In Abingdon, a typical home is worth $366,200 and typical rent is $2,083 a month. Compared with all of Harford County, typical rent is 31% higher, typical household income is 22% higher, and the share of households that own their home is 11 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $312,581 to $369,330.
Typical rent
$1,893a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,622 to $1,893.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Abingdon is in Harford County. The FHA loan limit ($747,500 for a one-unit home), the fair market rents and the help on this page are those of all of Harford County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Edgewood, the typical rent is $1,375: 34% less than in Abingdon ($2,083).
2
Nearby, in Edgewood, the typical home value is $242,200: 34% less than in Abingdon ($366,200).
3
The typical rent in Abingdon is $2,083 a month, 31% more than in Harford County as a whole ($1,586).
4
The typical household income in Abingdon is $136,833,22% more than in Harford County as a whole ($112,265).
5
91% of households in Abingdon own their home, against 80% in Harford County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Abingdon
What homes there are in Abingdon, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Abingdon
Harford County
Maryland
United States
Kind of home: Abingdon and its comparisons
Measure
Abingdon
Harford County
Maryland
United States
Detached house
63%
60%
51%
61%
Attached house
33%
21%
21%
6%
Building of 2 to 4
Unreliable estimate
3%
4%
8%
Apartments (5 or more)
Unreliable estimate
14%
23%
19%
Mobile home
Unreliable estimate
3%
1%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 63% of homes here, against 60% in Harford County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Abingdon
Harford County
Maryland
United States
Year built: Abingdon and its comparisons
Measure
Abingdon
Harford County
Maryland
United States
Before 1960
Unreliable estimate
12%
26%
26%
1960–1979
Unreliable estimate
28%
25%
24%
1980–1999
46%
36%
28%
25%
2000–2009
30%
16%
12%
14%
2010 or later
9%
9%
9%
11%
Here half of the homes date from 1997 or later; in Harford County, from 1986 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K20%
$300K–$500K57%
$500K–$750K15%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Abingdon and its comparisons
Measure
Abingdon
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
20%
$300K–$500K
57%
$500K–$750K
15%
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Abingdon and its comparisons
Measure
Abingdon
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$2,466 a month
Harford County: $2,165 a month
Without a mortgage
$664 a month
Harford County: $694 a month
Owners with a mortgage
76%
Harford County: 69%
The typical cost for an owner with a mortgage in Abingdon is $2,466 a month, more than in Harford County ($2,165); without one, $664.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
AbingdonBoundaries changed
Harford County+32%
Maryland+33%
United States+53%
Typical rent
AbingdonBoundaries changed
Harford County+26%
Maryland+23%
United States+33%
Typical household income
AbingdonBoundaries changed
Harford County+26%
Maryland+22%
United States+29%
Change since 2015–2019: Abingdon and its comparisons
Measure
Abingdon
Harford County
Maryland
United States
Typical home value
Boundaries changed
+32%
+33%
+53%
Typical rent
Boundaries changed
+26%
+23%
+33%
Typical household income
Boundaries changed
+26%
+22%
+29%
The boundaries of Abingdon changed since 2015–2019, so the Census does not compare its figures from then and now. In Harford County, the typical home value rose 32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Abingdon and its comparisons
Measure
Abingdon
Harford County
Maryland
United States
Rental vacancy
Unreliable estimate
3.6%
4.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.4%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.0%
2.5%
3.4%
People per household
2.68
2.57
2.57
2.53
Drive alone
82%
75%
65%
69%
Carpool
Unreliable estimate
7%
8%
9%
Public transit
Unreliable estimate
1%
4%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
7%
15%
19%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
A household in Abingdon has 2.68 people on average, about the same as in Harford County (2.57).
To get to work, 82% of workers in Abingdon drive alone; in Harford County, 75%.
Do the math
What would you pay each month for a home in Abingdon?
A typical home is within reach of the typical income
We start with a typical home in Abingdon, worth $366,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Abingdon, which is $136,833 a year.
The calculator's FHA and conventional loan limits are those of all of Harford County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Abingdon. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,817 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,022
at 7.18% · 30 years
Loan amount
$359,567
Total interest
$517,333
Paid off in
November 2056
Includes $6,184 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,193 a month
Your payment · 27%
Tight
$3,193 to $4,105 a month
Hard
more than $4,105 a month
Compared with the typical household income in Abingdon ($136,833 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,436
Property tax
$272
Home insurance
$153
FHA mortgage insurance (MIP)
$162
You need at least $12,817 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,022; principal and interest $2,436.
The city and its county
Abingdon and Harford County
Abingdon is in Harford County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Abingdon
Map of Harford County, Maryland, with Abingdon marked. Around it, the neighboring counties.
Abingdon
Harford County
Other cities with a page
Abingdon's own numbers
Typical home value
$366,200
Typical monthly rent
$2,083
Typical yearly household income
$136,833
Households that own their home
91%
Effective property tax rate
0.89%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Harford County
FHA limit, one-unit home
$747,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,006
Price change over 5 years (FHFA)
+44%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harford County.
A typical home in Abingdon is worth $366,200: 5% below the county and 13% below Maryland. With the typical household income in Abingdon ($136,833 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Abingdon2.7 years
Harford3.4 years
Maryland4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Harford County
According to FHFA’s house price index, home prices in Harford County rose 65% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Harford County.
