Español

Este sitio también está en español. Leer en español

City · 45,787 residents · Cabell County, West Virginia

Huntington , West Virginia

In Huntington, a typical home is worth $127,200 and typical rent is $912 a month. Compared with all of Cabell County, the typical home value is 23% lower, typical household income is 19% lower, and the share of households that own their home is 11 points lower.

WhatsApp

  • Typical home value

    $127,200

    23% below the county

    22% below West Virginia

    • Huntington
    • Cabell
    • West Virginia

  • Typical rent

    $912a month

    About the same as the county

    5% above West Virginia

    • Huntington
    • Cabell
    • West Virginia

  • Typical household income

    $45,100a year

    19% below the county

    24% below West Virginia

    • Huntington
    • Cabell
    • West Virginia

  • Households that own their home

    53%

    11 points below the county

    22 points below West Virginia

    • Huntington
    • Cabell
    • West Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$144,323
2.7% more than 12 months ago
Typical rent
$1,018 a month
5.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Huntington is in Cabell County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cabell County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Huntington apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Huntington is worth $127,200, 23% less than in Cabell County as a whole ($164,400).

  2. The typical household income in Huntington is $45,100, 19% less than in Cabell County as a whole ($55,832).

  3. 53% of households in Huntington own their home, against 64% in Cabell County.

  4. Huntington has the 3rd largest share of rent-burdened renters of the 30 cities in West Virginia with more than 5,000 people (63%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Huntington

What homes there are in Huntington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Cabell County, most homes in Huntington are detached houses (65%).

Year built

In Huntington, half of the homes were built before 1955; in Cabell County, before 1971.

There are fewer big homes in Huntington than in Cabell County: 50% have 3 bedrooms or more, against 59%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Huntington sit under the FHA limit for Cabell County ($541,287): about 97%.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Cabell County is $1,006: about 66% of rents in Huntington are below it.

With a mortgage

$1,198 a month

Cabell County: $1,240 a month

Without a mortgage

$459 a month

Cabell County: $461 a month

Owners with a mortgage

48%

Cabell County: 50%

The typical cost for an owner with a mortgage in Huntington is $1,198 a month, near the figure in Cabell County ($1,240).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Huntington rose 30% since 2015–2019, about the same as in Cabell County (32%).

The typical rent in Huntington rose 28% over the same time; in Cabell County, it rose 23%.

The typical household income in Huntington rose 45%: more than home values (+30%) and rent (+28%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHuntingtonCabell CountyWest VirginiaUnited States
Rental vacancy 7.1%6.2%6.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.2%0.9%
More than one person per room Unreliable estimate1.3%1.3%3.4%
People per household 2.142.242.372.53
Drive alone 70%76%78%69%
Carpool 11%10%9%9%
Public transit 2%1%1%3%
Walk or bike 6%4%3%3%
Work from home 9%9%9%15%
Other means 2%2%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

In Huntington, the rental vacancy rate is 7.1%, about the same as in Cabell County.

A household in Huntington has 2.14 people on average, about the same as in Cabell County (2.24).

The car rules in Huntington: 70% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Huntington?

A typical home is within reach of the typical income

We start with a typical home in Huntington, worth $127,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Huntington, which is $45,100 a year.

The calculator's FHA and conventional loan limits are those of all of Cabell County.

Your numbers

Local data
$

Starts at the typical home value in Huntington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,452 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,031

at 7.18% · 30 years

Loan amount
$124,896
Total interest
$179,696
Paid off in
November 2056

Includes $2,148 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,052 a month

    Your payment · 27%

  • Tight

    $1,052 to $1,353 a month

  • Hard

    more than $1,353 a month

Compared with the typical household income in Huntington ($45,100 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,031
Principal & interest$846
Property tax$75
Home insurance$53
FHA mortgage insurance (MIP)$56

You need at least $4,452 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Huntington and Cabell County

Huntington is in Cabell County, West Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Huntington's own numbers

Typical home value
$127,200
Typical monthly rent
$912
Typical yearly household income
$45,100
Households that own their home
53%
Effective property tax rate
0.71%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cabell County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,006
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
5.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cabell County.

Everything about Cabell County

Buying

Buying a home in Huntington

A typical home in Huntington is worth $127,200: 23% below the county and 22% below West Virginia. With the typical household income in Huntington ($45,100 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Huntington 2.8 years
  • Cabell 2.9 years
  • West Virginia 2.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cabell County

According to FHFA’s house price index, home prices in Cabell County rose 47% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cabell County.

Period County West Virginia U.S.
Last year (2025) +7.1% +4.1% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +47% +54% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Huntington next to Cabell County, West Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Huntington $127,200
  • Cabell $164,400
  • West Virginia $162,600
  • United States $332,700
Typical monthly rent
  • Huntington $912
  • Cabell $923
  • West Virginia $872
  • United States $1,413
Typical yearly household income
  • Huntington $45,100
  • Cabell $55,832
  • West Virginia $59,608
  • United States $80,734
See the full table
Huntington next to Cabell County and West Virginia
Measure Huntington Cabell County West Virginia U.S.
Typical home value $127,200 $164,400 $162,600 $332,700
Typical monthly rent $912 $923 $872 $1,413
Typical yearly household income $45,100 $55,832 $59,608 $80,734
Households that own their home 53% 64% 75% 65%
Typical yearly property tax $909 $992 $865 $3,119
Effective property tax rate 0.71% 0.6% 0.53% 0.94%
Renters with high rent for their income 63% 57% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cabell County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Huntington

For a typical $127,200 home in Huntington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Huntington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,031a month

    Least cash to close
    Down payment
    $4,452
    Cash to close
    $8,268
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $56

  • Conventional, 5% down $1,007a month

    Down payment
    $6,360
    Cash to close
    $10,176
    Rate
    7.18%
    Mortgage insurance
    PMI · $60

  • Conventional, 20% down, no PMI $818a month

    Down payment
    $25,440
    Cash to close
    $29,256
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $935a month

    Down payment
    $19,080
    Cash to close
    $22,896
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Huntington and for Cabell County.

