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City · 12,035 residents · Monmouth County, New Jersey

Robertsville , New Jersey

In Robertsville, a typical home is worth $685,100 and typical rent is $2,715 a month. Compared with all of Monmouth County, typical household income is 69% higher, typical rent is 49% higher, and the share of households that own their home is 18 points higher.

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  • Typical home value

    $685,100

    13% above the county

    51% above New Jersey

    • Robertsville
    • Monmouth
    • New Jersey

  • Typical rent

    $2,715a month

    49% above the county

    58% above New Jersey

    • Robertsville
    • Monmouth
    • New Jersey

  • Typical household income

    $210,661a year

    69% above the county

    103% above New Jersey

    • Robertsville
    • Monmouth
    • New Jersey

  • Households that own their home

    94%

    18 points above the county

    30 points above New Jersey

    • Robertsville
    • Monmouth
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Robertsville is in Monmouth County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Monmouth County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Robertsville apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Robertsville is $210,661, 69% more than in Monmouth County as a whole ($124,845).

  2. Nearby, in Old Bridge, the typical rent is $1,459: 46% less than in Robertsville ($2,715).

  3. The typical rent in Robertsville is $2,715 a month, 49% more than in Monmouth County as a whole ($1,827).

  4. Nearby, in Freehold, the typical home value is $416,800: 39% less than in Robertsville ($685,100).

  5. 94% of households in Robertsville own their home, against 76% in Monmouth County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Robertsville

What homes there are in Robertsville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 80% of homes here, against 66% in Monmouth County.

Year built

The typical year built in Robertsville is 1978, about the same as in Monmouth County (1975).

There is more room for a big family here: 89% of homes have 3 bedrooms or more, against 65% in Monmouth County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,487 a month

Monmouth County: $3,070 a month

Without a mortgage

$1,428 a month

Monmouth County: $1,342 a month

Owners with a mortgage

61%

Monmouth County: 64%

Owning costs more in Robertsville: with a mortgage, the typical cost is $3,487 a month; in Monmouth County, $3,070. Without one, $1,428.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Robertsville rose 38%; in Monmouth County, it rose 44%.

The typical rent in Robertsville rose 25% over the same time; in Monmouth County, it rose 31%.

While home values in Robertsville changed +38% and rent +25%, the typical household income rose 39%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRobertsvilleMonmouth CountyNew JerseyUnited States
Rental vacancy Unreliable estimate4.2%3.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room Unreliable estimate1.9%4.0%3.4%
People per household 2.912.542.622.53
Drive alone 53%65%62%69%
Carpool Unreliable estimate8%8%9%
Public transit 9%5%8%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 32%19%17%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Robertsville has 2.91 people, more than in Monmouth County (2.54).

Working from home is more common in Robertsville: 32%, against 19% in Monmouth County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Robertsville?

A typical home is tight for the typical income

We start with a typical home in Robertsville, worth $685,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Robertsville, which is $210,661 a year. For that payment to be 28% of income, a household would need to earn about $256,245 a year.

The calculator's FHA and conventional loan limits are those of all of Monmouth County.

Your numbers

Local data
$

Starts at the typical home value in Robertsville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $23,979 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,979

at 7.18% · 30 years

Loan amount
$672,691
Total interest
$967,844
Paid off in
November 2056

Includes $11,570 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,915 a month

  • Tight

    $4,915 to $6,320 a month

    Your payment · 34%

  • Hard

    more than $6,320 a month

Compared with the typical household income in Robertsville ($210,661 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,979
Principal & interest$4,557
Property tax$834
Home insurance$286
FHA mortgage insurance (MIP)$303

You need at least $23,979 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Robertsville and Monmouth County

Robertsville is in Monmouth County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Robertsville's own numbers

Typical home value
$685,100
Typical monthly rent
$2,715
Typical yearly household income
$210,661
Households that own their home
94%
Effective property tax rate
1.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Monmouth County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,283
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
7.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Monmouth County.

Everything about Monmouth County

Buying

Buying a home in Robertsville

A typical home in Robertsville is worth $685,100: 13% above the county and 51% above New Jersey. With the typical household income in Robertsville ($210,661 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Robertsville 3.3 years
  • Monmouth 4.9 years
  • New Jersey 4.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Monmouth County

According to FHFA’s house price index, home prices in Monmouth County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Monmouth County.

