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City · 7,761 residents · Dare County, North Carolina

Kill Devil Hills , North Carolina

In Kill Devil Hills, a typical home is worth $442,200 and typical rent is $1,626 a month. Compared with all of Dare County, typical rent is 21% higher.

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  • Typical home value

    $442,200

    4% below the county

    53% above North Carolina

    • Kill Devil Hills
    • Dare
    • North Carolina

  • Typical rent

    $1,626a month

    21% above the county

    32% above North Carolina

    • Kill Devil Hills
    • Dare
    • North Carolina

  • Typical household income

    $89,773a year

    About the same as the county

    24% above North Carolina

    • Kill Devil Hills
    • Dare
    • North Carolina

  • Households that own their home

    74%

    5 points below the county

    7 points above North Carolina

    • Kill Devil Hills
    • Dare
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$522,361
1.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Kill Devil Hills is in Dare County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Dare County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kill Devil Hills apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Williamston, the typical home value is $107,100: 76% less than in Kill Devil Hills ($442,200).

  2. Nearby, in Williamston, the typical rent is $684: 58% less than in Kill Devil Hills ($1,626).

  3. The typical rent in Kill Devil Hills is $1,626 a month, 21% more than in Dare County as a whole ($1,345).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Kill Devil Hills

What homes there are in Kill Devil Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Dare County, most homes in Kill Devil Hills are detached houses (79%).

Year built

The typical year built in Kill Devil Hills is 1985, about the same as in Dare County (1988).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,024 a month

Dare County: $2,051 a month

Without a mortgage

$590 a month

Dare County: $675 a month

Owners with a mortgage

61%

Dare County: 60%

Owning costs about the same in Kill Devil Hills as in Dare County: with a mortgage, $2,024 a month; without one, $590.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Kill Devil Hills rose 80% since 2015–2019, more than in Dare County (59%).

Since 2015–2019, the typical rent in Kill Devil Hills rose 52%, more than in Dare County (24%).

To compare: typical income in Kill Devil Hills rose 67%; the home, +80%; the rent, +52%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKill Devil HillsDare CountyNorth CarolinaUnited States
Rental vacancy 56.5%65.6%7.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate3.3%2.2%3.4%
People per household 2.282.242.442.53
Drive alone 75%73%72%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate4%2%3%
Work from home 14%14%16%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

In Kill Devil Hills, the rental vacancy rate is 56.5%; in Dare County, 65.6%.

Much as in Dare County, a household in Kill Devil Hills has 2.28 people on average.

The car rules in Kill Devil Hills: 75% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Kill Devil Hills?

A typical home costs more than the typical income allows

We start with a typical home in Kill Devil Hills, worth $442,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 47% of the typical household income in Kill Devil Hills, which is $89,773 a year. For that payment to be 28% of income, a household would need to earn about $151,023 a year.

The calculator's FHA and conventional loan limits are those of all of Dare County.

Your numbers

Local data
$

Starts at the typical home value in Kill Devil Hills. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,477 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,524

at 7.18% · 30 years

Loan amount
$434,191
Total interest
$624,698
Paid off in
November 2056

Includes $7,468 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,095 a month

  • Tight

    $2,095 to $2,693 a month

  • Hard

    more than $2,693 a month

    Your payment · 47%

Compared with the typical household income in Kill Devil Hills ($89,773 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,524
Principal & interest$2,941
Property tax$203
Home insurance$184
FHA mortgage insurance (MIP)$196

You need at least $15,477 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Kill Devil Hills and Dare County

Kill Devil Hills is in Dare County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Kill Devil Hills's own numbers

Typical home value
$442,200
Typical monthly rent
$1,626
Typical yearly household income
$89,773
Households that own their home
74%
Effective property tax rate
0.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dare County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,510
Price change over 5 years (FHFA)
+74%
Homes in a high flood-risk zone
27%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dare County.

Everything about Dare County

Buying

Buying a home in Kill Devil Hills

A typical home in Kill Devil Hills is worth $442,200: 4% below the county and 53% above North Carolina. With the typical household income in Kill Devil Hills ($89,773 a year), a typical home costs 4.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Kill Devil Hills 4.9 years
  • Dare 5.2 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dare County

According to FHFA’s house price index, home prices in Dare County rose 112% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dare County.

