City · 7,688 residents · Livingston County, Michigan
Brighton, Michigan
In Brighton, a typical home is worth $339,000 and typical rent is $1,198 a month. Compared with all of Livingston County, typical household income is 22% lower, typical rent is 7% lower, and the share of households that own their home is 20 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $351,847 to $441,937.
Typical rent
$2,179a month
Typical rent from Zillow, March 2026 to September 2026: from $1,969 to $2,179.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Brighton is in Livingston County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Livingston County. See the county
What this place has that others do not, from public data, most unusual first.
1
67% of households in Brighton own their home, against 87% in Livingston County.
2
Nearby, in Howell, the typical home value is $265,600: 22% less than in Brighton ($339,000).
3
The typical household income in Brighton is $80,682,22% less than in Livingston County as a whole ($103,039).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Brighton
What homes there are in Brighton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Brighton
Livingston County
Michigan
United States
Kind of home: Brighton and its comparisons
Measure
Brighton
Livingston County
Michigan
United States
Detached house
43%
79%
72%
61%
Attached house
15%
5%
5%
6%
Building of 2 to 4
7%
3%
5%
8%
Apartments (5 or more)
34%
8%
13%
19%
Mobile home
Unreliable estimate
6%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Brighton; the largest group, detached houses, adds up to 43%, less than in Livingston County (79%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Brighton
Livingston County
Michigan
United States
Year built: Brighton and its comparisons
Measure
Brighton
Livingston County
Michigan
United States
Before 1960
14%
14%
36%
26%
1960–1979
26%
23%
26%
24%
1980–1999
36%
33%
22%
25%
2000–2009
16%
19%
10%
14%
2010 or later
8%
11%
6%
11%
In Brighton, half of the homes were built before 1986; in Livingston County, before 1991.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K15%
$200K–$300K20%
$300K–$500K56%
$500K–$750K8%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Brighton and its comparisons
Measure
Brighton
Under $100K
Unreliable estimate
$100K–$200K
15%
$200K–$300K
20%
$300K–$500K
56%
$500K–$750K
8%
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99923%
$1,000–$1,49945%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or more10%
Monthly rent with utilities: Brighton and its comparisons
Measure
Brighton
Under $500
Unreliable estimate
$500–$999
23%
$1,000–$1,499
45%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
10%
With a mortgage
$1,889 a month
Livingston County: $1,899 a month
Without a mortgage
$779 a month
Livingston County: $680 a month
Owners with a mortgage
67%
Livingston County: 67%
In Brighton, 67% of owners have a mortgage; their typical cost is $1,889 a month, about the same as in Livingston County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Brighton+60%
Livingston County+44%
Michigan+50%
United States+53%
Typical rent
Brighton+13%
Livingston County+22%
Michigan+30%
United States+33%
Typical household income
Brighton+28%
Livingston County+22%
Michigan+28%
United States+29%
Change since 2015–2019: Brighton and its comparisons
Measure
Brighton
Livingston County
Michigan
United States
Typical home value
+60%
+44%
+50%
+53%
Typical rent
+13%
+22%
+30%
+33%
Typical household income
+28%
+22%
+28%
+29%
The typical home value in Brighton rose 60% since 2015–2019, more than in Livingston County (44%).
Rents in Brighton rose more slowly than in Livingston County: 13% since 2015–2019, against 22%.
While home values in Brighton changed +60% and rent +13%, the typical household income rose 28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Brighton and its comparisons
Measure
Brighton
Livingston County
Michigan
United States
Rental vacancy
Unreliable estimate
4.9%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.8%
0.9%
More than one person per room
Unreliable estimate
0.7%
1.6%
3.4%
People per household
2.01
2.55
2.42
2.53
Drive alone
77%
76%
74%
69%
Carpool
Unreliable estimate
5%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
18%
17%
14%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.01 on average, against 2.55 in Livingston County.
The car rules in Brighton: 77% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Brighton?
A typical home costs more than the typical income allows
We start with a typical home in Brighton, worth $339,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Brighton, which is $80,682 a year. For that payment to be 28% of income, a household would need to earn about $125,221 a year.
The calculator's FHA and conventional loan limits are those of all of Livingston County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Brighton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,865 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,922
at 7.18% · 30 years
Loan amount
$332,860
Total interest
$478,907
Paid off in
November 2056
Includes $5,725 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,883 a month
Tight
$1,883 to $2,420 a month
Hard
more than $2,420 a month
Your payment · 43%
Compared with the typical household income in Brighton ($80,682 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,255
Property tax
$376
Home insurance
$141
FHA mortgage insurance (MIP)
$150
You need at least $11,865 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,922; principal and interest $2,255.
The city and its county
Brighton and Livingston County
Brighton is in Livingston County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Brighton
Map of Livingston County, Michigan, with Brighton marked. Around it, the neighboring counties.
Brighton
Livingston County
Other cities with a page
Brighton's own numbers
Typical home value
$339,000
Typical monthly rent
$1,198
Typical yearly household income
$80,682
Households that own their home
67%
Effective property tax rate
1.33%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Livingston County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,477
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Livingston County.
