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City · 28,166 residents · Washington County, Mississippi

Greenville , Mississippi

In Greenville, a typical home is worth $103,800 and typical rent is $872 a month. Compared with all of Washington County, the share of households that own their home is 6 points lower.

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  • Typical home value

    $103,800

    About the same as the county

    39% below Mississippi

    • Greenville
    • Washington
    • Mississippi

  • Typical rent

    $872a month

    5% above the county

    9% below Mississippi

    • Greenville
    • Washington
    • Mississippi

  • Typical household income

    $40,083a year

    5% below the county

    29% below Mississippi

    • Greenville
    • Washington
    • Mississippi

  • Households that own their home

    54%

    6 points below the county

    16 points below Mississippi

    • Greenville
    • Washington
    • Mississippi

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$52,189
3.7% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Greenville is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Greenville apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Greenville fell 3.7%; in Mississippi, it rose 2.2%.

  2. Nearby, in Greenwood, the typical rent is $678: 22% less than in Greenville ($872).

  3. Nearby, in Clarksdale, the typical home value is $83,900: 19% less than in Greenville ($103,800).

  4. Greenville has the 5th lowest typical home value of the 67 cities in Mississippi with more than 5,000 people ($103,800).

  5. 54% of households in Greenville own their home, against 60% in Washington County.

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Greenville

What homes there are in Greenville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Greenville: 74% of homes, near the figure in Washington County (73%).

Year built

The typical year built in Greenville is 1970, about the same as in Washington County (1973).

By size, homes in Greenville look like those in Washington County: 65% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 97% of owner-occupied homes in Greenville are worth less than $500,000, below the FHA loan limit for Washington County ($541,287).

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Washington County is $905: about 54% of rents in Greenville are below it.

With a mortgage

$1,195 a month

Washington County: $1,258 a month

Without a mortgage

$405 a month

Washington County: $406 a month

Owners with a mortgage

40%

Washington County: 40%

The typical cost for an owner with a mortgage in Greenville is $1,195 a month, less than in Washington County ($1,258); without one, $405.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Greenville gained value more slowly than in Washington County: 33% since 2015–2019, against 38%.

Since 2015–2019, the typical rent in Greenville rose 26%, more than in Washington County (22%).

Here income gained ground: typical income rose 48%, against +33% for home values and +26% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGreenvilleWashington CountyMississippiUnited States
Rental vacancy 5.1%5.6%8.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.2%3.4%
People per household 2.452.452.492.53
Drive alone 84%85%82%69%
Carpool 8%8%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate2%1%3%
Work from home Unreliable estimate4%6%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Open rentals in Greenville look like those in Washington County: the rental vacancy rate is 5.1%.

A household in Greenville has 2.45 people on average, about the same as in Washington County (2.45).

To get to work, 84% of workers in Greenville drive alone; in Washington County, 85%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Greenville?

A typical home is within reach of the typical income

We start with a typical home in Greenville, worth $103,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Greenville, which is $40,083 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Greenville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,633 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$866

at 7.18% · 30 years

Loan amount
$101,920
Total interest
$146,639
Paid off in
November 2056

Includes $1,753 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $935 a month

    Your payment · 26%

  • Tight

    $935 to $1,202 a month

  • Hard

    more than $1,202 a month

Compared with the typical household income in Greenville ($40,083 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$866
Principal & interest$690
Property tax$87
Home insurance$43
FHA mortgage insurance (MIP)$46

You need at least $3,633 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Greenville and Washington County

Greenville is in Washington County, Mississippi. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Greenville's own numbers

Typical home value
$103,800
Typical monthly rent
$872
Typical yearly household income
$40,083
Households that own their home
54%
Effective property tax rate
1%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$905
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
24%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Greenville

A typical home in Greenville is worth $103,800: about the same as the county and 39% below Mississippi. With the typical household income in Greenville ($40,083 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Greenville 2.6 years
  • Washington 2.5 years
  • Mississippi 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 51% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Mississippi U.S.
Last year (2025) +8.2% +3.5% +2.9%
5 years (2020–2025) +42% +42% +47%
10 years (2015–2025) +51% +62% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Greenville next to Washington County, Mississippi and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Greenville $103,800
  • Washington $104,000
  • Mississippi $169,800
  • United States $332,700
Typical monthly rent
  • Greenville $872
  • Washington $833
  • Mississippi $954
  • United States $1,413
Typical yearly household income
  • Greenville $40,083
  • Washington $42,165
  • Mississippi $56,447
  • United States $80,734
See the full table
Greenville next to Washington County and Mississippi
Measure Greenville Washington County Mississippi U.S.
Typical home value $103,800 $104,000 $169,800 $332,700
Typical monthly rent $872 $833 $954 $1,413
Typical yearly household income $40,083 $42,165 $56,447 $80,734
Households that own their home 54% 60% 70% 65%
Typical yearly property tax $1,040 $891 $1,215 $3,119
Effective property tax rate 1% 0.86% 0.72% 0.94%
Renters with high rent for their income 55% 57% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Greenville

For a typical $103,800 home in Greenville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greenville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $866a month

    Least cash to close
    Down payment
    $3,633
    Cash to close
    $6,747
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $46

  • Conventional, 5% down $847a month

    Down payment
    $5,190
    Cash to close
    $8,304
    Rate
    7.18%
    Mortgage insurance
    PMI · $49

  • Conventional, 20% down, no PMI $692a month

    Down payment
    $20,760
    Cash to close
    $23,874
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $788a month

    Down payment
    $15,570
    Cash to close
    $18,684
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Greenville and for Washington County.

Property tax

Effective rate in Greenville

1%of the home’s value each year

$1,040 a year for the typical owner in Greenville.

  • Greenville 1%
  • Washington 0.86%
  • Mississippi 0.72%

What Mississippi publishes Regular homestead exemption (Tier 1) (Mississippi Department of Revenue)

Exemptions and deadlines in Mississippi

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
24%
4,658
Of those, with NFIP insurance
21%
County Mississippi U.S.
Homes in the high-risk zone 24% 7.6% 3.5%
Of those, with NFIP insurance 21% 33% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Greenville

Typical rent in Greenville is $872 a month: 5% above the county. In Greenville, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($905 a month) without spending more than 30% of your income, you would need to earn $17.40 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $722 $13.88 $28,880
1 bedroom $831 $15.98 $33,240
2 bedrooms $905 $17.40 $36,200
3 bedrooms $1,253 $24.10 $50,120
4 bedrooms $1,513 $29.10 $60,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Greenville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greenville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $910 in 38701 to $1,030 in 38703.

2 of the 2 are above the fair market rent for Washington County ($905).

  • 38701 $910$1,250
  • 38703 $1,030$1,430

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greenville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Greenville

HUD lists 16 buildings with rents for lower incomes in Greenville. These are the largest.

  • Broadway Estates 945 N Broadway St, Greenville 38701 104 low-income homes · 2 bd: 56 · 3 bd: 48 · In service since 2008
  • Northland Village Apts 645/49/53/57 Lacey ST, Greenville 38701 100 low-income homes · For families (662) 334-4830
  • George E Lewis Estates 506 Etta Ln, Greenville 38703 81 low-income homes · For families
  • Delta Terrace Apts 810 S Theobald St, Greenville 38701 76 low-income homes · For older adults (662) 335-9218
  • Delta Towers 638 Main St, Greenville 38701 72 low-income homes · For older adults (601) 335-9173

See all 20 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Greenville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Washington County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Greenville

No down payment, repair or rent-help program on our list is for Greenville or Washington County. The ones below are statewide in Mississippi: they work in Greenville the same as in the rest of the state.

Which programs do I qualify for? All programs in Mississippi

  • Smart7 Mortgage Program

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $7,000 for the down payment or closing costs as a 0% second mortgage, repaid when you sell, refinance, stop living in the home or pay off the mortgage; no first-time buyer requirement. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Easy8

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $8,000 at 0% as a second mortgage for the down payment, closing costs or prepaid expenses, repaid when you sell, refinance, stop living in the home or pay off the mortgage; for first-time buyers, except in designated areas and for veterans. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Home4All

    Statewide in Mississippi

    Mississippi state corporation forgivable grant, with federal HOME funds, of up to $25,000 for the down payment, closing costs or to reduce the principal; for first-time buyers with incomes under 80% of the area median and a fixed-rate mortgage; if you sell before 5 or 10 years (depending on the amount), you may repay part of it. Offered by Mississippi Home Corporation (MHC).

    Grant

    See the program Official page

Housing counselors near Greenville

The HUD-approved agencies closest to the center of Greenville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Southern Bancorp Community Partners

    875 S State St, Clarksdale · 61 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    662-624-5776-3112

  • NSC (naca Counseling Subsidiary) - Jackson, MS

    405 Briarwood Dr, Jackson · 87 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (601) 922-4008

  • Housing Education and Economic Development, Inc.

    3405 Medgar Evers Blvd, Jackson · 87 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (601) 981-1960

All counseling agencies in Mississippi

Help in Spanish near Greenville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Greenville

In HUD’s record, no housing authority with an office in Washington County is named for Greenville or Washington County.

One other authority has an office in Washington County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Greenville, with the typical home value.

Everything about Washington County Housing in Mississippi

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Greenville.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Greenville

Short answers with the numbers for Greenville and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Greenville?

The typical home value in Greenville is $103,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $104,000.

How much does it cost to rent in Greenville?

Typical rent in Greenville is $872 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $905.

What is the FHA loan limit in Greenville?

Greenville uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Greenville?

The typical homeowner in Greenville pays $1,040 a year, according to the U.S. Census Bureau. That is 1% of the home’s value; in Washington County, the rate is 0.86%.

Where can I find free help to buy or rent in Greenville?

We found no HUD-approved counseling agencies with an office in Washington County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).