In Tellico Village, a typical home is worth $517,200. Compared with all of Loudon County, the typical home value is 49% higher, typical household income is 27% higher, and the share of households that own their home is 15 points higher.
Tellico Village is in Loudon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Loudon County. See the county
What this place has that others do not, from public data, most unusual first.
1
Tellico Village has the highest homeownership rate of the 113 cities in Tennessee with more than 5,000 people: 96%.
2
Nearby, in Sweetwater, the typical home value is $178,400: 66% less than in Tellico Village ($517,200).
3
The typical home in Tellico Village is worth $517,200,49% more than in Loudon County as a whole ($348,000).
4
The typical household income in Tellico Village is $106,875,27% more than in Loudon County as a whole ($84,185).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tellico Village
What homes there are in Tellico Village, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tellico Village
Loudon County
Tennessee
United States
Kind of home: Tellico Village and its comparisons
Measure
Tellico Village
Loudon County
Tennessee
United States
Detached house
93%
82%
68%
61%
Attached house
4%
3%
4%
6%
Building of 2 to 4
Unreliable estimate
3%
6%
8%
Apartments (5 or more)
Unreliable estimate
5%
14%
19%
Mobile home
Unreliable estimate
8%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Tellico Village, 9 in 10 homes are single-family detached houses; in Loudon County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Tellico Village
Loudon County
Tennessee
United States
Year built: Tellico Village and its comparisons
Measure
Tellico Village
Loudon County
Tennessee
United States
Before 1960
Unreliable estimate
16%
18%
26%
1960–1979
Unreliable estimate
19%
23%
24%
1980–1999
35%
28%
29%
25%
2000–2009
32%
18%
16%
14%
2010 or later
28%
19%
15%
11%
The typical home in Tellico Village was built in 2003, 11 years after the typical one in Loudon County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K8%
$300K–$500K37%
$500K–$750K26%
$750K–$1M13%
$1M or more14%
Value of owner-occupied homes: Tellico Village and its comparisons
Measure
Tellico Village
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
8%
$300K–$500K
37%
$500K–$750K
26%
$750K–$1M
13%
$1M or more
14%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tellico Village and its comparisons
Measure
Tellico Village
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,822 a month
Loudon County: $1,525 a month
Without a mortgage
$574 a month
Loudon County: $445 a month
Owners with a mortgage
51%
Loudon County: 55%
Owning costs more in Tellico Village: with a mortgage, the typical cost is $1,822 a month; in Loudon County, $1,525. Without one, $574.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tellico Village+35%
Loudon County+56%
Tennessee+72%
United States+53%
Typical household income
Tellico Village+40%
Loudon County+45%
Tennessee+31%
United States+29%
Change since 2015–2019: Tellico Village and its comparisons
Measure
Tellico Village
Loudon County
Tennessee
United States
Typical home value
+35%
+56%
+72%
+53%
Typical rent
No data
+32%
+37%
+33%
Typical household income
+40%
+45%
+31%
+29%
Homes in Tellico Village gained value more slowly than in Loudon County: 35% since 2015–2019, against 56%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tellico Village and its comparisons
Measure
Tellico Village
Loudon County
Tennessee
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
2.5%
2.2%
3.4%
People per household
1.94
2.42
2.45
2.53
Drive alone
64%
80%
76%
69%
Carpool
Unreliable estimate
7%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
23%
12%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Tellico Village has 1.94 people, fewer than in Loudon County (2.42).
Working from home is more common in Tellico Village: 23%, against 12% in Loudon County.
Do the math
What would you pay each month for a home in Tellico Village?
A typical home costs more than the typical income allows
We start with a typical home in Tellico Village, worth $517,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Tellico Village, which is $106,875 a year. For that payment to be 28% of income, a household would need to earn about $172,758 a year.
The calculator's FHA and conventional loan limits are those of all of Loudon County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tellico Village. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $18,102 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,031
at 7.18% · 30 years
Loan amount
$507,832
Total interest
$730,651
Paid off in
November 2056
Includes $8,734 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,494 a month
Tight
$2,494 to $3,206 a month
Hard
more than $3,206 a month
Your payment · 45%
Compared with the typical household income in Tellico Village ($106,875 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,440
Property tax
$147
Home insurance
$216
FHA mortgage insurance (MIP)
$229
You need at least $18,102 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,031; principal and interest $3,440.
The city and its county
Tellico Village and Loudon County
Tellico Village is in Loudon County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tellico Village
Map of Loudon County, Tennessee, with Tellico Village marked. Around it, the neighboring counties.
Tellico Village
Loudon County
Other cities with a page
Tellico Village's own numbers
Typical home value
$517,200
Typical yearly household income
$106,875
Households that own their home
96%
Effective property tax rate
0.34%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Loudon County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,475
Price change over 5 years (FHFA)
+77%
Homes in a high flood-risk zone
0.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Loudon County.