A typical home in Brighton is worth $339,000: 5% below the county and 46% above Michigan. With the typical household income in Brighton ($80,682 a year), a typical home costs 4.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Brighton4.2 years
Livingston3.5 years
Michigan3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Livingston County
According to FHFA’s house price index, home prices in Livingston County rose 88% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Livingston County.
Yearly change in FHFA’s price index in Livingston County, 2016 to 2025
2016: +6.0% +6.0% 2016
2017: +6.5% +6.5% 2017
2018: +6.7% +6.7% 2018
2019: +4.2% +4.2% 2019
2020: +2.4% +2.4% 2020
2021: +10.3% +10.3% 2021
2022: +12.1% +12.1% 2022
2023: +6.0% +6.0% 2023
2024: +5.7% +5.7% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Livingston County, Michigan and the United States
Period
County
Michigan
U.S.
Last year (2025)
+5.7%
+4.7%
+2.9%
5 years (2020–2025)
+46%
+52%
+47%
10 years (2015–2025)
+88%
+97%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Brighton next to Livingston County, Michigan and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Brighton$339,000
Livingston$356,800
Michigan$231,600
United States$332,700
Typical monthly rent
Brighton$1,198
Livingston$1,287
Michigan$1,129
United States$1,413
Typical yearly household income
Brighton$80,682
Livingston$103,039
Michigan$72,875
United States$80,734
See the full table
Brighton next to Livingston County and Michigan
Measure
Brighton
Livingston County
Michigan
U.S.
Typical home value
$339,000 ▼5% below the county
$356,800
$231,600
$332,700
Typical monthly rent
$1,198 ▼7% below the county
$1,287
$1,129
$1,413
Typical yearly household income
$80,682 ▼22% below the county
$103,039
$72,875
$80,734
Households that own their home
67% ▼20 points below the county
87%
73%
65%
Typical yearly property tax
$4,515 ▲31% above the county
$3,454
$2,904
$3,119
Effective property tax rate
1.33% ▲0.36 points above the county
0.97%
1.25%
0.94%
Renters with high rent for their income
54% ▲5 points above the county
49%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Livingston County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Brighton
For a typical $339,000 home in Brighton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brighton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,922a month
Least cash to close
Down payment
$11,865
Cash to close
$22,035
Rate
7.18%
Mortgage insurance
FHA MIP · $150
Conventional, 5% down$2,860a month
Down payment
$16,950
Cash to close
$27,120
Rate
7.18%
Mortgage insurance
PMI · $161
Conventional, 20% down, no PMI$2,354a month
Down payment
$67,800
Cash to close
$77,970
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,668a month
Down payment
$50,850
Cash to close
$61,020
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Brighton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,922
$11,865
$332,860
7.18%
FHA MIP · $150
$22,035
580
Conventional, 5% down
$2,860
$16,950
$322,050
7.18%
PMI · $161
$27,120
620*
Conventional, 20% down, no PMI
$2,354
$67,800
$271,200
7.18%
None
$77,970
620*
ITIN, 15% down (example)
$2,668
$50,850
$288,150
8.18%
None
$61,020
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Brighton is $1,198 a month: 7% below the county. In Brighton, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Livingston County, by unit size. To pay the 2-bedroom one ($1,477 a month) without spending more than 30% of your income, you would need to earn $28.40 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Livingston County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,168
$22.46
$46,720
1 bedroom
$1,291
$24.83
$51,640
2 bedrooms
$1,477
$28.40
$59,080
3 bedrooms
$2,045
$39.33
$81,800
4 bedrooms
$2,366
$45.50
$94,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Brighton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brighton is in ZIP code 48116.
For 2 bedrooms it is $1,410: $67 less than the fair market rent for Livingston County ($1,477).
Fair market rent by ZIP code and size in Brighton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
48116
$1,110
$1,230
$1,410
$1,950
$2,260
ZIP code2 bd3 bd
48116 $1,410$1,950
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brighton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Livingston County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Brighton or Livingston County. The ones below are statewide in Michigan: they work in Brighton the same as in the rest of the state.
Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it.Offered by Michigan State Housing Development Authority (MSHDA).
Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy.Offered by Michigan State Housing Development Authority (MSHDA).
No legal help resource on our list is for Brighton or Livingston County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Brighton and all of Livingston County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Brighton?
The typical home value in Brighton is $339,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Livingston County it is $356,800.
How much does it cost to rent in Brighton?
Typical rent in Brighton is $1,198 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Livingston County is $1,477.
What is the FHA loan limit in Brighton?
Brighton uses the FHA limit for all of Livingston County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Brighton?
The typical homeowner in Brighton pays $4,515 a year, according to the U.S. Census Bureau. That is 1.33% of the home’s value; in Livingston County, the rate is 0.97%.
Where can I find free help to buy or rent in Brighton?
We found no HUD-approved counseling agencies with an office in Livingston County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
