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City · 5,873 residents · Kennebec County, Maine

Winslow , Maine

In Winslow, a typical home is worth $217,900 and typical rent is $1,036 a month. Compared with all of Kennebec County, typical household income is 14% lower and the typical home value is 9% lower.

Winslow in numbers

  • Typical home value

    $217,900

    9% below the county

    27% below Maine

    • Winslow
    • Kennebec
    • Maine
  • Typical rent

    $1,036a month

    4% above the county

    9% below Maine

    • Winslow
    • Kennebec
    • Maine
  • Typical household income

    $59,547a year

    14% below the county

    20% below Maine

    • Winslow
    • Kennebec
    • Maine
  • Households that own their home

    70%

    4 points below the county

    4 points below Maine

    • Winslow
    • Kennebec
    • Maine

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$293,982
0.6% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $204,184 to $293,982.
Typical rent
$1,433 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Winslow is in Kennebec County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kennebec County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Winslow apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Skowhegan, the typical home value is $156,400: 28% less than in Winslow ($217,900).

  2. Nearby, in Skowhegan, the typical rent is $880: 15% less than in Winslow ($1,036).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Winslow

What homes there are in Winslow, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Winslow and its comparisons
MeasureWinslowKennebec CountyMaineUnited States
Detached house 63%68%70%61%
Attached house Unreliable estimate1%3%6%
Building of 2 to 4 23%12%10%8%
Apartments (5 or more) Unreliable estimate10%9%19%
Mobile home Unreliable estimate10%8%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Winslow, 6 in 10 homes are single-family detached houses; in Kennebec County, 7.

Year built
Year built: Winslow and its comparisons
MeasureWinslowKennebec CountyMaineUnited States
Before 1960 38%34%34%26%
1960–1979 36%23%20%24%
1980–1999 19%24%25%25%
2000–2009 Unreliable estimate12%12%14%
2010 or later 5%7%9%11%

Homes in Winslow are older: the typical year built is 1967; in Kennebec County, 1975.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Winslow and its comparisons
MeasureWinslow
Under $100K Unreliable estimate
$100K–$200K 31%
$200K–$300K 39%
$300K–$500K 17%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Winslow and its comparisons
MeasureWinslow
Under $500 Unreliable estimate
$500–$999 33%
$1,000–$1,499 41%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,520 a month

Kennebec County: $1,499 a month

Without a mortgage

$604 a month

Kennebec County: $593 a month

Owners with a mortgage

63%

Kennebec County: 59%

Owning costs about the same in Winslow as in Kennebec County: with a mortgage, $1,520 a month; without one, $604.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Winslow and its comparisons
MeasureWinslowKennebec CountyMaineUnited States
Typical home value Boundaries changed+49%+56%+53%
Typical rent Boundaries changed+30%+34%+33%
Typical household income Boundaries changed+25%+29%+29%

The boundaries of Winslow changed since 2015–2019, so the Census does not compare its figures from then and now. In Kennebec County, the typical home value rose 49%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Winslow and its comparisons
MeasureWinslowKennebec CountyMaineUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimate1.3%1.4%3.4%
People per household 2.292.252.262.53
Drive alone 76%74%71%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 10%15%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Kennebec County, a household in Winslow has 2.29 people on average.

To get to work, 76% of workers in Winslow drive alone; in Kennebec County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Winslow?

A typical home costs more than the typical income allows

We start with a typical home in Winslow, worth $217,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Winslow, which is $59,547 a year. For that payment to be 28% of income, a household would need to earn about $79,243 a year.

The calculator's FHA and conventional loan limits are those of all of Kennebec County.

Your numbers

Local data
$

Starts at the typical home value in Winslow. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,627 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,849

at 7.18% · 30 years

Loan amount
$213,953
Total interest
$307,828
Paid off in
November 2056

Includes $3,680 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,389 a month

  • Tight

    $1,389 to $1,786 a month

  • Hard

    more than $1,786 a month

    Your payment · 37%

Compared with the typical household income in Winslow ($59,547 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,849
Monthly payment breakdown
Principal & interest$1,449
Property tax$212
Home insurance$91
FHA mortgage insurance (MIP)$96

You need at least $7,627 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,849; principal and interest $1,449.

The city and its county

Winslow and Kennebec County

Winslow is in Kennebec County, Maine. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Kennebec County, Maine, with Winslow marked. Around it, the neighboring counties.

Winslow's own numbers

Typical home value
$217,900
Typical monthly rent
$1,036
Typical yearly household income
$59,547
Households that own their home
70%
Effective property tax rate
1.17%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kennebec County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,374
Price change over 5 years (FHFA)
+71%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kennebec County.

Everything about Kennebec County

Buying

Buying a home in Winslow

A typical home in Winslow is worth $217,900: 9% below the county and 27% below Maine. With the typical household income in Winslow ($59,547 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Winslow 3.7 years
  • Kennebec 3.4 years
  • Maine 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kennebec County

According to FHFA’s house price index, home prices in Kennebec County rose 108% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kennebec County.

