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City · 92,857 residents · Pitt County, North Carolina

Greenville , North Carolina

In Greenville, a typical home is worth $233,500 and typical rent is $1,007 a month. Compared with all of Pitt County, typical household income is 15% lower, the typical home value is 12% higher, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $233,500

    12% above the county

    19% below North Carolina

    • Greenville
    • Pitt
    • North Carolina

  • Typical rent

    $1,007a month

    About the same as the county

    18% below North Carolina

    • Greenville
    • Pitt
    • North Carolina

  • Typical household income

    $49,748a year

    15% below the county

    31% below North Carolina

    • Greenville
    • Pitt
    • North Carolina

  • Households that own their home

    33%

    19 points below the county

    34 points below North Carolina

    • Greenville
    • Pitt
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$236,340
0.8% more than 12 months ago
Typical rent
$1,460 a month
1.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Greenville is in Pitt County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pitt County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Greenville apart

What this place has that others do not, from public data, most unusual first.

  1. Greenville has the 4th lowest homeownership rate of the 166 cities in North Carolina with more than 5,000 people (33%).

  2. Nearby, in Williamston, the typical home value is $107,100: 54% less than in Greenville ($233,500).

  3. Nearby, in Williamston, the typical rent is $684: 32% less than in Greenville ($1,007).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Greenville

What homes there are in Greenville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Many people here live in apartments: 4 in 10 homes; in Pitt County, 3.

Year built

By age, homes in Greenville look like those in Pitt County: the typical year built is 1996.

Homes in Greenville are smaller: 49% have 3 bedrooms or more; in Pitt County, 62%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 91% of owner-occupied homes in Greenville are worth less than the FHA loan limit for Pitt County ($541,287).

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Pitt County is $1,167: about 61% of rents in Greenville are below it.

With a mortgage

$1,507 a month

Pitt County: $1,467 a month

Without a mortgage

$586 a month

Pitt County: $543 a month

Owners with a mortgage

69%

Pitt County: 62%

In Greenville, 69% of owners have a mortgage; their typical cost is $1,507 a month, about the same as in Pitt County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Greenville rose 45%; in Pitt County, it rose 41%.

The typical rent in Greenville rose 23% since 2015–2019, about the same as in Pitt County (25%).

While home values in Greenville changed +45% and rent +23%, the typical household income rose 22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGreenvillePitt CountyNorth CarolinaUnited States
Rental vacancy 4.8%4.5%7.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room 1.4%1.4%2.2%3.4%
People per household 2.142.302.442.53
Drive alone 73%75%72%69%
Carpool 9%9%9%9%
Public transit 1%1%1%3%
Walk or bike 3%3%2%3%
Work from home 13%12%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Much as in Pitt County, the rental vacancy rate in Greenville is 4.8%.

In Greenville, 1.4% of households live with more than one person per room, about the same as in Pitt County.

On average, a household in Greenville has 2.14 people, fewer than in Pitt County (2.30).

To get to work, 73% of workers in Greenville drive alone; in Pitt County, 75%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Greenville?

A typical home costs more than the typical income allows

We start with a typical home in Greenville, worth $233,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 47% of the typical household income in Greenville, which is $49,748 a year. For that payment to be 28% of income, a household would need to earn about $82,999 a year.

The calculator's FHA and conventional loan limits are those of all of Pitt County.

Your numbers

Local data
$

Starts at the typical home value in Greenville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,173 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,937

at 7.18% · 30 years

Loan amount
$229,270
Total interest
$329,866
Paid off in
November 2056

Includes $3,943 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,161 a month

  • Tight

    $1,161 to $1,492 a month

  • Hard

    more than $1,492 a month

    Your payment · 47%

Compared with the typical household income in Greenville ($49,748 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,937
Principal & interest$1,553
Property tax$183
Home insurance$97
FHA mortgage insurance (MIP)$103

You need at least $8,173 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Greenville and Pitt County

Greenville is in Pitt County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Greenville's own numbers

Typical home value
$233,500
Typical monthly rent
$1,007
Typical yearly household income
$49,748
Households that own their home
33%
Effective property tax rate
0.94%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pitt County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,167
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
3.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pitt County.

Everything about Pitt County

Buying

Buying a home in Greenville

A typical home in Greenville is worth $233,500: 12% above the county and 19% below North Carolina. With the typical household income in Greenville ($49,748 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Greenville 4.7 years
  • Pitt 3.6 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pitt County

According to FHFA’s house price index, home prices in Pitt County rose 83% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pitt County.

