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City · 6,265 residents · Lackawanna County, Pennsylvania

Taylor , Pennsylvania

In Taylor, a typical home is worth $182,500 and typical rent is $1,085 a month. Compared with all of Lackawanna County, the typical home value is 10% lower and typical household income is 8% higher.

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  • Typical home value

    $182,500

    10% below the county

    28% below Pennsylvania

    • Taylor
    • Lackawanna
    • Pennsylvania

  • Typical rent

    $1,085a month

    8% above the county

    10% below Pennsylvania

    • Taylor
    • Lackawanna
    • Pennsylvania

  • Typical household income

    $71,599a year

    8% above the county

    8% below Pennsylvania

    • Taylor
    • Lackawanna
    • Pennsylvania

  • Households that own their home

    62%

    3 points below the county

    7 points below Pennsylvania

    • Taylor
    • Lackawanna
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$222,525
1.7% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Taylor is in Lackawanna County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lackawanna County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Taylor apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Old Forge, the typical rent is $859: 21% less than in Taylor ($1,085).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Taylor fell 1.7%; in Pennsylvania, it rose 2.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Taylor

What homes there are in Taylor, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Taylor, but it weighs less than in Lackawanna County: 60% against 64%.

Mobile homes are 9% of homes in Taylor, more than in Lackawanna County (2%).

Year built

Homes in Taylor are bigger: 71% have 3 bedrooms or more; in Lackawanna County, 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,470 a month

Lackawanna County: $1,539 a month

Without a mortgage

$587 a month

Lackawanna County: $673 a month

Owners with a mortgage

45%

Lackawanna County: 52%

Owning costs about the same in Taylor as in Lackawanna County: with a mortgage, $1,470 a month; without one, $587.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Taylor rose 45%; in Lackawanna County, it rose 32%.

Since 2015–2019, the typical rent in Taylor rose 39%, more than in Lackawanna County (27%).

The typical household income in Taylor rose 58%: more than home values (+45%) and rent (+39%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTaylorLackawanna CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.9%4.9%5.5%
Homeowner vacancy Unreliable estimate0.9%0.8%0.9%
More than one person per room Unreliable estimate1.4%1.6%3.4%
People per household 2.592.352.392.53
Drive alone 82%76%68%69%
Carpool Unreliable estimate9%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 12%10%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Taylor has 2.59 people, more than in Lackawanna County (2.35).

In Taylor, 82% of workers drive alone to work; in Lackawanna County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Taylor?

A typical home is within reach of the typical income

We start with a typical home in Taylor, worth $182,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Taylor, which is $71,599 a year.

The calculator's FHA and conventional loan limits are those of all of Lackawanna County.

Your numbers

Local data
$

Starts at the typical home value in Taylor. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,388 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,544

at 7.18% · 30 years

Loan amount
$179,194
Total interest
$257,818
Paid off in
November 2056

Includes $3,082 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,671 a month

    Your payment · 26%

  • Tight

    $1,671 to $2,148 a month

  • Hard

    more than $2,148 a month

Compared with the typical household income in Taylor ($71,599 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,544
Principal & interest$1,214
Property tax$173
Home insurance$76
FHA mortgage insurance (MIP)$81

You need at least $6,388 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Taylor and Lackawanna County

Taylor is in Lackawanna County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Taylor's own numbers

Typical home value
$182,500
Typical monthly rent
$1,085
Typical yearly household income
$71,599
Households that own their home
62%
Effective property tax rate
1.14%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lackawanna County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,363
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
3.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lackawanna County.

Everything about Lackawanna County

Buying

Buying a home in Taylor

A typical home in Taylor is worth $182,500: 10% below the county and 28% below Pennsylvania. With the typical household income in Taylor ($71,599 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Taylor 2.5 years
  • Lackawanna 3.0 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lackawanna County

According to FHFA’s house price index, home prices in Lackawanna County rose 74% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lackawanna County.

