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City · 9,432 residents · Sabana Grande Municipio, Puerto Rico

Sabana Grande , Puerto Rico

In Sabana Grande, a typical home is worth $113,200 and typical rent is $415 a month. Compared with all of Sabana Grande Municipio, the typical home value is 13% higher and typical rent is 10% lower.

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  • Typical home value

    $113,200

    13% above the municipio

    14% below Puerto Rico

    • Sabana Grande
    • Municipio
    • Puerto Rico

  • Typical rent

    $415a month

    10% below the municipio

    28% below Puerto Rico

    • Sabana Grande
    • Municipio
    • Puerto Rico

  • Typical household income

    $23,492a year

    6% above the municipio

    11% below Puerto Rico

    • Sabana Grande
    • Municipio
    • Puerto Rico

  • Households that own their home

    73%

    4 points below the municipio

    5 points above Puerto Rico

    • Sabana Grande
    • Municipio
    • Puerto Rico

Source: U.S. Census Bureau, Average 2020–2024

Sabana Grande is in Sabana Grande Municipio. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sabana Grande Municipio. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Sabana Grande apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Guánica, the typical rent is $298: 28% less than in Sabana Grande ($415).

  2. Nearby, in Guánica, the typical home value is $82,200: 27% less than in Sabana Grande ($113,200).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Sabana Grande

What homes there are in Sabana Grande, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Sabana Grande Municipio, most homes in Sabana Grande are detached houses (80%).

Year built

In Sabana Grande, half of the homes were built before 1981; in Sabana Grande Municipio, before 1983.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

About 75% of rented homes in Sabana Grande cost less than HUD's 2-bedroom fair market rent for Sabana Grande Municipio ($581).

With a mortgage

$769 a month

Sabana Grande Municipio: $722 a month

Without a mortgage

$140 a month

Sabana Grande Municipio: $129 a month

Owners with a mortgage

30%

Sabana Grande Municipio: 24%

The typical cost for an owner with a mortgage in Sabana Grande is $769 a month, more than in Sabana Grande Municipio ($722); without one, $140.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Sabana Grande with 2015–2019 because its boundaries changed.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSabana GrandeSabana Grande MunicipioPuerto RicoUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.1%5.5%
Homeowner vacancy Unreliable estimate6.4%1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.3%3.4%
People per household 2.622.742.482.53
Drive alone 86%91%83%69%
Carpool Unreliable estimateUnreliable estimate6%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate3%3%
Work from home Unreliable estimateUnreliable estimate6%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

A household in Sabana Grande has 2.62 people on average, about the same as in Sabana Grande Municipio (2.74).

In Sabana Grande, 86% of workers drive alone to work; in Sabana Grande Municipio, 91%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Sabana Grande?

A typical home costs more than the typical income allows

We start with a typical home in Sabana Grande, worth $113,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Sabana Grande, which is $23,492 a year. For that payment to be 28% of income, a household would need to earn about $38,782 a year.

The calculator's FHA and conventional loan limits are those of all of Sabana Grande Municipio.

Your numbers

Local data
$

Starts at the typical home value in Sabana Grande. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,962 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$905

at 7.18% · 30 years

Loan amount
$111,150
Total interest
$159,918
Paid off in
November 2056

Includes $1,912 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $548 a month

  • Tight

    $548 to $705 a month

  • Hard

    more than $705 a month

    Your payment · 46%

Compared with the typical household income in Sabana Grande ($23,492 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$905
Principal & interest$753
Property tax$55
Home insurance$47
FHA mortgage insurance (MIP)$50

You need at least $3,962 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Sabana Grande and Sabana Grande Municipio

Sabana Grande is in Sabana Grande Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Sabana Grande's own numbers

Typical home value
$113,200
Typical monthly rent
$415
Typical yearly household income
$23,492
Households that own their home
73%
Effective property tax rate
0.58%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sabana Grande Municipio

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$581

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sabana Grande Municipio.

Everything about Sabana Grande Municipio

Buying

Buying a home in Sabana Grande

A typical home in Sabana Grande is worth $113,200: 13% above the municipio and 14% below Puerto Rico. With the typical household income in Sabana Grande ($23,492 a year), a typical home costs 4.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Sabana Grande 4.8 years
  • Municipio 4.6 years
  • Puerto Rico 5.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Puerto Rico

FHFA publishes no annual price index in Sabana Grande Municipio. That usually happens when there are too few sales to measure it.

