City · 14,630 residents · Yauco Municipio, Puerto Rico
Yauco, Puerto Rico
In Yauco, a typical home is worth $110,500 and typical rent is $558 a month. Compared with all of Yauco Municipio, the typical home value is 10% higher.
Yauco is in Yauco Municipio. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Yauco Municipio. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Guánica, the typical rent is $298: 47% less than in Yauco ($558).
2
Nearby, in Guánica, the typical home value is $82,200: 26% less than in Yauco ($110,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Yauco
What homes there are in Yauco, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Yauco
Yauco Municipio
Puerto Rico
United States
Kind of home: Yauco and its comparisons
Measure
Yauco
Yauco Municipio
Puerto Rico
United States
Detached house
72%
79%
68%
61%
Attached house
16%
13%
12%
6%
Building of 2 to 4
5%
3%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
14%
19%
Mobile home
Unreliable estimate
Unreliable estimate
0%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
Unreliable estimate
0%
The detached house is still the most common home in Yauco, but it weighs less than in Yauco Municipio: 72% against 79%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Yauco
Yauco Municipio
Puerto Rico
United States
Year built: Yauco and its comparisons
Measure
Yauco
Yauco Municipio
Puerto Rico
United States
Before 1960
8%
8%
14%
26%
1960–1979
47%
40%
39%
24%
1980–1999
35%
41%
31%
25%
2000–2009
8%
8%
13%
14%
2010 or later
2%
3%
3%
11%
By age, homes in Yauco look like those in Yauco Municipio: the typical year built is 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K41%
$100K–$200K51%
$200K–$300K8%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Yauco and its comparisons
Measure
Yauco
Under $100K
41%
$100K–$200K
51%
$200K–$300K
8%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50041%
$500–$99958%
HUD fair market rent, 2 bedrooms: $535
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Yauco and its comparisons
Measure
Yauco
Under $500
41%
$500–$999
58%
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
About 45% of rented homes in Yauco cost less than HUD's 2-bedroom fair market rent for Yauco Municipio ($535); the rest cost more.
With a mortgage
$748 a month
Yauco Municipio: $789 a month
Without a mortgage
$142 a month
Yauco Municipio: $143 a month
Owners with a mortgage
35%
Yauco Municipio: 28%
The typical cost for an owner with a mortgage in Yauco is $748 a month, less than in Yauco Municipio ($789); without one, $142.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Yauco+12%
Yauco Municipio+10%
Puerto Rico+18%
United States+53%
Typical rent
Yauco+39%
Yauco Municipio+51%
Puerto Rico+21%
United States+33%
Typical household income
Yauco+26%
Yauco Municipio+65%
Puerto Rico+28%
United States+29%
Change since 2015–2019: Yauco and its comparisons
Measure
Yauco
Yauco Municipio
Puerto Rico
United States
Typical home value
+12%
+10%
+18%
+53%
Typical rent
+39%
+51%
+21%
+33%
Typical household income
+26%
+65%
+28%
+29%
From 2015–2019 to 2020–2024, home values in Yauco rose at about the same pace as in Yauco Municipio: 12% against 10%.
Since 2015–2019, the typical rent in Yauco rose 39%, less than in Yauco Municipio (51%).
While home values in Yauco changed +12% and rent +39%, the typical household income rose 26%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Yauco and its comparisons
Measure
Yauco
Yauco Municipio
Puerto Rico
United States
Rental vacancy
Unreliable estimate
7.0%
5.1%
5.5%
Homeowner vacancy
4.2%
5.9%
1.3%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.3%
3.4%
People per household
2.37
2.47
2.48
2.53
Drive alone
86%
88%
83%
69%
Carpool
Unreliable estimate
4%
6%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
3%
3%
Work from home
6%
6%
6%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
A household in Yauco has 2.37 people on average, about the same as in Yauco Municipio (2.47).
To get to work, 86% of workers in Yauco drive alone; in Yauco Municipio, 88%.
Do the math
What would you pay each month for a home in Yauco?
A typical home costs more than the typical income allows
We start with a typical home in Yauco, worth $110,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Yauco, which is $25,188 a year. For that payment to be 28% of income, a household would need to earn about $35,568 a year.
The calculator's FHA and conventional loan limits are those of all of Yauco Municipio.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Yauco. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,868 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$848
at 7.18% · 30 years
Loan amount
$108,498
Total interest
$156,103
Paid off in
November 2056
Includes $1,866 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $588 a month
Tight
$588 to $756 a month
Hard
more than $756 a month
Your payment · 40%
Compared with the typical household income in Yauco ($25,188 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$735
Property tax
$18
Home insurance
$46
FHA mortgage insurance (MIP)
$49
You need at least $3,868 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $848; principal and interest $735.
The city and its county
Yauco and Yauco Municipio
Yauco is in Yauco Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Yauco
Map of Yauco Municipio, Puerto Rico, with Yauco marked. Around it, the neighboring counties.
