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Section 8 · St. Croix County

Data from November 2026

How much does Section 8 pay in St. Croix County, Wisconsin?

HUD sets the 2-bedroom fair market rent in St. Croix County at $1,734 a month (Fiscal year 2027). From that figure, your housing agency sets its payment standard, which as a rule runs from $1,561 to $1,907. The voucher pays up to that standard, minus your share: generally 30% of your adjusted monthly income.

By ZIP codeHow to apply
WhatsApp
Fair market rent, 2 bedrooms
$1,734
a month, HUD, Fiscal year 2027
39% more than in Wisconsin
Possible payment standard, 2 BR
$1,561 – $1,907
90% to 110% of the fair market rent
By ZIP code, 2 BR
$1,540 – $1,920
across 11 ZIP codes
Section 8 vouchers
Data not available
No agency based here holds vouchers; agencies elsewhere in the state can serve you.

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Public Housing Agencies (HUD) Retrieved November 6, 2026 Public Housing Agencies (HUD)

Only here

Section 8 in St. Croix County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. None of the 72 counties in Wisconsin has a higher 2-bedroom fair market rent than St. Croix County: $1,734 a month.

  2. Only 1 of the 72 counties in Wisconsin has a higher very low income limit (50%) than St. Croix County for a family of 4 ($65,750 a year).

  3. A year of 2-bedroom fair market rent in St. Croix County ($1,734 a month) is 32% of the very low income limit for a family of 4 ($65,750). Only 1 of the 72 counties in Wisconsin has a higher share.

  4. Next door, in Pepin County, HUD sets the 2-bedroom fair market rent at $1,014: 42% less than in St. Croix County ($1,734).

  5. Across the 11 ZIP codes in St. Croix County, the 2-bedroom ZIP code fair market rent runs from $1,540 in 54002 to $1,920 in 54023: 25% more.

Sources: HUD (Fiscal year 2027); HUD (Fiscal year 2026); HUD (Fiscal year 2027).

Fair market rent and payment standard

What the voucher can pay, by size

Each year HUD publishes a fair market rent (FMR) for each home size in St. Croix County. Your housing agency uses it to set its payment standard: the most the voucher can pay toward rent and utilities.

  • The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113
  • Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)
  • Above 110% is an exception payment standard. Up to 120%, the agency only has to notify HUD that it meets certain criteria. 24 CFR §982.503(d)
Fair market rent and possible payment standard HUD fair market rent by size and the basic payment-standard range (90% to 110% of the fair market rent), Fiscal year 2027.
Size Fair rent per month Possible payment standard
Studio $1,265 $1,139 – $1,392
1 bedroom $1,427 $1,284 – $1,570
2 bedrooms $1,734 $1,561 – $1,907
3 bedrooms $2,264 $2,038 – $2,490
4 bedrooms $2,538 $2,284 – $2,792

HUD area: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent of each ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 11 ZIP codes in St. Croix County (Fiscal year 2027). Where they are used, they are the basis of your home’s payment standard.

For 2 bedrooms they run from $1,540 in 54002 to $1,920 in 54023. With the 90% to 110% rule, the payment standard could run from $1,386 to $1,694 in 54002 and from $1,728 to $2,112 in 54023.

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Lowest and highest, by size

  • Studio $1,120 – $1,400
  • 1 bedroom $1,270 – $1,580
  • 2 bedrooms $1,540 – $1,920
  • 3 bedrooms $2,040 – $2,510
  • 4 bedrooms $2,280 – $2,810
Fair market rent by ZIP code and size, in ZIP code order, Fiscal year 2027. HUD area: Minneapolis-St. Paul-Bloomington, MN-WI.
ZIP code Studio1 bd2 bd3 bd4 bd
54002$1,120$1,270$1,540$2,040$2,280
54007$1,120$1,270$1,540$2,040$2,280
54013$1,120$1,270$1,540$2,040$2,280
54015$1,120$1,270$1,540$2,040$2,280
54016$1,230$1,390$1,690$2,210$2,470
54017$1,120$1,270$1,540$2,040$2,280
54023$1,400$1,580$1,920$2,510$2,810
54025$1,120$1,270$1,540$2,040$2,280
54027$1,120$1,270$1,540$2,040$2,280
54028$1,120$1,270$1,540$2,040$2,280
54082$1,140$1,290$1,570$2,050$2,300

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

How it is figured

What the voucher pays and what you pay

The housing agency pays the owner directly. This is how it is figured, under HUD’s rules:

  1. The payment standard is the most the voucher pays. The agency pays the lower of the payment standard minus your share, or the rent with utilities minus your share. 24 CFR §982.505(a), (b)

  2. Your share (the total tenant payment) is the highest of 30% of your adjusted monthly income, 10% of your monthly income, the part of public assistance set aside for housing, or the minimum rent. 24 CFR §5.628(a)

  3. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  4. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.305(a)(5), §982.508

An example with HUD’s figures in St. Croix County

A family of 4 earning HUD’s extremely low income limit in St. Croix County has $39,450 a year, about $3,288 a month. 30% of that income is $986. Since adjusted income is the same or lower, the family’s share would generally not be more than that. If the agency sets the payment standard equal to the fair market rent ($1,734) and the 2-bedroom home rents for that, the voucher would pay about $748 or more.

Rent, equal to the fair market rent
$1,734
Family share, at most
$986
Voucher payment, at least
$748

This is only an example. Your agency figures your adjusted income, the home size you get and its own payment standard. Sources: HUD fair market rent (Fiscal year 2027) and HUD income limits (Fiscal year 2026).

How to apply

Where and how to ask for a voucher in St. Croix County

4 housing agencies are based in St. Croix County. This is how you apply:

  • You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD
  • Because demand is high, you may need to sign up on several waiting lists. You do not need to live where you apply. HUD
  • Generally, your family must have very low income: no more than 50% of the area median income. In St. Croix County, for a family of 4 that limit is $65,750 a year (Fiscal year 2026). 24 CFR §5.603, §982.201(b)

How much can you earn? Check your case Section 8 and mixed-status families: how it worksRental help and public charge: what the rules sayHow to avoid rental scams: the signs and what to do

Housing agencies that serve this place

Housing agencies in Wisconsin HUD list of housing agencies Source: HUD, Retrieved November 6, 2026

Frequently asked questions

How much does Section 8 pay for 2 bedrooms in St. Croix County?

It depends on your agency’s payment standard and your income. HUD sets the 2-bedroom fair market rent at $1,734 (Fiscal year 2027), and the basic payment standard can run from $1,561 to $1,907. The voucher pays up to that standard minus your share.

How much do I pay with a voucher?

If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income.

Does the payment standard change by ZIP code in St. Croix County?

For 2 bedrooms they run from $1,540 in 54002 to $1,920 in 54023. With the 90% to 110% rule, the payment standard could run from $1,386 to $1,694 in 54002 and from $1,728 to $2,112 in 54023. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

Where do I apply for Section 8 in St. Croix County?

At a public housing agency. 4 are based in St. Croix County, such as River Falls Housing Authority and Hudson Housing Authority. If you qualify, your name usually goes on a waiting list. You can sign up on several: you do not need to live where you apply.

Who qualifies for Section 8 in St. Croix County?

Generally, your family must have very low income: no more than 50% of the area median income. In St. Croix County, for a family of 4 that limit is $65,750 a year (Fiscal year 2026).