Yearly change in FHFA’s price index in Harford County, 2016 to 2025
2016: +2.4% +2.4% 2016
2017: +1.0% +1.0% 2017
2018: +3.7% +3.7% 2018
2019: +3.1% +3.1% 2019
2020: +3.3% +3.3% 2020
2021: +9.0% +9.0% 2021
2022: +13.1% +13.1% 2022
2023: +8.1% +8.1% 2023
2024: +4.4% +4.4% 2024
2025: +3.7% +3.7% 2025
Change in FHFA’s price index in Harford County, Maryland and the United States
Period
County
Maryland
U.S.
Last year (2025)
+3.7%
+2.7%
+2.9%
5 years (2020–2025)
+44%
+40%
+47%
10 years (2015–2025)
+65%
+60%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Abingdon next to Harford County, Maryland and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Abingdon$366,200
Harford$386,400
Maryland$419,900
United States$332,700
Typical monthly rent
Abingdon$2,083
Harford$1,586
Maryland$1,705
United States$1,413
Typical yearly household income
Abingdon$136,833
Harford$112,265
Maryland$103,678
United States$80,734
See the full table
Abingdon next to Harford County and Maryland
Measure
Abingdon
Harford County
Maryland
U.S.
Typical home value
$366,200 ▼5% below the county
$386,400
$419,900
$332,700
Typical monthly rent
$2,083 ▲31% above the county
$1,586
$1,705
$1,413
Typical yearly household income
$136,833 ▲22% above the county
$112,265
$103,678
$80,734
Households that own their home
91% ▲11 points above the county
80%
68%
65%
Typical yearly property tax
$3,263 ▼5% below the county
$3,448
$4,093
$3,119
Effective property tax rate
0.89%
0.89%
0.97%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harford County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Abingdon
For a typical $366,200 home in Abingdon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Abingdon's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,022a month
Least cash to close
Down payment
$12,817
Cash to close
$23,803
Rate
7.18%
Mortgage insurance
FHA MIP · $162
Conventional, 5% down$2,955a month
Down payment
$18,310
Cash to close
$29,296
Rate
7.18%
Mortgage insurance
PMI · $174
Conventional, 20% down, no PMI$2,409a month
Down payment
$73,240
Cash to close
$84,226
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,747a month
Down payment
$54,930
Cash to close
$65,916
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Abingdon
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,022
$12,817
$359,567
7.18%
FHA MIP · $162
$23,803
580
Conventional, 5% down
$2,955
$18,310
$347,890
7.18%
PMI · $174
$29,296
620*
Conventional, 20% down, no PMI
$2,409
$73,240
$292,960
7.18%
None
$84,226
620*
ITIN, 15% down (example)
$2,747
$54,930
$311,270
8.18%
None
$65,916
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Abingdon and for Harford County.
Property tax
Effective rate in Abingdon
0.89%of the home’s value each year
$3,263 a year for the typical owner in Abingdon.
Abingdon0.89%
Harford0.89%
Maryland0.97%
What Maryland publishesHomestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))
Typical rent in Abingdon is $2,083 a month: 31% above the county.
HUD publishes a fair market rent for all of Harford County, by unit size. To pay the 2-bedroom one ($2,006 a month) without spending more than 30% of your income, you would need to earn $38.58 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Harford County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,523
$29.29
$60,920
1 bedroom
$1,625
$31.25
$65,000
2 bedrooms
$2,006
$38.58
$80,240
3 bedrooms
$2,509
$48.25
$100,360
4 bedrooms
$2,789
$53.63
$111,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Abingdon
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Abingdon is in ZIP code 21009.
For 2 bedrooms it is $2,120: $114 more than the fair market rent for Harford County ($2,006).
Fair market rent by ZIP code and size in Abingdon, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
21009
$1,610
$1,720
$2,120
$2,650
$2,950
ZIP code2 bd3 bd
21009 $2,120$2,650
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Abingdon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Abingdon. These are the largest.
Park View at Box Hill20 Box Hill South Pkwy, Abingdon 21009100 low-income homes · In service since 1999
Abingdon Senior Housing3001 St Clair Dr, Abingdon 2100976 low-income homes · For older adults(410) 569-3630
Riverwoods at Tollgate II3803 Monument Cir, Abingdon 2100957 homes, 51 low-income · 1 bd: 16 · 2 bd: 17 · 3 bd: 18 · In service since 2019 · For people with disabilities, families(410) 676-6766
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Harford County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Abingdon or Harford County. The ones below are statewide in Maryland: they work in Abingdon the same as in the rest of the state.
Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
No legal help resource on our list is for Abingdon or Harford County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Abingdon and all of Harford County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Abingdon?
The typical home value in Abingdon is $366,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harford County it is $386,400.
How much does it cost to rent in Abingdon?
Typical rent in Abingdon is $2,083 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Harford County is $2,006.
What is the FHA loan limit in Abingdon?
Abingdon uses the FHA limit for all of Harford County (2026): $747,500 for a one-unit home and $1,437,500 for a four-unit home.
How much property tax do owners pay in Abingdon?
The typical homeowner in Abingdon pays $3,263 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Harford County, the rate is 0.89%.
Where can I find free help to buy or rent in Abingdon?
There is 1 HUD-approved counseling agency with an office in Harford County. They can help you get ready to buy, with your credit, or with rent.