Period County North Carolina U.S.
Last year (2025) +3.0% +2.5% +2.9%
5 years (2020–2025) +56% +60% +47%
10 years (2015–2025) +83% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Greenville next to Pitt County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Greenville $233,500
  • Pitt $208,900
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Greenville $1,007
  • Pitt $993
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Greenville $49,748
  • Pitt $58,188
  • North Carolina $72,388
  • United States $80,734
See the full table
Greenville next to Pitt County and North Carolina
Measure Greenville Pitt County North Carolina U.S.
Typical home value $233,500 $208,900 $288,900 $332,700
Typical monthly rent $1,007 $993 $1,228 $1,413
Typical yearly household income $49,748 $58,188 $72,388 $80,734
Households that own their home 33% 51% 67% 65%
Typical yearly property tax $2,202 $1,734 $1,896 $3,119
Effective property tax rate 0.94% 0.83% 0.66% 0.94%
Renters with high rent for their income 53% 51% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pitt County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Greenville

For a typical $233,500 home in Greenville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greenville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,937a month

    Least cash to close
    Down payment
    $8,173
    Cash to close
    $15,178
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $103

  • Conventional, 5% down $1,894a month

    Down payment
    $11,675
    Cash to close
    $18,680
    Rate
    7.18%
    Mortgage insurance
    PMI · $111

  • Conventional, 20% down, no PMI $1,546a month

    Down payment
    $46,700
    Cash to close
    $53,705
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,762a month

    Down payment
    $35,025
    Cash to close
    $42,030
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Greenville and for Pitt County.

Property tax

Effective rate in Greenville

0.94%of the home’s value each year

$2,202 a year for the typical owner in Greenville.

  • Greenville 0.94%
  • Pitt 0.83%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Pitt County

FEMA does not publish these numbers by city: they are for all of Pitt County.

Homes in the high-risk zone
3.7%
2,313
Of those, with NFIP insurance
34%
County North Carolina U.S.
Homes in the high-risk zone 3.7% 2.8% 3.5%
Of those, with NFIP insurance 34% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Greenville

Typical rent in Greenville is $1,007 a month: about the same as the county. In Greenville, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pitt County, by unit size. To pay the 2-bedroom one ($1,167 a month) without spending more than 30% of your income, you would need to earn $22.44 an hour working full time.

HUD fair market rent for all of Pitt County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $961 $18.48 $38,440
1 bedroom $967 $18.60 $38,680
2 bedrooms $1,167 $22.44 $46,680
3 bedrooms $1,518 $29.19 $60,720
4 bedrooms $1,909 $36.71 $76,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Greenville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greenville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,160 in 27834 to $1,230 in 27858.

1 of the 2 is above the fair market rent for Pitt County ($1,167).

  • 27834 $1,160$1,510
  • 27858 $1,230$1,600

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greenville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Greenville

HUD lists 28 buildings with rents for lower incomes in Greenville. These are the largest.

  • Greenpointe Regional Housing 101 Oxford Rd, Greenville 27858 288 low-income homes · For older adults (252) 830-1110
  • Hopkins Park 209 W Moore St, Greenville 27834 248 low-income homes · Run by Housing Authority of the City of Greenville · Average payment: $359 a month · Average wait: 21 months (252) 329-4004
  • Kearney Park 704 W 14th St, Greenville 27834 238 low-income homes · Run by Housing Authority of the City of Greenville · Average payment: $349 a month · Average wait: 74 months (252) 329-4004
  • Moyewood I 506 W Roundtree Dr, Greenville 27834 228 low-income homes · Run by Housing Authority of the City of Greenville · Average payment: $344 a month · Average wait: 49 months (252) 329-4004
  • Carolina Cove 111 Lakeview Ter, Greenville 27834 100 low-income homes · 1 bd: 16 · 2 bd: 40 · 3 bd: 30 · 4 bd: 14 · In service since 2010 · For families

See all 47 buildings in Pitt County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Greenville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Pitt County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Greenville

No down payment, repair or rent-help program on our list is for Greenville or Pitt County. The ones below are statewide in North Carolina: they work in Greenville the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Greenville

The HUD-approved agencies closest to the center of Greenville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wilson Community Improvement Association, Inc.

    504 Green St E, Wilson · 31 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    252-243-4855x214

  • Housing Authority of the City of Rocky Mount, NC

    901 Authority Dr, Rocky Mount · 32 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (252) 977-3141

  • Choanoke Area Development Association of Nc, Inc.

    120 Sessoms Dr, Rich Square · 48 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (252) 539-4155

All counseling agencies in North Carolina

Help in Spanish near Greenville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Greenville

HUD’s record names them for Greenville or Pitt County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Greenville Public housing and Section 8 vouchers (252) 329-4004

3 other authorities have an office in Pitt County: see the list Source: HUD

Cities

Other cities in Pitt County

These cities are also in Pitt County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pitt County Housing in North Carolina

Nearby cities

The cities closest to Greenville, with the typical home value.

Neighboring counties

If Pitt County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Greenville.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Greenville

Short answers with the numbers for Greenville and all of Pitt County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Greenville?

The typical home value in Greenville is $233,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pitt County it is $208,900.

How much does it cost to rent in Greenville?

Typical rent in Greenville is $1,007 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pitt County is $1,167.

What is the FHA loan limit in Greenville?

Greenville uses the FHA limit for all of Pitt County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Greenville?

The typical homeowner in Greenville pays $2,202 a year, according to the U.S. Census Bureau. That is 0.94% of the home’s value; in Pitt County, the rate is 0.83%.

Where can I find free help to buy or rent in Greenville?

We found no HUD-approved counseling agencies with an office in Pitt County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).