In Easton, a typical home is worth $358,900 and typical rent is $1,197 a month. Compared with all of Talbot County, the typical home value is 12% lower, typical household income is 12% lower, and the share of households that own their home is 11 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $379,580 to $441,420.
Typical rent
$2,127a month
▲ 3.3% more than 12 months ago
Typical rent from Zillow, September 2025 to September 2026: from $2,060 to $2,127.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Easton is in Talbot County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Talbot County. See the county
What this place has that others do not, from public data, most unusual first.
1
Easton has the 9th lowest typical rent of the 195 cities in Maryland with more than 5,000 people ($1,197).
2
Nearby, in Cambridge, the typical home value is $257,900: 28% less than in Easton ($358,900).
3
64% of households in Easton own their home, against 75% in Talbot County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Easton
What homes there are in Easton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Easton
Talbot County
Maryland
United States
Kind of home: Easton and its comparisons
Measure
Easton
Talbot County
Maryland
United States
Detached house
60%
78%
51%
61%
Attached house
10%
6%
21%
6%
Building of 2 to 4
12%
6%
4%
8%
Apartments (5 or more)
15%
7%
23%
19%
Mobile home
4%
3%
1%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Easton, 6 in 10 homes are single-family detached houses; in Talbot County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Easton
Talbot County
Maryland
United States
Year built: Easton and its comparisons
Measure
Easton
Talbot County
Maryland
United States
Before 1960
25%
26%
26%
26%
1960–1979
13%
19%
25%
24%
1980–1999
33%
34%
28%
25%
2000–2009
20%
15%
12%
14%
2010 or later
8%
6%
9%
11%
Homes in Easton are newer: the typical year built is 1989; in Talbot County, 1983.
Homes in Easton are smaller: 56% have 3 bedrooms or more; in Talbot County, 67%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K7%
$100K–$200K7%
$200K–$300K21%
$300K–$500K47%
$500K–$750K14%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Easton and its comparisons
Measure
Easton
Under $100K
7%
$100K–$200K
7%
$200K–$300K
21%
$300K–$500K
47%
$500K–$750K
14%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Easton sit under the FHA limit for Talbot County ($541,287): about 84%.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50010%
$500–$99930%
$1,000–$1,49924%
HUD fair market rent, 2 bedrooms: $1,421
$1,500–$1,99922%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Easton and its comparisons
Measure
Easton
Under $500
10%
$500–$999
30%
$1,000–$1,499
24%
$1,500–$1,999
22%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Talbot County is $1,421: about 59% of rents in Easton are below it.
With a mortgage
$2,052 a month
Talbot County: $2,144 a month
Without a mortgage
$772 a month
Talbot County: $707 a month
Owners with a mortgage
63%
Talbot County: 61%
In Easton, 63% of owners have a mortgage; their typical cost is $2,052 a month, about the same as in Talbot County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Easton+30%
Talbot County+22%
Maryland+33%
United States+53%
Typical rent
EastonNo clear change
Talbot CountyNo clear change
Maryland+23%
United States+33%
Typical household income
Easton+21%
Talbot County+15%
Maryland+22%
United States+29%
Change since 2015–2019: Easton and its comparisons
Measure
Easton
Talbot County
Maryland
United States
Typical home value
+30%
+22%
+33%
+53%
Typical rent
No clear change
No clear change
+23%
+33%
Typical household income
+21%
+15%
+22%
+29%
From 2015–2019 to 2020–2024, the typical home value in Easton rose 30%; in Talbot County, it rose 22%.
Rent in Easton moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Easton and its comparisons
Measure
Easton
Talbot County
Maryland
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.5%
3.4%
People per household
2.30
2.28
2.57
2.53
Drive alone
70%
72%
65%
69%
Carpool
10%
7%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
4%
3%
Walk or bike
Unreliable estimate
4%
2%
3%
Work from home
14%
15%
19%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Talbot County, a household in Easton has 2.30 people on average.
To get to work, 70% of workers in Easton drive alone; in Talbot County, 72%.
Do the math
What would you pay each month for a home in Easton?
A typical home costs more than the typical income allows
We start with a typical home in Easton, worth $358,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 47% of the typical household income in Easton, which is $74,653 a year. For that payment to be 28% of income, a household would need to earn about $125,009 a year.
The calculator's FHA and conventional loan limits are those of all of Talbot County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Easton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,562 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,917
at 7.18% · 30 years
Loan amount
$352,399
Total interest
$507,019
Paid off in
November 2056
Includes $6,061 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,742 a month
Tight
$1,742 to $2,240 a month
Hard
more than $2,240 a month
Your payment · 47%
Compared with the typical household income in Easton ($74,653 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,387
Property tax
$221
Home insurance
$150
FHA mortgage insurance (MIP)
$159
You need at least $12,562 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,917; principal and interest $2,387.
The city and its county
Easton and Talbot County
Easton is in Talbot County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Easton
Map of Talbot County, Maryland, with Easton marked. Around it, the neighboring counties.
Easton
Talbot County
Other cities with a page
Easton's own numbers
Typical home value
$358,900
Typical monthly rent
$1,197
Typical yearly household income
$74,653
Households that own their home
64%
Effective property tax rate
0.74%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Talbot County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,421
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
3.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Talbot County.
A typical home in Easton is worth $358,900: 12% below the county and 15% below Maryland. With the typical household income in Easton ($74,653 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Easton4.8 years
Talbot4.8 years
Maryland4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Talbot County
According to FHFA’s house price index, home prices in Talbot County rose 64% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Talbot County.
