In Cameron, a typical home is worth $193,500 and typical rent is $1,063 a month. Compared with all of Clinton County, the typical home value is 15% lower, typical household income is 13% lower, and the share of households that own their home is 19 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $187,539 to $249,499.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Cameron is in Clinton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clinton County. See the county
What this place has that others do not, from public data, most unusual first.
1
57% of households in Cameron own their home, against 76% in Clinton County.
2
Nearby, in St. Joseph, the typical home value is $154,200: 20% less than in Cameron ($193,500).
3
Nearby, in Savannah, the typical rent is $852: 20% less than in Cameron ($1,063).
4
Cameron has the 12th smallest share of rent-burdened renters of the 131 cities in Missouri with more than 5,000 people (31%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Cameron
What homes there are in Cameron, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Cameron
Clinton County
Missouri
United States
Kind of home: Cameron and its comparisons
Measure
Cameron
Clinton County
Missouri
United States
Detached house
66%
83%
71%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
18%
9%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
4%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Cameron, 7 in 10 homes are single-family detached houses; in Clinton County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Cameron
Clinton County
Missouri
United States
Year built: Cameron and its comparisons
Measure
Cameron
Clinton County
Missouri
United States
Before 1960
36%
27%
27%
26%
1960–1979
21%
28%
25%
24%
1980–1999
19%
22%
25%
25%
2000–2009
15%
17%
13%
14%
2010 or later
9%
7%
10%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K35%
$200K–$300K37%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Cameron and its comparisons
Measure
Cameron
Under $100K
Unreliable estimate
$100K–$200K
35%
$200K–$300K
37%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99923%
$1,000–$1,49948%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Cameron and its comparisons
Measure
Cameron
Under $500
Unreliable estimate
$500–$999
23%
$1,000–$1,499
48%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,277 a month
Clinton County: $1,573 a month
Without a mortgage
$501 a month
Clinton County: $573 a month
Owners with a mortgage
58%
Clinton County: 62%
The typical cost for an owner with a mortgage in Cameron is $1,277 a month, less than in Clinton County ($1,573); without one, $501.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Cameron+71%
Clinton County+42%
Missouri+47%
United States+53%
Typical rent
Cameron+34%
Clinton County+18%
Missouri+25%
United States+33%
Typical household income
Cameron+22%
Clinton County+13%
Missouri+28%
United States+29%
Change since 2015–2019: Cameron and its comparisons
Measure
Cameron
Clinton County
Missouri
United States
Typical home value
+71%
+42%
+47%
+53%
Typical rent
+34%
+18%
+25%
+33%
Typical household income
+22%
+13%
+28%
+29%
Since 2015–2019, homes in Cameron gained value faster than in Clinton County: 71% against 42%.
The typical rent in Cameron rose 34% over the same time; in Clinton County, it rose 18%.
Housing prices ran ahead of income in Cameron: typical income rose 22%, against +71% for home values and +34% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Cameron and its comparisons
Measure
Cameron
Clinton County
Missouri
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.7%
3.4%
People per household
2.35
2.52
2.40
2.53
Drive alone
73%
80%
75%
69%
Carpool
16%
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
10%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.35 on average, against 2.52 in Clinton County.
More people carpool to work in Cameron than in Clinton County: 16% against 8%.
Do the math
What would you pay each month for a home in Cameron?
A typical home is tight for the typical income
We start with a typical home in Cameron, worth $193,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Cameron, which is $61,791 a year. For that payment to be 28% of income, a household would need to earn about $67,537 a year.
The calculator's FHA and conventional loan limits are those of all of Clinton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Cameron. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,773 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,576
at 7.18% · 30 years
Loan amount
$189,995
Total interest
$273,358
Paid off in
November 2056
Includes $3,268 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,442 a month
Tight
$1,442 to $1,854 a month
Your payment · 31%
Hard
more than $1,854 a month
Compared with the typical household income in Cameron ($61,791 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,287
Property tax
$123
Home insurance
$81
FHA mortgage insurance (MIP)
$86
You need at least $6,773 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,576; principal and interest $1,287.
The city and its county
Cameron and Clinton County
Cameron is in Clinton County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Cameron
Map of Clinton County, Missouri, with Cameron marked. Around it, the neighboring counties.
Cameron
Clinton County
Cameron's own numbers
Typical home value
$193,500
Typical monthly rent
$1,063
Typical yearly household income
$61,791
Households that own their home
57%
Effective property tax rate
0.76%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clinton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clinton County.
