Español

Este sitio también está en español. Leer en español

City · 17,463 residents · Doña Ana County, New Mexico

Sunland Park , New Mexico

In Sunland Park, a typical home is worth $215,200 and typical rent is $920 a month. Compared with all of Doña Ana County, typical household income is 10% higher and the share of households that own their home is 14 points higher.

WhatsApp

  • Typical home value

    $215,200

    3% below the county

    13% below New Mexico

    • Sunland Park
    • Doña Ana
    • New Mexico

  • Typical rent

    $920a month

    About the same as the county

    14% below New Mexico

    • Sunland Park
    • Doña Ana
    • New Mexico

  • Typical household income

    $62,814a year

    10% above the county

    About the same as New Mexico

    • Sunland Park
    • Doña Ana
    • New Mexico

  • Households that own their home

    79%

    14 points above the county

    10 points above New Mexico

    • Sunland Park
    • Doña Ana
    • New Mexico

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$222,749
1.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Sunland Park is in Doña Ana County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Doña Ana County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Sunland Park apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Chaparral, the typical home value is $109,300: 49% less than in Sunland Park ($215,200).

  2. Nearby, in Anthony, the typical rent is $561: 39% less than in Sunland Park ($920).

  3. 79% of households in Sunland Park own their home, against 65% in Doña Ana County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Sunland Park

What homes there are in Sunland Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Sunland Park, 7 in 10 homes are single-family detached houses; in Doña Ana County, 6.

Year built

The typical home in Sunland Park was built in 2003, 12 years after the typical one in Doña Ana County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 99% of owner-occupied homes in Sunland Park are worth less than $500,000, below the FHA loan limit for Doña Ana County ($541,287).

Monthly rent with utilities

With a mortgage

$1,581 a month

Doña Ana County: $1,442 a month

Without a mortgage

$392 a month

Doña Ana County: $416 a month

Owners with a mortgage

63%

Doña Ana County: 51%

In Sunland Park, 63% of owners have a mortgage, and their typical cost is $1,581 a month, against $1,442 in Doña Ana County. Without one it drops to $392.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Sunland Park rose 94% since 2015–2019, more than in Doña Ana County (50%).

The typical rent in Sunland Park rose 48% over the same time; in Doña Ana County, it rose 24%.

Income in Sunland Park grew faster than housing: it rose 130%, while home values changed +94% and rent +48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSunland ParkDoña Ana CountyNew MexicoUnited States
Rental vacancy Unreliable estimate4.1%5.9%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.0%0.9%
More than one person per room 7.7%4.2%3.3%3.4%
People per household 3.132.582.482.53
Drive alone 74%75%74%69%
Carpool 18%11%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 5%10%12%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

In Sunland Park, 7.7% of households live with more than one person per room, against 4.2% in Doña Ana County.

Households in Sunland Park are bigger: 3.13 people on average; in Doña Ana County, 2.58.

More people carpool to work in Sunland Park than in Doña Ana County: 18% against 11%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Sunland Park?

A typical home is tight for the typical income

We start with a typical home in Sunland Park, worth $215,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Sunland Park, which is $62,814 a year. For that payment to be 28% of income, a household would need to earn about $75,341 a year.

The calculator's FHA and conventional loan limits are those of all of Doña Ana County.

Your numbers

Local data
$

Starts at the typical home value in Sunland Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,532 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,758

at 7.18% · 30 years

Loan amount
$211,302
Total interest
$304,014
Paid off in
November 2056

Includes $3,634 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,466 a month

  • Tight

    $1,466 to $1,884 a month

    Your payment · 34%

  • Hard

    more than $1,884 a month

Compared with the typical household income in Sunland Park ($62,814 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,758
Principal & interest$1,431
Property tax$142
Home insurance$90
FHA mortgage insurance (MIP)$95

You need at least $7,532 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Sunland Park and Doña Ana County

Sunland Park is in Doña Ana County, New Mexico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Sunland Park's own numbers

Typical home value
$215,200
Typical monthly rent
$920
Typical yearly household income
$62,814
Households that own their home
79%
Effective property tax rate
0.79%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Doña Ana County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,073
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
5.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Doña Ana County.

