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City · 6,287 residents · New Hanover County, North Carolina

Wrightsboro , North Carolina

In Wrightsboro, a typical home is worth $255,700 and typical rent is $1,250 a month. Compared with all of New Hanover County, the typical home value is 34% lower, typical rent is 12% lower, and the share of households that own their home is 17 points higher.

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  • Typical home value

    $255,700

    34% below the county

    11% below North Carolina

    • Wrightsboro
    • New Hanover
    • North Carolina

  • Typical rent

    $1,250a month

    12% below the county

    About the same as North Carolina

    • Wrightsboro
    • New Hanover
    • North Carolina

  • Typical household income

    $78,450a year

    4% above the county

    8% above North Carolina

    • Wrightsboro
    • New Hanover
    • North Carolina

  • Households that own their home

    78%

    17 points above the county

    11 points above North Carolina

    • Wrightsboro
    • New Hanover
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Wrightsboro is in New Hanover County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of New Hanover County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Wrightsboro apart

What this place has that others do not, from public data, most unusual first.

  1. 78% of households in Wrightsboro own their home, against 61% in New Hanover County.

  2. The typical home in Wrightsboro is worth $255,700, 34% less than in New Hanover County as a whole ($387,800).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Wrightsboro

What homes there are in Wrightsboro, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 90% of homes here, against 61% in New Hanover County.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,406 a month

New Hanover County: $1,888 a month

Without a mortgage

$443 a month

New Hanover County: $658 a month

Owners with a mortgage

65%

New Hanover County: 67%

Owning costs less in Wrightsboro: with a mortgage, the typical cost is $1,406 a month; in New Hanover County, $1,888. Without one, $443.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Wrightsboro rose 80%; in New Hanover County, it rose 59%.

The typical rent in Wrightsboro rose 28% over the same time; in New Hanover County, it rose 37%.

The typical household income in Wrightsboro rose 70% over that time; home values changed +80% and rent +28%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWrightsboroNew Hanover CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate7.4%7.1%5.5%
Homeowner vacancy Unreliable estimate1.1%1.3%0.9%
More than one person per room Unreliable estimate1.3%2.2%3.4%
People per household 2.502.192.442.53
Drive alone 86%71%72%69%
Carpool Unreliable estimate6%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 8%19%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Wrightsboro has 2.50 people, more than in New Hanover County (2.19).

To get to work, 86% of workers in Wrightsboro drive alone; in New Hanover County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Wrightsboro?

A typical home is tight for the typical income

We start with a typical home in Wrightsboro, worth $255,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Wrightsboro, which is $78,450 a year. For that payment to be 28% of income, a household would need to earn about $86,141 a year.

The calculator's FHA and conventional loan limits are those of all of New Hanover County.

Your numbers

Local data
$

Starts at the typical home value in Wrightsboro. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,950 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,010

at 7.18% · 30 years

Loan amount
$251,068
Total interest
$361,228
Paid off in
November 2056

Includes $4,318 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,831 a month

  • Tight

    $1,831 to $2,354 a month

    Your payment · 31%

  • Hard

    more than $2,354 a month

Compared with the typical household income in Wrightsboro ($78,450 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,010
Principal & interest$1,701
Property tax$90
Home insurance$107
FHA mortgage insurance (MIP)$113

You need at least $8,950 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Wrightsboro and New Hanover County

Wrightsboro is in New Hanover County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Wrightsboro's own numbers

Typical home value
$255,700
Typical monthly rent
$1,250
Typical yearly household income
$78,450
Households that own their home
78%
Effective property tax rate
0.42%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of New Hanover County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,705
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
11%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of New Hanover County.

Everything about New Hanover County

Buying

Buying a home in Wrightsboro

A typical home in Wrightsboro is worth $255,700: 34% below the county and 11% below North Carolina. With the typical household income in Wrightsboro ($78,450 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Wrightsboro 3.3 years
  • New Hanover 5.2 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in New Hanover County

According to FHFA’s house price index, home prices in New Hanover County rose 127% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of New Hanover County.

