In Anna, a typical home is worth $351,700 and typical rent is $2,105 a month. Compared with all of Collin County, the typical home value is 26% lower, typical rent is 13% higher, and the share of households that own their home is 14 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $339,979 to $337,484.
Typical rent
$1,803a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,650 to $1,803.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Anna is in Collin County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Collin County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Van Alstyne, the typical rent is $1,345: 36% less than in Anna ($2,105).
2
According to Zillow, in the 12 months to September 2026 the typical home value in Anna fell 6.7%; in Texas, it fell 1.4%.
3
78% of households in Anna own their home, against 65% in Collin County.
4
The typical home in Anna is worth $351,700,26% less than in Collin County as a whole ($475,600).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Anna
What homes there are in Anna, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Anna
Collin County
Texas
United States
Kind of home: Anna and its comparisons
Measure
Anna
Collin County
Texas
United States
Detached house
92%
68%
64%
61%
Attached house
Unreliable estimate
3%
3%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
25%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 92% of homes here, against 68% in Collin County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Anna
Collin County
Texas
United States
Year built: Anna and its comparisons
Measure
Anna
Collin County
Texas
United States
Before 1960
Unreliable estimate
2%
12%
26%
1960–1979
Unreliable estimate
8%
21%
24%
1980–1999
Unreliable estimate
32%
28%
25%
2000–2009
33%
25%
18%
14%
2010 or later
58%
33%
21%
11%
Here half of the homes date from 2012 or later; in Collin County, from 2003 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K24%
$300K–$500K60%
$500K–$750K8%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Anna and its comparisons
Measure
Anna
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
24%
$300K–$500K
60%
$500K–$750K
8%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49950%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Anna and its comparisons
Measure
Anna
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
50%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,193 a month
Collin County: $2,843 a month
Without a mortgage
$884 a month
Collin County: $1,101 a month
Owners with a mortgage
79%
Collin County: 69%
The typical cost for an owner with a mortgage in Anna is $2,193 a month, less than in Collin County ($2,843); without one, $884.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Anna+67%
Collin County+51%
Texas+65%
United States+53%
Typical rent
Anna+20%
Collin County+34%
Texas+34%
United States+33%
Typical household income
AnnaNo clear change
Collin County+26%
Texas+27%
United States+29%
Change since 2015–2019: Anna and its comparisons
Measure
Anna
Collin County
Texas
United States
Typical home value
+67%
+51%
+65%
+53%
Typical rent
+20%
+34%
+34%
+33%
Typical household income
No clear change
+26%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Anna rose 67%; in Collin County, it rose 51%.
Since 2015–2019, the typical rent in Anna rose 20%, less than in Collin County (34%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Anna and its comparisons
Measure
Anna
Collin County
Texas
United States
Rental vacancy
Unreliable estimate
6.1%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.1%
4.8%
3.4%
People per household
3.14
2.77
2.69
2.53
Drive alone
66%
62%
71%
69%
Carpool
9%
7%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
24%
28%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Anna are bigger: 3.14 people on average; in Collin County, 2.77.
To get to work, 66% of workers in Anna drive alone; in Collin County, 62%.
Do the math
What would you pay each month for a home in Anna?
A typical home is tight for the typical income
We start with a typical home in Anna, worth $351,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Anna, which is $105,593 a year. For that payment to be 28% of income, a household would need to earn about $133,806 a year.
The calculator's FHA and conventional loan limits are those of all of Collin County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Anna. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,310 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,122
at 7.18% · 30 years
Loan amount
$345,329
Total interest
$496,848
Paid off in
November 2056
Includes $5,939 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,464 a month
Tight
$2,464 to $3,168 a month
Your payment · 35%
Hard
more than $3,168 a month
Compared with the typical household income in Anna ($105,593 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,339
Property tax
$481
Home insurance
$147
FHA mortgage insurance (MIP)
$156
You need at least $12,310 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,122; principal and interest $2,339.
The city and its county
Anna and Collin County
Anna is in Collin County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Anna
Map of Collin County, Texas, with Anna marked. Around it, the neighboring counties.
Anna
Collin County
Other cities with a page
Anna's own numbers
Typical home value
$351,700
Typical monthly rent
$2,105
Typical yearly household income
$105,593
Households that own their home
78%
Effective property tax rate
1.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Collin County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Collin County.
