In Halls, a typical home is worth $321,300 and typical rent is $1,178 a month. Compared with all of Knox County, typical household income is 23% higher, typical rent is 7% lower, and the share of households that own their home is 22 points higher.
Halls is in Knox County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Knox County. See the county
What this place has that others do not, from public data, most unusual first.
1
Halls has the 2nd smallest share of rent-burdened renters of the 101 cities in Tennessee with more than 5,000 people (24%).
2
87% of households in Halls own their home, against 65% in Knox County.
3
Nearby, in Clinton, the typical home value is $225,000: 30% less than in Halls ($321,300).
4
Nearby, in Clinton, the typical rent is $962: 18% less than in Halls ($1,178).
5
The typical household income in Halls is $90,933,23% more than in Knox County as a whole ($74,222).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Halls
What homes there are in Halls, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Halls
Knox County
Tennessee
United States
Kind of home: Halls and its comparisons
Measure
Halls
Knox County
Tennessee
United States
Detached house
77%
66%
68%
61%
Attached house
16%
6%
4%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
20%
14%
19%
Mobile home
Unreliable estimate
4%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Halls, 8 in 10 homes are single-family detached houses; in Knox County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Halls
Knox County
Tennessee
United States
Year built: Halls and its comparisons
Measure
Halls
Knox County
Tennessee
United States
Before 1960
Unreliable estimate
20%
18%
26%
1960–1979
27%
24%
23%
24%
1980–1999
36%
28%
29%
25%
2000–2009
16%
15%
16%
14%
2010 or later
16%
14%
15%
11%
Here half of the homes date from 1991 or later; in Knox County, from 1985 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K7%
$200K–$300K31%
$300K–$500K47%
$500K–$750K7%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Halls and its comparisons
Measure
Halls
Under $100K
Unreliable estimate
$100K–$200K
7%
$200K–$300K
31%
$300K–$500K
47%
$500K–$750K
7%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Halls and its comparisons
Measure
Halls
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,630 a month
Knox County: $1,589 a month
Without a mortgage
$461 a month
Knox County: $483 a month
Owners with a mortgage
56%
Knox County: 61%
In Halls, 56% of owners have a mortgage; their typical cost is $1,630 a month, about the same as in Knox County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
HallsBoundaries changed
Knox County+75%
Tennessee+72%
United States+53%
Typical rent
HallsBoundaries changed
Knox County+41%
Tennessee+37%
United States+33%
Typical household income
HallsBoundaries changed
Knox County+29%
Tennessee+31%
United States+29%
Change since 2015–2019: Halls and its comparisons
Measure
Halls
Knox County
Tennessee
United States
Typical home value
Boundaries changed
+75%
+72%
+53%
Typical rent
Boundaries changed
+41%
+37%
+33%
Typical household income
Boundaries changed
+29%
+31%
+29%
Halls does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Knox County the typical home value rose 75%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Halls and its comparisons
Measure
Halls
Knox County
Tennessee
United States
Rental vacancy
Unreliable estimate
5.5%
6.1%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.9%
0.9%
More than one person per room
Unreliable estimate
1.4%
2.2%
3.4%
People per household
2.31
2.39
2.45
2.53
Drive alone
87%
76%
76%
69%
Carpool
Unreliable estimate
7%
8%
9%
Public transit
Unreliable estimate
1%
0%
3%
Walk or bike
Unreliable estimate
2%
1%
3%
Work from home
9%
14%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
A household in Halls has 2.31 people on average, about the same as in Knox County (2.39).
The car rules in Halls: 87% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Halls?
A typical home is tight for the typical income
We start with a typical home in Halls, worth $321,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Halls, which is $90,933 a year. For that payment to be 28% of income, a household would need to earn about $106,978 a year.
The calculator's FHA and conventional loan limits are those of all of Knox County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Halls. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,246 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,496
at 7.18% · 30 years
Loan amount
$315,480
Total interest
$453,902
Paid off in
November 2056
Includes $5,426 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,122 a month
Tight
$2,122 to $2,728 a month
Your payment · 33%
Hard
more than $2,728 a month
Compared with the typical household income in Halls ($90,933 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,137
Property tax
$83
Home insurance
$134
FHA mortgage insurance (MIP)
$142
You need at least $11,246 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,496; principal and interest $2,137.
The city and its county
Halls and Knox County
Halls is in Knox County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Halls
Map of Knox County, Tennessee, with Halls marked. Around it, the neighboring counties.
Halls
Knox County
Other cities with a page
Halls's own numbers
Typical home value
$321,300
Typical monthly rent
$1,178
Typical yearly household income
$90,933
Households that own their home
87%
Effective property tax rate
0.31%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Knox County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,475
Price change over 5 years (FHFA)
+77%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Knox County.
A typical home in Halls is worth $321,300: about the same as the county and 12% above Tennessee. With the typical household income in Halls ($90,933 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Halls3.5 years
Knox4.3 years
Tennessee4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Knox County
According to FHFA’s house price index, home prices in Knox County rose 133% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Knox County.
