City · 35,484 residents · Chelan County, Washington
Wenatchee, Washington
In Wenatchee, a typical home is worth $433,700 and typical rent is $1,248 a month. Compared with all of Chelan County, the typical home value is 12% lower, typical household income is 11% lower, and the share of households that own their home is 11 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $445,512 to $490,972.
Typical rent
$1,679a month
▲ 0.9% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,453 to $1,679.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Wenatchee is in Chelan County. The FHA loan limit ($586,500 for a one-unit home), the fair market rents and the help on this page are those of all of Chelan County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Ephrata, the typical home value is $252,000: 42% less than in Wenatchee ($433,700).
2
54% of households in Wenatchee own their home, against 65% in Chelan County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Wenatchee
What homes there are in Wenatchee, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Wenatchee
Chelan County
Washington
United States
Kind of home: Wenatchee and its comparisons
Measure
Wenatchee
Chelan County
Washington
United States
Detached house
58%
68%
62%
61%
Attached house
3%
2%
4%
6%
Building of 2 to 4
13%
8%
6%
8%
Apartments (5 or more)
20%
12%
22%
19%
Mobile home
6%
10%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Wenatchee, 6 in 10 homes are single-family detached houses; in Chelan County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Wenatchee
Chelan County
Washington
United States
Year built: Wenatchee and its comparisons
Measure
Wenatchee
Chelan County
Washington
United States
Before 1960
32%
27%
21%
26%
1960–1979
23%
20%
23%
24%
1980–1999
25%
26%
27%
25%
2000–2009
13%
16%
15%
14%
2010 or later
8%
12%
14%
11%
In Wenatchee, half of the homes were built before 1977; in Chelan County, before 1983.
There are fewer big homes in Wenatchee than in Chelan County: 52% have 3 bedrooms or more, against 60%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K5%
$100K–$200K7%
$200K–$300K10%
$300K–$500K45%
$500K–$750K27%
FHA limit: $586,500
$750K–$1M4%
$1M or more3%
Value of owner-occupied homes: Wenatchee and its comparisons
Measure
Wenatchee
Under $100K
5%
$100K–$200K
7%
$200K–$300K
10%
$300K–$500K
45%
$500K–$750K
27%
$750K–$1M
4%
$1M or more
3%
About 76% of owner-occupied homes in Wenatchee are worth less than the FHA loan limit for Chelan County ($586,500).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5006%
$500–$99928%
$1,000–$1,49929%
HUD fair market rent, 2 bedrooms: $1,467
$1,500–$1,99926%
$2,000–$2,4996%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Wenatchee and its comparisons
Measure
Wenatchee
Under $500
6%
$500–$999
28%
$1,000–$1,499
29%
$1,500–$1,999
26%
$2,000–$2,499
6%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Measured against HUD's 2-bedroom fair market rent ($1,467), about 61% of rented homes in Wenatchee cost less.
With a mortgage
$1,943 a month
Chelan County: $2,048 a month
Without a mortgage
$557 a month
Chelan County: $570 a month
Owners with a mortgage
62%
Chelan County: 58%
Owning costs less in Wenatchee: with a mortgage, the typical cost is $1,943 a month; in Chelan County, $2,048. Without one, $557.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Wenatchee+71%
Chelan County+67%
Washington+67%
United States+53%
Typical rent
Wenatchee+34%
Chelan County+35%
Washington+40%
United States+33%
Typical household income
Wenatchee+37%
Chelan County+40%
Washington+33%
United States+29%
Change since 2015–2019: Wenatchee and its comparisons
Measure
Wenatchee
Chelan County
Washington
United States
Typical home value
+71%
+67%
+67%
+53%
Typical rent
+34%
+35%
+40%
+33%
Typical household income
+37%
+40%
+33%
+29%
From 2015–2019 to 2020–2024, the typical home value in Wenatchee rose 71%; in Chelan County, it rose 67%.
Much as in Chelan County, the typical rent in Wenatchee rose 34% since 2015–2019.
