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City · 5,189 residents · Crawford County, Pennsylvania

Titusville , Pennsylvania

In Titusville, a typical home is worth $79,200 and typical rent is $662 a month. Compared with all of Crawford County, the typical home value is 48% lower, typical household income is 37% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $79,200

    48% below the county

    69% below Pennsylvania

    • Titusville
    • Crawford
    • Pennsylvania

  • Typical rent

    $662a month

    17% below the county

    45% below Pennsylvania

    • Titusville
    • Crawford
    • Pennsylvania

  • Typical household income

    $38,194a year

    37% below the county

    51% below Pennsylvania

    • Titusville
    • Crawford
    • Pennsylvania

  • Households that own their home

    57%

    18 points below the county

    12 points below Pennsylvania

    • Titusville
    • Crawford
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$117,451
1.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Titusville is in Crawford County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Crawford County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Titusville apart

What this place has that others do not, from public data, most unusual first.

  1. Titusville has the 4th lowest typical rent of the 265 cities in Pennsylvania with more than 5,000 people ($662).

  2. Titusville has the 6th lowest typical household income of the 272 cities in Pennsylvania with more than 5,000 people ($38,194).

  3. The typical home in Titusville is worth $79,200, 48% less than in Crawford County as a whole ($153,200).

  4. 57% of households in Titusville own their home, against 75% in Crawford County.

  5. Titusville has the 23rd largest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (62%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Titusville

What homes there are in Titusville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Titusville, but it weighs less than in Crawford County: 64% against 73%.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,057 a month

Crawford County: $1,210 a month

Without a mortgage

$502 a month

Crawford County: $502 a month

Owners with a mortgage

50%

Crawford County: 48%

In Titusville, 50% of owners have a mortgage, and their typical cost is $1,057 a month, against $1,210 in Crawford County. Without one it drops to $502.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, home values in Titusville moved so little that the Census cannot say whether they rose or fell.

Since 2015–2019, the typical rent in Titusville rose 25%, more than in Crawford County (21%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTitusvilleCrawford CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate6.6%4.9%5.5%
Homeowner vacancy Unreliable estimate1.2%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.012.322.392.53
Drive alone 64%74%68%69%
Carpool 13%10%8%9%
Public transit Unreliable estimateUnreliable estimate4%3%
Walk or bike 20%6%4%3%
Work from home Unreliable estimate8%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Titusville has 2.01 people, fewer than in Crawford County (2.32).

In Titusville, 20% of workers walk or bike to work; in Crawford County, 6%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Titusville?

A typical home is within reach of the typical income

We start with a typical home in Titusville, worth $79,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Titusville, which is $38,194 a year.

The calculator's FHA and conventional loan limits are those of all of Crawford County.

Your numbers

Local data
$

Starts at the typical home value in Titusville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $2,772 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$736

at 7.18% · 30 years

Loan amount
$77,765
Total interest
$111,886
Paid off in
November 2056

Includes $1,337 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $891 a month

    Your payment · 23%

  • Tight

    $891 to $1,146 a month

  • Hard

    more than $1,146 a month

Compared with the typical household income in Titusville ($38,194 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$736
Principal & interest$527
Property tax$141
Home insurance$33
FHA mortgage insurance (MIP)$35

You need at least $2,772 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Titusville and Crawford County

Titusville is in Crawford County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Titusville's own numbers

Typical home value
$79,200
Typical monthly rent
$662
Typical yearly household income
$38,194
Households that own their home
57%
Effective property tax rate
2.14%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Crawford County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
5.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Crawford County.

Everything about Crawford County

Buying

Buying a home in Titusville

A typical home in Titusville is worth $79,200: 48% below the county and 69% below Pennsylvania. With the typical household income in Titusville ($38,194 a year), a typical home costs 2.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Titusville 2.1 years
  • Crawford 2.5 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Crawford County

According to FHFA’s house price index, home prices in Crawford County rose 69% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Crawford County.

