City · 6,365 residents · Monroe County, Pennsylvania
Sierra View, Pennsylvania
In Sierra View, a typical home is worth $252,600 and typical rent is $1,250 a month. Compared with all of Monroe County, typical rent is 10% lower, the typical home value is 6% lower, and the share of households that own their home is 11 points higher.
Sierra View is in Monroe County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Monroe County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Bangor, the typical home value is $173,800: 31% less than in Sierra View ($252,600).
2
Sierra View has the 13th highest homeownership rate of the 273 cities in Pennsylvania with more than 5,000 people (91%).
3
Nearby, in Palmerton, the typical rent is $931: 26% less than in Sierra View ($1,250).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Sierra View
What homes there are in Sierra View, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Sierra View
Monroe County
Pennsylvania
United States
Kind of home: Sierra View and its comparisons
Measure
Sierra View
Monroe County
Pennsylvania
United States
Detached house
92%
84%
57%
61%
Attached house
Unreliable estimate
5%
19%
6%
Building of 2 to 4
Unreliable estimate
5%
8%
8%
Apartments (5 or more)
Unreliable estimate
3%
13%
19%
Mobile home
Unreliable estimate
3%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 92% of homes here, against 84% in Monroe County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Sierra View
Monroe County
Pennsylvania
United States
Year built: Sierra View and its comparisons
Measure
Sierra View
Monroe County
Pennsylvania
United States
Before 1960
Unreliable estimate
17%
45%
26%
1960–1979
Unreliable estimate
23%
22%
24%
1980–1999
79%
41%
19%
25%
2000–2009
17%
16%
8%
14%
2010 or later
Unreliable estimate
4%
6%
11%
The typical home in Sierra View was built in 1990, 6 years after the typical one in Monroe County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K15%
$200K–$300K39%
$300K–$500K35%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Sierra View and its comparisons
Measure
Sierra View
Under $100K
Unreliable estimate
$100K–$200K
15%
$200K–$300K
39%
$300K–$500K
35%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49968%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Sierra View and its comparisons
Measure
Sierra View
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
68%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,863 a month
Monroe County: $1,853 a month
Without a mortgage
$599 a month
Monroe County: $793 a month
Owners with a mortgage
81%
Monroe County: 63%
The typical cost for an owner with a mortgage in Sierra View is $1,863 a month, near the figure in Monroe County ($1,853).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Sierra View+54%
Monroe County+59%
Pennsylvania+41%
United States+53%
Typical rent
Sierra ViewUnreliable
Monroe County+26%
Pennsylvania+29%
United States+33%
Typical household income
Sierra ViewNo clear change
Monroe County+31%
Pennsylvania+26%
United States+29%
Change since 2015–2019: Sierra View and its comparisons
Measure
Sierra View
Monroe County
Pennsylvania
United States
Typical home value
+54%
+59%
+41%
+53%
Typical rent
Unreliable estimate
+26%
+29%
+33%
Typical household income
No clear change
+31%
+26%
+29%
Homes in Sierra View gained value more slowly than in Monroe County: 54% since 2015–2019, against 59%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Sierra View and its comparisons
Measure
Sierra View
Monroe County
Pennsylvania
United States
Rental vacancy
Unreliable estimate
2.7%
4.9%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.7%
1.6%
3.4%
People per household
3.78
2.69
2.39
2.53
Drive alone
85%
73%
68%
69%
Carpool
Unreliable estimate
10%
8%
9%
Public transit
Unreliable estimate
3%
4%
3%
Walk or bike
Unreliable estimate
1%
4%
3%
Work from home
Unreliable estimate
11%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 3.78 on average, against 2.69 in Monroe County.
To get to work, 85% of workers in Sierra View drive alone; in Monroe County, 73%.
Do the math
What would you pay each month for a home in Sierra View?
A typical home is tight for the typical income
We start with a typical home in Sierra View, worth $252,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Sierra View, which is $84,315 a year. For that payment to be 28% of income, a household would need to earn about $95,201 a year.
The calculator's FHA and conventional loan limits are those of all of Monroe County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Sierra View. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,841 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,221
at 7.18% · 30 years
Loan amount
$248,025
Total interest
$356,849
Paid off in
November 2056
Includes $4,266 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,967 a month
Tight
$1,967 to $2,529 a month
Your payment · 32%
Hard
more than $2,529 a month
Compared with the typical household income in Sierra View ($84,315 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,680
Property tax
$324
Home insurance
$105
FHA mortgage insurance (MIP)
$112
You need at least $8,841 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,221; principal and interest $1,680.
The city and its county
Sierra View and Monroe County
Sierra View is in Monroe County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Sierra View
Map of Monroe County, Pennsylvania, with Sierra View marked. Around it, the neighboring counties.
Sierra View
Monroe County
Other cities with a page
Sierra View's own numbers
Typical home value
$252,600
Typical monthly rent
$1,250
Typical yearly household income
$84,315
Households that own their home
91%
Effective property tax rate
1.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Monroe County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,550
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Monroe County.
A typical home in Sierra View is worth $252,600: 6% below the county and about the same as Pennsylvania. With the typical household income in Sierra View ($84,315 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Sierra View3.0 years
Monroe3.2 years
Pennsylvania3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Monroe County
According to FHFA’s house price index, home prices in Monroe County rose 112% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Monroe County.
Yearly change in FHFA’s price index in Monroe County, 2016 to 2025
2016: +3.5% +3.5% 2016
2017: +4.1% +4.1% 2017
2018: +6.5% +6.5% 2018
2019: +4.3% +4.3% 2019
2020: +7.7% +7.7% 2020
2021: +16.1% +16.1% 2021
2022: +15.7% +15.7% 2022
2023: +10.6% +10.6% 2023
2024: +3.2% +3.2% 2024
2025: +7.2% +7.2% 2025
Change in FHFA’s price index in Monroe County, Pennsylvania and the United States
Period
County
Pennsylvania
U.S.
Last year (2025)
+7.2%
+4.7%
+2.9%
5 years (2020–2025)
+65%
+48%
+47%
10 years (2015–2025)
+112%
+77%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Sierra View next to Monroe County, Pennsylvania and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Sierra View$252,600
Monroe$267,600
Pennsylvania$254,500
United States$332,700
Typical monthly rent
Sierra View$1,250
Monroe$1,393
Pennsylvania$1,209
United States$1,413
Typical yearly household income
Sierra View$84,315
Monroe$83,565
Pennsylvania$77,971
United States$80,734
See the full table
Sierra View next to Monroe County and Pennsylvania
Measure
Sierra View
Monroe County
Pennsylvania
U.S.
Typical home value
$252,600 ▼6% below the county
$267,600
$254,500
$332,700
Typical monthly rent
$1,250 ▼10% below the county
$1,393
$1,209
$1,413
Typical yearly household income
$84,315
$83,565
$77,971
$80,734
Households that own their home
91% ▲11 points above the county
80%
69%
65%
Typical yearly property tax
$3,898 ▼12% below the county
$4,447
$3,311
$3,119
Effective property tax rate
1.54% ▼0.12 points below the county
1.66%
1.3%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Monroe County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Sierra View
For a typical $252,600 home in Sierra View, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sierra View's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,221a month
Least cash to close
Down payment
$8,841
Cash to close
$16,419
Rate
7.18%
Mortgage insurance
FHA MIP · $112
Conventional, 5% down$2,175a month
Down payment
$12,630
Cash to close
$20,208
Rate
7.18%
Mortgage insurance
PMI · $120
Conventional, 20% down, no PMI$1,798a month
Down payment
$50,520
Cash to close
$58,098
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,032a month
Down payment
$37,890
Cash to close
$45,468
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Sierra View
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,221
$8,841
$248,025
7.18%
FHA MIP · $112
$16,419
580
Conventional, 5% down
$2,175
$12,630
$239,970
7.18%
PMI · $120
$20,208
620*
Conventional, 20% down, no PMI
$1,798
$50,520
$202,080
7.18%
None
$58,098
620*
ITIN, 15% down (example)
$2,032
$37,890
$214,710
8.18%
None
$45,468
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Sierra View is $1,250 a month: 10% below the county.
HUD publishes a fair market rent for all of Monroe County, by unit size. To pay the 2-bedroom one ($1,550 a month) without spending more than 30% of your income, you would need to earn $29.81 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Monroe County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,266
$24.35
$50,640
2 bedrooms
$1,550
$29.81
$62,000
3 bedrooms
$2,115
$40.67
$84,600
4 bedrooms
$2,591
$49.83
$103,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Sierra View
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sierra View has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,510 in 18610 to $1,740 in 18330.
1 of the 2 is above the fair market rent for Monroe County ($1,550).
Fair market rent by ZIP code and size in Sierra View, fiscal year 2027.
18330
$1,410
$1,420
$1,740
$2,370
$2,910
18610
$1,170
$1,240
$1,510
$2,020
$2,370
ZIP code2 bd3 bd
18330 $1,740$2,370
18610 $1,510$2,020
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sierra View when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Monroe County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Sierra View or Monroe County. The ones below are statewide in Pennsylvania: they work in Sierra View the same as in the rest of the state.
Pennsylvania state agency loan for the down payment and closing costs: up to 4% of the price or $6,000, at 0%, repaid over 10 years.Offered by Pennsylvania Housing Finance Agency (PHFA).
PHFA second loan of 5% of the price (or the appraised value, whichever is lower) for the down payment and closing costs, forgiven 10% each year over ten years; it goes with the Keystone Home Loan mortgage.Offered by Pennsylvania Housing Finance Agency (PHFA).
PHFA 0% second loan with no monthly payments, of 5% of the price (8% if the loan is $150,000 or less, as funds allow) for the down payment and closing costs; repaid when you sell, refinance or pay off the mortgage.Offered by Pennsylvania Housing Finance Agency (PHFA).
No legal help resource on our list is for Sierra View or Monroe County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Sierra View and all of Monroe County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Sierra View?
The typical home value in Sierra View is $252,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Monroe County it is $267,600.
How much does it cost to rent in Sierra View?
Typical rent in Sierra View is $1,250 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Monroe County is $1,550.
What is the FHA loan limit in Sierra View?
Sierra View uses the FHA limit for all of Monroe County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Sierra View?
The typical homeowner in Sierra View pays $3,898 a year, according to the U.S. Census Bureau. That is 1.54% of the home’s value; in Monroe County, the rate is 1.66%.
Where can I find free help to buy or rent in Sierra View?
We found no HUD-approved counseling agencies with an office in Monroe County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
