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City · 7,277 residents · Monroe County, New York

Brockport , New York

In Brockport, a typical home is worth $157,700 and typical rent is $995 a month. Compared with all of Monroe County, the typical home value is 26% lower, typical rent is 15% lower, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $157,700

    26% below the county

    63% below New York

    • Brockport
    • Monroe
    • New York

  • Typical rent

    $995a month

    15% below the county

    39% below New York

    • Brockport
    • Monroe
    • New York

  • Typical household income

    $69,866a year

    9% below the county

    19% below New York

    • Brockport
    • Monroe
    • New York

  • Households that own their home

    47%

    17 points below the county

    7 points below New York

    • Brockport
    • Monroe
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$275,243
4.7% more than 12 months ago
Typical rent
$1,314 a month
5.5% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brockport is in Monroe County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Monroe County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brockport apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Albion, the typical home value is $82,300: 48% less than in Brockport ($157,700).

  2. 47% of households in Brockport own their home, against 64% in Monroe County.

  3. The typical home in Brockport is worth $157,700, 26% less than in Monroe County as a whole ($213,700).

  4. The typical rent in Brockport is $995 a month, 15% less than in Monroe County as a whole ($1,173).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brockport

What homes there are in Brockport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Brockport (50%), but less so than in Monroe County (62%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,428 a month

Monroe County: $1,676 a month

Without a mortgage

$772 a month

Monroe County: $766 a month

Owners with a mortgage

66%

Monroe County: 62%

In Brockport, 66% of owners have a mortgage, and their typical cost is $1,428 a month, against $1,676 in Monroe County. Without one it drops to $772.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Brockport rose 39%; in Monroe County, it rose 44%.

Rents in Brockport rose at about the same pace as in Monroe County: 24% since 2015–2019, against 27%.

Here income gained ground: typical income rose 74%, against +39% for home values and +24% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrockportMonroe CountyNew YorkUnited States
Rental vacancy Unreliable estimate5.0%3.8%5.5%
Homeowner vacancy Unreliable estimate0.6%1.1%0.9%
More than one person per room Unreliable estimate1.4%5.3%3.4%
People per household 2.192.282.492.53
Drive alone 60%71%49%69%
Carpool Unreliable estimate8%6%9%
Public transit Unreliable estimate2%22%3%
Walk or bike 23%3%6%3%
Work from home 10%16%15%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

By size, households in Brockport look like those in Monroe County: 2.19 people on average.

Many here get to work on foot or by bike: 23%, more than in Monroe County (3%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brockport?

A typical home is within reach of the typical income

We start with a typical home in Brockport, worth $157,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Brockport, which is $69,866 a year.

The calculator's FHA and conventional loan limits are those of all of Monroe County.

Your numbers

Local data
$

Starts at the typical home value in Brockport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,520 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,621

at 7.18% · 30 years

Loan amount
$154,843
Total interest
$222,783
Paid off in
November 2056

Includes $2,663 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,630 a month

    Your payment · 28%

  • Tight

    $1,630 to $2,096 a month

  • Hard

    more than $2,096 a month

Compared with the typical household income in Brockport ($69,866 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,621
Principal & interest$1,049
Property tax$436
Home insurance$66
FHA mortgage insurance (MIP)$70

You need at least $5,520 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brockport and Monroe County

Brockport is in Monroe County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brockport's own numbers

Typical home value
$157,700
Typical monthly rent
$995
Typical yearly household income
$69,866
Households that own their home
47%
Effective property tax rate
3.32%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Monroe County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,416
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Monroe County.

Everything about Monroe County

Buying

Buying a home in Brockport

A typical home in Brockport is worth $157,700: 26% below the county and 63% below New York. With the typical household income in Brockport ($69,866 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brockport 2.3 years
  • Monroe 2.8 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Monroe County

According to FHFA’s house price index, home prices in Monroe County rose 106% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Monroe County.

Period County New York U.S.
Last year (2025) +6.6% +6.0% +2.9%
5 years (2020–2025) +69% +52% +47%
10 years (2015–2025) +106% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brockport next to Monroe County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brockport $157,700
  • Monroe $213,700
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • Brockport $995
  • Monroe $1,173
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • Brockport $69,866
  • Monroe $76,382
  • New York $85,974
  • United States $80,734
See the full table
Brockport next to Monroe County and New York
Measure Brockport Monroe County New York U.S.
Typical home value $157,700 $213,700 $423,800 $332,700
Typical monthly rent $995 $1,173 $1,621 $1,413
Typical yearly household income $69,866 $76,382 $85,974 $80,734
Households that own their home 47% 64% 54% 65%
Typical yearly property tax $5,238 $5,616 $6,582 $3,119
Effective property tax rate 3.32% 2.63% 1.55% 0.94%
Renters with high rent for their income 43% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Monroe County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brockport

For a typical $157,700 home in Brockport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brockport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,621a month

    Least cash to close
    Down payment
    $5,520
    Cash to close
    $10,251
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $70

  • Conventional, 5% down $1,592a month

    Down payment
    $7,885
    Cash to close
    $12,616
    Rate
    7.18%
    Mortgage insurance
    PMI · $75

  • Conventional, 20% down, no PMI $1,357a month

    Down payment
    $31,540
    Cash to close
    $36,271
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,502a month

    Down payment
    $23,655
    Cash to close
    $28,386
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brockport and for Monroe County.

Property tax

Effective rate in Brockport

3.32%of the home’s value each year

$5,238 a year for the typical owner in Brockport.

  • Brockport 3.32%
  • Monroe 2.63%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Monroe County

FEMA does not publish these numbers by city: they are for all of Monroe County.

Homes in the high-risk zone
1%
2,341
Of those, with NFIP insurance
26%
County New York U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 26% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brockport

Typical rent in Brockport is $995 a month: 15% below the county. In Brockport, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Monroe County, by unit size. To pay the 2-bedroom one ($1,416 a month) without spending more than 30% of your income, you would need to earn $27.23 an hour working full time.

HUD fair market rent for all of Monroe County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,005 $19.33 $40,200
1 bedroom $1,131 $21.75 $45,240
2 bedrooms $1,416 $27.23 $56,640
3 bedrooms $1,706 $32.81 $68,240
4 bedrooms $1,875 $36.06 $75,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brockport

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brockport is in ZIP code 14420.

For 2 bedrooms it is $1,420: $4 more than the fair market rent for Monroe County ($1,416).

  • 14420 $1,420$1,710

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brockport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Brockport

HUD lists 9 buildings with rents for lower incomes in Brockport. These are the largest.

  • Royal Gardens 100 Royal Gardens Way, Brockport 14420 75 homes, 74 low-income · For older adults (585) 637-8220
  • Frances Apartments 2 Lifetime Way, Brockport 14420 56 homes, 47 low-income · 1 bd: 24 · 2 bd: 16 · 3 bd: 16 · In service since 2016 · For people with disabilities
  • Seldon Square Phase II 125 Sunset Center Ln, Brockport 14420 36 low-income homes · 2 bd: 23 · 3 bd: 13 · In service since 2003 · For people with disabilities, families
  • Village Centre Apts 222 Main St, Brockport 14420 32 low-income homes · 1 bd: 32 · In service since 2004 · For older adults
  • Seldon Square 99 Sunset Center Ln, Brockport 14420 30 homes, 29 low-income · 2 bd: 17 · 3 bd: 12 · In service since 1999 · For people with disabilities, families

See all 194 buildings in Monroe County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Brockport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Monroe County; 4 say they serve in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Brockport

No down payment, repair or rent-help program on our list is for Brockport or Monroe County. The ones below are statewide in New York: they work in Brockport the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near Brockport

The HUD-approved agencies closest to the center of Brockport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Urban League of Rochester DBA the Home Store

    265 N Clinton Ave, Rochester · 17 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (585) 325-6530

  • NSC (naca Counseling Subsidiary) - Rochester, NY

    550 E Main St, Rochester · 18 miles away · Spanish

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 5 more
    (703) 234-6222

  • Pathstone Corporation- New York

    400 East Avenue, Rochester · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (585) 546-3700

Every agency in Monroe County All counseling agencies in New York

Help in Spanish near Brockport

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brockport

In HUD’s record, no housing authority with an office in Monroe County is named for Brockport or Monroe County.

2 other authorities have an office in Monroe County: see the list Source: HUD

Cities

Other cities in Monroe County

These cities are also in Monroe County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Monroe County Housing in New York

Nearby cities

The cities closest to Brockport, with the typical home value.

Neighboring counties

If Monroe County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brockport.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Brockport

Short answers with the numbers for Brockport and all of Monroe County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brockport?

The typical home value in Brockport is $157,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Monroe County it is $213,700.

How much does it cost to rent in Brockport?

Typical rent in Brockport is $995 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Monroe County is $1,416.

What is the FHA loan limit in Brockport?

Brockport uses the FHA limit for all of Monroe County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Brockport?

The typical homeowner in Brockport pays $5,238 a year, according to the U.S. Census Bureau. That is 3.32% of the home’s value; in Monroe County, the rate is 2.63%.

Where can I find free help to buy or rent in Brockport?

There are 7 HUD-approved counseling agencies with an office in Monroe County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).