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City · 39,482 residents · Autauga County, Alabama

Prattville , Alabama

In Prattville, a typical home is worth $214,600 and typical rent is $1,313 a month. Compared with all of Autauga County, typical household income is 12% higher and the share of households that own their home is 10 points lower.

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  • Typical home value

    $214,600

    4% above the county

    2% above Alabama

    • Prattville
    • Autauga
    • Alabama

  • Typical rent

    $1,313a month

    4% above the county

    30% above Alabama

    • Prattville
    • Autauga
    • Alabama

  • Typical household income

    $81,337a year

    12% above the county

    27% above Alabama

    • Prattville
    • Autauga
    • Alabama

  • Households that own their home

    67%

    10 points below the county

    3 points below Alabama

    • Prattville
    • Autauga
    • Alabama

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$266,353
3.2% more than 12 months ago
Typical rent
$1,700 a month
6.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Prattville is in Autauga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Autauga County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Prattville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Holtville, the typical rent is $954: 27% less than in Prattville ($1,313).

  2. Nearby, in Montgomery, the typical home value is $161,900: 25% less than in Prattville ($214,600).

  3. 67% of households in Prattville own their home, against 77% in Autauga County.

  4. Prattville has the 8th smallest share of rent-burdened renters of the 101 cities in Alabama with more than 5,000 people (37%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Prattville

What homes there are in Prattville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Prattville: 78% of homes, near the figure in Autauga County (76%).

Year built

By age, homes in Prattville look like those in Autauga County: the typical year built is 1995.

In Prattville, 79% of homes have 3 bedrooms or more, about the same as in Autauga County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Prattville sit under the FHA limit for Autauga County ($541,287): about 96%.

Monthly rent with utilities

With a mortgage

$1,463 a month

Autauga County: $1,472 a month

Without a mortgage

$442 a month

Autauga County: $435 a month

Owners with a mortgage

66%

Autauga County: 56%

Owning costs about the same in Prattville as in Autauga County: with a mortgage, $1,463 a month; without one, $442.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Autauga County, the typical home value in Prattville rose 32% since 2015–2019.

Much as in Autauga County, the typical rent in Prattville rose 26% since 2015–2019.

The typical household income in Prattville rose 33% over that time; home values changed +32% and rent +26%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePrattvilleAutauga CountyAlabamaUnited States
Rental vacancy Unreliable estimate3.9%7.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.7%1.7%3.4%
People per household 2.572.592.482.53
Drive alone 83%84%81%69%
Carpool 8%8%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 8%7%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Prattville look like those in Autauga County: 2.57 people on average.

To get to work, 83% of workers in Prattville drive alone; in Autauga County, 84%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Prattville?

A typical home is within reach of the typical income

We start with a typical home in Prattville, worth $214,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Prattville, which is $81,337 a year.

The calculator's FHA and conventional loan limits are those of all of Autauga County.

Your numbers

Local data
$

Starts at the typical home value in Prattville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,511 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,669

at 7.18% · 30 years

Loan amount
$210,713
Total interest
$303,167
Paid off in
November 2056

Includes $3,624 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,898 a month

    Your payment · 25%

  • Tight

    $1,898 to $2,440 a month

  • Hard

    more than $2,440 a month

Compared with the typical household income in Prattville ($81,337 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,669
Principal & interest$1,427
Property tax$57
Home insurance$89
FHA mortgage insurance (MIP)$95

You need at least $7,511 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Prattville and Autauga County

Prattville is in Autauga County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Prattville's own numbers

Typical home value
$214,600
Typical monthly rent
$1,313
Typical yearly household income
$81,337
Households that own their home
67%
Effective property tax rate
0.32%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Autauga County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,150
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Autauga County.

Everything about Autauga County

Buying

Buying a home in Prattville

A typical home in Prattville is worth $214,600: 4% above the county and 2% above Alabama. With the typical household income in Prattville ($81,337 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Prattville 2.6 years
  • Autauga 2.9 years
  • Alabama 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Autauga County

According to FHFA’s house price index, home prices in Autauga County rose 63% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Autauga County.

Period County Alabama U.S.
Last year (2025) +1.8% +2.5% +2.9%
5 years (2020–2025) +47% +47% +47%
10 years (2015–2025) +63% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Prattville next to Autauga County, Alabama and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Prattville $214,600
  • Autauga $207,200
  • Alabama $209,900
  • United States $332,700
Typical monthly rent
  • Prattville $1,313
  • Autauga $1,263
  • Alabama $1,007
  • United States $1,413
Typical yearly household income
  • Prattville $81,337
  • Autauga $72,481
  • Alabama $63,999
  • United States $80,734
See the full table
Prattville next to Autauga County and Alabama
Measure Prattville Autauga County Alabama U.S.
Typical home value $214,600 $207,200 $209,900 $332,700
Typical monthly rent $1,313 $1,263 $1,007 $1,413
Typical yearly household income $81,337 $72,481 $63,999 $80,734
Households that own their home 67% 77% 70% 65%
Typical yearly property tax $680 $627 $788 $3,119
Effective property tax rate 0.32% 0.3% 0.38% 0.94%
Renters with high rent for their income 37% 35% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Autauga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Prattville

For a typical $214,600 home in Prattville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Prattville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,669a month

    Least cash to close
    Down payment
    $7,511
    Cash to close
    $13,949
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $95

  • Conventional, 5% down $1,630a month

    Down payment
    $10,730
    Cash to close
    $17,168
    Rate
    7.18%
    Mortgage insurance
    PMI · $102

  • Conventional, 20% down, no PMI $1,310a month

    Down payment
    $42,920
    Cash to close
    $49,358
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,508a month

    Down payment
    $32,190
    Cash to close
    $38,628
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Prattville and for Autauga County.

