Free tool
Do I qualify by income in Arizona?
In Arizona, the 50% (very low income) limit for 4 people runs from $33,250 to $56,200, depending on the county. Pick yours and see where your income falls.
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- Connected to the 15 counties of Arizona
- Rules verified as of October 31, 2026.
- Public data from HUD
HUD's limits in Arizona, county by county
- 50% (very low) limit, 4 people
- $33,250 – $56,200
- 15 of 15 counties have HUD limits.
- Highest
- $56,200
- Maricopa County and 1 more county
- Lowest
- $33,250
- Santa Cruz County
- Counties in a metropolitan area
- 8 of 15
- HUD groups them into 7 metropolitan areas. It calculates the other 7 one by one.
Every county, highest to lowest
Sort by any column. Tap a county to see its limits for every family size, what each one is used for and the programs in that county.
| Maricopa County | $33,700 | $56,200 | $89,900 |
|---|---|---|---|
| Pinal County | $33,700 | $56,200 | $89,900 |
| Coconino County | $33,600 | $56,000 | $89,600 |
| Pima County | $33,000 | $49,900 | $79,850 |
| Yavapai County | $33,000 | $47,700 | $76,300 |
| Graham County | $33,000 | $42,050 | $67,300 |
| Gila County | $33,000 | $42,000 | $67,200 |
| Greenlee County | $33,000 | $42,000 | $67,200 |
| Mohave County | $33,000 | $39,950 | $63,900 |
| Yuma County | $33,000 | $39,900 | $63,850 |
| Cochise County | $33,000 | $39,150 | $62,600 |
| Navajo County | $33,000 | $38,150 | $61,050 |
| Apache County | $33,000 | $34,250 | $54,800 |
| La Paz County | $33,000 | $33,600 | $53,750 |
| Santa Cruz County | $33,000 | $33,250 | $53,200 |
- Maricopa County $56,200$89,900
- Pinal County $56,200$89,900
- Coconino County $56,000$89,600
- Pima County $49,900$79,850
- Yavapai County $47,700$76,300
- Graham County $42,050$67,300
- Gila County $42,000$67,200
- Greenlee County $42,000$67,200
- Mohave County $39,950$63,900
- Yuma County $39,900$63,850
- Cochise County $39,150$62,600
- Navajo County $38,150$61,050
- Apache County $34,250$54,800
- La Paz County $33,600$53,750
- Santa Cruz County $33,250$53,200
Source: Income Limits (Fiscal year 2026)
Pick your county and how many people live with you. Income is optional: with it we tell you which limit it falls under.
Your household
Your county
HUD publishes its limits by county or by metropolitan area.
Let's do the math
Example: Maricopa County, AZ
Enter your income to see which of the three limits your household of 4 people falls under.
This does not say whether you qualify. The housing agency or the property reviews your case and decides.
Extremely low income (30%)
$33,700
per year, 4 people
Used by
- Section 8 vouchers: each year, at least 75% of the families an agency admits from its waiting list must be at this level. Source: 24 CFR §982.201(b)(2)(i)
- Public housing: each year, at least 40% of the families admitted from the waiting list must be at this level. Source: 24 CFR §960.202(b)(1)(i)
Very low income (50%)
$56,200
per year, 4 people
Used by
- Section 8 vouchers: in general, the household cannot earn more than this limit (50% of median income). There are exceptions for some low-income families. Source: 24 CFR §982.201(b)(1)
- Tax-credit apartments (LIHTC): the law uses 50% or 60% of area median income, depending on what each property chose, or an average of 60%. Ask the property which limit it uses. Source: 26 U.S.C. §42(g)(1)
Low income (80%)
$89,900
per year, 4 people
Used by
- Public housing: admits only low-income families, up to this limit. Source: 24 CFR §960.201(a)(2)
- Buildings with their own Section 8 (project-based): admit only low-income families. Source: 24 CFR §5.653(b)(2)
- Home-buying help paid with HUD's HOME funds: the home must go to a low-income family. Source: 24 CFR §92.254(a)(3)
- HUD area
- Phoenix-Mesa-Chandler, AZ MSA · HUD calculates these limits for the whole metropolitan area.
- Area median family income (MFI)
- $112,400
HUD income limits (FY2026). Income Limits (HUD) ↗
Key words: area median income · Section 8 voucher · public housing
The figures are HUD's. We do not give advice for your case: ask the housing agency or a HUD-approved housing counselor.
Show contents
How is it calculated?
There is no formula of ours: we compare your income with the figures HUD publishes for your county and household size, and tell you which programs use each limit, under their rules.
The formula
Your yearly income, before taxes, against HUD's limit for your county and household size. HUD publishes three: 30%, 50% and 80% of area median income.
Example with the numbers for Maricopa County, AZ
Maricopa County, AZ, for 4 people. HUD calculates these limits for this area: Phoenix-Mesa-Chandler, AZ MSA.