Everything about Doña Ana County

Buying

Buying a home in Sunland Park

A typical home in Sunland Park is worth $215,200: 3% below the county and 13% below New Mexico. With the typical household income in Sunland Park ($62,814 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Sunland Park 3.4 years
  • Doña Ana 3.9 years
  • New Mexico 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Doña Ana County

According to FHFA’s house price index, home prices in Doña Ana County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Doña Ana County.

Period County New Mexico U.S.
Last year (2025) +1.9% +3.1% +2.9%
5 years (2020–2025) +51% +50% +47%
10 years (2015–2025) +80% +82% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Sunland Park next to Doña Ana County, New Mexico and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Sunland Park $215,200
  • Doña Ana $220,800
  • New Mexico $248,100
  • United States $332,700
Typical monthly rent
  • Sunland Park $920
  • Doña Ana $934
  • New Mexico $1,067
  • United States $1,413
Typical yearly household income
  • Sunland Park $62,814
  • Doña Ana $56,848
  • New Mexico $64,059
  • United States $80,734
See the full table
Sunland Park next to Doña Ana County and New Mexico
Measure Sunland Park Doña Ana County New Mexico U.S.
Typical home value $215,200 $220,800 $248,100 $332,700
Typical monthly rent $920 $934 $1,067 $1,413
Typical yearly household income $62,814 $56,848 $64,059 $80,734
Households that own their home 79% 65% 70% 65%
Typical yearly property tax $1,695 $1,480 $1,731 $3,119
Effective property tax rate 0.79% 0.67% 0.7% 0.94%
Renters with high rent for their income 52% 54% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Doña Ana County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Sunland Park

For a typical $215,200 home in Sunland Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sunland Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,758a month

    Least cash to close
    Down payment
    $7,532
    Cash to close
    $13,988
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $95

  • Conventional, 5% down $1,719a month

    Down payment
    $10,760
    Cash to close
    $17,216
    Rate
    7.18%
    Mortgage insurance
    PMI · $102

  • Conventional, 20% down, no PMI $1,398a month

    Down payment
    $43,040
    Cash to close
    $49,496
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,597a month

    Down payment
    $32,280
    Cash to close
    $38,736
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Sunland Park and for Doña Ana County.

Property tax

Effective rate in Sunland Park

0.79%of the home’s value each year

$1,695 a year for the typical owner in Sunland Park.

  • Sunland Park 0.79%
  • Doña Ana 0.67%
  • New Mexico 0.7%

What New Mexico publishes 3 percent cap on the yearly increase in your home's taxable value (New Mexico Legislative Finance Committee ("Property Taxes in New Mexico" brief))

Exemptions and deadlines in New Mexico

Flood risk in Doña Ana County

FEMA does not publish these numbers by city: they are for all of Doña Ana County.

Homes in the high-risk zone
5.6%
4,258
Of those, with NFIP insurance
16%
County New Mexico U.S.
Homes in the high-risk zone 5.6% 5.7% 3.5%
Of those, with NFIP insurance 16% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Sunland Park

Typical rent in Sunland Park is $920 a month: about the same as the county. In Sunland Park, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Doña Ana County, by unit size. To pay the 2-bedroom one ($1,073 a month) without spending more than 30% of your income, you would need to earn $20.63 an hour working full time.

HUD fair market rent for all of Doña Ana County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $790 $15.19 $31,600
1 bedroom $975 $18.75 $39,000
2 bedrooms $1,073 $20.63 $42,920
3 bedrooms $1,461 $28.10 $58,440
4 bedrooms $1,692 $32.54 $67,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Sunland Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sunland Park has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,010 in 88063 to $1,340 in 88008.

1 of the 2 is above the fair market rent for Doña Ana County ($1,073).