To compare: typical income in Wenatchee rose 37%; the home, +71%; the rent, +34%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Wenatchee and its comparisons
Measure
Wenatchee
Chelan County
Washington
United States
Rental vacancy
Unreliable estimate
3.1%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
0.7%
0.9%
More than one person per room
4.2%
3.8%
3.5%
3.4%
People per household
2.43
2.49
2.50
2.53
Drive alone
75%
73%
63%
69%
Carpool
11%
10%
9%
9%
Public transit
3%
2%
3%
3%
Walk or bike
3%
4%
4%
3%
Work from home
7%
10%
20%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
In Wenatchee, 4.2% of households live with more than one person per room, about the same as in Chelan County.
By size, households in Wenatchee look like those in Chelan County: 2.43 people on average.
The car rules in Wenatchee: 75% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Wenatchee?
A typical home costs more than the typical income allows
We start with a typical home in Wenatchee, worth $433,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 58% of the typical household income in Wenatchee, which is $73,040 a year. For that payment to be 28% of income, a household would need to earn about $150,908 a year.
The calculator's FHA and conventional loan limits are those of all of Chelan County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Wenatchee. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $15,180 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,521
at 7.18% · 30 years
Loan amount
$425,844
Total interest
$612,690
Paid off in
November 2056
Includes $7,324 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,704 a month
Tight
$1,704 to $2,191 a month
Hard
more than $2,191 a month
Your payment · 58%
Compared with the typical household income in Wenatchee ($73,040 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,885
Property tax
$264
Home insurance
$181
FHA mortgage insurance (MIP)
$192
You need at least $15,180 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,521; principal and interest $2,885.
The city and its county
Wenatchee and Chelan County
Wenatchee is in Chelan County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Wenatchee
Map of Chelan County, Washington, with Wenatchee marked. Around it, the neighboring counties.
Wenatchee
Chelan County
Other cities with a page
Wenatchee's own numbers
Typical home value
$433,700
Typical monthly rent
$1,248
Typical yearly household income
$73,040
Households that own their home
54%
Effective property tax rate
0.73%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Chelan County
FHA limit, one-unit home
$586,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,467
Price change over 5 years (FHFA)
+48%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Chelan County.
A typical home in Wenatchee is worth $433,700: 12% below the county and 23% below Washington. With the typical household income in Wenatchee ($73,040 a year), a typical home costs 5.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Wenatchee5.9 years
Chelan5.9 years
Washington5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Chelan County
According to FHFA’s house price index, home prices in Chelan County rose 111% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Chelan County.
Yearly change in FHFA’s price index in Chelan County, 2016 to 2025
2016: +6.5% +6.5% 2016
2017: +9.3% +9.3% 2017
2018: +8.8% +8.8% 2018
2019: +7.2% +7.2% 2019
2020: +5.0% +5.0% 2020
2021: +15.1% +15.1% 2021
2022: +18.3% +18.3% 2022
2023: +3.1% +3.1% 2023
2024: +3.0% +3.0% 2024
2025: +2.5% +2.5% 2025
Change in FHFA’s price index in Chelan County, Washington and the United States
Period
County
Washington
U.S.
Last year (2025)
+2.5%
+1.8%
+2.9%
5 years (2020–2025)
+48%
+44%
+47%
10 years (2015–2025)
+111%
+113%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Wenatchee next to Chelan County, Washington and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Wenatchee$433,700
Chelan$490,100
Washington$564,600
United States$332,700
Typical monthly rent
Wenatchee$1,248
Chelan$1,226
Washington$1,760
United States$1,413
Typical yearly household income
Wenatchee$73,040
Chelan$82,381
Washington$98,141
United States$80,734
See the full table
Wenatchee next to Chelan County and Washington
Measure
Wenatchee
Chelan County
Washington
U.S.
