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City · 8,938 residents · Macon County, Alabama

Tuskegee , Alabama

In Tuskegee, a typical home is worth $104,800 and typical rent is $757 a month. Compared with all of Macon County, typical household income is 13% lower and the share of households that own their home is 21 points lower.

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  • Typical home value

    $104,800

    3% above the county

    50% below Alabama

    • Tuskegee
    • Macon
    • Alabama

  • Typical rent

    $757a month

    3% above the county

    25% below Alabama

    • Tuskegee
    • Macon
    • Alabama

  • Typical household income

    $38,000a year

    13% below the county

    41% below Alabama

    • Tuskegee
    • Macon
    • Alabama

  • Households that own their home

    41%

    21 points below the county

    29 points below Alabama

    • Tuskegee
    • Macon
    • Alabama

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$96,604
2.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tuskegee is in Macon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Macon County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tuskegee apart

What this place has that others do not, from public data, most unusual first.

  1. Tuskegee has the 2nd lowest homeownership rate of the 120 cities in Alabama with more than 5,000 people (41%).

  2. Tuskegee has the 4th lowest typical home value of the 120 cities in Alabama with more than 5,000 people ($104,800).

  3. Tuskegee has the 5th lowest typical household income of the 120 cities in Alabama with more than 5,000 people ($38,000).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tuskegee

What homes there are in Tuskegee, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Tuskegee: 63% of homes, near the figure in Macon County (63%).

Year built

The typical year built in Tuskegee is 1976, about the same as in Macon County (1979).

There are fewer big homes in Tuskegee than in Macon County: 65% have 3 bedrooms or more, against 74%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Macon County is $981; about 76% of rents in Tuskegee are below it.

With a mortgage

$1,109 a month

Macon County: $1,127 a month

Without a mortgage

$456 a month

Macon County: $445 a month

Owners with a mortgage

37%

Macon County: 40%

In Tuskegee, 37% of owners have a mortgage; their typical cost is $1,109 a month, about the same as in Macon County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Tuskegee gained value faster than in Macon County: 36% against 26%.

Rents in Tuskegee rose faster than in Macon County: 25% since 2015–2019, against 15%.

While home values in Tuskegee changed +36% and rent +25%, the typical household income rose 36%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTuskegeeMacon CountyAlabamaUnited States
Rental vacancy 7.4%5.6%7.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.6%1.7%3.4%
People per household 2.062.222.482.53
Drive alone 62%70%81%69%
Carpool 11%11%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike 17%9%1%3%
Work from home 7%8%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Tuskegee, the rental vacancy rate is 7.4%; in Macon County, 5.6%.

Fewer people live in each home here: 2.06 on average, against 2.22 in Macon County.

More people walk or bike to work in Tuskegee: 17%, against 9% in Macon County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tuskegee?

A typical home is within reach of the typical income

We start with a typical home in Tuskegee, worth $104,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Tuskegee, which is $38,000 a year.

The calculator's FHA and conventional loan limits are those of all of Macon County.

Your numbers

Local data
$

Starts at the typical home value in Tuskegee. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,668 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$830

at 7.18% · 30 years

Loan amount
$102,902
Total interest
$148,052
Paid off in
November 2056

Includes $1,770 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $887 a month

    Your payment · 26%

  • Tight

    $887 to $1,140 a month

  • Hard

    more than $1,140 a month

Compared with the typical household income in Tuskegee ($38,000 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$830
Principal & interest$697
Property tax$43
Home insurance$44
FHA mortgage insurance (MIP)$46

You need at least $3,668 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tuskegee and Macon County

Tuskegee is in Macon County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tuskegee's own numbers

Typical home value
$104,800
Typical monthly rent
$757
Typical yearly household income
$38,000
Households that own their home
41%
Effective property tax rate
0.49%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Macon County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$981
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
3.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Macon County.

Everything about Macon County

Buying

Buying a home in Tuskegee

A typical home in Tuskegee is worth $104,800: 3% above the county and 50% below Alabama. With the typical household income in Tuskegee ($38,000 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tuskegee 2.8 years
  • Macon 2.3 years
  • Alabama 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Macon County

According to FHFA’s house price index, home prices in Macon County rose 57% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Macon County.

Period County Alabama U.S.
Last year (2025) +3.6% +2.5% +2.9%
5 years (2020–2025) +39% +47% +47%
10 years (2015–2025) +57% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tuskegee next to Macon County, Alabama and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tuskegee $104,800
  • Macon $102,000
  • Alabama $209,900
  • United States $332,700
Typical monthly rent
  • Tuskegee $757
  • Macon $734
  • Alabama $1,007
  • United States $1,413
Typical yearly household income
  • Tuskegee $38,000
  • Macon $43,707
  • Alabama $63,999
  • United States $80,734
See the full table
Tuskegee next to Macon County and Alabama
Measure Tuskegee Macon County Alabama U.S.
Typical home value $104,800 $102,000 $209,900 $332,700
Typical monthly rent $757 $734 $1,007 $1,413
Typical yearly household income $38,000 $43,707 $63,999 $80,734
Households that own their home 41% 62% 70% 65%
Typical yearly property tax $515 $509 $788 $3,119
Effective property tax rate 0.49% 0.5% 0.38% 0.94%
Renters with high rent for their income 50% 52% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Macon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tuskegee

For a typical $104,800 home in Tuskegee, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tuskegee's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $830a month

    Least cash to close
    Down payment
    $3,668
    Cash to close
    $6,812
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $46

  • Conventional, 5% down $811a month

    Down payment
    $5,240
    Cash to close
    $8,384
    Rate
    7.18%
    Mortgage insurance
    PMI · $50

  • Conventional, 20% down, no PMI $654a month

    Down payment
    $20,960
    Cash to close
    $24,104
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $751a month

    Down payment
    $15,720
    Cash to close
    $18,864
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tuskegee and for Macon County.