Property tax

Effective rate in Prattville

0.32%of the home’s value each year

$680 a year for the typical owner in Prattville.

  • Prattville 0.32%
  • Autauga 0.3%
  • Alabama 0.38%

What Alabama publishes Basic homestead exemption (type H-1) (Alabama Department of Revenue)

Exemptions and deadlines in Alabama

Flood risk in Autauga County

FEMA does not publish these numbers by city: they are for all of Autauga County.

Homes in the high-risk zone
3%
628
Of those, with NFIP insurance
22%
County Alabama U.S.
Homes in the high-risk zone 3% 3.2% 3.5%
Of those, with NFIP insurance 22% 29% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Prattville

Typical rent in Prattville is $1,313 a month: 4% above the county. In Prattville, 37% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Autauga County, by unit size. To pay the 2-bedroom one ($1,150 a month) without spending more than 30% of your income, you would need to earn $22.12 an hour working full time.

HUD fair market rent for all of Autauga County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $986 $18.96 $39,440
1 bedroom $1,003 $19.29 $40,120
2 bedrooms $1,150 $22.12 $46,000
3 bedrooms $1,476 $28.38 $59,040
4 bedrooms $1,708 $32.85 $68,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Prattville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Prattville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,120 in 36067 to $1,410 in 36066.

1 of the 2 is above the fair market rent for Autauga County ($1,150).

  • 36066 $1,410$1,810
  • 36067 $1,120$1,440

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Prattville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Prattville

HUD lists 8 buildings with rents for lower incomes in Prattville. These are the largest.

  • Pratt Court 320 Water St, Prattville 36067 106 low-income homes · Run by Housing Authority of the City of Prattville, AL · Average payment: $391 a month · Average wait: 43 months (334) 365-7580
  • Brentwood Landing Apts II 549 Covered Bridge Pkwy, Prattville 36066 96 low-income homes · 1 bd: 24 · 2 bd: 48 · 3 bd: 24 · In service since 2009 · For people with disabilities, families
  • Brentwood Landing Apts I 597 Covered Bridge Pkwy, Prattville 36066 80 low-income homes · 1 bd: 8 · 2 bd: 56 · 3 bd: 16 · In service since 2003 · For people with disabilities, families
  • Crestview Senior Cottages 777 Wetumpka St, Prattville 36067 56 low-income homes · 1 bd: 20 · 2 bd: 36 · In service since 2009 · For older adults, people with disabilities
  • Summit Terrace 2022 Summit Pkwy, Prattville 36066 56 low-income homes · Studio: 18 · 1 bd: 20 · 2 bd: 18 · In service since 1996 · For older adults

See all 9 buildings in Autauga County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Prattville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Autauga County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Prattville

No down payment, repair or rent-help program on our list is for Prattville or Autauga County. The ones below are statewide in Alabama: they work in Prattville the same as in the rest of the state.

Which programs do I qualify for? All programs in Alabama

  • Step Up

    Statewide in Alabama

    Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • First Step Mortgage Revenue Bonds

    Statewide in Alabama

    Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • Affordable Income Subsidy Grant

    Statewide in Alabama

    Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%. Offered by Alabama Housing Finance Authority (AHFA).

    Grant

    See the program Official page

Housing counselors near Prattville

The HUD-approved agencies closest to the center of Prattville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Legal Services Alabama Inc

    2567 Fairlane Drive Suite 300, Montgomery · 16 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (886) 456-4995

  • NSC (naca Counseling Subsidiary) - Birmingham, AL

    529 Beacon Pkwy W Ste 204, Birmingham · 73 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (205) 942-8111

  • Hispanic Interest Coalition of Alabama

    200 6th Ave SW, Birmingham · 75 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (205) 942-5505

All counseling agencies in Alabama

Help in Spanish near Prattville

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Prattville

HUD’s record names them for Prattville or Autauga County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Prattville, AL Public housing and Section 8 vouchers (334) 365-7580

All housing agencies in Alabama Source: HUD

Cities

Nearby cities

The cities closest to Prattville, with the typical home value.

Everything about Autauga County Housing in Alabama

Neighboring counties

If Autauga County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Prattville.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Prattville

Short answers with the numbers for Prattville and all of Autauga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Prattville?

The typical home value in Prattville is $214,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Autauga County it is $207,200.

How much does it cost to rent in Prattville?

Typical rent in Prattville is $1,313 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Autauga County is $1,150.

What is the FHA loan limit in Prattville?

Prattville uses the FHA limit for all of Autauga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Prattville?

The typical homeowner in Prattville pays $680 a year, according to the U.S. Census Bureau. That is 0.32% of the home’s value; in Autauga County, the rate is 0.3%.

Where can I find free help to buy or rent in Prattville?

We found no HUD-approved counseling agencies with an office in Autauga County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).