Yearly change in FHFA’s price index in Knox County, 2016 to 2025
2016: +4.2% +4.2% 2016
2017: +5.1% +5.1% 2017
2018: +7.2% +7.2% 2018
2019: +5.9% +5.9% 2019
2020: +6.0% +6.0% 2020
2021: +16.3% +16.3% 2021
2022: +23.1% +23.1% 2022
2023: +12.8% +12.8% 2023
2024: +6.5% +6.5% 2024
2025: +3.0% +3.0% 2025
Change in FHFA’s price index in Knox County, Tennessee and the United States
Period
County
Tennessee
U.S.
Last year (2025)
+3.0%
+2.4%
+2.9%
5 years (2020–2025)
+77%
+60%
+47%
10 years (2015–2025)
+133%
+114%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Halls next to Knox County, Tennessee and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Halls$321,300
Knox$320,900
Tennessee$286,700
United States$332,700
Typical monthly rent
Halls$1,178
Knox$1,261
Tennessee$1,189
United States$1,413
Typical yearly household income
Halls$90,933
Knox$74,222
Tennessee$69,595
United States$80,734
See the full table
Halls next to Knox County and Tennessee
Measure
Halls
Knox County
Tennessee
U.S.
Typical home value
$321,300
$320,900
$286,700
$332,700
Typical monthly rent
$1,178 ▼7% below the county
$1,261
$1,189
$1,413
Typical yearly household income
$90,933 ▲23% above the county
$74,222
$69,595
$80,734
Households that own their home
87% ▲22 points above the county
65%
67%
65%
Typical yearly property tax
$1,012 ▼26% below the county
$1,367
$1,442
$3,119
Effective property tax rate
0.31% ▼0.12 points below the county
0.43%
0.5%
0.94%
Renters with high rent for their income
24% ▼26 points below the county
50%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Knox County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Halls
For a typical $321,300 home in Halls, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Halls's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,496a month
Least cash to close
Down payment
$11,246
Cash to close
$20,885
Rate
7.18%
Mortgage insurance
FHA MIP · $142
Conventional, 5% down$2,437a month
Down payment
$16,065
Cash to close
$25,704
Rate
7.18%
Mortgage insurance
PMI · $153
Conventional, 20% down, no PMI$1,958a month
Down payment
$64,260
Cash to close
$73,899
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,255a month
Down payment
$48,195
Cash to close
$57,834
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Halls
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,496
$11,246
$315,480
7.18%
FHA MIP · $142
$20,885
580
Conventional, 5% down
$2,437
$16,065
$305,235
7.18%
PMI · $153
$25,704
620*
Conventional, 20% down, no PMI
$1,958
$64,260
$257,040
7.18%
None
$73,899
620*
ITIN, 15% down (example)
$2,255
$48,195
$273,105
8.18%
None
$57,834
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Halls and for Knox County.
Property tax
Effective rate in Halls
0.31%of the home’s value each year
$1,012 a year for the typical owner in Halls.
Halls0.31%
Knox0.43%
Tennessee0.5%
What Tennessee publishesProperty tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)
Typical rent in Halls is $1,178 a month: 7% below the county. In Halls, 24% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Knox County, by unit size. To pay the 2-bedroom one ($1,475 a month) without spending more than 30% of your income, you would need to earn $28.37 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Knox County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,171
$22.52
$46,840
1 bedroom
$1,178
$22.65
$47,120
2 bedrooms
$1,475
$28.37
$59,000
3 bedrooms
$1,844
$35.46
$73,760
4 bedrooms
$2,122
$40.81
$84,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Halls
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Halls has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,460 in 37918 to $1,490 in 37938.
1 of the 2 is above the fair market rent for Knox County ($1,475).
Fair market rent by ZIP code and size in Halls, fiscal year 2027.
37918
$1,160
$1,170
$1,460
$1,830
$2,100
37938
$1,180
$1,190
$1,490
$1,860
$2,140
ZIP code2 bd3 bd
37918 $1,460$1,830
37938 $1,490$1,860
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Halls when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Knox County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Halls or Knox County. The ones below are statewide in Tennessee: they work in Halls the same as in the rest of the state.
Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage.Offered by Tennessee Housing Development Agency (THDA).
No legal help resource on our list is for Halls or Knox County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Halls and all of Knox County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Halls?
The typical home value in Halls is $321,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Knox County it is $320,900.
How much does it cost to rent in Halls?
Typical rent in Halls is $1,178 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Knox County is $1,475.
What is the FHA loan limit in Halls?
Halls uses the FHA limit for all of Knox County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Halls?
The typical homeowner in Halls pays $1,012 a year, according to the U.S. Census Bureau. That is 0.31% of the home’s value; in Knox County, the rate is 0.43%.
Where can I find free help to buy or rent in Halls?
There are 3 HUD-approved counseling agencies with an office in Knox County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
