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City · 16,216 residents · Sevier County, Tennessee

Seymour , Tennessee

In Seymour, a typical home is worth $308,100 and typical rent is $1,515 a month. Compared with all of Sevier County, typical rent is 41% higher, typical household income is 32% higher, and the share of households that own their home is 7 points higher.

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  • Typical home value

    $308,100

    3% above the county

    7% above Tennessee

    • Seymour
    • Sevier
    • Tennessee

  • Typical rent

    $1,515a month

    41% above the county

    27% above Tennessee

    • Seymour
    • Sevier
    • Tennessee

  • Typical household income

    $82,855a year

    32% above the county

    19% above Tennessee

    • Seymour
    • Sevier
    • Tennessee

  • Households that own their home

    77%

    7 points above the county

    11 points above Tennessee

    • Seymour
    • Sevier
    • Tennessee

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$370,228
1.8% more than 12 months ago
Typical rent
$1,663 a month
3.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Seymour is in Sevier County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sevier County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Seymour apart

What this place has that others do not, from public data, most unusual first.

  1. Seymour has the 3rd smallest share of rent-burdened renters of the 101 cities in Tennessee with more than 5,000 people (25%).

  2. The typical rent in Seymour is $1,515 a month, 41% more than in Sevier County as a whole ($1,072).

  3. Nearby, in Eagleton Village, the typical home value is $197,700: 36% less than in Seymour ($308,100).

  4. Nearby, in Pigeon Forge, the typical rent is $1,053: 30% less than in Seymour ($1,515).

  5. The typical household income in Seymour is $82,855, 32% more than in Sevier County as a whole ($62,581).

  6. 77% of households in Seymour own their home, against 71% in Sevier County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Seymour

What homes there are in Seymour, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Seymour, 8 in 10 homes are single-family detached houses; in Sevier County, 7.

Year built

By age, homes in Seymour look like those in Sevier County: the typical year built is 1993.

There is more room for a big family here: 78% of homes have 3 bedrooms or more, against 58% in Sevier County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,486 a month

Sevier County: $1,390 a month

Without a mortgage

$392 a month

Sevier County: $373 a month

Owners with a mortgage

64%

Sevier County: 52%

Owning costs more in Seymour: with a mortgage, the typical cost is $1,486 a month; in Sevier County, $1,390. Without one, $392.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Seymour with 2015–2019 because its boundaries changed. In Sevier County, over that time, the typical home value rose 70%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSeymourSevier CountyTennesseeUnited States
Rental vacancy Unreliable estimate20.5%6.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate3.2%2.2%3.4%
People per household 2.612.452.452.53
Drive alone 83%79%76%69%
Carpool Unreliable estimate12%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 12%7%13%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.61 on average, against 2.45 in Sevier County.

Working from home is more common in Seymour: 12%, against 7% in Sevier County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Seymour?

A typical home is tight for the typical income

We start with a typical home in Seymour, worth $308,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Seymour, which is $82,855 a year. For that payment to be 28% of income, a household would need to earn about $102,253 a year.

The calculator's FHA and conventional loan limits are those of all of Sevier County.

Your numbers

Local data
$

Starts at the typical home value in Seymour. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,784 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,386

at 7.18% · 30 years

Loan amount
$302,519
Total interest
$435,254
Paid off in
November 2056

Includes $5,203 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,933 a month

  • Tight

    $1,933 to $2,486 a month

    Your payment · 35%

  • Hard

    more than $2,486 a month

Compared with the typical household income in Seymour ($82,855 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,386
Principal & interest$2,049
Property tax$72
Home insurance$128
FHA mortgage insurance (MIP)$136

You need at least $10,784 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Seymour and Sevier County

Seymour is in Sevier County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Seymour's own numbers

Typical home value
$308,100
Typical monthly rent
$1,515
Typical yearly household income
$82,855
Households that own their home
77%
Effective property tax rate
0.28%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sevier County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,213
Price change over 5 years (FHFA)
+74%
Homes in a high flood-risk zone
3.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sevier County.

Everything about Sevier County

Buying

Buying a home in Seymour

A typical home in Seymour is worth $308,100: 3% above the county and 7% above Tennessee. With the typical household income in Seymour ($82,855 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Seymour 3.7 years
  • Sevier 4.8 years
  • Tennessee 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sevier County

According to FHFA’s house price index, home prices in Sevier County rose 157% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sevier County.