- Extremely low income (30%)
- $33,700
- Very low income (50%)
- $56,200
- Low income (80%)
- $89,900
- Area median family income (MFI)
- $112,400
Computed from the page's data when it was built; in the tool you replace every number with your own.
What moves the result?
Six things that change the number more than anything else.
-
Your yearly income
HUD compares the whole household's income over a year, before taxes.
-
How many of you
Each extra person raises the limit. HUD publishes limits for households of 1 to 8 people.
-
Your county
Limits change from county to county. For many, HUD calculates them for the whole metropolitan area.
-
Three limits
30%, 50% and 80% of area median income. Each program uses one of them.
-
Who decides
The housing agency or the property reviews your case and has the final word.
-
Your documents
To apply for help you are asked for proof of the whole household's income. Keep it handy.
The official numbers behind the tool
Official data the tool uses, so you can compare.
HUD-approved housing counselors by state
| State | HUD counselors | Serve in Spanish |
|---|---|---|
| California | 81 | 57 |
| Texas | 51 | 39 |
| Florida | 98 | 57 |
| New York | 93 | 38 |
| Pennsylvania | 75 | 32 |
| Illinois | 81 | 29 |
| Ohio | 54 | 14 |
| Georgia | 42 | 12 |
- California 8157
- Texas 5139
- Florida 9857
- New York 9338
- Pennsylvania 7532
- Illinois 8129
- Ohio 5414
- Georgia 4212
Source: HUD-approved housing counseling agencies (Retrieved November 6, 2026)
— means the source publishes no value.
Want your county's numbers?
Type your county or ZIP code: the tool loads its numbers and keeps them in your browser for the other tools.
Frequently asked questions
What income do I count?
Under HUD's rules, count everything each person 18 or older (and the head of household or spouse) receives from all sources, plus the income of minors that does not come from work. Some amounts do not count. The agency does the final math with your documents.
Why is the 80% limit not always 80% of median income?
Because HUD's rule lets it set higher or lower limits where incomes in the area are unusually high or low. That is why we always show HUD's published figure, never our own math.
If my income is under the limit, do I qualify?
Not necessarily. The limit is only one part. The housing agency or the property also checks who lives with you, whether you are a citizen or have an eligible immigration status and other rules, and there is often a waiting list. Only they decide.
Do you save what I type?
No. Your county, household size and income stay in your browser. You can erase them with the start-over button. We never ask for names or personal data.
Methodology and sources (HUD)
- The limits: every year (FY2026) HUD publishes three tables for each county or area: extremely low (30%), very low (50%) and low (80%) income, as a share of area median income, for households of 1 to 8 people. We use HUD's figures exactly as published.
- The area: HUD calculates many counties' limits together with their metropolitan area, and other counties' limits one by one. We tell you which area HUD uses for yours.
- Your income: if you enter it, we compare it with the three limits for your household size and tell you where it falls. We do not tell you whether you qualify: the housing agency or the property decides, with your documents and its other rules.
Data
- Income Limits (Fiscal year 2026)
Program rules
- 24 CFR §5.603, Definitions (income) · In effect since October 28, 2026
- 24 CFR §982.201, Eligibility and targeting · In effect since October 28, 2026
- HUD, Housing Choice Voucher Tenants · Verified on October 31, 2026
- 24 CFR §5.609, Annual income · In effect since October 28, 2026
- 24 CFR §960.201, Eligibility (public housing) · In effect since October 28, 2026
- 24 CFR §960.202, Tenant selection policies · In effect since October 28, 2026
- HUD, Public Housing · Verified on October 31, 2026
- 24 CFR §5.653, Section 8 project-based assistance: income eligibility · In effect since October 28, 2026
- 26 U.S.C. §42(g), Qualified low-income housing project (govinfo) · Verified on October 31, 2026
What comes next?
After you see your limits, look up your state's programs or work out the rent that fits your budget.
Want someone to go over it with you? A HUD-approved counselor does it for free or at low cost. Find a counselor
More tools
Guides to read next
- How to apply for a Section 8 voucher: waiting lists and papers How to apply for a Section 8 voucher: where to apply, how waiting lists and preferences work, the papers you need and what changes for a mixed family.
- Community land trusts, Habitat and other affordable homes How community land trusts, Habitat for Humanity and price-restricted homes work: who qualifies, what you gain and which limits you accept.
- Home-buying help in Puerto Rico: AFV and Vivienda programs The home-buying help Puerto Rico's AFV and Department of Housing publish: Pronto pa' tu casa, Vivienda Joven, HOME and more, and how to apply.
- Public housing and Section 8 vouchers in Puerto Rico How public housing (residenciales) and Section 8 vouchers work in Puerto Rico: AVP, who qualifies, the documents, the rent and moving with a voucher.
HUD's limits in each state
Each state has its page with every county's limits for a family of 4 people, sorted from highest to lowest.
- Alabama
- Alaska
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming