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City · 29,739 residents · Northampton County, Pennsylvania

Easton , Pennsylvania

In Easton, a typical home is worth $196,300 and typical rent is $1,325 a month. Compared with all of Northampton County, the typical home value is 36% lower, typical household income is 22% lower, and the share of households that own their home is 27 points lower.

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  • Typical home value

    $196,300

    36% below the county

    23% below Pennsylvania

    • Easton
    • Northampton
    • Pennsylvania

  • Typical rent

    $1,325a month

    5% below the county

    10% above Pennsylvania

    • Easton
    • Northampton
    • Pennsylvania

  • Typical household income

    $69,348a year

    22% below the county

    11% below Pennsylvania

    • Easton
    • Northampton
    • Pennsylvania

  • Households that own their home

    44%

    27 points below the county

    25 points below Pennsylvania

    • Easton
    • Northampton
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$383,004
3.8% more than 12 months ago
Typical rent
$1,838 a month
4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Easton is in Northampton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Northampton County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Easton apart

What this place has that others do not, from public data, most unusual first.

  1. 44% of households in Easton own their home, against 71% in Northampton County.

  2. The typical home in Easton is worth $196,300, 36% less than in Northampton County as a whole ($308,600).

  3. The typical household income in Easton is $69,348, 22% less than in Northampton County as a whole ($89,184).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Easton

What homes there are in Easton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Easton there is a bit of everything: no kind of home reaches half. The most common are attached houses (townhouses) (34%), more than in Northampton County (20%).

Year built

The typical home in Easton was built before 1940, the oldest group the Census tells apart; 75% of homes date from before 1960.

Homes in Easton are smaller: 51% have 3 bedrooms or more; in Northampton County, 69%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Northampton County is $541,287, and about 95% of owner-occupied homes in Easton are worth less than that.

Monthly rent with utilities

About 85% of rented homes in Easton cost less than HUD's 2-bedroom fair market rent for Northampton County ($1,839).

With a mortgage

$1,539 a month

Northampton County: $1,957 a month

Without a mortgage

$557 a month

Northampton County: $766 a month

Owners with a mortgage

62%

Northampton County: 60%

The typical cost for an owner with a mortgage in Easton is $1,539 a month, less than in Northampton County ($1,957); without one, $557.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Easton gained value faster than in Northampton County: 57% against 40%.

The typical rent in Easton rose 34% over the same time; in Northampton County, it rose 29%.

While home values in Easton changed +57% and rent +34%, the typical household income rose 34%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEastonNorthampton CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate2.5%4.9%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.452.492.392.53
Drive alone 70%75%68%69%
Carpool 7%6%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike 5%2%4%3%
Work from home 15%14%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Easton look like those in Northampton County: 2.45 people on average.

The car rules in Easton: 70% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Easton?

A typical home is tight for the typical income

We start with a typical home in Easton, worth $196,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Easton, which is $69,348 a year. For that payment to be 28% of income, a household would need to earn about $74,964 a year.

The calculator's FHA and conventional loan limits are those of all of Northampton County.

Your numbers

Local data
$

Starts at the typical home value in Easton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,871 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,749

at 7.18% · 30 years

Loan amount
$192,744
Total interest
$277,313
Paid off in
November 2056

Includes $3,315 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,618 a month

  • Tight

    $1,618 to $2,080 a month

    Your payment · 30%

  • Hard

    more than $2,080 a month

Compared with the typical household income in Easton ($69,348 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,749
Principal & interest$1,306
Property tax$275
Home insurance$82
FHA mortgage insurance (MIP)$87

You need at least $6,871 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Easton and Northampton County

Easton is in Northampton County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Easton's own numbers

Typical home value
$196,300
Typical monthly rent
$1,325
Typical yearly household income
$69,348
Households that own their home
44%
Effective property tax rate
1.68%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Northampton County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,839
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Northampton County.

Everything about Northampton County

Buying

Buying a home in Easton

A typical home in Easton is worth $196,300: 36% below the county and 23% below Pennsylvania. With the typical household income in Easton ($69,348 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Easton 2.8 years
  • Northampton 3.5 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Northampton County

According to FHFA’s house price index, home prices in Northampton County rose 92% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Northampton County.

