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City · 19,538 residents · Alamance County, North Carolina

Mebane , North Carolina

In Mebane, a typical home is worth $338,900 and typical rent is $1,283 a month. Compared with all of Alamance County, the typical home value is 40% higher and typical household income is 27% higher.

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  • Typical home value

    $338,900

    40% above the county

    17% above North Carolina

    • Mebane
    • Alamance
    • North Carolina

  • Typical rent

    $1,283a month

    21% above the county

    4% above North Carolina

    • Mebane
    • Alamance
    • North Carolina

  • Typical household income

    $83,174a year

    27% above the county

    15% above North Carolina

    • Mebane
    • Alamance
    • North Carolina

  • Households that own their home

    61%

    4 points below the county

    6 points below North Carolina

    • Mebane
    • Alamance
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$347,695
1.1% less than 12 months ago
Typical rent
$1,493 a month
2.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Mebane is in Alamance County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Alamance County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Mebane apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Burlington, the typical home value is $199,200: 41% less than in Mebane ($338,900).

  2. The typical home in Mebane is worth $338,900, 40% more than in Alamance County as a whole ($241,500).

  3. The typical household income in Mebane is $83,174, 27% more than in Alamance County as a whole ($65,651).

  4. Nearby, in Gibsonville, the typical rent is $1,034: 19% less than in Mebane ($1,283).

  5. The typical rent in Mebane is $1,283 a month, 21% more than in Alamance County as a whole ($1,064).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mebane

What homes there are in Mebane, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Mebane, 6 in 10 homes are single-family detached houses; in Alamance County, 7.

Year built

The typical home in Mebane was built in 2005, 17 years after the typical one in Alamance County.

In Mebane, 63% of homes have 3 bedrooms or more, about the same as in Alamance County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,752 a month

Alamance County: $1,435 a month

Without a mortgage

$472 a month

Alamance County: $450 a month

Owners with a mortgage

77%

Alamance County: 61%

The typical cost for an owner with a mortgage in Mebane is $1,752 a month, more than in Alamance County ($1,435); without one, $472.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Mebane gained value faster than in Alamance County: 79% against 56%.

Since 2015–2019, the typical rent in Mebane rose 37%, more than in Alamance County (31%).

Housing prices ran ahead of income in Mebane: typical income rose 29%, against +79% for home values and +37% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMebaneAlamance CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate5.3%7.1%5.5%
Homeowner vacancy Unreliable estimate0.8%1.3%0.9%
More than one person per room Unreliable estimate2.0%2.2%3.4%
People per household 2.482.442.442.53
Drive alone 74%78%72%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 20%11%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Mebane look like those in Alamance County: 2.48 people on average.

Many people here do not commute at all: 20% work from home; in Alamance County, 11%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mebane?

A typical home costs more than the typical income allows

We start with a typical home in Mebane, worth $338,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Mebane, which is $83,174 a year. For that payment to be 28% of income, a household would need to earn about $118,164 a year.

The calculator's FHA and conventional loan limits are those of all of Alamance County.

Your numbers

Local data
$

Starts at the typical home value in Mebane. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,862 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,757

at 7.18% · 30 years

Loan amount
$332,761
Total interest
$478,765
Paid off in
November 2056

Includes $5,723 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,941 a month

  • Tight

    $1,941 to $2,495 a month

  • Hard

    more than $2,495 a month

    Your payment · 40%

Compared with the typical household income in Mebane ($83,174 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,757
Principal & interest$2,254
Property tax$212
Home insurance$141
FHA mortgage insurance (MIP)$150

You need at least $11,862 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Mebane and Alamance County

Mebane is in Alamance County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Mebane's own numbers

Typical home value
$338,900
Typical monthly rent
$1,283
Typical yearly household income
$83,174
Households that own their home
61%
Effective property tax rate
0.75%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Alamance County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,348
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Alamance County.

Everything about Alamance County

Buying

Buying a home in Mebane

A typical home in Mebane is worth $338,900: 40% above the county and 17% above North Carolina. With the typical household income in Mebane ($83,174 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mebane 4.1 years
  • Alamance 3.7 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Alamance County

According to FHFA’s house price index, home prices in Alamance County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Alamance County.

