Español

Este sitio también está en español. Leer en español

City · 5,523 residents · Mercer County, Pennsylvania

Greenville , Pennsylvania

In Greenville, a typical home is worth $115,100 and typical rent is $626 a month. Compared with all of Mercer County, the typical home value is 30% lower, typical rent is 26% lower, and the share of households that own their home is 9 points lower.

WhatsApp

  • Typical home value

    $115,100

    30% below the county

    55% below Pennsylvania

    • Greenville
    • Mercer
    • Pennsylvania

  • Typical rent

    $626a month

    26% below the county

    48% below Pennsylvania

    • Greenville
    • Mercer
    • Pennsylvania

  • Typical household income

    $52,661a year

    12% below the county

    32% below Pennsylvania

    • Greenville
    • Mercer
    • Pennsylvania

  • Households that own their home

    64%

    9 points below the county

    6 points below Pennsylvania

    • Greenville
    • Mercer
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$153,261
2.2% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Greenville is in Mercer County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mercer County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Greenville apart

What this place has that others do not, from public data, most unusual first.

  1. Greenville has the lowest typical rent of the 265 cities in Pennsylvania with more than 5,000 people: $626.

  2. Nearby, in New Castle, the typical home value is $77,400: 33% less than in Greenville ($115,100).

  3. The typical home in Greenville is worth $115,100, 30% less than in Mercer County as a whole ($164,000).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Greenville fell 2.2%; in Pennsylvania, it rose 2.2%.

  5. 64% of households in Greenville own their home, against 72% in Mercer County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Greenville

What homes there are in Greenville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Greenville, 8 in 10 homes are single-family detached houses, about the same as in Mercer County.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$973 a month

Mercer County: $1,266 a month

Without a mortgage

$447 a month

Mercer County: $508 a month

Owners with a mortgage

50%

Mercer County: 48%

Owning costs less in Greenville: with a mortgage, the typical cost is $973 a month; in Mercer County, $1,266. Without one, $447.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Greenville rose 56%; in Mercer County, it rose 35%.

The typical rent in Greenville stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGreenvilleMercer CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.6%4.9%5.5%
Homeowner vacancy Unreliable estimate1.3%0.8%0.9%
More than one person per room Unreliable estimate1.1%1.6%3.4%
People per household 2.082.212.392.53
Drive alone 69%80%68%69%
Carpool 10%6%8%9%
Public transit Unreliable estimateUnreliable estimate4%3%
Walk or bike 11%3%4%3%
Work from home 8%9%16%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Greenville has 2.08 people, fewer than in Mercer County (2.21).

More people walk or bike to work in Greenville: 11%, against 3% in Mercer County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Greenville?

A typical home is within reach of the typical income

We start with a typical home in Greenville, worth $115,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Greenville, which is $52,661 a year.

The calculator's FHA and conventional loan limits are those of all of Mercer County.

Your numbers

Local data
$

Starts at the typical home value in Greenville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,029 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,022

at 7.18% · 30 years

Loan amount
$113,015
Total interest
$162,602
Paid off in
November 2056

Includes $1,944 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,229 a month

    Your payment · 23%

  • Tight

    $1,229 to $1,580 a month

  • Hard

    more than $1,580 a month

Compared with the typical household income in Greenville ($52,661 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,022
Principal & interest$766
Property tax$157
Home insurance$48
FHA mortgage insurance (MIP)$51

You need at least $4,029 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Greenville and Mercer County

Greenville is in Mercer County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Greenville's own numbers

Typical home value
$115,100
Typical monthly rent
$626
Typical yearly household income
$52,661
Households that own their home
64%
Effective property tax rate
1.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mercer County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,028
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mercer County.

Everything about Mercer County

Buying

Buying a home in Greenville

A typical home in Greenville is worth $115,100: 30% below the county and 55% below Pennsylvania. With the typical household income in Greenville ($52,661 a year), a typical home costs 2.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Greenville 2.2 years
  • Mercer 2.7 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mercer County

According to FHFA’s house price index, home prices in Mercer County rose 67% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mercer County.

Period County Pennsylvania U.S.
Last year (2025) +1.8% +4.7% +2.9%
5 years (2020–2025) +47% +48% +47%
10 years (2015–2025) +67% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Greenville next to Mercer County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Greenville $115,100
  • Mercer $164,000
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Greenville $626
  • Mercer $843
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Greenville $52,661
  • Mercer $59,976
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Greenville next to Mercer County and Pennsylvania
Measure Greenville Mercer County Pennsylvania U.S.
Typical home value $115,100 $164,000 $254,500 $332,700
Typical monthly rent $626 $843 $1,209 $1,413
Typical yearly household income $52,661 $59,976 $77,971 $80,734
Households that own their home 64% 72% 69% 65%
Typical yearly property tax $1,890 $1,936 $3,311 $3,119
Effective property tax rate 1.64% 1.18% 1.3% 0.94%
Renters with high rent for their income 39% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mercer County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Greenville

For a typical $115,100 home in Greenville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greenville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,022a month

    Least cash to close
    Down payment
    $4,029
    Cash to close
    $7,482
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $51

  • Conventional, 5% down $1,001a month

    Down payment
    $5,755
    Cash to close
    $9,208
    Rate
    7.18%
    Mortgage insurance
    PMI · $55

  • Conventional, 20% down, no PMI $829a month

    Down payment
    $23,020
    Cash to close
    $26,473
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $935a month

    Down payment
    $17,265
    Cash to close
    $20,718
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Greenville and for Mercer County.

Property tax

Effective rate in Greenville

1.64%of the home’s value each year

$1,890 a year for the typical owner in Greenville.

  • Greenville 1.64%
  • Mercer 1.18%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Mercer County

FEMA does not publish these numbers by city: they are for all of Mercer County.

Homes in the high-risk zone
1%
484
Of those, with NFIP insurance
8.7%
County Pennsylvania U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 8.7% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Greenville

Typical rent in Greenville is $626 a month: 26% below the county. In Greenville, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Mercer County, by unit size. To pay the 2-bedroom one ($1,028 a month) without spending more than 30% of your income, you would need to earn $19.77 an hour working full time.

HUD fair market rent for all of Mercer County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $716 $13.77 $28,640
1 bedroom $810 $15.58 $32,400
2 bedrooms $1,028 $19.77 $41,120
3 bedrooms $1,423 $27.37 $56,920
4 bedrooms $1,615 $31.06 $64,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Greenville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greenville is in ZIP code 16125.

For 2 bedrooms it is $1,010: $18 less than the fair market rent for Mercer County ($1,028).

  • 16125 $1,010$1,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greenville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Greenville

HUD lists 6 buildings with rents for lower incomes in Greenville. These are the largest.

  • Reynolds West Estates 325 12th St, Greenville 16125 101 low-income homes · 1 bd: 10 · 2 bd: 74 · 3 bd: 17 · In service since 2016 · For families (724) 646-1450
  • Greenville House 9 Penn Ave, Greenville 16125 101 homes, 100 low-income · For older adults (724) 588-1776
  • Hempfield South Apts. 94 Hadley Rd, Greenville 16125 25 low-income homes · For older adults (724) 588-4176
  • Hempfield Senior Apts 92 Hadley Rd, Greenville 16125 23 low-income homes · For older adults (724) 588-0137
  • Arlington Manor Apartments 835 Arlington Dr, Greenville 16125 42 homes, 6 low-income (724) 646-3105

See all 41 buildings in Mercer County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Greenville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Mercer County; none says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Greenville

No down payment, repair or rent-help program on our list is for Greenville or Mercer County. The ones below are statewide in Pennsylvania: they work in Greenville the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Greenville

The HUD-approved agencies closest to the center of Greenville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Action Partnership of Mercer County

    215 S Water Ave, Sharon · 13 miles away

    • Budget and financial counseling
    • Homelessness services
    • and 2 more
    (724) 342-6222

  • Shenango Valley Urban League

    601 Indiana Ave, Farrell · 15 miles away

    • Mortgage delinquency and default
    • Homelessness services
    • and 2 more
    (724) 981-5310

  • Center for Family Services, Incorporated

    996 S Main St, Meadville · 20 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (814) 337-8450

Every agency in Mercer County All counseling agencies in Pennsylvania

Help in Spanish near Greenville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Greenville

HUD’s record names them for Greenville or Mercer County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Mercer County Housing Authority Public housing and Section 8 vouchers (724) 342-4000

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Mercer County

These cities are also in Mercer County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Mercer County Housing in Pennsylvania

Nearby cities

The cities closest to Greenville, with the typical home value.

Neighboring counties

If Mercer County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Greenville.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Greenville

Short answers with the numbers for Greenville and all of Mercer County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Greenville?

The typical home value in Greenville is $115,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mercer County it is $164,000.

How much does it cost to rent in Greenville?

Typical rent in Greenville is $626 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mercer County is $1,028.

What is the FHA loan limit in Greenville?

Greenville uses the FHA limit for all of Mercer County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Greenville?

The typical homeowner in Greenville pays $1,890 a year, according to the U.S. Census Bureau. That is 1.64% of the home’s value; in Mercer County, the rate is 1.18%.

Where can I find free help to buy or rent in Greenville?

There are 2 HUD-approved counseling agencies with an office in Mercer County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).