Property tax

Effective rate in Tuskegee

0.49%of the home’s value each year

$515 a year for the typical owner in Tuskegee.

  • Tuskegee 0.49%
  • Macon 0.5%
  • Alabama 0.38%

What Alabama publishes Basic homestead exemption (type H-1) (Alabama Department of Revenue)

Exemptions and deadlines in Alabama

Flood risk in Macon County

FEMA does not publish these numbers by city: they are for all of Macon County.

Homes in the high-risk zone
3.1%
268
Of those, with NFIP insurance
1.9%
County Alabama U.S.
Homes in the high-risk zone 3.1% 3.2% 3.5%
Of those, with NFIP insurance 1.9% 29% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tuskegee

Typical rent in Tuskegee is $757 a month: 3% above the county. In Tuskegee, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Macon County, by unit size. To pay the 2-bedroom one ($981 a month) without spending more than 30% of your income, you would need to earn $18.87 an hour working full time.

HUD fair market rent for all of Macon County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $698 $13.42 $27,920
1 bedroom $750 $14.42 $30,000
2 bedrooms $981 $18.87 $39,240
3 bedrooms $1,223 $23.52 $48,920
4 bedrooms $1,479 $28.44 $59,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tuskegee

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tuskegee has 2 ZIP codes with their own.

For 2 bedrooms it runs from $970 in 36083 to $1,000 in 36088.

1 of the 2 is above the fair market rent for Macon County ($981).

  • 36083 $970$1,210
  • 36088 $1,000$1,250

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tuskegee when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Tuskegee

HUD lists 6 buildings with rents for lower incomes in Tuskegee. These are the largest.

  • School Gautier Brown Williams 301 N School St, Tuskegee 36083 145 low-income homes · For families (334) 727-0459
  • The Sojourner Apts 216 L Overture Cir, Tuskegee 36083 100 low-income homes · 1 bd: 96 · 2 bd: 4 · In service since 2003 · For older adults, people with disabilities (334) 727-0172
  • Pleasant Springs Apts 100 Pleasant Springs DR, Tuskegee 36083 52 low-income homes · 1 bd: 6 · 2 bd: 20 · 3 bd: 20 · 4 bd: 6 · In service since 1996 · For people with disabilities, families
  • E. D. Nixon Apartments 2010 E D Nixon St, Tuskegee 36083 42 low-income homes · For older adults (334) 727-9433
  • Pathway Apts 50200 Redwood Dr, Tuskegee 36083 40 low-income homes · 2 bd: 24 · 3 bd: 16 · In service since 1997 · For people with disabilities, families

See all 8 buildings in Macon County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Tuskegee

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Macon County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Tuskegee

No down payment, repair or rent-help program on our list is for Tuskegee or Macon County. The ones below are statewide in Alabama: they work in Tuskegee the same as in the rest of the state.

Which programs do I qualify for? All programs in Alabama

  • Step Up

    Statewide in Alabama

    Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • First Step Mortgage Revenue Bonds

    Statewide in Alabama

    Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • Affordable Income Subsidy Grant

    Statewide in Alabama

    Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%. Offered by Alabama Housing Finance Authority (AHFA).

    Grant

    See the program Official page

Housing counselors near Tuskegee

The HUD-approved agencies closest to the center of Tuskegee, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Legal Services Alabama Inc

    2567 Fairlane Drive Suite 300, Montgomery · 33 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (886) 456-4995

  • NSC (naca Counseling Subsidiary) - Birmingham, AL

    529 Beacon Pkwy W Ste 204, Birmingham · 99 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (205) 942-8111

  • United Way of Central Alabama, Inc.

    3600 8th Ave S, Birmingham · 99 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (205) 458-8950

All counseling agencies in Alabama

Help in Spanish near Tuskegee

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tuskegee

HUD’s record names them for Tuskegee or Macon County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Tuskegee Housing Authority Public housing and Section 8 vouchers (334) 727-0459

All housing agencies in Alabama Source: HUD

Cities

Nearby cities

The cities closest to Tuskegee, with the typical home value.

Everything about Macon County Housing in Alabama

Neighboring counties

If Macon County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tuskegee.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Tuskegee

Short answers with the numbers for Tuskegee and all of Macon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tuskegee?

The typical home value in Tuskegee is $104,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Macon County it is $102,000.

How much does it cost to rent in Tuskegee?

Typical rent in Tuskegee is $757 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Macon County is $981.

What is the FHA loan limit in Tuskegee?

Tuskegee uses the FHA limit for all of Macon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tuskegee?

The typical homeowner in Tuskegee pays $515 a year, according to the U.S. Census Bureau. That is 0.49% of the home’s value; in Macon County, the rate is 0.5%.

Where can I find free help to buy or rent in Tuskegee?

We found no HUD-approved counseling agencies with an office in Macon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).