Period County Pennsylvania U.S.
Last year (2025) +4.9% +4.7% +2.9%
5 years (2020–2025) +54% +48% +47%
10 years (2015–2025) +74% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Taylor next to Lackawanna County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Taylor $182,500
  • Lackawanna $201,800
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Taylor $1,085
  • Lackawanna $1,007
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Taylor $71,599
  • Lackawanna $66,223
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Taylor next to Lackawanna County and Pennsylvania
Measure Taylor Lackawanna County Pennsylvania U.S.
Typical home value $182,500 $201,800 $254,500 $332,700
Typical monthly rent $1,085 $1,007 $1,209 $1,413
Typical yearly household income $71,599 $66,223 $77,971 $80,734
Households that own their home 62% 65% 69% 65%
Typical yearly property tax $2,089 $3,012 $3,311 $3,119
Effective property tax rate 1.14% 1.49% 1.3% 0.94%
Renters with high rent for their income 41% 48% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lackawanna County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Taylor

For a typical $182,500 home in Taylor, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Taylor's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,544a month

    Least cash to close
    Down payment
    $6,388
    Cash to close
    $11,863
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $81

  • Conventional, 5% down $1,511a month

    Down payment
    $9,125
    Cash to close
    $14,600
    Rate
    7.18%
    Mortgage insurance
    PMI · $87

  • Conventional, 20% down, no PMI $1,238a month

    Down payment
    $36,500
    Cash to close
    $41,975
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,407a month

    Down payment
    $27,375
    Cash to close
    $32,850
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Taylor and for Lackawanna County.

Property tax

Effective rate in Taylor

1.14%of the home’s value each year

$2,089 a year for the typical owner in Taylor.

  • Taylor 1.14%
  • Lackawanna 1.49%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Lackawanna County

FEMA does not publish these numbers by city: they are for all of Lackawanna County.

Homes in the high-risk zone
3.6%
2,657
Of those, with NFIP insurance
29%
County Pennsylvania U.S.
Homes in the high-risk zone 3.6% 2% 3.5%
Of those, with NFIP insurance 29% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Taylor

Typical rent in Taylor is $1,085 a month: 8% above the county. In Taylor, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lackawanna County, by unit size. To pay the 2-bedroom one ($1,363 a month) without spending more than 30% of your income, you would need to earn $26.21 an hour working full time.

HUD fair market rent for all of Lackawanna County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $949 $18.25 $37,960
1 bedroom $1,106 $21.27 $44,240
2 bedrooms $1,363 $26.21 $54,520
3 bedrooms $1,786 $34.35 $71,440
4 bedrooms $1,962 $37.73 $78,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Taylor

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Taylor is in ZIP code 18517.

For 2 bedrooms it is $1,570: $207 more than the fair market rent for Lackawanna County ($1,363).

  • 18517 $1,570$2,060

A ZIP code counts for Taylor when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Taylor

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Lackawanna County; none says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Taylor

No down payment, repair or rent-help program on our list is for Taylor or Lackawanna County. The ones below are statewide in Pennsylvania: they work in Taylor the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Taylor

The HUD-approved agencies closest to the center of Taylor, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborworks Northeastern Pa/NHS of Lackawanna County

    815 Smith St, Scranton · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (570) 558-2490

  • United Neighborhood Centers of Northeastern Pennsylvania

    410 Olive St, Scranton · 3 miles away

    • Homelessness services
    • Rental counseling
    (570) 343-8835

  • Commission on Economic Opportunity of Luzerne County

    165 Amber Ln, Wilkes Barre · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 2 more
    (570) 826-0510

Every agency in Lackawanna County All counseling agencies in Pennsylvania

Help in Spanish near Taylor

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Taylor

HUD’s record names them for Taylor or Lackawanna County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Lackawanna County Housing Authority Public housing and Section 8 vouchers (570) 342-7629

2 other authorities have an office in Lackawanna County: see the list Source: HUD

Cities

Other cities in Lackawanna County

These cities are also in Lackawanna County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lackawanna County Housing in Pennsylvania

Nearby cities

The cities closest to Taylor, with the typical home value.

Neighboring counties

If Lackawanna County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Taylor.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Taylor

Short answers with the numbers for Taylor and all of Lackawanna County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Taylor?

The typical home value in Taylor is $182,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lackawanna County it is $201,800.

How much does it cost to rent in Taylor?

Typical rent in Taylor is $1,085 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lackawanna County is $1,363.

What is the FHA loan limit in Taylor?

Taylor uses the FHA limit for all of Lackawanna County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Taylor?

The typical homeowner in Taylor pays $2,089 a year, according to the U.S. Census Bureau. That is 1.14% of the home’s value; in Lackawanna County, the rate is 1.49%.

Where can I find free help to buy or rent in Taylor?

There are 2 HUD-approved counseling agencies with an office in Lackawanna County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).