In Taylor Mill, a typical home is worth $241,000 and typical rent is $1,139 a month. Compared with all of Kenton County, typical household income is 10% higher, typical rent is 7% higher, and the share of households that own their home is 13 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $222,541 to $276,179.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Taylor Mill is in Kenton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kenton County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Highland Heights, the typical home value is $169,700: 30% less than in Taylor Mill ($241,000).
2
84% of households in Taylor Mill own their home, against 71% in Kenton County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Taylor Mill
What homes there are in Taylor Mill, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Taylor Mill
Kenton County
Kentucky
United States
Kind of home: Taylor Mill and its comparisons
Measure
Taylor Mill
Kenton County
Kentucky
United States
Detached house
81%
68%
68%
61%
Attached house
Unreliable estimate
4%
3%
6%
Building of 2 to 4
Unreliable estimate
9%
7%
8%
Apartments (5 or more)
Unreliable estimate
17%
12%
19%
Mobile home
Unreliable estimate
2%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Taylor Mill: 81% of homes, more than in Kenton County (68%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Taylor Mill
Kenton County
Kentucky
United States
Year built: Taylor Mill and its comparisons
Measure
Taylor Mill
Kenton County
Kentucky
United States
Before 1960
41%
34%
22%
26%
1960–1979
Unreliable estimate
24%
26%
24%
1980–1999
39%
22%
28%
25%
2000–2009
Unreliable estimate
11%
15%
14%
2010 or later
Unreliable estimate
9%
11%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K31%
$200K–$300K35%
$300K–$500K24%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Taylor Mill and its comparisons
Measure
Taylor Mill
Under $100K
Unreliable estimate
$100K–$200K
31%
$200K–$300K
35%
$300K–$500K
24%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49969%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Taylor Mill and its comparisons
Measure
Taylor Mill
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
69%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,600 a month
Kenton County: $1,584 a month
Without a mortgage
$589 a month
Kenton County: $580 a month
Owners with a mortgage
71%
Kenton County: 68%
Owning costs about the same in Taylor Mill as in Kenton County: with a mortgage, $1,600 a month; without one, $589.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Taylor Mill+48%
Kenton County+52%
Kentucky+46%
United States+53%
Typical rent
Taylor Mill+34%
Kenton County+32%
Kentucky+27%
United States+33%
Typical household income
Taylor Mill+30%
Kenton County+25%
Kentucky+26%
United States+29%
Change since 2015–2019: Taylor Mill and its comparisons
Measure
Taylor Mill
Kenton County
Kentucky
United States
Typical home value
+48%
+52%
+46%
+53%
Typical rent
+34%
+32%
+27%
+33%
Typical household income
+30%
+25%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Taylor Mill rose 48%; in Kenton County, it rose 52%.
The typical rent in Taylor Mill rose 34% since 2015–2019, about the same as in Kenton County (32%).
The typical household income in Taylor Mill rose 30%: less than home values (+48%) and rent (+34%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Taylor Mill and its comparisons
Measure
Taylor Mill
Kenton County
Kentucky
United States
Rental vacancy
Unreliable estimate
6.3%
4.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
0.9%
0.9%
More than one person per room
Unreliable estimate
2.1%
2.0%
3.4%
People per household
2.51
2.52
2.43
2.53
Drive alone
79%
75%
77%
69%
Carpool
Unreliable estimate
7%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
14%
10%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Taylor Mill look like those in Kenton County: 2.51 people on average.
To get to work, 79% of workers in Taylor Mill drive alone; in Kenton County, 75%.
Do the math
What would you pay each month for a home in Taylor Mill?
A typical home is within reach of the typical income
We start with a typical home in Taylor Mill, worth $241,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Taylor Mill, which is $88,546 a year.
The calculator's FHA and conventional loan limits are those of all of Kenton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Taylor Mill. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,435 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,013
at 7.18% · 30 years
Loan amount
$236,635
Total interest
$340,462
Paid off in
November 2056
Includes $4,070 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,066 a month
Your payment · 27%
Tight
$2,066 to $2,656 a month
Hard
more than $2,656 a month
Compared with the typical household income in Taylor Mill ($88,546 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,603
Property tax
$203
Home insurance
$100
FHA mortgage insurance (MIP)
$107
You need at least $8,435 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,013; principal and interest $1,603.
The city and its county
Taylor Mill and Kenton County
Taylor Mill is in Kenton County, Kentucky. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Taylor Mill
Map of Kenton County, Kentucky, with Taylor Mill marked. Around it, the neighboring counties.
Taylor Mill
Kenton County
Other cities with a page
Taylor Mill's own numbers
Typical home value
$241,000
Typical monthly rent
$1,139
Typical yearly household income
$88,546
Households that own their home
84%
Effective property tax rate
1.01%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Kenton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kenton County.