Period County North Carolina U.S.
Last year (2025) +1.3% +2.5% +2.9%
5 years (2020–2025) +65% +60% +47%
10 years (2015–2025) +105% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Mebane next to Alamance County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mebane $338,900
  • Alamance $241,500
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Mebane $1,283
  • Alamance $1,064
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Mebane $83,174
  • Alamance $65,651
  • North Carolina $72,388
  • United States $80,734
See the full table
Mebane next to Alamance County and North Carolina
Measure Mebane Alamance County North Carolina U.S.
Typical home value $338,900 $241,500 $288,900 $332,700
Typical monthly rent $1,283 $1,064 $1,228 $1,413
Typical yearly household income $83,174 $65,651 $72,388 $80,734
Households that own their home 61% 65% 67% 65%
Typical yearly property tax $2,547 $1,494 $1,896 $3,119
Effective property tax rate 0.75% 0.62% 0.66% 0.94%
Renters with high rent for their income 55% 47% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Alamance County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mebane

For a typical $338,900 home in Mebane, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mebane's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,757a month

    Least cash to close
    Down payment
    $11,862
    Cash to close
    $22,029
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,695a month

    Down payment
    $16,945
    Cash to close
    $27,112
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,190a month

    Down payment
    $67,780
    Cash to close
    $77,947
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,503a month

    Down payment
    $50,835
    Cash to close
    $61,002
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mebane and for Alamance County.

Property tax

Effective rate in Mebane

0.75%of the home’s value each year

$2,547 a year for the typical owner in Mebane.

  • Mebane 0.75%
  • Alamance 0.62%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Alamance County

FEMA does not publish these numbers by city: they are for all of Alamance County.

Homes in the high-risk zone
0.6%
349
Of those, with NFIP insurance
53%
County North Carolina U.S.
Homes in the high-risk zone 0.6% 2.8% 3.5%
Of those, with NFIP insurance 53% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mebane

Typical rent in Mebane is $1,283 a month: 21% above the county. In Mebane, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Alamance County, by unit size. To pay the 2-bedroom one ($1,348 a month) without spending more than 30% of your income, you would need to earn $25.92 an hour working full time.

HUD fair market rent for all of Alamance County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,076 $20.69 $43,040
1 bedroom $1,238 $23.81 $49,520
2 bedrooms $1,348 $25.92 $53,920
3 bedrooms $1,658 $31.88 $66,320
4 bedrooms $2,088 $40.15 $83,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Mebane

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mebane is in ZIP code 27302.

For 2 bedrooms it is $1,540: $192 more than the fair market rent for Alamance County ($1,348).

  • 27302 $1,540$1,910

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mebane when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Mebane

HUD lists 6 buildings with rents for lower incomes in Mebane. These are the largest.

  • Deerfield Crossing Apts 600 Deerfield Trce, Mebane 27302 120 low-income homes · 1 bd: 16 · 2 bd: 68 · 3 bd: 36 · In service since 1997 · For families
  • Mebane Mill Lofts 301 W Washington St, Mebane 27302 75 low-income homes · 1 bd: 23 · 2 bd: 32 · 3 bd: 20 · In service since 2011 · For families
  • Tanglewood Apartments 600 S First St, Mebane 27302 53 low-income homes · For families (919) 563-3558
  • Arc/HDS Alamance Co GH #7 450 E McPherson Dr, Mebane 27302 7 homes, 6 low-income · For people with disabilities (919) 563-5417
  • Arc/HDS Alamance Co GH #5 108 E Laramie Dr, Mebane 27302 7 homes, 5 low-income · For people with disabilities (919) 563-2647

See all 46 buildings in Alamance County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Mebane

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Alamance County; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Mebane

No down payment, repair or rent-help program on our list is for Mebane or Alamance County. The ones below are statewide in North Carolina: they work in Mebane the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Mebane

The HUD-approved agencies closest to the center of Mebane, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of Greater Greensboro

    236 N. Mebane St., Burlington · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (336) 373-8882

  • Centre for Home Ownership & Economic Development Corporation

    960 Corporate Dr Ste 405, Hillsborough · 11 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 12 more
    (919) 322-8118

  • Empowerment Incorporated

    109 N Graham St Ste 200, Chapel Hill · 17 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (919) 967-8779

Every agency in Alamance County All counseling agencies in North Carolina

Help in Spanish near Mebane

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mebane

In HUD’s record, no housing authority with an office in Alamance County is named for Mebane or Alamance County.

2 other authorities have an office in Alamance County: see the list Source: HUD

Cities

Other cities in Alamance County

These cities are also in Alamance County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Alamance County Housing in North Carolina

Nearby cities

The cities closest to Mebane, with the typical home value.

Neighboring counties

If Alamance County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Mebane.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Mebane

Short answers with the numbers for Mebane and all of Alamance County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mebane?

The typical home value in Mebane is $338,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Alamance County it is $241,500.

How much does it cost to rent in Mebane?

Typical rent in Mebane is $1,283 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Alamance County is $1,348.

What is the FHA loan limit in Mebane?

Mebane uses the FHA limit for all of Alamance County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Mebane?

The typical homeowner in Mebane pays $2,547 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Alamance County, the rate is 0.62%.

Where can I find free help to buy or rent in Mebane?

There is 1 HUD-approved counseling agency with an office in Alamance County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).