Yauco
Yauco Municipio
Other cities with a page
Yauco's own numbers
Typical home value
$110,500
Typical monthly rent
$558
Typical yearly household income
$25,188
Households that own their home
71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yauco Municipio
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$535
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yauco Municipio.
A typical home in Yauco is worth $110,500: 10% above the municipio and 16% below Puerto Rico. With the typical household income in Yauco ($25,188 a year), a typical home costs 4.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Yauco4.4 years
Municipio4.1 years
Puerto Rico5.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Puerto Rico
FHFA publishes no annual price index in Yauco Municipio. That usually happens when there are too few sales to measure it.
Data not available for this place
Yauco next to Yauco Municipio, Puerto Rico and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Yauco$110,500
Municipio$100,200
Puerto Rico$131,500
United States$332,700
Typical monthly rent
Yauco$558
Municipio$551
Puerto Rico$578
United States$1,413
Typical yearly household income
Yauco$25,188
Municipio$24,255
Puerto Rico$26,297
United States$80,734
See the full table
Yauco next to Yauco Municipio and Puerto Rico
Measure
Yauco
Yauco Municipio
Puerto Rico
U.S.
Typical home value
$110,500 ▲10% above the municipio
$100,200
$131,500
$332,700
Typical monthly rent
$558
$551
$578
$1,413
Typical yearly household income
$25,188 ▲4% above the municipio
$24,255
$26,297
$80,734
Households that own their home
71% ▼2 points below the municipio
73%
68%
65%
Renters with high rent for their income
54% ▲6 points above the municipio
47%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yauco Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Yauco
For a typical $110,500 home in Yauco, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Yauco's rate.
FHA, 3.5% down$830a month
Least cash to close
Down payment
$3,868
Cash to close
$7,183
Rate
7.18%
Mortgage insurance
FHA MIP · $49
Conventional, 5% down$810a month
Down payment
$5,525
Cash to close
$8,840
Rate
7.18%
Mortgage insurance
PMI · $52
Conventional, 20% down, no PMI$645a month
Down payment
$22,100
Cash to close
$25,415
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$747a month
Down payment
$16,575
Cash to close
$19,890
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Yauco
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$830
$3,868
$108,499
7.18%
FHA MIP · $49
$7,183
580
Conventional, 5% down
$810
$5,525
$104,975
7.18%
PMI · $52
$8,840
620*
Conventional, 20% down, no PMI
$645
$22,100
$88,400
7.18%
None
$25,415
620*
ITIN, 15% down (example)
$747
$16,575
$93,925
8.18%
None
$19,890
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Yauco is $558 a month: about the same as the municipio. In Yauco, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Yauco Municipio, by unit size. To pay the 2-bedroom one ($535 a month) without spending more than 30% of your income, you would need to earn $10.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yauco Municipio (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$472
$9.08
$18,880
1 bedroom
$473
$9.10
$18,920
2 bedrooms
$535
$10.29
$21,400
3 bedrooms
$741
$14.25
$29,640
4 bedrooms
$816
$15.69
$32,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Yauco
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Yauco is in ZIP code 00698.
For 2 bedrooms it is $560: $25 more than the fair market rent for Yauco Municipio ($535).
Fair market rent by ZIP code and size in Yauco, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
00698
$490
$500
$560
$780
$850
ZIP code2 bd3 bd
00698 $560$780
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Yauco when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 5 buildings with rents for lower incomes in Yauco. These are the largest.
Santa CatalinaRes Santa Catalina, Yauco 00698209 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $114 a month · Average wait: 6 months(787) 759-9407
Montblanc GardensCarr. 127 - Bo. Susua Baja, Yauco 00698128 low-income homes · 2 bd: 84 · 3 bd: 44 · In service since 2015 · For families
Montblanc GardensMontblanc ST, Yauco 00698128 low-income homes · For families(787) 856-3720
Villas del Cafetal10 Calle Luis Munoz Rivera, Yauco 0069879 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $136 a month · Average wait: 5 months(787) 759-9407
Santa CatalinaRes Santa Catalina, Yauco 0069815 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $93 a month · Average wait: 2 months(787) 759-9407
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Yauco Municipio. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Yauco or Yauco Municipio. The ones below are statewide in Puerto Rico: they work in Yauco the same as in the rest of the state.
Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
No legal help resource on our list is for Yauco or Yauco Municipio in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Yauco and all of Yauco Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Yauco?
The typical home value in Yauco is $110,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yauco Municipio it is $100,200.
How much does it cost to rent in Yauco?
Typical rent in Yauco is $558 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yauco Municipio is $535.
What is the FHA loan limit in Yauco?
Yauco uses the FHA limit for all of Yauco Municipio (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
Where can I find free help to buy or rent in Yauco?
We found no HUD-approved counseling agencies with an office in Yauco Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