Period County Pennsylvania U.S.
Last year (2025) +4.0% +4.7% +2.9%
5 years (2020–2025) +50% +48% +47%
10 years (2015–2025) +69% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Titusville next to Crawford County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Titusville $79,200
  • Crawford $153,200
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Titusville $662
  • Crawford $802
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Titusville $38,194
  • Crawford $60,476
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Titusville next to Crawford County and Pennsylvania
Measure Titusville Crawford County Pennsylvania U.S.
Typical home value $79,200 $153,200 $254,500 $332,700
Typical monthly rent $662 $802 $1,209 $1,413
Typical yearly household income $38,194 $60,476 $77,971 $80,734
Households that own their home 57% 75% 69% 65%
Typical yearly property tax $1,693 $2,064 $3,311 $3,119
Effective property tax rate 2.14% 1.35% 1.3% 0.94%
Renters with high rent for their income 62% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Crawford County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Titusville

For a typical $79,200 home in Titusville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Titusville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $736a month

    Least cash to close
    Down payment
    $2,772
    Cash to close
    $5,148
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $35

  • Conventional, 5% down $722a month

    Down payment
    $3,960
    Cash to close
    $6,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $38

  • Conventional, 20% down, no PMI $603a month

    Down payment
    $15,840
    Cash to close
    $18,216
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $677a month

    Down payment
    $11,880
    Cash to close
    $14,256
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Titusville and for Crawford County.

Property tax

Effective rate in Titusville

2.14%of the home’s value each year

$1,693 a year for the typical owner in Titusville.

  • Titusville 2.14%
  • Crawford 1.35%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Crawford County

FEMA does not publish these numbers by city: they are for all of Crawford County.

Homes in the high-risk zone
5.5%
1,852
Of those, with NFIP insurance
12%
County Pennsylvania U.S.
Homes in the high-risk zone 5.5% 2% 3.5%
Of those, with NFIP insurance 12% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Titusville

Typical rent in Titusville is $662 a month: 17% below the county. In Titusville, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Crawford County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Crawford County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $780 $15.00 $31,200
1 bedroom $853 $16.40 $34,120
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,395 $26.83 $55,800
4 bedrooms $1,532 $29.46 $61,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Titusville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Titusville is in ZIP code 16354.

For 2 bedrooms it is $1,010: $4 less than the fair market rent for Crawford County ($1,014).

  • 16354 $1,010$1,380

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Titusville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Titusville

HUD lists 3 buildings with rents for lower incomes in Titusville. These are the largest.

  • Central Towers 217 E Central Ave, Titusville 16354 158 homes, 151 low-income · Run by Titusville Housing Authority · Average payment: $414 a month · Average wait: 6 months (814) 827-3732
  • Titusville Housing 227 Water St, Titusville 16354 64 low-income homes · For older adults (814) 827-2944
  • Von Bora Place 127 Beechwood Dr, Titusville 16354 17 low-income homes · For older adults (814) 827-9060

See all 20 buildings in Crawford County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Titusville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Crawford County; 1 says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Titusville

No down payment, repair or rent-help program on our list is for Titusville or Crawford County. The ones below are statewide in Pennsylvania: they work in Titusville the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Titusville

The HUD-approved agencies closest to the center of Titusville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Center for Family Services, Incorporated

    996 S Main St, Meadville · 25 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (814) 337-8450

  • Saint Martin Center, Inc

    1701 Parade St, Erie · 40 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    814-452-6113-213

  • Greater Erie Community Action Agency

    18 W 9th St, Erie · 41 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (814) 459-4581

Every agency in Crawford County All counseling agencies in Pennsylvania

Help in Spanish near Titusville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Titusville

HUD’s record names them for Titusville or Crawford County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Titusville Housing Authority Public housing and Section 8 vouchers (814) 827-3732

One other authority has an office in Crawford County: see the list Source: HUD

Cities

Other cities in Crawford County

These cities are also in Crawford County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Crawford County Housing in Pennsylvania

Nearby cities

The cities closest to Titusville, with the typical home value.

Neighboring counties

If Crawford County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Titusville.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Titusville

Short answers with the numbers for Titusville and all of Crawford County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Titusville?

The typical home value in Titusville is $79,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Crawford County it is $153,200.

How much does it cost to rent in Titusville?

Typical rent in Titusville is $662 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Crawford County is $1,014.

What is the FHA loan limit in Titusville?

Titusville uses the FHA limit for all of Crawford County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Titusville?

The typical homeowner in Titusville pays $1,693 a year, according to the U.S. Census Bureau. That is 2.14% of the home’s value; in Crawford County, the rate is 1.35%.

Where can I find free help to buy or rent in Titusville?

There is 1 HUD-approved counseling agency with an office in Crawford County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).