Foothills next to Yuma County and Arizona
Measure Fortuna Foothills Yuma County Arizona U.S.
Typical home value $199,200 $217,800 $394,500 $332,700
Typical monthly rent $1,141 $993 $1,543 $1,413
Typical yearly household income $60,474 $62,876 $79,964 $80,734
Households that own their home 84% 71% 67% 65%
Typical yearly property tax $1,218 $1,333 $1,879 $3,119
Effective property tax rate 0.61% 0.61% 0.48% 0.94%
Renters with high rent for their income 54% 48% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yuma County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fortuna Foothills

For a typical $199,200 home in Fortuna Foothills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fortuna Foothills's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,597a month

    Least cash to close
    Down payment
    $6,972
    Cash to close
    $12,948
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $88

  • Conventional, 5% down $1,561a month

    Down payment
    $9,960
    Cash to close
    $15,936
    Rate
    7.18%
    Mortgage insurance
    PMI · $95

  • Conventional, 20% down, no PMI $1,264a month

    Down payment
    $39,840
    Cash to close
    $45,816
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,448a month

    Down payment
    $29,880
    Cash to close
    $35,856
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fortuna Foothills and for Yuma County.

Property tax

Effective rate in Fortuna Foothills

0.61%of the home’s value each year

$1,218 a year for the typical owner in Fortuna Foothills.

  • Fortuna Foothills 0.61%
  • Yuma 0.61%
  • Arizona 0.48%

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Yuma County

FEMA does not publish these numbers by city: they are for all of Yuma County.

Homes in the high-risk zone
2.4%
1,892
Of those, with NFIP insurance
16%
County Arizona U.S.
Homes in the high-risk zone 2.4% 2.2% 3.5%
Of those, with NFIP insurance 16% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fortuna Foothills

Typical rent in Fortuna Foothills is $1,141 a month: 15% above the county. In Fortuna Foothills, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Yuma County, by unit size. To pay the 2-bedroom one ($1,244 a month) without spending more than 30% of your income, you would need to earn $23.92 an hour working full time.

HUD fair market rent for all of Yuma County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $942 $18.12 $37,680
1 bedroom $948 $18.23 $37,920
2 bedrooms $1,244 $23.92 $49,760
3 bedrooms $1,703 $32.75 $68,120
4 bedrooms $2,087 $40.13 $83,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fortuna Foothills

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fortuna Foothills is in ZIP code 85367.

For 2 bedrooms it is $1,460: $216 more than the fair market rent for Yuma County ($1,244).

  • 85367 $1,460$2,020

A ZIP code counts for Fortuna Foothills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fortuna Foothills

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Yuma County; none says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Fortuna Foothills

No down payment, repair or rent-help program on our list is for Fortuna Foothills or Yuma County. The ones below are statewide in Arizona: they work in Fortuna Foothills the same as in the rest of the state.

Which programs do I qualify for? All programs in Arizona

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Fortuna Foothills

The HUD-approved agencies closest to the center of Fortuna Foothills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Western Arizona Council of Governments (WACOG)

    1235 S Redondo Center Dr, Yuma · 13 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (928) 782-1886

  • Credit.org - Goodyear, AZ Branch

    15150 W Park Pl, Goodyear · 129 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (800) 431-8157

  • Greater Phoenix Urban League

    1402 S 7th Ave, Phoenix · 144 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (602) 254-5611

Every agency in Yuma County All counseling agencies in Arizona

Help in Spanish near Fortuna Foothills

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fortuna Foothills

HUD’s record names them for Fortuna Foothills or Yuma County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Yuma County Housing Department Public housing and Section 8 vouchers (928) 304-7325

One other authority has an office in Yuma County: see the list Source: HUD

Cities

Other cities in Yuma County

These cities are also in Yuma County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Yuma County Housing in Arizona

Nearby cities

The cities closest to Fortuna Foothills, with the typical home value.

Neighboring counties

If Yuma County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fortuna Foothills.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Fortuna Foothills

Short answers with the numbers for Fortuna Foothills and all of Yuma County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fortuna Foothills?

The typical home value in Fortuna Foothills is $199,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yuma County it is $217,800.

How much does it cost to rent in Fortuna Foothills?

Typical rent in Fortuna Foothills is $1,141 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yuma County is $1,244.

What is the FHA loan limit in Fortuna Foothills?

Fortuna Foothills uses the FHA limit for all of Yuma County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fortuna Foothills?

The typical homeowner in Fortuna Foothills pays $1,218 a year, according to the U.S. Census Bureau. That is 0.61% of the home’s value; in Yuma County, the rate is 0.61%.

Where can I find free help to buy or rent in Fortuna Foothills?

There is 1 HUD-approved counseling agency with an office in Yuma County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).