A typical home in Taylor Mill is worth $241,000: about the same as the county and 17% above Kentucky. With the typical household income in Taylor Mill ($88,546 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Taylor Mill2.7 years
Kenton3.0 years
Kentucky3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Kenton County
According to FHFA’s house price index, home prices in Kenton County rose 96% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Kenton County.
Yearly change in FHFA’s price index in Kenton County, 2016 to 2025
2016: +5.1% +5.1% 2016
2017: +4.2% +4.2% 2017
2018: +5.7% +5.7% 2018
2019: +5.8% +5.8% 2019
2020: +5.0% +5.0% 2020
2021: +10.9% +10.9% 2021
2022: +15.3% +15.3% 2022
2023: +7.8% +7.8% 2023
2024: +6.8% +6.8% 2024
2025: +3.6% +3.6% 2025
Change in FHFA’s price index in Kenton County, Kentucky and the United States
Period
County
Kentucky
U.S.
Last year (2025)
+3.6%
+3.9%
+2.9%
5 years (2020–2025)
+53%
+50%
+47%
10 years (2015–2025)
+96%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Taylor Mill next to Kenton County, Kentucky and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Taylor Mill$241,000
Kenton$244,400
Kentucky$205,600
United States$332,700
Typical monthly rent
Taylor Mill$1,139
Kenton$1,069
Kentucky$967
United States$1,413
Typical yearly household income
Taylor Mill$88,546
Kenton$80,548
Kentucky$63,726
United States$80,734
See the full table
Taylor Mill next to Kenton County and Kentucky
Measure
Taylor Mill
Kenton County
Kentucky
U.S.
Typical home value
$241,000
$244,400
$205,600
$332,700
Typical monthly rent
$1,139 ▲7% above the county
$1,069
$967
$1,413
Typical yearly household income
$88,546 ▲10% above the county
$80,548
$63,726
$80,734
Households that own their home
84% ▲13 points above the county
71%
68%
65%
Typical yearly property tax
$2,432
$2,395
$1,544
$3,119
Effective property tax rate
1.01% ▲0.03 points above the county
0.98%
0.75%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kenton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Taylor Mill
For a typical $241,000 home in Taylor Mill, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Taylor Mill's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,013a month
Least cash to close
Down payment
$8,435
Cash to close
$15,665
Rate
7.18%
Mortgage insurance
FHA MIP · $107
Conventional, 5% down$1,969a month
Down payment
$12,050
Cash to close
$19,280
Rate
7.18%
Mortgage insurance
PMI · $114
Conventional, 20% down, no PMI$1,609a month
Down payment
$48,200
Cash to close
$55,430
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,832a month
Down payment
$36,150
Cash to close
$43,380
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Taylor Mill
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,013
$8,435
$236,635
7.18%
FHA MIP · $107
$15,665
580
Conventional, 5% down
$1,969
$12,050
$228,950
7.18%
PMI · $114
$19,280
620*
Conventional, 20% down, no PMI
$1,609
$48,200
$192,800
7.18%
None
$55,430
620*
ITIN, 15% down (example)
$1,832
$36,150
$204,850
8.18%
None
$43,380
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Taylor Mill is $1,139 a month: 7% above the county.
HUD publishes a fair market rent for all of Kenton County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Kenton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Taylor Mill
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Taylor Mill is in ZIP code 41015.
For 2 bedrooms it is $1,320: $122 less than the fair market rent for Kenton County ($1,442).
Fair market rent by ZIP code and size in Taylor Mill, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
41015
$960
$1,030
$1,320
$1,740
$1,960
ZIP code2 bd3 bd
41015 $1,320$1,740
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Taylor Mill when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Kenton County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Taylor Mill or Kenton County. The ones below are statewide in Kentucky: they work in Taylor Mill the same as in the rest of the state.
Kentucky state corporation loan of up to $12,500 for the down payment and closing costs, repaid over 15 years as a second loan, for buyers who take a KHC mortgage.Offered by Kentucky Housing Corporation (KHC).
No legal help resource on our list is for Taylor Mill or Kenton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Taylor Mill and all of Kenton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Taylor Mill?
The typical home value in Taylor Mill is $241,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kenton County it is $244,400.
How much does it cost to rent in Taylor Mill?
Typical rent in Taylor Mill is $1,139 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kenton County is $1,442.
What is the FHA loan limit in Taylor Mill?
Taylor Mill uses the FHA limit for all of Kenton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Taylor Mill?
The typical homeowner in Taylor Mill pays $2,432 a year, according to the U.S. Census Bureau. That is 1.01% of the home’s value; in Kenton County, the rate is 0.98%.
Where can I find free help to buy or rent in Taylor Mill?
There are 2 HUD-approved counseling agencies with an office in Kenton County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