Typical home value
$433,700 ▼12% below the county
$490,100
$564,600
$332,700
Typical monthly rent
$1,248
$1,226
$1,760
$1,413
Typical yearly household income
$73,040 ▼11% below the county
$82,381
$98,141
$80,734
Households that own their home
54% ▼11 points below the county
65%
64%
65%
Typical yearly property tax
$3,159 ▼10% below the county
$3,503
$4,556
$3,119
Effective property tax rate
0.73% ▲0.02 points above the county
0.71%
0.81%
0.94%
Renters with high rent for their income
43% ▲2 points above the county
41%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Chelan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Wenatchee
For a typical $433,700 home in Wenatchee, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wenatchee's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,521a month
Least cash to close
Down payment
$15,180
Cash to close
$28,191
Rate
7.18%
Mortgage insurance
FHA MIP · $192
Conventional, 5% down$3,442a month
Down payment
$21,685
Cash to close
$34,696
Rate
7.18%
Mortgage insurance
PMI · $206
Conventional, 20% down, no PMI$2,795a month
Down payment
$86,740
Cash to close
$99,751
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,196a month
Down payment
$65,055
Cash to close
$78,066
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Wenatchee
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,521
$15,180
$425,845
7.18%
FHA MIP · $192
$28,191
580
Conventional, 5% down
$3,442
$21,685
$412,015
7.18%
PMI · $206
$34,696
620*
Conventional, 20% down, no PMI
$2,795
$86,740
$346,960
7.18%
None
$99,751
620*
ITIN, 15% down (example)
$3,196
$65,055
$368,645
8.18%
None
$78,066
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Wenatchee is $1,248 a month: about the same as the county. In Wenatchee, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Chelan County, by unit size. To pay the 2-bedroom one ($1,467 a month) without spending more than 30% of your income, you would need to earn $28.21 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Chelan County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,048
$20.15
$41,920
1 bedroom
$1,121
$21.56
$44,840
2 bedrooms
$1,467
$28.21
$58,680
3 bedrooms
$1,989
$38.25
$79,560
4 bedrooms
$2,452
$47.15
$98,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Wenatchee
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wenatchee is in ZIP code 98801.
For 2 bedrooms it is $1,470: $3 more than the fair market rent for Chelan County ($1,467).
Fair market rent by ZIP code and size in Wenatchee, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
98801
$1,050
$1,120
$1,470
$1,990
$2,460
ZIP code2 bd3 bd
98801 $1,470$1,990
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wenatchee when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 7 buildings with rents for lower incomes in Wenatchee. These are the largest.
Garden Terrace500 N Emerson Ave, Wenatchee 98801146 homes, 86 low-income · For older adults(509) 662-2154
Wenatchee Supportive Housing Community1545 S Mission St, Wenatchee 9880175 homes, 66 low-income · In service since 2019(509) 663-7421
Maple Street Apartments1325 Maple St, Wenatchee 9880152 homes, 50 low-income · 2 bd: 18 · 3 bd: 20 · 4 bd: 14 · In service since 2003 · For people with disabilities, families
Wenatchee House22 S Buchanan Ave, Wenatchee 9880150 low-income homes · For older adults(509) 663-7714
Emerson Manor Apartments702 N Emerson Ave, Wenatchee 9880135 low-income homes · For older adults(509) 663-7421
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Chelan County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Wenatchee or Chelan County. The ones below are statewide in Washington: they work in Wenatchee the same as in the rest of the state.
Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer.Offered by Washington State Housing Finance Commission.
Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people.Offered by Washington State Housing Finance Commission.
Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage.Offered by Washington State Housing Finance Commission.
No legal help resource on our list is for Wenatchee or Chelan County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Wenatchee and all of Chelan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Wenatchee?
The typical home value in Wenatchee is $433,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Chelan County it is $490,100.
How much does it cost to rent in Wenatchee?
Typical rent in Wenatchee is $1,248 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Chelan County is $1,467.
What is the FHA loan limit in Wenatchee?
Wenatchee uses the FHA limit for all of Chelan County (2026): $586,500 for a one-unit home and $1,127,900 for a four-unit home.
How much property tax do owners pay in Wenatchee?
The typical homeowner in Wenatchee pays $3,159 a year, according to the U.S. Census Bureau. That is 0.73% of the home’s value; in Chelan County, the rate is 0.71%.
Where can I find free help to buy or rent in Wenatchee?
We found no HUD-approved counseling agencies with an office in Chelan County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
