In Sutherlin, a typical home is worth $273,600 and typical rent is $1,221 a month. Compared with all of Douglas County, typical household income is 16% lower, typical rent is 16% higher, and the share of households that own their home is 7 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $297,548 to $344,829.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Sutherlin is in Douglas County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county
What this place has that others do not, from public data, most unusual first.
1
Sutherlin has the 4th lowest typical household income of the 105 cities in Oregon with more than 5,000 people ($51,250).
2
Nearby, in Winston, the typical rent is $980: 20% less than in Sutherlin ($1,221).
3
The typical rent in Sutherlin is $1,221 a month, 16% more than in Douglas County as a whole ($1,055).
4
66% of households in Sutherlin own their home, against 73% in Douglas County.
5
Sutherlin has the 10th lowest typical home value of the 105 cities in Oregon with more than 5,000 people ($273,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Sutherlin
What homes there are in Sutherlin, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Sutherlin
Douglas County
Oregon
United States
Kind of home: Sutherlin and its comparisons
Measure
Sutherlin
Douglas County
Oregon
United States
Detached house
55%
68%
63%
61%
Attached house
Unreliable estimate
3%
5%
6%
Building of 2 to 4
Unreliable estimate
5%
7%
8%
Apartments (5 or more)
Unreliable estimate
6%
18%
19%
Mobile home
25%
18%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Sutherlin, 6 in 10 homes are single-family detached houses; in Douglas County, 7.
In Sutherlin there are many mobile homes: 25% of homes; in Douglas County, 18%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Sutherlin
Douglas County
Oregon
United States
Year built: Sutherlin and its comparisons
Measure
Sutherlin
Douglas County
Oregon
United States
Before 1960
14%
29%
23%
26%
1960–1979
33%
29%
26%
24%
1980–1999
20%
23%
25%
25%
2000–2009
25%
13%
14%
14%
2010 or later
8%
7%
12%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K27%
$100K–$200K9%
$200K–$300K23%
$300K–$500K30%
$500K–$750K11%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Sutherlin and its comparisons
Measure
Sutherlin
Under $100K
27%
$100K–$200K
9%
$200K–$300K
23%
$300K–$500K
30%
$500K–$750K
11%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
By price, most homes in Sutherlin sit under the FHA limit for Douglas County ($541,287): about 90%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Sutherlin and its comparisons
Measure
Sutherlin
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,545 a month
Douglas County: $1,553 a month
Without a mortgage
$630 a month
Douglas County: $518 a month
Owners with a mortgage
57%
Douglas County: 52%
Owning costs about the same in Sutherlin as in Douglas County: with a mortgage, $1,545 a month; without one, $630.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Sutherlin+68%
Douglas County+56%
Oregon+53%
United States+53%
Typical rent
SutherlinNo clear change
Douglas County+28%
Oregon+37%
United States+33%
Typical household income
SutherlinNo clear change
Douglas County+30%
Oregon+32%
United States+29%
Change since 2015–2019: Sutherlin and its comparisons
Measure
Sutherlin
Douglas County
Oregon
United States
Typical home value
+68%
+56%
+53%
+53%
Typical rent
No clear change
+28%
+37%
+33%
Typical household income
No clear change
+30%
+32%
+29%
Since 2015–2019, homes in Sutherlin gained value faster than in Douglas County: 68% against 56%.
The typical rent in Sutherlin stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Sutherlin and its comparisons
Measure
Sutherlin
Douglas County
Oregon
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
Unreliable estimate
2.1%
3.2%
3.4%
People per household
2.01
2.31
2.42
2.53
Drive alone
77%
71%
65%
69%
Carpool
15%
12%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
Unreliable estimate
3%
5%
3%
Work from home
6%
12%
19%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Sutherlin has 2.01 people, fewer than in Douglas County (2.31).
To get to work, 77% of workers in Sutherlin drive alone; in Douglas County, 71%.
Do the math
What would you pay each month for a home in Sutherlin?
A typical home costs more than the typical income allows
We start with a typical home in Sutherlin, worth $273,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Sutherlin, which is $51,250 a year. For that payment to be 28% of income, a household would need to earn about $94,712 a year.
The calculator's FHA and conventional loan limits are those of all of Douglas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Sutherlin. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,576 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,210
at 7.18% · 30 years
Loan amount
$268,644
Total interest
$386,516
Paid off in
November 2056
Includes $4,620 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,196 a month
Tight
$1,196 to $1,537 a month
Hard
more than $1,537 a month
Your payment · 52%
Compared with the typical household income in Sutherlin ($51,250 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,820
Property tax
$155
Home insurance
$114
FHA mortgage insurance (MIP)
$121
You need at least $9,576 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,210; principal and interest $1,820.
The city and its county
Sutherlin and Douglas County
Sutherlin is in Douglas County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Sutherlin
Map of Douglas County, Oregon, with Sutherlin marked. Around it, the neighboring counties.
Sutherlin
Douglas County
Other cities with a page
Sutherlin's own numbers
Typical home value
$273,600
Typical monthly rent
$1,221
Typical yearly household income
$51,250
Households that own their home
66%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Douglas County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,212
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
8.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.