Data not available for this place

Sabana Grande next to Sabana Grande Municipio, Puerto Rico and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Sabana Grande $113,200
  • Municipio $100,500
  • Puerto Rico $131,500
  • United States $332,700
Typical monthly rent
  • Sabana Grande $415
  • Municipio $463
  • Puerto Rico $578
  • United States $1,413
Typical yearly household income
  • Sabana Grande $23,492
  • Municipio $22,065
  • Puerto Rico $26,297
  • United States $80,734
See the full table
Sabana Grande next to Sabana Grande Municipio and Puerto Rico
Measure Sabana Grande Sabana Grande Municipio Puerto Rico U.S.
Typical home value $113,200 $100,500 $131,500 $332,700
Typical monthly rent $415 $463 $578 $1,413
Typical yearly household income $23,492 $22,065 $26,297 $80,734
Households that own their home 73% 76% 68% 65%
Typical yearly property tax $652 — $646 $3,119
Effective property tax rate 0.58% — 0.49% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sabana Grande Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Sabana Grande

For a typical $113,200 home in Sabana Grande, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sabana Grande's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $905a month

    Least cash to close
    Down payment
    $3,962
    Cash to close
    $7,358
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $50

  • Conventional, 5% down $884a month

    Down payment
    $5,660
    Cash to close
    $9,056
    Rate
    7.18%
    Mortgage insurance
    PMI · $54

  • Conventional, 20% down, no PMI $715a month

    Down payment
    $22,640
    Cash to close
    $26,036
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $820a month

    Down payment
    $16,980
    Cash to close
    $20,376
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Sabana Grande and for Sabana Grande Municipio.

Property tax

Effective rate in Sabana Grande

0.58%of the home’s value each year

$652 a year for the typical owner in Sabana Grande.

  • Sabana Grande 0.58%
  • Municipio —
  • Puerto Rico 0.49%

What Puerto Rico publishes Residential exemption (Puerto Rico Municipal Code (Act 107-2020), OGP Virtual Library)

Exemptions and deadlines in Puerto Rico

Flood risk in Sabana Grande Municipio

FEMA does not publish these numbers by city: they are for all of Sabana Grande Municipio.

FEMA does not publish these numbers for Sabana Grande Municipio.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Sabana Grande

Typical rent in Sabana Grande is $415 a month: 10% below the municipio.

HUD publishes a fair market rent for all of Sabana Grande Municipio, by unit size. To pay the 2-bedroom one ($581 a month) without spending more than 30% of your income, you would need to earn $11.17 an hour working full time.

HUD fair market rent for all of Sabana Grande Municipio

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $452 $8.69 $18,080
1 bedroom $455 $8.75 $18,200
2 bedrooms $581 $11.17 $23,240
3 bedrooms $729 $14.02 $29,160
4 bedrooms $764 $14.69 $30,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Sabana Grande

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sabana Grande is in ZIP code 00637.

For 2 bedrooms it is $550: $31 less than the fair market rent for Sabana Grande Municipio ($581).

  • 00637 $550$690

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sabana Grande when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Sabana Grande

HUD lists 3 buildings with rents for lower incomes in Sabana Grande. These are the largest.

  • Jose Castillo Mercado 1 Res Jose Castillo, Sabana Grande 00637 148 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $107 a month · Average wait: 5 months (787) 759-9407
  • Marcelina Santiago State RD 364 Barrio Rincon, Sabana Grande 00637 60 low-income homes · For older adults (787) 873-2231
  • Sabana Grande Apts. Calle 25 de Julio, Sabana Grande 00637 60 low-income homes · For families (787) 873-4380

See all 3 buildings in Sabana Grande Municipio Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Sabana Grande

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sabana Grande Municipio. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Sabana Grande

No down payment, repair or rent-help program on our list is for Sabana Grande or Sabana Grande Municipio. The ones below are statewide in Puerto Rico: they work in Sabana Grande the same as in the rest of the state.

Which programs do I qualify for? All programs in Puerto Rico

  • Pronto pa' tu Casa

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

  • Programa HOME: Asistencia directa al comprador

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

Housing counselors near Sabana Grande

The HUD-approved agencies closest to the center of Sabana Grande, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Ponce Neighborhood Housing Services, Inc.

    57 Calle Mendez Vigo, Ponce · 23 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (787) 841-5055

  • Centro de Apoyo Familiar (CAF) PR

    92 Calle La Paz, Aguada · 25 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (301) 328-3292

  • Corporacion Desarrollo Economico,vivienda y Salud

    68 Calle Puro Girau, Arecibo · 31 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (787) 879-3300

All counseling agencies in Puerto Rico

Help in Spanish near Sabana Grande

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Sabana Grande

In HUD’s record, no housing authority with an office in Sabana Grande Municipio is named for Sabana Grande or Sabana Grande Municipio.

One other authority has an office in Sabana Grande Municipio: see the list Source: HUD

Cities

Nearby cities

The cities closest to Sabana Grande, with the typical home value.

Everything about Sabana Grande Municipio Housing in Puerto Rico

Neighboring counties

If Sabana Grande Municipio is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Sabana Grande.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Sabana Grande

Short answers with the numbers for Sabana Grande and all of Sabana Grande Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Sabana Grande?

The typical home value in Sabana Grande is $113,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sabana Grande Municipio it is $100,500.

How much does it cost to rent in Sabana Grande?

Typical rent in Sabana Grande is $415 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sabana Grande Municipio is $581.

What is the FHA loan limit in Sabana Grande?

Sabana Grande uses the FHA limit for all of Sabana Grande Municipio (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Sabana Grande?

The typical homeowner in Sabana Grande pays $652 a year, according to the U.S. Census Bureau. That is 0.58% of the home’s value; in Sabana Grande Municipio, the rate is Data not available for this place.

Where can I find free help to buy or rent in Sabana Grande?

We found no HUD-approved counseling agencies with an office in Sabana Grande Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026).