In Auburn, a typical home is worth $364,800 and typical rent is $1,098 a month. Compared with all of Lee County, the typical home value is 39% higher and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $326,304 to $421,396.
Typical rent
$1,681a month
▲ 5.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,213 to $1,681.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Auburn is in Lee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lee County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Tuskegee, the typical home value is $104,800: 71% less than in Auburn ($364,800).
2
The typical home in Auburn is worth $364,800,39% more than in Lee County as a whole ($262,200).
3
Nearby, in Tuskegee, the typical rent is $757: 31% less than in Auburn ($1,098).
4
53% of households in Auburn own their home, against 66% in Lee County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Auburn
What homes there are in Auburn, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Auburn
Lee County
Alabama
United States
Kind of home: Auburn and its comparisons
Measure
Auburn
Lee County
Alabama
United States
Detached house
48%
58%
69%
61%
Attached house
8%
5%
2%
6%
Building of 2 to 4
8%
6%
5%
8%
Apartments (5 or more)
31%
17%
12%
19%
Mobile home
4%
14%
12%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Auburn; the largest group, detached houses, adds up to 48%, less than in Lee County (58%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Auburn
Lee County
Alabama
United States
Year built: Auburn and its comparisons
Measure
Auburn
Lee County
Alabama
United States
Before 1960
5%
7%
16%
26%
1960–1979
15%
16%
26%
24%
1980–1999
28%
32%
29%
25%
2000–2009
24%
21%
15%
14%
2010 or later
27%
24%
13%
11%
Here half of the homes date from 2001 or later; in Lee County, from 1997 or later.
There are fewer big homes in Auburn than in Lee County: 63% have 3 bedrooms or more, against 70%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K6%
$100K–$200K9%
$200K–$300K20%
$300K–$500K39%
$500K–$750K16%
FHA limit: $541,287
$750K–$1M6%
$1M or more3%
Value of owner-occupied homes: Auburn and its comparisons
Measure
Auburn
Under $100K
6%
$100K–$200K
9%
$200K–$300K
20%
$300K–$500K
39%
$500K–$750K
16%
$750K–$1M
6%
$1M or more
3%
The FHA loan limit for Lee County is $541,287, and about 77% of owner-occupied homes in Auburn are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5006%
$500–$99934%
$1,000–$1,49937%
HUD fair market rent, 2 bedrooms: $1,277
$1,500–$1,99915%
$2,000–$2,4994%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Auburn and its comparisons
Measure
Auburn
Under $500
6%
$500–$999
34%
$1,000–$1,499
37%
$1,500–$1,999
15%
$2,000–$2,499
4%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
About 60% of rented homes in Auburn cost less than HUD's 2-bedroom fair market rent for Lee County ($1,277); the rest cost more.
With a mortgage
$1,881 a month
Lee County: $1,529 a month
Without a mortgage
$568 a month
Lee County: $481 a month
Owners with a mortgage
64%
Lee County: 61%
Owning costs more in Auburn: with a mortgage, the typical cost is $1,881 a month; in Lee County, $1,529. Without one, $568.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Auburn+37%
Lee County+55%
Alabama+47%
United States+53%
Typical rent
Auburn+24%
Lee County+24%
Alabama+27%
United States+33%
Typical household income
Auburn+35%
Lee County+28%
Alabama+27%
United States+29%
Change since 2015–2019: Auburn and its comparisons
Measure
Auburn
Lee County
Alabama
United States
Typical home value
+37%
+55%
+47%
+53%
Typical rent
+24%
+24%
+27%
+33%
Typical household income
+35%
+28%
+27%
+29%
Homes in Auburn gained value more slowly than in Lee County: 37% since 2015–2019, against 55%.
Much as in Lee County, the typical rent in Auburn rose 24% since 2015–2019.
To compare: typical income in Auburn rose 35%; the home, +37%; the rent, +24%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Auburn and its comparisons
Measure
Auburn
Lee County
Alabama
United States
Rental vacancy
9.2%
8.1%
7.2%
5.5%
Homeowner vacancy
2.8%
2.1%
1.1%
0.9%
More than one person per room
1.5%
2.0%
1.7%
3.4%
People per household
2.45
2.50
2.48
2.53
Drive alone
76%
79%
81%
69%
Carpool
7%
7%
8%
9%
Public transit
1%
1%
0%
3%
Walk or bike
5%
3%
1%
3%
Work from home
11%
10%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
In Auburn, the rental vacancy rate is 9.2%; in Lee County, 8.1%.
Much as in Lee County, 1.5% of households in Auburn have more than one person per room.
A household in Auburn has 2.45 people on average, about the same as in Lee County (2.50).
The car rules in Auburn: 76% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Auburn?
A typical home costs more than the typical income allows
We start with a typical home in Auburn, worth $364,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Auburn, which is $63,668 a year. For that payment to be 28% of income, a household would need to earn about $123,416 a year.
The calculator's FHA and conventional loan limits are those of all of Lee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Auburn. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,768 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,880
at 7.18% · 30 years
Loan amount
$358,193
Total interest
$515,355
Paid off in
November 2056
Includes $6,161 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,486 a month
Tight
$1,486 to $1,910 a month
Hard
more than $1,910 a month
Your payment · 54%
Compared with the typical household income in Auburn ($63,668 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,427
Property tax
$140
Home insurance
$152
FHA mortgage insurance (MIP)
$161
You need at least $12,768 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,880; principal and interest $2,427.
The city and its county
Auburn and Lee County
Auburn is in Lee County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Auburn
Map of Lee County, Alabama, with Auburn marked. Around it, the neighboring counties.