A typical home in Sutherlin is worth $273,600: 12% below the county and 43% below Oregon. With the typical household income in Sutherlin ($51,250 a year), a typical home costs 5.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Sutherlin5.3 years
Douglas5.1 years
Oregon5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Douglas County
According to FHFA’s house price index, home prices in Douglas County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Douglas County.
Yearly change in FHFA’s price index in Douglas County, 2016 to 2025
2016: +6.7% +6.7% 2016
2017: +8.5% +8.5% 2017
2018: +5.4% +5.4% 2018
2019: +6.6% +6.6% 2019
2020: +5.6% +5.6% 2020
2021: +15.5% +15.5% 2021
2022: +15.3% +15.3% 2022
2023: +4.9% +4.9% 2023
2024: +1.6% +1.6% 2024
2025: +1.7% +1.7% 2025
Change in FHFA’s price index in Douglas County, Oregon and the United States
Period
County
Oregon
U.S.
Last year (2025)
+1.7%
+0.9%
+2.9%
5 years (2020–2025)
+45%
+35%
+47%
10 years (2015–2025)
+98%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Sutherlin next to Douglas County, Oregon and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Sutherlin$273,600
Douglas$310,300
Oregon$477,600
United States$332,700
Typical monthly rent
Sutherlin$1,221
Douglas$1,055
Oregon$1,525
United States$1,413
Typical yearly household income
Sutherlin$51,250
Douglas$61,310
Oregon$83,011
United States$80,734
See the full table
Sutherlin next to Douglas County and Oregon
Measure
Sutherlin
Douglas County
Oregon
U.S.
Typical home value
$273,600 ▼12% below the county
$310,300
$477,600
$332,700
Typical monthly rent
$1,221 ▲16% above the county
$1,055
$1,525
$1,413
Typical yearly household income
$51,250 ▼16% below the county
$61,310
$83,011
$80,734
Households that own their home
66% ▼7 points below the county
73%
63%
65%
Typical yearly property tax
$1,855 ▼2% below the county
$1,895
$3,876
$3,119
Effective property tax rate
0.68% ▲0.07 points above the county
0.61%
0.81%
0.94%
Renters with high rent for their income
59% ▲8 points above the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Sutherlin
For a typical $273,600 home in Sutherlin, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sutherlin's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,210a month
Least cash to close
Down payment
$9,576
Cash to close
$17,784
Rate
7.18%
Mortgage insurance
FHA MIP · $121
Conventional, 5% down$2,160a month
Down payment
$13,680
Cash to close
$21,888
Rate
7.18%
Mortgage insurance
PMI · $130
Conventional, 20% down, no PMI$1,752a month
Down payment
$54,720
Cash to close
$62,928
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,005a month
Down payment
$41,040
Cash to close
$49,248
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Sutherlin
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,210
$9,576
$268,644
7.18%
FHA MIP · $121
$17,784
580
Conventional, 5% down
$2,160
$13,680
$259,920
7.18%
PMI · $130
$21,888
620*
Conventional, 20% down, no PMI
$1,752
$54,720
$218,880
7.18%
None
$62,928
620*
ITIN, 15% down (example)
$2,005
$41,040
$232,560
8.18%
None
$49,248
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Sutherlin is $1,221 a month: 16% above the county. In Sutherlin, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,212 a month) without spending more than 30% of your income, you would need to earn $23.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Douglas County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$844
$16.23
$33,760
1 bedroom
$926
$17.81
$37,040
2 bedrooms
$1,212
$23.31
$48,480
3 bedrooms
$1,678
$32.27
$67,120
4 bedrooms
$2,026
$38.96
$81,040
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Sutherlin
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sutherlin is in ZIP code 97479.
For 2 bedrooms it is $1,570: $358 more than the fair market rent for Douglas County ($1,212).
Fair market rent by ZIP code and size in Sutherlin, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
97479
$1,090
$1,200
$1,570
$2,170
$2,620
ZIP code2 bd3 bd
97479 $1,570$2,170
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sutherlin when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Sutherlin. These are the largest.
Big Valley Apts1350 E First Ave, Sutherlin 9747982 homes, 81 low-income · 1 bd: 68 · 2 bd: 14 · In service since 2018 · For older adults, people with disabilities
North Slope Village1007 W Sixth Ave, Sutherlin 9747924 homes, 23 low-income · 1 bd: 2 · 2 bd: 12 · 3 bd: 8 · 4 bd: 2 · In service since 2000 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Douglas County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Sutherlin or Douglas County. The ones below are statewide in Oregon: they work in Sutherlin the same as in the rest of the state.
Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable.Offered by Oregon Housing and Community Services (OHCS).
No legal help resource on our list is for Sutherlin or Douglas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Sutherlin and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Sutherlin?
The typical home value in Sutherlin is $273,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $310,300.
How much does it cost to rent in Sutherlin?
Typical rent in Sutherlin is $1,221 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,212.
What is the FHA loan limit in Sutherlin?
Sutherlin uses the FHA limit for all of Douglas County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Sutherlin?
The typical homeowner in Sutherlin pays $1,855 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Douglas County, the rate is 0.61%.
Where can I find free help to buy or rent in Sutherlin?
There is 1 HUD-approved counseling agency with an office in Douglas County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