A typical home in Anna is worth $351,700: 26% below the county and 24% above Texas. With the typical household income in Anna ($105,593 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Anna3.3 years
Collin3.9 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Collin County
According to FHFA’s house price index, home prices in Collin County rose 102% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Collin County.
Yearly change in FHFA’s price index in Collin County, 2016 to 2025
2016: +10.6% +10.6% 2016
2017: +9.9% +9.9% 2017
2018: +5.1% +5.1% 2018
2019: +2.3% +2.3% 2019
2020: +2.1% +2.1% 2020
2021: +14.7% +14.7% 2021
2022: +24.3% +24.3% 2022
2023: +4.5% +4.5% 2023
2024: +2.1% +2.1% 2024
2025: −0.8% −0.8% 2025
Change in FHFA’s price index in Collin County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.8%
+0.8%
+2.9%
5 years (2020–2025)
+51%
+44%
+47%
10 years (2015–2025)
+102%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Anna next to Collin County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Anna$351,700
Collin$475,600
Texas$283,800
United States$332,700
Typical monthly rent
Anna$2,105
Collin$1,859
Texas$1,403
United States$1,413
Typical yearly household income
Anna$105,593
Collin$121,600
Texas$78,476
United States$80,734
See the full table
Anna next to Collin County and Texas
Measure
Anna
Collin County
Texas
U.S.
Typical home value
$351,700 ▼26% below the county
$475,600
$283,800
$332,700
Typical monthly rent
$2,105 ▲13% above the county
$1,859
$1,403
$1,413
Typical yearly household income
$105,593 ▼13% below the county
$121,600
$78,476
$80,734
Households that own their home
78% ▲14 points above the county
65%
63%
65%
Typical yearly property tax
$5,772 ▼23% below the county
$7,521
$4,232
$3,119
Effective property tax rate
1.64% ▲0.06 points above the county
1.58%
1.49%
0.94%
Renters with high rent for their income
59% ▲12 points above the county
48%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Collin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Anna
For a typical $351,700 home in Anna, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Anna's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,122a month
Least cash to close
Down payment
$12,310
Cash to close
$22,861
Rate
7.18%
Mortgage insurance
FHA MIP · $156
Conventional, 5% down$3,058a month
Down payment
$17,585
Cash to close
$28,136
Rate
7.18%
Mortgage insurance
PMI · $167
Conventional, 20% down, no PMI$2,533a month
Down payment
$70,340
Cash to close
$80,891
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,858a month
Down payment
$52,755
Cash to close
$63,306
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Anna
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,122
$12,310
$345,330
7.18%
FHA MIP · $156
$22,861
580
Conventional, 5% down
$3,058
$17,585
$334,115
7.18%
PMI · $167
$28,136
620*
Conventional, 20% down, no PMI
$2,533
$70,340
$281,360
7.18%
None
$80,891
620*
ITIN, 15% down (example)
$2,858
$52,755
$298,945
8.18%
None
$63,306
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Anna is $2,105 a month: 13% above the county. In Anna, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Collin County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Collin County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Anna
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Anna is in ZIP code 75409.
For 2 bedrooms it is $2,300: $493 more than the fair market rent for Collin County ($1,807).
Fair market rent by ZIP code and size in Anna, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
75409
$1,900
$1,950
$2,300
$2,900
$3,680
ZIP code2 bd3 bd
75409 $2,300$2,900
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Anna when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Collin County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Anna or Collin County. The ones below are statewide in Texas: they work in Anna the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Anna or Collin County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Anna and all of Collin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Anna?
The typical home value in Anna is $351,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Collin County it is $475,600.
How much does it cost to rent in Anna?
Typical rent in Anna is $2,105 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Collin County is $1,807.
What is the FHA loan limit in Anna?
Anna uses the FHA limit for all of Collin County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Anna?
The typical homeowner in Anna pays $5,772 a year, according to the U.S. Census Bureau. That is 1.64% of the home’s value; in Collin County, the rate is 1.58%.
Where can I find free help to buy or rent in Anna?
We found no HUD-approved counseling agencies with an office in Collin County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