Auburn
Lee County
Other cities with a page
Auburn's own numbers
Typical home value
$364,800
Typical monthly rent
$1,098
Typical yearly household income
$63,668
Households that own their home
53%
Effective property tax rate
0.46%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,277
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
1.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lee County.
A typical home in Auburn is worth $364,800: 39% above the county and 74% above Alabama. With the typical household income in Auburn ($63,668 a year), a typical home costs 5.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Auburn5.7 years
Lee4.0 years
Alabama3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lee County
According to FHFA’s house price index, home prices in Lee County rose 87% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lee County.
Yearly change in FHFA’s price index in Lee County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +5.1% +5.1% 2017
2018: +5.1% +5.1% 2018
2019: +4.9% +4.9% 2019
2020: +2.9% +2.9% 2020
2021: +10.0% +10.0% 2021
2022: +13.8% +13.8% 2022
2023: +10.8% +10.8% 2023
2024: +3.5% +3.5% 2024
2025: +4.7% +4.7% 2025
Change in FHFA’s price index in Lee County, Alabama and the United States
Period
County
Alabama
U.S.
Last year (2025)
+4.7%
+2.5%
+2.9%
5 years (2020–2025)
+50%
+47%
+47%
10 years (2015–2025)
+87%
+77%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Auburn next to Lee County, Alabama and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Auburn$364,800
Lee$262,200
Alabama$209,900
United States$332,700
Typical monthly rent
Auburn$1,098
Lee$1,058
Alabama$1,007
United States$1,413
Typical yearly household income
Auburn$63,668
Lee$65,824
Alabama$63,999
United States$80,734
See the full table
Auburn next to Lee County and Alabama
Measure
Auburn
Lee County
Alabama
U.S.
Typical home value
$364,800 ▲39% above the county
$262,200
$209,900
$332,700
Typical monthly rent
$1,098 ▲4% above the county
$1,058
$1,007
$1,413
Typical yearly household income
$63,668 ▼3% below the county
$65,824
$63,999
$80,734
Households that own their home
53% ▼13 points below the county
66%
70%
65%
Typical yearly property tax
$1,668 ▲33% above the county
$1,252
$788
$3,119
Effective property tax rate
0.46% ▼0.02 points below the county
0.48%
0.38%
0.94%
Renters with high rent for their income
61% ▲4 points above the county
57%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Auburn
For a typical $364,800 home in Auburn, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Auburn's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,880a month
Least cash to close
Down payment
$12,768
Cash to close
$23,712
Rate
7.18%
Mortgage insurance
FHA MIP · $161
Conventional, 5% down$2,813a month
Down payment
$18,240
Cash to close
$29,184
Rate
7.18%
Mortgage insurance
PMI · $173
Conventional, 20% down, no PMI$2,269a month
Down payment
$72,960
Cash to close
$83,904
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,606a month
Down payment
$54,720
Cash to close
$65,664
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Auburn
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,880
$12,768
$358,193
7.18%
FHA MIP · $161
$23,712
580
Conventional, 5% down
$2,813
$18,240
$346,560
7.18%
PMI · $173
$29,184
620*
Conventional, 20% down, no PMI
$2,269
$72,960
$291,840
7.18%
None
$83,904
620*
ITIN, 15% down (example)
$2,606
$54,720
$310,080
8.18%
None
$65,664
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Auburn is $1,098 a month: 4% above the county. In Auburn, 61% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lee County, by unit size. To pay the 2-bedroom one ($1,277 a month) without spending more than 30% of your income, you would need to earn $24.56 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$891
$17.13
$35,640
1 bedroom
$1,167
$22.44
$46,680
2 bedrooms
$1,277
$24.56
$51,080
3 bedrooms
$1,548
$29.77
$61,920
4 bedrooms
$1,794
$34.50
$71,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Auburn
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Auburn has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,290 in 36832 to $1,450 in 36830.
3 of the 3 are above the fair market rent for Lee County ($1,277).
2-bedroom fair market rent in each of the 3 ZIP codes of Auburn, beside the one for Lee County. For 2 bedrooms it runs from $1,290 in 36832 to $1,450 in 36830. 3 of the 3 are above the fair market rent for Lee County ($1,277).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,277
Lowest: $1,290 (36832)Highest: $1,450 (36830)
Fair market rent by ZIP code and size in Auburn, fiscal year 2027.
36830
$1,010
$1,320
$1,450
$1,760
$2,040
36832
$900
$1,180
$1,290
$1,560
$1,810
36849
$940
$1,240
$1,360
$1,640
$1,900
ZIP code2 bd3 bd
36830 $1,450$1,760
36832 $1,290$1,560
36849 $1,360$1,640
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Auburn when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Lee County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Auburn or Lee County. The ones below are statewide in Alabama: they work in Auburn the same as in the rest of the state.
Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%.Offered by Alabama Housing Finance Authority (AHFA).
No legal help resource on our list is for Auburn or Lee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Auburn and all of Lee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Auburn?
The typical home value in Auburn is $364,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lee County it is $262,200.
How much does it cost to rent in Auburn?
Typical rent in Auburn is $1,098 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lee County is $1,277.
What is the FHA loan limit in Auburn?
Auburn uses the FHA limit for all of Lee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Auburn?
The typical homeowner in Auburn pays $1,668 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in Lee County, the rate is 0.48%.
Where can I find free help to buy or rent in Auburn?
We found no HUD-approved counseling agencies with an office in Lee County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