Yearly change in FHFA’s price index in Talbot County, 2016 to 2025
2016: −0.6% −0.6% 2016
2017: +4.9% +4.9% 2017
2018: +1.9% +1.9% 2018
2019: +3.0% +3.0% 2019
2020: +2.3% +2.3% 2020
2021: +10.1% +10.1% 2021
2022: +14.7% +14.7% 2022
2023: +3.8% +3.8% 2023
2024: +8.1% +8.1% 2024
2025: +3.1% +3.1% 2025
Change in FHFA’s price index in Talbot County, Maryland and the United States
Period
County
Maryland
U.S.
Last year (2025)
+3.1%
+2.7%
+2.9%
5 years (2020–2025)
+46%
+40%
+47%
10 years (2015–2025)
+64%
+60%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Easton next to Talbot County, Maryland and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Easton$358,900
Talbot$409,700
Maryland$419,900
United States$332,700
Typical monthly rent
Easton$1,197
Talbot$1,256
Maryland$1,705
United States$1,413
Typical yearly household income
Easton$74,653
Talbot$84,811
Maryland$103,678
United States$80,734
See the full table
Easton next to Talbot County and Maryland
Measure
Easton
Talbot County
Maryland
U.S.
Typical home value
$358,900 ▼12% below the county
$409,700
$419,900
$332,700
Typical monthly rent
$1,197 ▼5% below the county
$1,256
$1,705
$1,413
Typical yearly household income
$74,653 ▼12% below the county
$84,811
$103,678
$80,734
Households that own their home
64% ▼11 points below the county
75%
68%
65%
Typical yearly property tax
$2,673
$2,647
$4,093
$3,119
Effective property tax rate
0.74% ▲0.09 points above the county
0.65%
0.97%
0.94%
Renters with high rent for their income
51% ▼1 points below the county
52%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Talbot County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Easton
For a typical $358,900 home in Easton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Easton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,917a month
Least cash to close
Down payment
$12,562
Cash to close
$23,329
Rate
7.18%
Mortgage insurance
FHA MIP · $159
Conventional, 5% down$2,851a month
Down payment
$17,945
Cash to close
$28,712
Rate
7.18%
Mortgage insurance
PMI · $170
Conventional, 20% down, no PMI$2,316a month
Down payment
$71,780
Cash to close
$82,547
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,648a month
Down payment
$53,835
Cash to close
$64,602
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Easton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,917
$12,562
$352,399
7.18%
FHA MIP · $159
$23,329
580
Conventional, 5% down
$2,851
$17,945
$340,955
7.18%
PMI · $170
$28,712
620*
Conventional, 20% down, no PMI
$2,316
$71,780
$287,120
7.18%
None
$82,547
620*
ITIN, 15% down (example)
$2,648
$53,835
$305,065
8.18%
None
$64,602
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Easton and for Talbot County.
Property tax
Effective rate in Easton
0.74%of the home’s value each year
$2,673 a year for the typical owner in Easton.
Easton0.74%
Talbot0.65%
Maryland0.97%
What Maryland publishesHomestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))
Typical rent in Easton is $1,197 a month: 5% below the county. In Easton, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Talbot County, by unit size. To pay the 2-bedroom one ($1,421 a month) without spending more than 30% of your income, you would need to earn $27.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Talbot County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,081
$20.79
$43,240
1 bedroom
$1,260
$24.23
$50,400
2 bedrooms
$1,421
$27.33
$56,840
3 bedrooms
$1,968
$37.85
$78,720
4 bedrooms
$2,375
$45.67
$95,000
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Easton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Easton is in ZIP code 21601.
For 2 bedrooms it is $1,410: $11 less than the fair market rent for Talbot County ($1,421).
Fair market rent by ZIP code and size in Easton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
21601
$1,090
$1,250
$1,410
$1,950
$2,360
ZIP code2 bd3 bd
21601 $1,410$1,950
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Easton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 7 buildings with rents for lower incomes in Easton. These are the largest.
Mulberry Hills1020 N Washington St, Easton 21601128 low-income homes · 1 bd: 92 · 2 bd: 36 · In service since 2013 · For people with disabilities, families
Magnolia Meadows7080 Lauren Ln, Easton 2160199 homes, 98 low-income · In service since 2004
Park View at Easton640 Mecklenburg Ave, Easton 2160180 homes, 79 low-income · 1 bd: 73 · 2 bd: 7 · In service since 1998
Galloway Meadows29418 Matthewstown Rd, Easton 2160159 low-income homes · 1 bd: 12 · 2 bd: 40 · 3 bd: 19 · In service since 2018 · For people with disabilities, families(410) 822-7410
Deaf Independent Residence III13 Wrightson Ave, Easton 216019 low-income homes · For people with disabilities(410) 742-5052
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Talbot County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Easton or Talbot County. The ones below are statewide in Maryland: they work in Easton the same as in the rest of the state.
Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
No legal help resource on our list is for Easton or Talbot County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Easton and all of Talbot County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Easton?
The typical home value in Easton is $358,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Talbot County it is $409,700.
How much does it cost to rent in Easton?
Typical rent in Easton is $1,197 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Talbot County is $1,421.
What is the FHA loan limit in Easton?
Easton uses the FHA limit for all of Talbot County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Easton?
The typical homeowner in Easton pays $2,673 a year, according to the U.S. Census Bureau. That is 0.74% of the home’s value; in Talbot County, the rate is 0.65%.
Where can I find free help to buy or rent in Easton?
There is 1 HUD-approved counseling agency with an office in Talbot County. They can help you get ready to buy, with your credit, or with rent.