Period County North Carolina U.S.
Last year (2025) +4.7% +2.5% +2.9%
5 years (2020–2025) +69% +60% +47%
10 years (2015–2025) +127% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Wrightsboro next to New Hanover County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Wrightsboro $255,700
  • New Hanover $387,800
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Wrightsboro $1,250
  • New Hanover $1,417
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Wrightsboro $78,450
  • New Hanover $75,166
  • North Carolina $72,388
  • United States $80,734
See the full table
Wrightsboro next to New Hanover County and North Carolina
Measure Wrightsboro New Hanover County North Carolina U.S.
Typical home value $255,700 $387,800 $288,900 $332,700
Typical monthly rent $1,250 $1,417 $1,228 $1,413
Typical yearly household income $78,450 $75,166 $72,388 $80,734
Households that own their home 78% 61% 67% 65%
Typical yearly property tax $1,080 $2,105 $1,896 $3,119
Effective property tax rate 0.42% 0.54% 0.66% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below New Hanover County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Wrightsboro

For a typical $255,700 home in Wrightsboro, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wrightsboro's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,010a month

    Least cash to close
    Down payment
    $8,950
    Cash to close
    $16,621
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $113

  • Conventional, 5% down $1,963a month

    Down payment
    $12,785
    Cash to close
    $20,456
    Rate
    7.18%
    Mortgage insurance
    PMI · $121

  • Conventional, 20% down, no PMI $1,582a month

    Down payment
    $51,140
    Cash to close
    $58,811
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,818a month

    Down payment
    $38,355
    Cash to close
    $46,026
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Wrightsboro and for New Hanover County.

Property tax

Effective rate in Wrightsboro

0.42%of the home’s value each year

$1,080 a year for the typical owner in Wrightsboro.

  • Wrightsboro 0.42%
  • New Hanover 0.54%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in New Hanover County

FEMA does not publish these numbers by city: they are for all of New Hanover County.

Homes in the high-risk zone
11%
9,484
Of those, with NFIP insurance
75%
County North Carolina U.S.
Homes in the high-risk zone 11% 2.8% 3.5%
Of those, with NFIP insurance 75% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Wrightsboro

Typical rent in Wrightsboro is $1,250 a month: 12% below the county.

HUD publishes a fair market rent for all of New Hanover County, by unit size. To pay the 2-bedroom one ($1,705 a month) without spending more than 30% of your income, you would need to earn $32.79 an hour working full time.

HUD fair market rent for all of New Hanover County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,187 $22.83 $47,480
1 bedroom $1,566 $30.12 $62,640
2 bedrooms $1,705 $32.79 $68,200
3 bedrooms $2,238 $43.04 $89,520
4 bedrooms $2,241 $43.10 $89,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Wrightsboro

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wrightsboro has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,500 in 28401 to $1,740 in 28405.

1 of the 3 is above the fair market rent for New Hanover County ($1,705).

  • 28401 $1,500$1,970
  • 28405 $1,740$2,280
  • 28429 $1,500$1,970

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wrightsboro when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Wrightsboro

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in New Hanover County; 2 say they serve in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Wrightsboro

No down payment, repair or rent-help program on our list is for Wrightsboro or New Hanover County. The ones below are statewide in North Carolina: they work in Wrightsboro the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Wrightsboro

The HUD-approved agencies closest to the center of Wrightsboro, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cape Fear Regional CDC

    500 Compton St, Wilmington · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (910) 762-7555

  • City of Wilmington

    929 N Front St, Wilmington · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 5 more
    (910) 341-7836

  • City of Jacksonville

    815 New Bridge St, Jacksonville · 43 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (910) 938-6551

Every agency in New Hanover County All counseling agencies in North Carolina

Help in Spanish near Wrightsboro

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Wrightsboro

In HUD’s record, no housing authority with an office in New Hanover County is named for Wrightsboro or New Hanover County.

One other authority has an office in New Hanover County: see the list Source: HUD

Cities

Other cities in New Hanover County

These cities are also in New Hanover County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about New Hanover County Housing in North Carolina

Nearby cities

The cities closest to Wrightsboro, with the typical home value.

Neighboring counties

If New Hanover County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Wrightsboro.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Wrightsboro

Short answers with the numbers for Wrightsboro and all of New Hanover County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Wrightsboro?

The typical home value in Wrightsboro is $255,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in New Hanover County it is $387,800.

How much does it cost to rent in Wrightsboro?

Typical rent in Wrightsboro is $1,250 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in New Hanover County is $1,705.

What is the FHA loan limit in Wrightsboro?

Wrightsboro uses the FHA limit for all of New Hanover County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Wrightsboro?

The typical homeowner in Wrightsboro pays $1,080 a year, according to the U.S. Census Bureau. That is 0.42% of the home’s value; in New Hanover County, the rate is 0.54%.

Where can I find free help to buy or rent in Wrightsboro?

There are 2 HUD-approved counseling agencies with an office in New Hanover County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).