  • 88008 $1,340$1,820
  • 88063 $1,010$1,390

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sunland Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Sunland Park

HUD lists 6 buildings with rents for lower incomes in Sunland Park. These are the largest.

  • Playa Apts Phase II 6301 Valle Vista DR, Sunland Park 88063 44 low-income homes
  • City of Sunland Park Housing Authority 101A Concepcion Ln, Sunland Park 88063 40 low-income homes · Run by Housing Authority of the City of Sunland Park · Average payment: $452 a month · Average wait: 74 months (575) 589-9414
  • Playa Apts Phase I 142 Linda Vista Dr, Sunland Park 88063 36 low-income homes · In service since 1993
  • Villa del Sol Senior Housing 5925 Valle Vista, Sunland Park 88063 30 low-income homes · For older adults (575) 589-1627
  • Meadow Vista Homes 329 Meadow Vista Blvd, Sunland Park 88063 27 low-income homes · In service since 1997

See all 42 buildings in Doña Ana County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Sunland Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Doña Ana County; 1 says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Sunland Park

No down payment, repair or rent-help program on our list is for Sunland Park or Doña Ana County. The ones below are statewide in New Mexico: they work in Sunland Park the same as in the rest of the state.

Which programs do I qualify for? All programs in New Mexico

  • FirstDown

    Statewide in New Mexico

    New Mexico state agency fixed-rate second mortgage for the down payment and closing costs of first-time buyers, together with the FirstHome mortgage. Offered by Housing New Mexico (New Mexico Mortgage Finance Authority, MFA).

    Repayable

    See the program Official page

  • HomeNow

    Statewide in New Mexico

    New Mexico state agency fixed $7,000 second mortgage for the down payment and closing costs of low-income first-time buyers; no monthly payments and forgivable after 10 years. Offered by Housing New Mexico (New Mexico Mortgage Finance Authority, MFA).

    Forgivable

    See the program Official page

  • FirstDown Plus

    Statewide in New Mexico

    New Mexico state agency fixed $10,000 third loan at 0%, for the down payment only, added to FirstDown or HomeNow; repaid in monthly installments over 15 years. Offered by Housing New Mexico (New Mexico Mortgage Finance Authority, MFA).

    Repayable

    See the program Official page

Housing counselors near Sunland Park

The HUD-approved agencies closest to the center of Sunland Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tierra del Sol Housing

    210 E Idaho Ave, Las Cruces · 34 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (575) 541-0477

  • Tiwa Lending Services

    117A Tribal Road 40, Isleta · 213 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (505) 916-0556

  • United South Broadway Corporation

    1500 Walter St SE, Albuquerque · 224 miles away

    • Mortgage delinquency and default
    (505) 764-8867

Every agency in Doña Ana County All counseling agencies in New Mexico

Help in Spanish near Sunland Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Sunland Park

HUD’s record names them for Sunland Park or Doña Ana County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Sunland Park Public housing (575) 589-9414

One other authority has an office in Doña Ana County: see the list Source: HUD

Cities

Other cities in Doña Ana County

These cities are also in Doña Ana County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Doña Ana County Housing in New Mexico

Nearby cities

The cities closest to Sunland Park, with the typical home value.

Neighboring counties

If Doña Ana County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Sunland Park.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Sunland Park

Short answers with the numbers for Sunland Park and all of Doña Ana County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Sunland Park?

The typical home value in Sunland Park is $215,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Doña Ana County it is $220,800.

How much does it cost to rent in Sunland Park?

Typical rent in Sunland Park is $920 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Doña Ana County is $1,073.

What is the FHA loan limit in Sunland Park?

Sunland Park uses the FHA limit for all of Doña Ana County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Sunland Park?

The typical homeowner in Sunland Park pays $1,695 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Doña Ana County, the rate is 0.67%.

Where can I find free help to buy or rent in Sunland Park?

There is 1 HUD-approved counseling agency with an office in Doña Ana County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).