In Longview, a typical home is worth $202,600 and typical rent is $1,101 a month. Compared with all of Gregg County, the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $186,917 to $232,947.
Typical rent
$1,140a month
▲ 3.4% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $913 to $1,140.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Longview is in Gregg County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Gregg County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Marshall, the typical home value is $141,400: 30% less than in Longview ($202,600).
2
55% of households in Longview own their home, against 60% in Gregg County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Longview
What homes there are in Longview, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Longview
Gregg County
Texas
United States
Kind of home: Longview and its comparisons
Measure
Longview
Gregg County
Texas
United States
Detached house
62%
64%
64%
61%
Attached house
3%
2%
3%
6%
Building of 2 to 4
12%
10%
5%
8%
Apartments (5 or more)
20%
16%
21%
19%
Mobile home
3%
8%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Longview, 6 in 10 homes are single-family detached houses, about the same as in Gregg County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Longview
Gregg County
Texas
United States
Year built: Longview and its comparisons
Measure
Longview
Gregg County
Texas
United States
Before 1960
15%
15%
12%
26%
1960–1979
40%
35%
21%
24%
1980–1999
25%
28%
28%
25%
2000–2009
10%
11%
18%
14%
2010 or later
11%
11%
21%
11%
In Longview, half of the homes were built before 1978; in Gregg County, before 1980.
Homes in Longview are smaller: 58% have 3 bedrooms or more; in Gregg County, 62%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K18%
$100K–$200K31%
$200K–$300K30%
$300K–$500K17%
$500K–$750K2%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Longview and its comparisons
Measure
Longview
Under $100K
18%
$100K–$200K
31%
$200K–$300K
30%
$300K–$500K
17%
$500K–$750K
2%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 97% of owner-occupied homes in Longview are worth less than the FHA loan limit for Gregg County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5004%
$500–$99935%
$1,000–$1,49942%
HUD fair market rent, 2 bedrooms: $1,232
$1,500–$1,99915%
$2,000–$2,4993%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Longview and its comparisons
Measure
Longview
Under $500
4%
$500–$999
35%
$1,000–$1,499
42%
$1,500–$1,999
15%
$2,000–$2,499
3%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
About 58% of rented homes in Longview cost less than HUD's 2-bedroom fair market rent for Gregg County ($1,232); the rest cost more.
With a mortgage
$1,492 a month
Gregg County: $1,541 a month
Without a mortgage
$566 a month
Gregg County: $563 a month
Owners with a mortgage
52%
Gregg County: 49%
Owning costs about the same in Longview as in Gregg County: with a mortgage, $1,492 a month; without one, $566.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Longview+45%
Gregg County+49%
Texas+65%
United States+53%
Typical rent
Longview+31%
Gregg County+29%
Texas+34%
United States+33%
Typical household income
Longview+29%
Gregg County+33%
Texas+27%
United States+29%
Change since 2015–2019: Longview and its comparisons
Measure
Longview
Gregg County
Texas
United States
Typical home value
+45%
+49%
+65%
+53%
Typical rent
+31%
+29%
+34%
+33%
Typical household income
+29%
+33%
+27%
+29%
Homes in Longview gained value more slowly than in Gregg County: 45% since 2015–2019, against 49%.
The typical rent in Longview rose 31% since 2015–2019, about the same as in Gregg County (29%).
The typical household income in Longview rose 29% over that time; home values changed +45% and rent +31%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Longview and its comparisons
Measure
Longview
Gregg County
Texas
United States
Rental vacancy
5.4%
5.3%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
2.9%
3.5%
4.8%
3.4%
People per household
2.40
2.51
2.69
2.53
Drive alone
81%
82%
71%
69%
Carpool
9%
9%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
2%
1%
2%
3%
Work from home
7%
7%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Open rentals in Longview look like those in Gregg County: the rental vacancy rate is 5.4%.
In Longview, 2.9% of households live with more than one person per room, about the same as in Gregg County.
A household in Longview has 2.40 people on average, about the same as in Gregg County (2.51).
The car rules in Longview: 81% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Longview?
A typical home is tight for the typical income
We start with a typical home in Longview, worth $202,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Longview, which is $63,340 a year. For that payment to be 28% of income, a household would need to earn about $73,824 a year.
The calculator's FHA and conventional loan limits are those of all of Gregg County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Longview. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,091 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,723
at 7.18% · 30 years
Loan amount
$198,930
Total interest
$286,214
Paid off in
November 2056
Includes $3,421 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,478 a month
Tight
$1,478 to $1,900 a month
Your payment · 33%
Hard
more than $1,900 a month
Compared with the typical household income in Longview ($63,340 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,348
Property tax
$201
Home insurance
$84
FHA mortgage insurance (MIP)
$90
You need at least $7,091 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,723; principal and interest $1,348.
The city and its county
Longview and Gregg County
Longview is in Gregg County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Longview
Map of Gregg County, Texas, with Longview marked. Around it, the neighboring counties.
Longview
Gregg County
Other cities with a page
Longview's own numbers
Typical home value
$202,600
Typical monthly rent
$1,101
Typical yearly household income
$63,340
Households that own their home
55%
Effective property tax rate
1.19%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Gregg County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,232
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
1.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Gregg County.