Period County Pennsylvania U.S.
Last year (2025) +6.2% +4.7% +2.9%
5 years (2020–2025) +59% +48% +47%
10 years (2015–2025) +92% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Easton next to Northampton County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Easton $196,300
  • Northampton $308,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Easton $1,325
  • Northampton $1,395
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Easton $69,348
  • Northampton $89,184
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Easton next to Northampton County and Pennsylvania
Measure Easton Northampton County Pennsylvania U.S.
Typical home value $196,300 $308,600 $254,500 $332,700
Typical monthly rent $1,325 $1,395 $1,209 $1,413
Typical yearly household income $69,348 $89,184 $77,971 $80,734
Households that own their home 44% 71% 69% 65%
Typical yearly property tax $3,294 $4,700 $3,311 $3,119
Effective property tax rate 1.68% 1.52% 1.3% 0.94%
Renters with high rent for their income 49% 50% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Northampton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Easton

For a typical $196,300 home in Easton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Easton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,749a month

    Least cash to close
    Down payment
    $6,871
    Cash to close
    $12,760
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $87

  • Conventional, 5% down $1,713a month

    Down payment
    $9,815
    Cash to close
    $15,704
    Rate
    7.18%
    Mortgage insurance
    PMI · $93

  • Conventional, 20% down, no PMI $1,420a month

    Down payment
    $39,260
    Cash to close
    $45,149
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,602a month

    Down payment
    $29,445
    Cash to close
    $35,334
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Easton and for Northampton County.

Property tax

Effective rate in Easton

1.68%of the home’s value each year

$3,294 a year for the typical owner in Easton.

  • Easton 1.68%
  • Northampton 1.52%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Northampton County

FEMA does not publish these numbers by city: they are for all of Northampton County.

Homes in the high-risk zone
1.1%
1,124
Of those, with NFIP insurance
39%
County Pennsylvania U.S.
Homes in the high-risk zone 1.1% 2% 3.5%
Of those, with NFIP insurance 39% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Easton

Typical rent in Easton is $1,325 a month: 5% below the county. In Easton, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Northampton County, by unit size. To pay the 2-bedroom one ($1,839 a month) without spending more than 30% of your income, you would need to earn $35.37 an hour working full time.

HUD fair market rent for all of Northampton County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,302 $25.04 $52,080
1 bedroom $1,519 $29.21 $60,760
2 bedrooms $1,839 $35.37 $73,560
3 bedrooms $2,306 $44.35 $92,240
4 bedrooms $2,482 $47.73 $99,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Easton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Easton is in ZIP code 18042.

For 2 bedrooms it is $1,900: $61 more than the fair market rent for Northampton County ($1,839).

  • 18042 $1,900$2,380

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Easton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Easton

HUD lists 20 buildings with rents for lower incomes in Easton. These are the largest.

  • Jefferson ST-N Union ST 32 N Union St, Easton 18042 112 low-income homes · Run by Easton Housing Authority · Average payment: $491 a month · Average wait: 45 months (610) 438-4082
  • Harlan House Elderly Housing 221 S 4th St, Easton 18042 100 low-income homes · 1 bd: 93 · 2 bd: 7 · In service since 2002 · For older adults · Run by Easton Housing Authority · Average payment: $349 a month · Average wait: 21 months (610) 438-4082
  • Easton Senior Citizen HSG 127 S 4th St, Easton 18042 97 low-income homes · For older adults
  • Bushkill House 66 N Locust St, Easton 18042 93 low-income homes · Run by Easton Housing Authority · Average payment: $415 a month · Average wait: 94 months · Homes at several sites (610) 438-4082
  • Grandview II 200 Grandview Dr, Easton 18045 60 low-income homes · 1 bd: 60 · In service since 1999 · For older adults

See all 50 buildings in Northampton County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Easton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Northampton County; 1 says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Easton

No down payment, repair or rent-help program on our list is for Easton or Northampton County. The ones below are statewide in Pennsylvania: they work in Easton the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Easton

The HUD-approved agencies closest to the center of Easton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greater Community Development Corporation

    403 Pastor Fred Davis St, Easton · 0 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    (610) 596-1134

  • Community Action Committee of Lehigh Valley, Inc.

    1337 E 5th St, Bethlehem · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (610) 691-5620

  • Bucks County Housing Group

    626 Jacksonville Rd, Warminster · 33 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (215) 394-8259

Every agency in Northampton County All counseling agencies in Pennsylvania

Help in Spanish near Easton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Easton

HUD’s record names them for Easton or Northampton County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Easton Housing Authority Public housing and Section 8 vouchers (610) 438-4082
  • Northampton County Housing Authority Public housing and Section 8 vouchers (610) 965-4514

One other authority has an office in Northampton County: see the list Source: HUD

Cities

Other cities in Northampton County

These cities are also in Northampton County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Northampton County Housing in Pennsylvania

Nearby cities

The cities closest to Easton, with the typical home value.

Neighboring counties

If Northampton County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Easton.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Easton

Short answers with the numbers for Easton and all of Northampton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Easton?

The typical home value in Easton is $196,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Northampton County it is $308,600.

How much does it cost to rent in Easton?

Typical rent in Easton is $1,325 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Northampton County is $1,839.

What is the FHA loan limit in Easton?

Easton uses the FHA limit for all of Northampton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Easton?

The typical homeowner in Easton pays $3,294 a year, according to the U.S. Census Bureau. That is 1.68% of the home’s value; in Northampton County, the rate is 1.52%.

Where can I find free help to buy or rent in Easton?

There are 2 HUD-approved counseling agencies with an office in Northampton County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).