Period County North Carolina U.S.
Last year (2025) +3.7% +2.5% +2.9%
5 years (2020–2025) +74% +60% +47%
10 years (2015–2025) +112% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kill Devil Hills next to Dare County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Kill Devil Hills $442,200
  • Dare $460,400
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Kill Devil Hills $1,626
  • Dare $1,345
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Kill Devil Hills $89,773
  • Dare $88,994
  • North Carolina $72,388
  • United States $80,734
See the full table
Kill Devil Hills next to Dare County and North Carolina
Measure Kill Devil Hills Dare County North Carolina U.S.
Typical home value $442,200 $460,400 $288,900 $332,700
Typical monthly rent $1,626 $1,345 $1,228 $1,413
Typical yearly household income $89,773 $88,994 $72,388 $80,734
Households that own their home 74% 78% 67% 65%
Typical yearly property tax $2,442 $2,391 $1,896 $3,119
Effective property tax rate 0.55% 0.52% 0.66% 0.94%
Renters with high rent for their income 48% 48% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dare County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kill Devil Hills

For a typical $442,200 home in Kill Devil Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kill Devil Hills's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,524a month

    Least cash to close
    Down payment
    $15,477
    Cash to close
    $28,743
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $196

  • Conventional, 5% down $3,443a month

    Down payment
    $22,110
    Cash to close
    $35,376
    Rate
    7.18%
    Mortgage insurance
    PMI · $210

  • Conventional, 20% down, no PMI $2,783a month

    Down payment
    $88,440
    Cash to close
    $101,706
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,192a month

    Down payment
    $66,330
    Cash to close
    $79,596
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kill Devil Hills and for Dare County.

Property tax

Effective rate in Kill Devil Hills

0.55%of the home’s value each year

$2,442 a year for the typical owner in Kill Devil Hills.

  • Kill Devil Hills 0.55%
  • Dare 0.52%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Dare County

FEMA does not publish these numbers by city: they are for all of Dare County.

Homes in the high-risk zone
27%
8,571
Of those, with NFIP insurance
84%
County North Carolina U.S.
Homes in the high-risk zone 27% 2.8% 3.5%
Of those, with NFIP insurance 84% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kill Devil Hills

Typical rent in Kill Devil Hills is $1,626 a month: 21% above the county. In Kill Devil Hills, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dare County, by unit size. To pay the 2-bedroom one ($1,510 a month) without spending more than 30% of your income, you would need to earn $29.04 an hour working full time.

HUD fair market rent for all of Dare County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,194 $22.96 $47,760
1 bedroom $1,387 $26.67 $55,480
2 bedrooms $1,510 $29.04 $60,400
3 bedrooms $1,918 $36.88 $76,720
4 bedrooms $2,001 $38.48 $80,040

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kill Devil Hills

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kill Devil Hills is in ZIP code 27948.

For 2 bedrooms it is $1,780: $270 more than the fair market rent for Dare County ($1,510).

  • 27948 $1,780$2,260

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kill Devil Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Kill Devil Hills

HUD lists one building with rents for lower incomes in Kill Devil Hills.

  • Pirates Moor Townhomes Baum Bay Drive, Kill Devil Hills 27948 44 low-income homes · 2 bd: 20 · 3 bd: 24 · In service since 1999 · For families

See all 3 buildings in Dare County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Kill Devil Hills

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Dare County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Kill Devil Hills

No down payment, repair or rent-help program on our list is for Kill Devil Hills or Dare County. The ones below are statewide in North Carolina: they work in Kill Devil Hills the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Kill Devil Hills

The HUD-approved agencies closest to the center of Kill Devil Hills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Choanoke Area Development Association of Nc, Inc.

    120 Sessoms Dr, Rich Square · 92 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (252) 539-4155

  • Housing Authority of the City of Rocky Mount, NC

    901 Authority Dr, Rocky Mount · 116 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (252) 977-3141

  • Wilson Community Improvement Association, Inc.

    504 Green St E, Wilson · 127 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    252-243-4855x214

All counseling agencies in North Carolina

Help in Spanish near Kill Devil Hills

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kill Devil Hills

HUD lists no housing authority with an office in Dare County. One in a neighboring county or the state’s may serve the area.

All housing agencies in North Carolina Source: HUD

Cities

Nearby cities

The cities closest to Kill Devil Hills, with the typical home value.

Everything about Dare County Housing in North Carolina

Neighboring counties

If Dare County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Kill Devil Hills.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Kill Devil Hills

Short answers with the numbers for Kill Devil Hills and all of Dare County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kill Devil Hills?

The typical home value in Kill Devil Hills is $442,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dare County it is $460,400.

How much does it cost to rent in Kill Devil Hills?

Typical rent in Kill Devil Hills is $1,626 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dare County is $1,510.

What is the FHA loan limit in Kill Devil Hills?

Kill Devil Hills uses the FHA limit for all of Dare County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Kill Devil Hills?

The typical homeowner in Kill Devil Hills pays $2,442 a year, according to the U.S. Census Bureau. That is 0.55% of the home’s value; in Dare County, the rate is 0.52%.

Where can I find free help to buy or rent in Kill Devil Hills?

We found no HUD-approved counseling agencies with an office in Dare County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).