Property tax

Effective rate in Huntington

0.71%of the home’s value each year

$909 a year for the typical owner in Huntington.

  • Huntington 0.71%
  • Cabell 0.6%
  • West Virginia 0.53%

What West Virginia publishes $20,000 homestead exemption for owners 65 or older or disabled (West Virginia Legislature (West Virginia Code))

Exemptions and deadlines in West Virginia

Flood risk in Cabell County

FEMA does not publish these numbers by city: they are for all of Cabell County.

Homes in the high-risk zone
5.2%
1,717
Of those, with NFIP insurance
14%
County West Virginia U.S.
Homes in the high-risk zone 5.2% 8.1% 3.5%
Of those, with NFIP insurance 14% 10% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Huntington

Typical rent in Huntington is $912 a month: about the same as the county. In Huntington, 63% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Cabell County, by unit size. To pay the 2-bedroom one ($1,006 a month) without spending more than 30% of your income, you would need to earn $19.35 an hour working full time.

HUD fair market rent for all of Cabell County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $858 $16.50 $34,320
1 bedroom $864 $16.62 $34,560
2 bedrooms $1,006 $19.35 $40,240
3 bedrooms $1,287 $24.75 $51,480
4 bedrooms $1,393 $26.79 $55,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Huntington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Huntington has 5 ZIP codes with their own.

For 2 bedrooms it runs from $1,000 in 25703 to $1,090 in 25705.

4 of the 5 are above the fair market rent for Cabell County ($1,006).

  • 25701 $1,020$1,310
  • 25703 $1,000$1,280
  • 25704 $1,050$1,340
  • 25705 $1,090$1,390
  • 25755 $1,010$1,290

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Huntington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Huntington

HUD lists 32 buildings with rents for lower incomes in Huntington. These are the largest.

  • Marcum Terrace 2300 Marcum Ter, Huntington 25705 280 low-income homes · Run by Housing Authority of the City of Huntington · Average payment: $279 a month · Average wait: 16 months (304) 526-4400
  • Madison Manor/Trowbridge Manor 101 8th Ave, Huntington 25701 180 homes, 160 low-income · Run by Housing Authority of the City of Huntington · Average payment: $346 a month · Average wait: 29 months (304) 526-4400
  • Rotary Gardens Apts 55a-64a Smith Drive, Huntington 25705 144 low-income homes · For families (304) 522-7375
  • Forrest Bluff Apts. 7136 Beech Dr, Huntington 25705 144 homes, 143 low-income · For families (304) 736-1660
  • Highlawn Place 1130 3rd Ave, Huntington 25701 133 low-income homes · For older adults (304) 529-6251

See all 41 buildings in Cabell County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Huntington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Cabell County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Huntington

No down payment, repair or rent-help program on our list is for Huntington or Cabell County. The ones below are statewide in West Virginia: they work in Huntington the same as in the rest of the state.

Which programs do I qualify for? All programs in West Virginia

  • Low Down Home Loan

    Statewide in West Virginia

    West Virginia state fund loan of up to $12,000 for the down payment and closing costs, over 15 years at 2% interest, only with the Homeownership Program mortgage. Offered by West Virginia Housing Development Fund (WVHDF).

    Repayable

    See the program Official page

Housing counselors near Huntington

The HUD-approved agencies closest to the center of Huntington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Religious Coalition for Community Renewal

    1117 Quarrier St, Charleston · 44 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (304) 346-6398

  • Housing Authority of Mingo County

    5026 Helena Avenue, Delbarton · 49 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (304) 475-4663

  • Southern Appalachian Labor School Foundation, Inc.

    140 School Street, Oak Hill · 76 miles away · Spanish

    • Budget and financial counseling
    • Home improvement and repairs
    • and 3 more
    (304) 250-7627

All counseling agencies in West Virginia

Help in Spanish near Huntington

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Huntington

HUD’s record names them for Huntington or Cabell County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Huntington Public housing and Section 8 vouchers (304) 526-4400

All housing agencies in West Virginia Source: HUD

Cities

Other cities in Cabell County

These cities are also in Cabell County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cabell County Housing in West Virginia

Nearby cities

The cities closest to Huntington, with the typical home value.

Neighboring counties

If Cabell County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Huntington.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Huntington

Short answers with the numbers for Huntington and all of Cabell County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Huntington?

The typical home value in Huntington is $127,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cabell County it is $164,400.

How much does it cost to rent in Huntington?

Typical rent in Huntington is $912 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cabell County is $1,006.

What is the FHA loan limit in Huntington?

Huntington uses the FHA limit for all of Cabell County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Huntington?

The typical homeowner in Huntington pays $909 a year, according to the U.S. Census Bureau. That is 0.71% of the home’s value; in Cabell County, the rate is 0.6%.

Where can I find free help to buy or rent in Huntington?

We found no HUD-approved counseling agencies with an office in Cabell County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).