In The Dalles, a typical home is worth $360,800 and typical rent is $993 a month. Home values, rent and income are very close to those of all of Wasco County.
Typical home value from Zillow, September 2021 to September 2026: from $345,228 to $393,815.
Typical rent
$1,779a month
▲ 1.2% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,750 to $1,779.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
The Dalles is in Wasco County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wasco County. See the county
What this place has that others do not, from public data, most unusual first.
1
The Dalles has the 9th lowest typical rent of the 102 cities in Oregon with more than 5,000 people ($993).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in The Dalles
What homes there are in The Dalles, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
The Dalles
Wasco County
Oregon
United States
Kind of home: The Dalles and its comparisons
Measure
The Dalles
Wasco County
Oregon
United States
Detached house
65%
63%
63%
61%
Attached house
5%
3%
5%
6%
Building of 2 to 4
9%
6%
7%
8%
Apartments (5 or more)
13%
8%
18%
19%
Mobile home
8%
18%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Wasco County, most homes in The Dalles are detached houses (65%).
Year built
Before 19601960–19791980–19992000–20092010 or later
The Dalles
Wasco County
Oregon
United States
Year built: The Dalles and its comparisons
Measure
The Dalles
Wasco County
Oregon
United States
Before 1960
46%
38%
23%
26%
1960–1979
24%
23%
26%
24%
1980–1999
15%
21%
25%
25%
2000–2009
7%
10%
14%
14%
2010 or later
8%
8%
12%
11%
The typical home in The Dalles was built in 1964, 9 years before the typical one in Wasco County.
Much as in Wasco County, 58% of homes in The Dalles have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K10%
$100K–$200K8%
$200K–$300K17%
$300K–$500K46%
$500K–$750K13%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: The Dalles and its comparisons
Measure
The Dalles
Under $100K
10%
$100K–$200K
8%
$200K–$300K
17%
$300K–$500K
46%
$500K–$750K
13%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 84% of owner-occupied homes in The Dalles are worth less than the FHA loan limit for Wasco County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50011%
$500–$99940%
$1,000–$1,49927%
$1,500–$1,99916%
HUD fair market rent, 2 bedrooms: $1,604
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: The Dalles and its comparisons
Measure
The Dalles
Under $500
11%
$500–$999
40%
$1,000–$1,499
27%
$1,500–$1,999
16%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
By rent, most homes in The Dalles cost less than HUD's 2-bedroom fair market rent ($1,604): about 81%.
With a mortgage
$1,709 a month
Wasco County: $1,693 a month
Without a mortgage
$542 a month
Wasco County: $567 a month
Owners with a mortgage
62%
Wasco County: 53%
Owning costs about the same in The Dalles as in Wasco County: with a mortgage, $1,709 a month; without one, $542.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
The Dalles+77%
Wasco County+73%
Oregon+53%
United States+53%
Typical rent
The Dalles+20%
Wasco County+20%
Oregon+37%
United States+33%
Typical household income
The Dalles+24%
Wasco County+21%
Oregon+32%
United States+29%
Change since 2015–2019: The Dalles and its comparisons
Measure
The Dalles
Wasco County
Oregon
United States
Typical home value
+77%
+73%
+53%
+53%
Typical rent
+20%
+20%
+37%
+33%
Typical household income
+24%
+21%
+32%
+29%
The typical home value in The Dalles rose 77% since 2015–2019, more than in Wasco County (73%).
Much as in Wasco County, the typical rent in The Dalles rose 20% since 2015–2019.
The typical household income in The Dalles rose 24% over that time; home values changed +77% and rent +20%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: The Dalles and its comparisons
Measure
The Dalles
Wasco County
Oregon
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
Unreliable estimate
3.1%
3.2%
3.4%
People per household
2.36
2.39
2.42
2.53
Drive alone
81%
74%
65%
69%
Carpool
8%
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
2%
Unreliable estimate
5%
3%
Work from home
7%
8%
19%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Wasco County, a household in The Dalles has 2.36 people on average.
To get to work, 81% of workers in The Dalles drive alone; in Wasco County, 74%.
Do the math
What would you pay each month for a home in The Dalles?
A typical home costs more than the typical income allows
We start with a typical home in The Dalles, worth $360,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 57% of the typical household income in The Dalles, which is $62,614 a year. For that payment to be 28% of income, a household would need to earn about $126,959 a year.
The calculator's FHA and conventional loan limits are those of all of Wasco County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in The Dalles. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,628 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,962
at 7.18% · 30 years
Loan amount
$354,265
Total interest
$509,704
Paid off in
November 2056
Includes $6,093 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,461 a month
Tight
$1,461 to $1,878 a month
Hard
more than $1,878 a month
Your payment · 57%
Compared with the typical household income in The Dalles ($62,614 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,400
Property tax
$253
Home insurance
$150
FHA mortgage insurance (MIP)
$160
You need at least $12,628 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,962; principal and interest $2,400.
The city and its county
The Dalles and Wasco County
The Dalles is in Wasco County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
The Dalles
Map of Wasco County, Oregon, with The Dalles marked. Around it, the neighboring counties.
The Dalles
Wasco County
Other cities with a page
The Dalles's own numbers
Typical home value
$360,800
Typical monthly rent
$993
Typical yearly household income
$62,614
Households that own their home
63%
Effective property tax rate
0.84%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wasco County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,604
Price change over 5 years (FHFA)
+42%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wasco County.