Period County New Jersey U.S.
Last year (2025) +6.2% +6.2% +2.9%
5 years (2020–2025) +64% +63% +47%
10 years (2015–2025) +94% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Robertsville next to Monmouth County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Robertsville $685,100
  • Monmouth $606,100
  • New Jersey $454,400
  • United States $332,700
Typical monthly rent
  • Robertsville $2,715
  • Monmouth $1,827
  • New Jersey $1,720
  • United States $1,413
Typical yearly household income
  • Robertsville $210,661
  • Monmouth $124,845
  • New Jersey $103,556
  • United States $80,734
See the full table
Robertsville next to Monmouth County and New Jersey
Measure Robertsville Monmouth County New Jersey U.S.
Typical home value $685,100 $606,100 $454,400 $332,700
Typical monthly rent $2,715 $1,827 $1,720 $1,413
Typical yearly household income $210,661 $124,845 $103,556 $80,734
Households that own their home 94% 76% 64% 65%
Typical yearly property tax $10,001 $10,001 $9,590 $3,119
Effective property tax rate 1.46% 1.65% 2.11% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Monmouth County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Robertsville

For a typical $685,100 home in Robertsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Robertsville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,979a month

    Least cash to close
    Down payment
    $23,979
    Cash to close
    $44,532
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $303

  • Conventional, 5% down $5,853a month

    Down payment
    $34,255
    Cash to close
    $54,808
    Rate
    7.18%
    Mortgage insurance
    PMI · $325

  • Conventional, 20% down, no PMI $4,832a month

    Down payment
    $137,020
    Cash to close
    $157,573
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $5,465a month

    Down payment
    $102,765
    Cash to close
    $123,318
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Robertsville and for Monmouth County.

Property tax

Effective rate in Robertsville

1.46%of the home’s value each year

$10,001 a year for the typical owner in Robertsville.

  • Robertsville 1.46%
  • Monmouth 1.65%
  • New Jersey 2.11%

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Monmouth County

FEMA does not publish these numbers by city: they are for all of Monmouth County.

Homes in the high-risk zone
7.4%
14,605
Of those, with NFIP insurance
70%
County New Jersey U.S.
Homes in the high-risk zone 7.4% 6.7% 3.5%
Of those, with NFIP insurance 70% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Robertsville

Typical rent in Robertsville is $2,715 a month: 49% above the county.

HUD publishes a fair market rent for all of Monmouth County, by unit size. To pay the 2-bedroom one ($2,283 a month) without spending more than 30% of your income, you would need to earn $43.90 an hour working full time.

HUD fair market rent for all of Monmouth County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,671 $32.13 $66,840
1 bedroom $1,847 $35.52 $73,880
2 bedrooms $2,283 $43.90 $91,320
3 bedrooms $2,927 $56.29 $117,080
4 bedrooms $3,241 $62.33 $129,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Robertsville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Robertsville has 3 ZIP codes with their own.

For 2 bedrooms it runs from $2,470 in 07726 to $3,420 in 07746.

3 of the 3 are above the fair market rent for Monmouth County ($2,283).

  • 07726 $2,470$3,170
  • 07746 $3,420$4,390
  • 07751 $3,330$4,270

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Robertsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Robertsville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Monmouth County; 3 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Robertsville

No down payment, repair or rent-help program on our list is for Robertsville or Monmouth County. The ones below are statewide in New Jersey: they work in Robertsville the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near Robertsville

The HUD-approved agencies closest to the center of Robertsville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Navicore Solutions

    200 US Highway 9, Manalapan · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (732) 409-6281

  • Navicore Solutions - Manalapan, NJ

    200 US Highway 9, Manalapan · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (732) 409-6281

  • Puerto Rican Action Board, Inc.

    754 Route 18, East Brunswick · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (732) 832-7535

Every agency in Monmouth County All counseling agencies in New Jersey

Help in Spanish near Robertsville

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Robertsville

HUD’s record names them for Robertsville or Monmouth County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

11 other authorities have an office in Monmouth County: see the list Source: HUD

Cities

Other cities in Monmouth County

These cities are also in Monmouth County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Monmouth County Housing in New Jersey
See 12 more cities in Monmouth County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Robertsville, with the typical home value.

Neighboring counties

If Monmouth County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Robertsville.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Robertsville

Short answers with the numbers for Robertsville and all of Monmouth County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Robertsville?

The typical home value in Robertsville is $685,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Monmouth County it is $606,100.

How much does it cost to rent in Robertsville?

Typical rent in Robertsville is $2,715 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Monmouth County is $2,283.

What is the FHA loan limit in Robertsville?

Robertsville uses the FHA limit for all of Monmouth County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Robertsville?

The typical homeowner in Robertsville pays $10,001 a year, according to the U.S. Census Bureau. That is 1.46% of the home’s value; in Monmouth County, the rate is 1.65%.

Where can I find free help to buy or rent in Robertsville?

There are 3 HUD-approved counseling agencies with an office in Monmouth County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).