A typical home in Cameron is worth $193,500: 15% below the county and 16% below Missouri. With the typical household income in Cameron ($61,791 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Cameron3.1 years
Clinton3.2 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clinton County
According to FHFA’s house price index, home prices in Clinton County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clinton County.
Yearly change in FHFA’s price index in Clinton County, 2016 to 2025
2016: +3.3% +3.3% 2016
2017: +3.4% +3.4% 2017
2018: +10.4% +10.4% 2018
2019: +5.1% +5.1% 2019
2020: +3.5% +3.5% 2020
2021: +13.8% +13.8% 2021
2022: +17.0% +17.0% 2022
2023: +7.4% +7.4% 2023
2024: +4.8% +4.8% 2024
2025: +6.0% +6.0% 2025
Change in FHFA’s price index in Clinton County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+6.0%
+3.7%
+2.9%
5 years (2020–2025)
+59%
+51%
+47%
10 years (2015–2025)
+104%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Cameron next to Clinton County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Cameron$193,500
Clinton$226,800
Missouri$230,300
United States$332,700
Typical monthly rent
Cameron$1,063
Clinton$1,008
Missouri$1,033
United States$1,413
Typical yearly household income
Cameron$61,791
Clinton$70,627
Missouri$70,702
United States$80,734
See the full table
Cameron next to Clinton County and Missouri
Measure
Cameron
Clinton County
Missouri
U.S.
Typical home value
$193,500 ▼15% below the county
$226,800
$230,300
$332,700
Typical monthly rent
$1,063 ▲5% above the county
$1,008
$1,033
$1,413
Typical yearly household income
$61,791 ▼13% below the county
$70,627
$70,702
$80,734
Households that own their home
57% ▼19 points below the county
76%
68%
65%
Typical yearly property tax
$1,480 ▼20% below the county
$1,845
$1,948
$3,119
Effective property tax rate
0.76% ▼0.05 points below the county
0.81%
0.85%
0.94%
Renters with high rent for their income
31% ▼3 points below the county
34%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clinton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Cameron
For a typical $193,500 home in Cameron, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Cameron's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,576a month
Least cash to close
Down payment
$6,773
Cash to close
$12,578
Rate
7.18%
Mortgage insurance
FHA MIP · $86
Conventional, 5% down$1,540a month
Down payment
$9,675
Cash to close
$15,480
Rate
7.18%
Mortgage insurance
PMI · $92
Conventional, 20% down, no PMI$1,252a month
Down payment
$38,700
Cash to close
$44,505
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,431a month
Down payment
$29,025
Cash to close
$34,830
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Cameron
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,576
$6,773
$189,995
7.18%
FHA MIP · $86
$12,578
580
Conventional, 5% down
$1,540
$9,675
$183,825
7.18%
PMI · $92
$15,480
620*
Conventional, 20% down, no PMI
$1,252
$38,700
$154,800
7.18%
None
$44,505
620*
ITIN, 15% down (example)
$1,431
$29,025
$164,475
8.18%
None
$34,830
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Cameron and for Clinton County.
Property tax
Effective rate in Cameron
0.76%of the home’s value each year
$1,480 a year for the typical owner in Cameron.
Cameron0.76%
Clinton0.81%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Cameron is $1,063 a month: 5% above the county. In Cameron, 31% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clinton County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clinton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,257
$24.17
$50,280
1 bedroom
$1,366
$26.27
$54,640
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$2,020
$38.85
$80,800
4 bedrooms
$2,419
$46.52
$96,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Cameron
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Cameron is in ZIP code 64429.
For 2 bedrooms it is $1,340: $206 less than the fair market rent for Clinton County ($1,546).
Fair market rent by ZIP code and size in Cameron, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
64429
$1,070
$1,130
$1,340
$1,730
$2,050
ZIP code2 bd3 bd
64429 $1,340$1,730
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Cameron when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Clinton County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Cameron or Clinton County. The ones below are statewide in Missouri: they work in Cameron the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Cameron or Clinton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Cameron and all of Clinton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Cameron?
The typical home value in Cameron is $193,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clinton County it is $226,800.
How much does it cost to rent in Cameron?
Typical rent in Cameron is $1,063 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clinton County is $1,546.
What is the FHA loan limit in Cameron?
Cameron uses the FHA limit for all of Clinton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Cameron?
The typical homeowner in Cameron pays $1,480 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in Clinton County, the rate is 0.81%.
Where can I find free help to buy or rent in Cameron?
We found no HUD-approved counseling agencies with an office in Clinton County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