A typical home in The Dalles is worth $360,800: about the same as the county and 24% below Oregon. With the typical household income in The Dalles ($62,614 a year), a typical home costs 5.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
The Dalles5.8 years
Wasco5.7 years
Oregon5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wasco County
According to FHFA’s house price index, home prices in Wasco County rose 112% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wasco County.
Yearly change in FHFA’s price index in Wasco County, 2016 to 2025
2016: +7.0% +7.0% 2016
2017: +10.7% +10.7% 2017
2018: +10.0% +10.0% 2018
2019: +9.5% +9.5% 2019
2020: +4.9% +4.9% 2020
2021: +13.9% +13.9% 2021
2022: +18.5% +18.5% 2022
2023: +3.3% +3.3% 2023
2024: +0.1% +0.1% 2024
2025: +1.6% +1.6% 2025
Change in FHFA’s price index in Wasco County, Oregon and the United States
Period
County
Oregon
U.S.
Last year (2025)
+1.6%
+0.9%
+2.9%
5 years (2020–2025)
+42%
+35%
+47%
10 years (2015–2025)
+112%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
The Dalles next to Wasco County, Oregon and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
The Dalles$360,800
Wasco$367,400
Oregon$477,600
United States$332,700
Typical monthly rent
The Dalles$993
Wasco$1,008
Oregon$1,525
United States$1,413
Typical yearly household income
The Dalles$62,614
Wasco$64,175
Oregon$83,011
United States$80,734
See the full table
The Dalles next to Wasco County and Oregon
Measure
The Dalles
Wasco County
Oregon
U.S.
Typical home value
$360,800
$367,400
$477,600
$332,700
Typical monthly rent
$993
$1,008
$1,525
$1,413
Typical yearly household income
$62,614 ▼2% below the county
$64,175
$83,011
$80,734
Households that own their home
63% ▼4 points below the county
68%
63%
65%
Typical yearly property tax
$3,030 ▲7% above the county
$2,828
$3,876
$3,119
Effective property tax rate
0.84% ▲0.07 points above the county
0.77%
0.81%
0.94%
Renters with high rent for their income
50% ▲3 points above the county
46%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wasco County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in The Dalles
For a typical $360,800 home in The Dalles, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, The Dalles's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,962a month
Least cash to close
Down payment
$12,628
Cash to close
$23,452
Rate
7.18%
Mortgage insurance
FHA MIP · $160
Conventional, 5% down$2,896a month
Down payment
$18,040
Cash to close
$28,864
Rate
7.18%
Mortgage insurance
PMI · $171
Conventional, 20% down, no PMI$2,358a month
Down payment
$72,160
Cash to close
$82,984
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,692a month
Down payment
$54,120
Cash to close
$64,944
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in The Dalles
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,962
$12,628
$354,265
7.18%
FHA MIP · $160
$23,452
580
Conventional, 5% down
$2,896
$18,040
$342,760
7.18%
PMI · $171
$28,864
620*
Conventional, 20% down, no PMI
$2,358
$72,160
$288,640
7.18%
None
$82,984
620*
ITIN, 15% down (example)
$2,692
$54,120
$306,680
8.18%
None
$64,944
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in The Dalles is $993 a month: about the same as the county. In The Dalles, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wasco County, by unit size. To pay the 2-bedroom one ($1,604 a month) without spending more than 30% of your income, you would need to earn $30.85 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wasco County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,289
$24.79
$51,560
1 bedroom
$1,297
$24.94
$51,880
2 bedrooms
$1,604
$30.85
$64,160
3 bedrooms
$2,221
$42.71
$88,840
4 bedrooms
$2,681
$51.56
$107,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in The Dalles
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). The Dalles is in ZIP code 97058.
For 2 bedrooms it is $1,560: $44 less than the fair market rent for Wasco County ($1,604).
Fair market rent by ZIP code and size in The Dalles, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
97058
$1,250
$1,260
$1,560
$2,160
$2,610
ZIP code2 bd3 bd
97058 $1,560$2,160
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for The Dalles when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in The Dalles. These are the largest.
Sunrise Estates2700 W 7th St, The Dalles 9705880 low-income homes · 1 bd: 14 · 2 bd: 56 · 3 bd: 10 · In service since 2012 · For families
Chenowith Rim Apts3640 W 13th St, The Dalles 9705848 low-income homes · 1 bd: 8 · 2 bd: 24 · 3 bd: 16 · In service since 1999 · For people with disabilities, families(541) 298-8181
Westside Village2812 W 7th St, The Dalles 9705844 low-income homes · For families(541) 298-4581
West Park Place Apts1750 W 10th St, The Dalles 9705825 low-income homes · In service since 1997 · For families
The Commodore Apts II312 Court St, The Dalles 9705824 homes, 23 low-income · Studio: 6 · 1 bd: 18 · In service since 2003 · For older adults, families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Wasco County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for The Dalles or Wasco County. The ones below are statewide in Oregon: they work in The Dalles the same as in the rest of the state.
Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable.Offered by Oregon Housing and Community Services (OHCS).
No legal help resource on our list is for The Dalles or Wasco County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for The Dalles and all of Wasco County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in The Dalles?
The typical home value in The Dalles is $360,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wasco County it is $367,400.
How much does it cost to rent in The Dalles?
Typical rent in The Dalles is $993 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wasco County is $1,604.
What is the FHA loan limit in The Dalles?
The Dalles uses the FHA limit for all of Wasco County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in The Dalles?
The typical homeowner in The Dalles pays $3,030 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in Wasco County, the rate is 0.77%.
Where can I find free help to buy or rent in The Dalles?
There is 1 HUD-approved counseling agency with an office in Wasco County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
