In Pecan Plantation, a typical home is worth $418,100 and typical rent is $2,167 a month. Compared with all of Hood County, typical rent is 52% higher, the typical home value is 36% higher, and the share of households that own their home is 15 points higher.
Pecan Plantation is in Hood County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hood County. See the county
What this place has that others do not, from public data, most unusual first.
1
Pecan Plantation has the 8th highest homeownership rate of the 426 cities in Texas with more than 5,000 people (96%).
2
Nearby, in Keene, the typical rent is $969: 55% less than in Pecan Plantation ($2,167).
3
Nearby, in Cleburne, the typical home value is $221,100: 47% less than in Pecan Plantation ($418,100).
4
The typical rent in Pecan Plantation is $2,167 a month, 52% more than in Hood County as a whole ($1,428).
5
The typical home in Pecan Plantation is worth $418,100,36% more than in Hood County as a whole ($306,400).
6
The typical household income in Pecan Plantation is $104,993,19% more than in Hood County as a whole ($88,160).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Pecan Plantation
What homes there are in Pecan Plantation, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Pecan Plantation
Hood County
Texas
United States
Kind of home: Pecan Plantation and its comparisons
Measure
Pecan Plantation
Hood County
Texas
United States
Detached house
99%
72%
64%
61%
Attached house
Unreliable estimate
3%
3%
6%
Building of 2 to 4
Unreliable estimate
2%
5%
8%
Apartments (5 or more)
Unreliable estimate
6%
21%
19%
Mobile home
Unreliable estimate
16%
6%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
Detached houses, standing on their own, make up 99% of homes here, against 72% in Hood County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Pecan Plantation
Hood County
Texas
United States
Year built: Pecan Plantation and its comparisons
Measure
Pecan Plantation
Hood County
Texas
United States
Before 1960
Unreliable estimate
4%
12%
26%
1960–1979
10%
17%
21%
24%
1980–1999
44%
31%
28%
25%
2000–2009
22%
22%
18%
14%
2010 or later
23%
26%
21%
11%
The typical year built in Pecan Plantation is 1999, about the same as in Hood County (1998).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K18%
$300K–$500K49%
$500K–$750K23%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Pecan Plantation and its comparisons
Measure
Pecan Plantation
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
18%
$300K–$500K
49%
$500K–$750K
23%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Pecan Plantation and its comparisons
Measure
Pecan Plantation
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$2,351 a month
Hood County: $1,911 a month
Without a mortgage
$915 a month
Hood County: $653 a month
Owners with a mortgage
51%
Hood County: 56%
Owning costs more in Pecan Plantation: with a mortgage, the typical cost is $2,351 a month; in Hood County, $1,911. Without one, $915.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Pecan Plantation+65%
Hood County+58%
Texas+65%
United States+53%
Typical rent
Pecan Plantation+54%
Hood County+49%
Texas+34%
United States+33%
Typical household income
Pecan PlantationNo clear change
Hood County+38%
Texas+27%
United States+29%
Change since 2015–2019: Pecan Plantation and its comparisons
Measure
Pecan Plantation
Hood County
Texas
United States
Typical home value
+65%
+58%
+65%
+53%
Typical rent
+54%
+49%
+34%
+33%
Typical household income
No clear change
+38%
+27%
+29%
The typical home value in Pecan Plantation rose 65% since 2015–2019, more than in Hood County (58%).
Since 2015–2019, the typical rent in Pecan Plantation rose 54%, more than in Hood County (49%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Pecan Plantation and its comparisons
Measure
Pecan Plantation
Hood County
Texas
United States
Rental vacancy
Unreliable estimate
14.9%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
2.8%
4.8%
3.4%
People per household
2.33
2.54
2.69
2.53
Drive alone
72%
77%
71%
69%
Carpool
Unreliable estimate
7%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
26%
14%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Pecan Plantation has 2.33 people, fewer than in Hood County (2.54).
Working from home is more common in Pecan Plantation: 26%, against 14% in Hood County.
Do the math
What would you pay each month for a home in Pecan Plantation?
A typical home costs more than the typical income allows
We start with a typical home in Pecan Plantation, worth $418,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Pecan Plantation, which is $104,993 a year. For that payment to be 28% of income, a household would need to earn about $148,616 a year.
The calculator's FHA and conventional loan limits are those of all of Hood County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Pecan Plantation. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,634 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,468
at 7.18% · 30 years
Loan amount
$410,527
Total interest
$590,652
Paid off in
November 2056
Includes $7,061 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,450 a month
Tight
$2,450 to $3,150 a month
Hard
more than $3,150 a month
Your payment · 40%
Compared with the typical household income in Pecan Plantation ($104,993 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,781
Property tax
$328
Home insurance
$174
FHA mortgage insurance (MIP)
$185
You need at least $14,634 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,468; principal and interest $2,781.
The city and its county
Pecan Plantation and Hood County
Pecan Plantation is in Hood County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Pecan Plantation
Map of Hood County, Texas, with Pecan Plantation marked. Around it, the neighboring counties.