A typical home in Tellico Village is worth $517,200: 49% above the county and 80% above Tennessee. With the typical household income in Tellico Village ($106,875 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tellico Village4.8 years
Loudon4.1 years
Tennessee4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Loudon County
According to FHFA’s house price index, home prices in Loudon County rose 128% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Loudon County.
Yearly change in FHFA’s price index in Loudon County, 2016 to 2025
2016: +3.3% +3.3% 2016
2017: +4.7% +4.7% 2017
2018: +5.3% +5.3% 2018
2019: +7.9% +7.9% 2019
2020: +5.0% +5.0% 2020
2021: +14.3% +14.3% 2021
2022: +27.5% +27.5% 2022
2023: +13.0% +13.0% 2023
2024: +5.8% +5.8% 2024
2025: +1.6% +1.6% 2025
Change in FHFA’s price index in Loudon County, Tennessee and the United States
Period
County
Tennessee
U.S.
Last year (2025)
+1.6%
+2.4%
+2.9%
5 years (2020–2025)
+77%
+60%
+47%
10 years (2015–2025)
+128%
+114%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tellico Village next to Loudon County, Tennessee and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tellico Village$517,200
Loudon$348,000
Tennessee$286,700
United States$332,700
Typical yearly household income
Tellico Village$106,875
Loudon$84,185
Tennessee$69,595
United States$80,734
See the full table
Tellico Village next to Loudon County and Tennessee
Measure
Tellico Village
Loudon County
Tennessee
U.S.
Typical home value
$517,200 ▲49% above the county
$348,000
$286,700
$332,700
Typical yearly household income
$106,875 ▲27% above the county
$84,185
$69,595
$80,734
Households that own their home
96% ▲15 points above the county
80%
67%
65%
Typical yearly property tax
$1,747 ▲50% above the county
$1,162
$1,442
$3,119
Effective property tax rate
0.34% ▲0.01 points above the county
0.33%
0.5%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Loudon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tellico Village
For a typical $517,200 home in Tellico Village, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tellico Village's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,031a month
Least cash to close
Down payment
$18,102
Cash to close
$33,618
Rate
7.18%
Mortgage insurance
FHA MIP · $229
Conventional, 5% down$3,936a month
Down payment
$25,860
Cash to close
$41,376
Rate
7.18%
Mortgage insurance
PMI · $246
Conventional, 20% down, no PMI$3,165a month
Down payment
$103,440
Cash to close
$118,956
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,643a month
Down payment
$77,580
Cash to close
$93,096
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tellico Village
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,031
$18,102
$507,832
7.18%
FHA MIP · $229
$33,618
580
Conventional, 5% down
$3,936
$25,860
$491,340
7.18%
PMI · $246
$41,376
620*
Conventional, 20% down, no PMI
$3,165
$103,440
$413,760
7.18%
None
$118,956
620*
ITIN, 15% down (example)
$3,643
$77,580
$439,620
8.18%
None
$93,096
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tellico Village and for Loudon County.
Property tax
Effective rate in Tellico Village
0.34%of the home’s value each year
$1,747 a year for the typical owner in Tellico Village.
Tellico Village0.34%
Loudon0.33%
Tennessee0.5%
What Tennessee publishesProperty tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)
The Census Bureau publishes no typical rent for Tellico Village. Below are the fair market rents for Loudon County.
HUD publishes a fair market rent for all of Loudon County, by unit size. To pay the 2-bedroom one ($1,475 a month) without spending more than 30% of your income, you would need to earn $28.37 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Loudon County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,171
$22.52
$46,840
1 bedroom
$1,178
$22.65
$47,120
2 bedrooms
$1,475
$28.37
$59,000
3 bedrooms
$1,844
$35.46
$73,760
4 bedrooms
$2,122
$40.81
$84,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tellico Village
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tellico Village is in ZIP code 37774.
For 2 bedrooms it is $1,280: $195 less than the fair market rent for Loudon County ($1,475).
Fair market rent by ZIP code and size in Tellico Village, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
37774
$1,020
$1,020
$1,280
$1,610
$1,840
ZIP code2 bd3 bd
37774 $1,280$1,610
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tellico Village when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Loudon County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Tellico Village or Loudon County. The ones below are statewide in Tennessee: they work in Tellico Village the same as in the rest of the state.
Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage.Offered by Tennessee Housing Development Agency (THDA).
The HUD-approved agencies closest to the center of Tellico Village, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Tellico Village or Loudon County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tellico Village and all of Loudon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tellico Village?
The typical home value in Tellico Village is $517,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Loudon County it is $348,000.
What is the FHA loan limit in Tellico Village?
Tellico Village uses the FHA limit for all of Loudon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tellico Village?
The typical homeowner in Tellico Village pays $1,747 a year, according to the U.S. Census Bureau. That is 0.34% of the home’s value; in Loudon County, the rate is 0.33%.
Where can I find free help to buy or rent in Tellico Village?
We found no HUD-approved counseling agencies with an office in Loudon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
