In Presque Isle, a typical home is worth $147,200 and typical rent is $904 a month. Compared with all of Aroostook County, typical rent is 15% higher and the share of households that own their home is 17 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $126,557 to $174,750.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Presque Isle is in Aroostook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Aroostook County. See the county
What this place has that others do not, from public data, most unusual first.
1
58% of households in Presque Isle own their home, against 75% in Aroostook County.
2
Nearby, in Caribou, the typical rent is $757: 16% less than in Presque Isle ($904).
3
Presque Isle has the 3rd lowest typical home value of the 34 cities in Maine with more than 5,000 people ($147,200).
4
The typical rent in Presque Isle is $904 a month, 15% more than in Aroostook County as a whole ($784).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Presque Isle
What homes there are in Presque Isle, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Presque Isle
Aroostook County
Maine
United States
Kind of home: Presque Isle and its comparisons
Measure
Presque Isle
Aroostook County
Maine
United States
Detached house
62%
73%
70%
61%
Attached house
Unreliable estimate
1%
3%
6%
Building of 2 to 4
17%
10%
10%
8%
Apartments (5 or more)
13%
7%
9%
19%
Mobile home
7%
9%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Presque Isle (62%), but less so than in Aroostook County (73%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Presque Isle
Aroostook County
Maine
United States
Year built: Presque Isle and its comparisons
Measure
Presque Isle
Aroostook County
Maine
United States
Before 1960
38%
38%
34%
26%
1960–1979
29%
25%
20%
24%
1980–1999
16%
22%
25%
25%
2000–2009
13%
10%
12%
14%
2010 or later
Unreliable estimate
5%
9%
11%
In Presque Isle, half of the homes were built before 1971; in Aroostook County, before 1972.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K25%
$100K–$200K47%
$200K–$300K18%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Presque Isle and its comparisons
Measure
Presque Isle
Under $100K
25%
$100K–$200K
47%
$200K–$300K
18%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50013%
$500–$99952%
$1,000–$1,49930%
HUD fair market rent, 2 bedrooms: $1,175
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Presque Isle and its comparisons
Measure
Presque Isle
Under $500
13%
$500–$999
52%
$1,000–$1,499
30%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
HUD's 2-bedroom fair market rent (FMR) for Aroostook County is $1,175; about 76% of rents in Presque Isle are below it.
With a mortgage
$1,237 a month
Aroostook County: $1,196 a month
Without a mortgage
$581 a month
Aroostook County: $492 a month
Owners with a mortgage
54%
Aroostook County: 49%
Owning costs about the same in Presque Isle as in Aroostook County: with a mortgage, $1,237 a month; without one, $581.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Presque Isle+28%
Aroostook County+50%
Maine+56%
United States+53%
Typical rent
Presque Isle+53%
Aroostook County+37%
Maine+34%
United States+33%
Typical household income
Presque Isle+42%
Aroostook County+38%
Maine+29%
United States+29%
Change since 2015–2019: Presque Isle and its comparisons
Measure
Presque Isle
Aroostook County
Maine
United States
Typical home value
+28%
+50%
+56%
+53%
Typical rent
+53%
+37%
+34%
+33%
Typical household income
+42%
+38%
+29%
+29%
Homes in Presque Isle gained value more slowly than in Aroostook County: 28% since 2015–2019, against 50%.
The typical rent in Presque Isle rose 53% over the same time; in Aroostook County, it rose 37%.
To compare: typical income in Presque Isle rose 42%; the home, +28%; the rent, +53%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Presque Isle and its comparisons
Measure
Presque Isle
Aroostook County
Maine
United States
Rental vacancy
Unreliable estimate
6.1%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
0.7%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.4%
3.4%
People per household
2.06
2.18
2.26
2.53
Drive alone
85%
78%
71%
69%
Carpool
Unreliable estimate
10%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
4%
3%
Work from home
Unreliable estimate
9%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Households in Presque Isle are smaller: 2.06 people on average; in Aroostook County, 2.18.
The car rules in Presque Isle: 85% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Presque Isle?
A typical home is tight for the typical income
We start with a typical home in Presque Isle, worth $147,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Presque Isle, which is $55,768 a year. For that payment to be 28% of income, a household would need to earn about $55,950 a year.
The calculator's FHA and conventional loan limits are those of all of Aroostook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Presque Isle. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,152 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,305
at 7.18% · 30 years
Loan amount
$144,534
Total interest
$207,950
Paid off in
November 2056
Includes $2,486 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,301 a month
Tight
$1,301 to $1,673 a month
Your payment · 28%
Hard
more than $1,673 a month
Compared with the typical household income in Presque Isle ($55,768 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$979
Property tax
$200
Home insurance
$61
FHA mortgage insurance (MIP)
$65
You need at least $5,152 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,305; principal and interest $979.
The city and its county
Presque Isle and Aroostook County
Presque Isle is in Aroostook County, Maine. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Presque Isle
Map of Aroostook County, Maine, with Presque Isle marked. Around it, the neighboring counties.
Presque Isle
Aroostook County
Other cities with a page
Presque Isle's own numbers
Typical home value
$147,200
Typical monthly rent
$904
Typical yearly household income
$55,768
Households that own their home
58%
Effective property tax rate
1.63%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Aroostook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,175
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
0%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Aroostook County.