Period County Tennessee U.S.
Last year (2025) +4.8% +2.4% +2.9%
5 years (2020–2025) +74% +60% +47%
10 years (2015–2025) +157% +114% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Seymour next to Sevier County, Tennessee and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Seymour $308,100
  • Sevier $299,000
  • Tennessee $286,700
  • United States $332,700
Typical monthly rent
  • Seymour $1,515
  • Sevier $1,072
  • Tennessee $1,189
  • United States $1,413
Typical yearly household income
  • Seymour $82,855
  • Sevier $62,581
  • Tennessee $69,595
  • United States $80,734
See the full table
Seymour next to Sevier County and Tennessee
Measure Seymour Sevier County Tennessee U.S.
Typical home value $308,100 $299,000 $286,700 $332,700
Typical monthly rent $1,515 $1,072 $1,189 $1,413
Typical yearly household income $82,855 $62,581 $69,595 $80,734
Households that own their home 77% 71% 67% 65%
Typical yearly property tax $875 $824 $1,442 $3,119
Effective property tax rate 0.28% 0.28% 0.5% 0.94%
Renters with high rent for their income 25% 41% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sevier County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Seymour

For a typical $308,100 home in Seymour, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Seymour's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,386a month

    Least cash to close
    Down payment
    $10,784
    Cash to close
    $20,027
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $136

  • Conventional, 5% down $2,329a month

    Down payment
    $15,405
    Cash to close
    $24,648
    Rate
    7.18%
    Mortgage insurance
    PMI · $146

  • Conventional, 20% down, no PMI $1,870a month

    Down payment
    $61,620
    Cash to close
    $70,863
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,155a month

    Down payment
    $46,215
    Cash to close
    $55,458
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Seymour and for Sevier County.

Property tax

Effective rate in Seymour

0.28%of the home’s value each year

$875 a year for the typical owner in Seymour.

  • Seymour 0.28%
  • Sevier 0.28%
  • Tennessee 0.5%

What Tennessee publishes Property tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)

Exemptions and deadlines in Tennessee

Flood risk in Sevier County

FEMA does not publish these numbers by city: they are for all of Sevier County.

Homes in the high-risk zone
3.4%
1,600
Of those, with NFIP insurance
21%
County Tennessee U.S.
Homes in the high-risk zone 3.4% 1.6% 3.5%
Of those, with NFIP insurance 21% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Seymour

Typical rent in Seymour is $1,515 a month: 41% above the county. In Seymour, 25% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sevier County, by unit size. To pay the 2-bedroom one ($1,213 a month) without spending more than 30% of your income, you would need to earn $23.33 an hour working full time.

HUD fair market rent for all of Sevier County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,032 $19.85 $41,280
1 bedroom $1,038 $19.96 $41,520
2 bedrooms $1,213 $23.33 $48,520
3 bedrooms $1,569 $30.17 $62,760
4 bedrooms $1,594 $30.65 $63,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Seymour

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Seymour is in ZIP code 37865.

For 2 bedrooms it is $1,540: $327 more than the fair market rent for Sevier County ($1,213).

  • 37865 $1,540$1,980

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Seymour when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Seymour

HUD lists 3 buildings with rents for lower incomes in Seymour. These are the largest.

  • Renaissance Square 135 W Macon Ln, Seymour 37865 50 homes, 49 low-income · For older adults (865) 579-4886
  • The Commons 133 W Macon Ln, Seymour 37865 20 low-income homes · For older adults (865) 573-0803
  • Knob Ridge Apts 408 Missylane Rd, Seymour 37865 48 homes · In service since 2013 · For people with disabilities, families

See all 17 buildings in Sevier County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Seymour

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sevier County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Seymour

No down payment, repair or rent-help program on our list is for Seymour or Sevier County. The ones below are statewide in Tennessee: they work in Seymour the same as in the rest of the state.

Which programs do I qualify for? All programs in Tennessee

  • Great Choice Plus

    Statewide in Tennessee

    Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage. Offered by Tennessee Housing Development Agency (THDA).

    ForgivableRepayable

    See the program Official page

Housing counselors near Seymour

The HUD-approved agencies closest to the center of Seymour, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • KNOX HOUSING PARTNERSHIP, INCORPORATED dba HOMESOURCE EAST TENNESSEE

    109 Winona St, Knoxville · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (865) 637-1679

  • Knoxville Area Urban League

    1514 E 5th Ave, Knoxville · 11 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (865) 524-5511

  • University of Tennessee Extension Office

    2621 Morgan Cir, Knoxville · 11 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 2 more
    (865) 974-7349

All counseling agencies in Tennessee

Help in Spanish near Seymour

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Seymour

In HUD’s record, no housing authority with an office in Sevier County is named for Seymour or Sevier County.

One other authority has an office in Sevier County: see the list Source: HUD

Cities

Other cities in Sevier County

These cities are also in Sevier County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sevier County Housing in Tennessee

Nearby cities

The cities closest to Seymour, with the typical home value.

Neighboring counties

If Sevier County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Seymour.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Seymour

Short answers with the numbers for Seymour and all of Sevier County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Seymour?

The typical home value in Seymour is $308,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sevier County it is $299,000.

How much does it cost to rent in Seymour?

Typical rent in Seymour is $1,515 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sevier County is $1,213.

What is the FHA loan limit in Seymour?

Seymour uses the FHA limit for all of Sevier County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Seymour?

The typical homeowner in Seymour pays $875 a year, according to the U.S. Census Bureau. That is 0.28% of the home’s value; in Sevier County, the rate is 0.28%.

Where can I find free help to buy or rent in Seymour?

We found no HUD-approved counseling agencies with an office in Sevier County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).