Pecan Plantation
Hood County
Other cities with a page
Pecan Plantation's own numbers
Typical home value
$418,100
Typical monthly rent
$2,167
Typical yearly household income
$104,993
Households that own their home
96%
Effective property tax rate
0.94%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hood County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,463
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
3.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hood County.
A typical home in Pecan Plantation is worth $418,100: 36% above the county and 47% above Texas. With the typical household income in Pecan Plantation ($104,993 a year), a typical home costs 4.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Pecan Plantation4.0 years
Hood3.5 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hood County
According to FHFA’s house price index, home prices in Hood County rose 115% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hood County.
Yearly change in FHFA’s price index in Hood County, 2016 to 2025
2016: +4.2% +4.2% 2016
2017: +10.5% +10.5% 2017
2018: +9.8% +9.8% 2018
2019: +4.6% +4.6% 2019
2020: +5.3% +5.3% 2020
2021: +16.2% +16.2% 2021
2022: +23.2% +23.2% 2022
2023: +6.6% +6.6% 2023
2024: −1.2% −1.2% 2024
2025: +2.6% +2.6% 2025
Change in FHFA’s price index in Hood County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+2.6%
+0.8%
+2.9%
5 years (2020–2025)
+55%
+44%
+47%
10 years (2015–2025)
+115%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Pecan Plantation next to Hood County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Pecan Plantation$418,100
Hood$306,400
Texas$283,800
United States$332,700
Typical monthly rent
Pecan Plantation$2,167
Hood$1,428
Texas$1,403
United States$1,413
Typical yearly household income
Pecan Plantation$104,993
Hood$88,160
Texas$78,476
United States$80,734
See the full table
Pecan Plantation next to Hood County and Texas
Measure
Pecan Plantation
Hood County
Texas
U.S.
Typical home value
$418,100 ▲36% above the county
$306,400
$283,800
$332,700
Typical monthly rent
$2,167 ▲52% above the county
$1,428
$1,403
$1,413
Typical yearly household income
$104,993 ▲19% above the county
$88,160
$78,476
$80,734
Households that own their home
96% ▲15 points above the county
81%
63%
65%
Typical yearly property tax
$3,943 ▲23% above the county
$3,217
$4,232
$3,119
Effective property tax rate
0.94% ▼0.11 points below the county
1.05%
1.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hood County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Pecan Plantation
For a typical $418,100 home in Pecan Plantation, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pecan Plantation's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,468a month
Least cash to close
Down payment
$14,634
Cash to close
$27,177
Rate
7.18%
Mortgage insurance
FHA MIP · $185
Conventional, 5% down$3,391a month
Down payment
$20,905
Cash to close
$33,448
Rate
7.18%
Mortgage insurance
PMI · $199
Conventional, 20% down, no PMI$2,768a month
Down payment
$83,620
Cash to close
$96,163
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,154a month
Down payment
$62,715
Cash to close
$75,258
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Pecan Plantation
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,468
$14,634
$410,527
7.18%
FHA MIP · $185
$27,177
580
Conventional, 5% down
$3,391
$20,905
$397,195
7.18%
PMI · $199
$33,448
620*
Conventional, 20% down, no PMI
$2,768
$83,620
$334,480
7.18%
None
$96,163
620*
ITIN, 15% down (example)
$3,154
$62,715
$355,385
8.18%
None
$75,258
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Pecan Plantation is $2,167 a month: 52% above the county.
HUD publishes a fair market rent for all of Hood County, by unit size. To pay the 2-bedroom one ($1,463 a month) without spending more than 30% of your income, you would need to earn $28.13 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hood County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,112
$21.38
$44,480
1 bedroom
$1,297
$24.94
$51,880
2 bedrooms
$1,463
$28.13
$58,520
3 bedrooms
$1,900
$36.54
$76,000
4 bedrooms
$2,412
$46.38
$96,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Pecan Plantation
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pecan Plantation is in ZIP code 76049.
For 2 bedrooms it is $1,640: $177 more than the fair market rent for Hood County ($1,463).
Fair market rent by ZIP code and size in Pecan Plantation, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
76049
$1,250
$1,460
$1,640
$2,130
$2,710
ZIP code2 bd3 bd
76049 $1,640$2,130
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pecan Plantation when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Hood County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Pecan Plantation or Hood County. The ones below are statewide in Texas: they work in Pecan Plantation the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Pecan Plantation, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
FW
Fort Worth Area Habitat for Humanity Inc
9333 N Normandale St, Fort Worth · 27 miles away · Spanish
No legal help resource on our list is for Pecan Plantation or Hood County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Pecan Plantation and all of Hood County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Pecan Plantation?
The typical home value in Pecan Plantation is $418,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hood County it is $306,400.
How much does it cost to rent in Pecan Plantation?
Typical rent in Pecan Plantation is $2,167 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hood County is $1,463.
What is the FHA loan limit in Pecan Plantation?
Pecan Plantation uses the FHA limit for all of Hood County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Pecan Plantation?
The typical homeowner in Pecan Plantation pays $3,943 a year, according to the U.S. Census Bureau. That is 0.94% of the home’s value; in Hood County, the rate is 1.05%.
Where can I find free help to buy or rent in Pecan Plantation?
We found no HUD-approved counseling agencies with an office in Hood County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