A typical home in Presque Isle is worth $147,200: about the same as the county and 50% below Maine. With the typical household income in Presque Isle ($55,768 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Presque Isle2.6 years
Aroostook2.6 years
Maine4.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Aroostook County
According to FHFA’s house price index, home prices in Aroostook County rose 89% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Aroostook County.
Yearly change in FHFA’s price index in Aroostook County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +1.0% +1.0% 2017
2018: +5.1% +5.1% 2018
2019: −0.3% −0.3% 2019
2020: +5.1% +5.1% 2020
2021: +11.0% +11.0% 2021
2022: +16.4% +16.4% 2022
2023: +13.0% +13.0% 2023
2024: +4.3% +4.3% 2024
2025: +8.6% +8.6% 2025
Change in FHFA’s price index in Aroostook County, Maine and the United States
Period
County
Maine
U.S.
Last year (2025)
+8.6%
+4.7%
+2.9%
5 years (2020–2025)
+65%
+68%
+47%
10 years (2015–2025)
+89%
+112%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Presque Isle next to Aroostook County, Maine and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Presque Isle$147,200
Aroostook$149,700
Maine$296,600
United States$332,700
Typical monthly rent
Presque Isle$904
Aroostook$784
Maine$1,139
United States$1,413
Typical yearly household income
Presque Isle$55,768
Aroostook$56,700
Maine$74,733
United States$80,734
See the full table
Presque Isle next to Aroostook County and Maine
Measure
Presque Isle
Aroostook County
Maine
U.S.
Typical home value
$147,200
$149,700
$296,600
$332,700
Typical monthly rent
$904 ▲15% above the county
$784
$1,139
$1,413
Typical yearly household income
$55,768
$56,700
$74,733
$80,734
Households that own their home
58% ▼17 points below the county
75%
74%
65%
Typical yearly property tax
$2,401 ▲44% above the county
$1,672
$3,036
$3,119
Effective property tax rate
1.63% ▲0.51 points above the county
1.12%
1.02%
0.94%
Renters with high rent for their income
47% ▲1 points above the county
47%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Aroostook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Presque Isle
For a typical $147,200 home in Presque Isle, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Presque Isle's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,306a month
Least cash to close
Down payment
$5,152
Cash to close
$9,568
Rate
7.18%
Mortgage insurance
FHA MIP · $65
Conventional, 5% down$1,279a month
Down payment
$7,360
Cash to close
$11,776
Rate
7.18%
Mortgage insurance
PMI · $70
Conventional, 20% down, no PMI$1,059a month
Down payment
$29,440
Cash to close
$33,856
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,195a month
Down payment
$22,080
Cash to close
$26,496
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Presque Isle
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,306
$5,152
$144,534
7.18%
FHA MIP · $65
$9,568
580
Conventional, 5% down
$1,279
$7,360
$139,840
7.18%
PMI · $70
$11,776
620*
Conventional, 20% down, no PMI
$1,059
$29,440
$117,760
7.18%
None
$33,856
620*
ITIN, 15% down (example)
$1,195
$22,080
$125,120
8.18%
None
$26,496
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Presque Isle is $904 a month: 15% above the county. In Presque Isle, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Aroostook County, by unit size. To pay the 2-bedroom one ($1,175 a month) without spending more than 30% of your income, you would need to earn $22.60 an hour working full time.
HUD lists 4 buildings with rents for lower incomes in Presque Isle. These are the largest.
Pleasant Hill Manor59 Birch St, Presque Isle 04769185 low-income homes · Run by Presque Isle Housing Authority · Average payment: $459 a month · Average wait: 18 months(207) 768-8231
Helen Noreen Apartments51 Rainbow St, Presque Isle 0476950 low-income homes · For families
Academy Park Apts28 Academy St, Presque Isle30 low-income homes · 1 bd: 26 · 2 bd: 4 · In service since 1995 · For older adults
Academy Park II28 Academy St, Presque Isle 0476930 low-income homes · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Aroostook County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Presque Isle or Aroostook County. The ones below are statewide in Maine: they work in Presque Isle the same as in the rest of the state.
With the Maine state agency's First Home mortgage, the buyer gets $5,000 for the down payment and closing costs (up to $14,000 for 2- to 4-unit homes), with no second mortgage.Offered by MaineHousing.
Maine state agency mortgage with a rate 1% lower than its First Home mortgage and a $10,000 grant for the down payment and closing costs, with no second mortgage; for people who have never owned a home and never lived in a home their parents or guardians owned, or who were in foster care.Offered by MaineHousing.
The HUD-approved agencies closest to the center of Presque Isle, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Presque Isle or Aroostook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Presque Isle and all of Aroostook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Presque Isle?
The typical home value in Presque Isle is $147,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Aroostook County it is $149,700.
How much does it cost to rent in Presque Isle?
Typical rent in Presque Isle is $904 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Aroostook County is $1,175.
What is the FHA loan limit in Presque Isle?
Presque Isle uses the FHA limit for all of Aroostook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Presque Isle?
The typical homeowner in Presque Isle pays $2,401 a year, according to the U.S. Census Bureau. That is 1.63% of the home’s value; in Aroostook County, the rate is 1.12%.
Where can I find free help to buy or rent in Presque Isle?
We found no HUD-approved counseling agencies with an office in Aroostook County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