Yearly change in FHFA’s price index in Kennebec County, 2016 to 2025
  1. 2020: +5.3%
  2. 2021: +17.5%
  3. 2022: +17.4%
  4. 2023: +9.9%
  5. 2024: +7.2%
  6. 2025: +5.1%
Change in FHFA’s price index in Kennebec County, Maine and the United States
Period County Maine U.S.
Last year (2025) +5.1% +4.7% +2.9%
5 years (2020–2025) +71% +68% +47%
10 years (2015–2025) +108% +112% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Winslow next to Kennebec County, Maine and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Winslow $217,900
  • Kennebec $238,200
  • Maine $296,600
  • United States $332,700
Typical monthly rent
  • Winslow $1,036
  • Kennebec $992
  • Maine $1,139
  • United States $1,413
Typical yearly household income
  • Winslow $59,547
  • Kennebec $69,077
  • Maine $74,733
  • United States $80,734
See the full table
Winslow next to Kennebec County and Maine
Measure Winslow Kennebec County Maine U.S.
Typical home value $217,900 9% below the county $238,200 $296,600 $332,700
Typical monthly rent $1,036 4% above the county $992 $1,139 $1,413
Typical yearly household income $59,547 14% below the county $69,077 $74,733 $80,734
Households that own their home 70% 4 points below the county 74% 74% 65%
Typical yearly property tax $2,555 $2,605 $3,036 $3,119
Effective property tax rate 1.17% 0.08 points above the county 1.09% 1.02% 0.94%
Renters with high rent for their income 54% 5 points above the county 49% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kennebec County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Winslow

For a typical $217,900 home in Winslow, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Winslow's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,849a month

    Least cash to close
    Down payment
    $7,627
    Cash to close
    $14,164
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $96
  • Conventional, 5% down $1,809a month

    Down payment
    $10,895
    Cash to close
    $17,432
    Rate
    7.18%
    Mortgage insurance
    PMI · $104
  • Conventional, 20% down, no PMI $1,484a month

    Down payment
    $43,580
    Cash to close
    $50,117
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,686a month

    Down payment
    $32,685
    Cash to close
    $39,222
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Winslow and for Kennebec County.

Property tax

Effective rate in Winslow

1.17%of the home’s value each year

$2,555 a year for the typical owner in Winslow.

  • Winslow 1.17%
  • Kennebec 1.09%
  • Maine 1.02%

What Maine publishes Homestead exemption of up to $25,000 of value (Maine Revenue Services)

Exemptions and deadlines in Maine

Flood risk in Kennebec County

FEMA does not publish these numbers by city: they are for all of Kennebec County.

Homes in the high-risk zone
2.8%
1,368
Of those, with NFIP insurance
13%
Homes in the high-risk zone and with NFIP insurance: Kennebec County, Maine and the U.S.
Measure County Maine U.S.
Homes in the high-risk zone 2.8% 1% 3.5%
Of those, with NFIP insurance 13% 79% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Winslow

Typical rent in Winslow is $1,036 a month: 4% above the county. In Winslow, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Kennebec County, by unit size. To pay the 2-bedroom one ($1,374 a month) without spending more than 30% of your income, you would need to earn $26.42 an hour working full time.

HUD fair market rent for all of Kennebec County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Kennebec County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,043 $20.06 $41,720
1 bedroom $1,050 $20.19 $42,000
2 bedrooms $1,374 $26.42 $54,960
3 bedrooms $1,767 $33.98 $70,680
4 bedrooms $2,167 $41.67 $86,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Winslow

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Winslow is in ZIP code 04901.

For 2 bedrooms it is $1,360: $14 less than the fair market rent for Kennebec County ($1,374).

  • 04901 $1,360$1,750

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Winslow when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Winslow

HUD lists one building with rents for lower incomes in Winslow.

  • Steele Development Multi Locations, Winslow 170 low-income homes · 1 bd: 62 · 2 bd: 65 · 3 bd: 31 · 4 bd: 12 · In service since 2017 · For older adults, families

See all 37 buildings in Kennebec County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Winslow

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Kennebec County; none says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Winslow

No down payment, repair or rent-help program on our list is for Winslow or Kennebec County. The ones below are statewide in Maine: they work in Winslow the same as in the rest of the state.

  • With the Maine state agency's First Home mortgage, the buyer gets $5,000 for the down payment and closing costs (up to $14,000 for 2- to 4-unit homes), with no second mortgage. Offered by MaineHousing.

  • First Generation Program

    Statewide in Maine

    Maine state agency mortgage with a rate 1% lower than its First Home mortgage and a $10,000 grant for the down payment and closing costs, with no second mortgage; for people who have never owned a home and never lived in a home their parents or guardians owned, or who were in foster care. Offered by MaineHousing.

Housing counselors near Winslow

The HUD-approved agencies closest to the center of Winslow, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Kennebec Valley Community Action Program

    101 Water St, Waterville · 2 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Waldo Community Action Partners

    9 Field St Ste 201, Belfast · 30 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 2 more
  • Penquis Community Action Program

    262 Harlow St, Bangor · 45 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more

Every agency in Kennebec County All counseling agencies in Maine

Help in Spanish near Winslow

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Winslow

In HUD’s record, no housing authority with an office in Kennebec County is named for Winslow or Kennebec County.

3 other authorities have an office in Kennebec County: see the list Source: HUD

Cities

Other cities in Kennebec County

These cities are also in Kennebec County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Winslow

Short answers with the numbers for Winslow and all of Kennebec County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Winslow?

The typical home value in Winslow is $217,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kennebec County it is $238,200.

How much does it cost to rent in Winslow?

Typical rent in Winslow is $1,036 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kennebec County is $1,374.

What is the FHA loan limit in Winslow?

Winslow uses the FHA limit for all of Kennebec County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Winslow?

The typical homeowner in Winslow pays $2,555 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Kennebec County, the rate is 1.09%.

Where can I find free help to buy or rent in Winslow?

There is 1 HUD-approved counseling agency with an office in Kennebec County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).