Free help in Maine
Data from November 2026
HUD-approved housing counselors in Maine
7 HUD-approved counseling agencies serve Maine; 2 say they serve in Spanish. They help you prepare to buy, with your credit, with renting, or if you fell behind on payments.
Key numbers in Maine
- Agencies
- 7
- HUD-approved, with an office here
- Serve in Spanish
- 2
- 29% of the agencies, per HUD
- Counties with an office
- 5
- out of 16 in all
How it works
What to expect from counseling
Housing counseling is an appointment with a counselor at a HUD-approved agency. This is how it works, according to HUD.
- Step 1
Free or low cost
HUD-approved agencies receive federal funds. Some charge a reasonable fee for certain services, such as workshops; ask about cost before you start.
- Step 2
For buying, renting or getting out of trouble
They advise on buying a home, renting, credit and budgeting, and help if you fell behind on your mortgage or face foreclosure.
- Step 3
Bring your paperwork
Your income (pay stubs or bank statements), your monthly debts and expenses, and whatever you have saved. With that, the counselor builds a plan with you.
- Step 4
Ask for service in Spanish
When you call, say “Spanish, please” or ask whether someone speaks Spanish; if not, ask whether they offer an interpreter.
According to HUD (U.S. Department of Housing and Urban Development)
HUD’s list
Every agency in Maine
The ones that say they serve in Spanish come first. Search by city, county or name.
2
of the 7 agencies in Maine say they serve in Spanish.
-
Coastal Enterprises, Incorporated
30 Federal Street, Brunswick · Cumberland County · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Community Concepts, Inc. Also DBA Homequestmaine
17 Market Sq, South Paris · Oxford County · Spanish
Also serves in American Sign Language (ASL) and French.
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
-
Avesta Housing Development Corporation
307 Cumberland Ave, Portland · Cumberland County
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
Four Directions Development Corporation
20 Godfrey Dr, Orono · Penobscot County
- Budget and financial counseling
- Budget and credit workshops
- and 4 more
-
Kennebec Valley Community Action Program
101 Water St, Waterville · Kennebec County
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
Penquis Community Action Program
262 Harlow St, Bangor · Penobscot County
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
-
Waldo Community Action Partners
9 Field St Ste 201, Belfast · Waldo County
- Mortgage delinquency and default
- Pre-purchase counseling
- and 2 more
None match your search.
HUD’s official list exactly as published, retrieved November 6, 2026. Confirm hours and costs with the agency before you go. Source: HUD-approved housing counseling agencies Retrieved November 6, 2026 HUD-approved housing counseling agencies (external site)
Frequently asked questions
How much does HUD-approved housing counseling cost?
It is free or low cost. Agencies receive HUD funds; some charge a reasonable fee for certain services, such as workshops or certificates. Ask about cost before you start.
How many agencies serve in Spanish in Maine?
2 of the 7 HUD-approved agencies in Maine say they serve in Spanish, according to HUD’s list. When you call, ask for service in Spanish or an interpreter.
What if my county has no agency?
Many agencies serve by phone, video or online, not only in person. Your county’s page lists the nearest ones with their distance and phone number.