A typical home in Longview is worth $202,600: about the same as the county and 29% below Texas. With the typical household income in Longview ($63,340 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Longview3.2 years
Gregg3.1 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Gregg County
According to FHFA’s house price index, home prices in Gregg County rose 69% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Gregg County.
Yearly change in FHFA’s price index in Gregg County, 2016 to 2025
2016: +0.1% +0.1% 2016
2017: +0.8% +0.8% 2017
2018: +3.5% +3.5% 2018
2019: +3.3% +3.3% 2019
2020: +3.6% +3.6% 2020
2021: +12.0% +12.0% 2021
2022: +19.1% +19.1% 2022
2023: +7.0% +7.0% 2023
2024: +4.1% +4.1% 2024
2025: +2.1% +2.1% 2025
Change in FHFA’s price index in Gregg County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+2.1%
+0.8%
+2.9%
5 years (2020–2025)
+52%
+44%
+47%
10 years (2015–2025)
+69%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Longview next to Gregg County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Longview$202,600
Gregg$203,400
Texas$283,800
United States$332,700
Typical monthly rent
Longview$1,101
Gregg$1,102
Texas$1,403
United States$1,413
Typical yearly household income
Longview$63,340
Gregg$66,550
Texas$78,476
United States$80,734
See the full table
Longview next to Gregg County and Texas
Measure
Longview
Gregg County
Texas
U.S.
Typical home value
$202,600
$203,400
$283,800
$332,700
Typical monthly rent
$1,101
$1,102
$1,403
$1,413
Typical yearly household income
$63,340 ▼5% below the county
$66,550
$78,476
$80,734
Households that own their home
55% ▼6 points below the county
60%
63%
65%
Typical yearly property tax
$2,412
$2,368
$4,232
$3,119
Effective property tax rate
1.19% ▲0.03 points above the county
1.16%
1.49%
0.94%
Renters with high rent for their income
51% ▲2 points above the county
49%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Gregg County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Longview
For a typical $202,600 home in Longview, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Longview's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,723a month
Least cash to close
Down payment
$7,091
Cash to close
$13,169
Rate
7.18%
Mortgage insurance
FHA MIP · $90
Conventional, 5% down$1,685a month
Down payment
$10,130
Cash to close
$16,208
Rate
7.18%
Mortgage insurance
PMI · $96
Conventional, 20% down, no PMI$1,383a month
Down payment
$40,520
Cash to close
$46,598
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,571a month
Down payment
$30,390
Cash to close
$36,468
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Longview
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,723
$7,091
$198,930
7.18%
FHA MIP · $90
$13,169
580
Conventional, 5% down
$1,685
$10,130
$192,470
7.18%
PMI · $96
$16,208
620*
Conventional, 20% down, no PMI
$1,383
$40,520
$162,080
7.18%
None
$46,598
620*
ITIN, 15% down (example)
$1,571
$30,390
$172,210
8.18%
None
$36,468
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Longview is $1,101 a month: about the same as the county. In Longview, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Gregg County, by unit size. To pay the 2-bedroom one ($1,232 a month) without spending more than 30% of your income, you would need to earn $23.69 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Gregg County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,034
$19.88
$41,360
1 bedroom
$1,041
$20.02
$41,640
2 bedrooms
$1,232
$23.69
$49,280
3 bedrooms
$1,611
$30.98
$64,440
4 bedrooms
$1,712
$32.92
$68,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Longview
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Longview has 4 ZIP codes with their own.
For 2 bedrooms it runs from $1,140 in 75601 to $1,380 in 75605.
1 of the 4 is above the fair market rent for Gregg County ($1,232).
2-bedroom fair market rent in each of the 4 ZIP codes of Longview, beside the one for Gregg County. For 2 bedrooms it runs from $1,140 in 75601 to $1,380 in 75605. 1 of the 4 is above the fair market rent for Gregg County ($1,232).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,232
Lowest: $1,140 (75601)Highest: $1,380 (75605)
Fair market rent by ZIP code, HUD area and size in Longview, fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.
75601
Longview, TX
$910
$930
$1,140
$1,450
$1,530
75602
Harrison County, TX
$910
$940
$1,150
$1,460
$1,570
75604
Longview, TX
$1,030
$1,040
$1,230
$1,610
$1,710
75605
Longview, TX
$1,130
$1,150
$1,380
$1,770
$1,900
ZIP code2 bd3 bd
75601 $1,140$1,450
75602 $1,150$1,460
75604 $1,230$1,610
75605 $1,380$1,770
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Longview when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Gregg County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Longview or Gregg County. The ones below are statewide in Texas: they work in Longview the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Longview or Gregg County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Longview and all of Gregg County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Longview?
The typical home value in Longview is $202,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Gregg County it is $203,400.
How much does it cost to rent in Longview?
Typical rent in Longview is $1,101 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Gregg County is $1,232.
What is the FHA loan limit in Longview?
Longview uses the FHA limit for all of Gregg County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Longview?
The typical homeowner in Longview pays $2,412 a year, according to the U.S. Census Bureau. That is 1.19% of the home’s value; in Gregg County, the rate is 1.16%.
Where can I find free help to buy or rent in Longview?
We found no HUD-approved counseling agencies with an office in Gregg County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
