In Dodge City, a typical home is worth $151,700 and typical rent is $1,045 a month. Compared with all of Ford County, the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $151,031 to $208,237.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Dodge City is in Ford County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Ford County. See the county
What this place has that others do not, from public data, most unusual first.
1
Dodge City has the 2nd smallest share of rent-burdened renters of the 62 cities in Kansas with more than 5,000 people (28%).
2
Nearby, in Ulysses, the typical home value is $97,400: 36% less than in Dodge City ($151,700).
3
According to Zillow, in the 12 months to September 2026 the typical home value in Dodge City fell 3.3%; in Kansas, it rose 3.5%.
4
Nearby, in Ulysses, the typical rent is $717: 31% less than in Dodge City ($1,045).
5
57% of households in Dodge City own their home, against 62% in Ford County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Dodge City
What homes there are in Dodge City, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Dodge City
Ford County
Kansas
United States
Kind of home: Dodge City and its comparisons
Measure
Dodge City
Ford County
Kansas
United States
Detached house
66%
69%
72%
61%
Attached house
5%
4%
5%
6%
Building of 2 to 4
12%
10%
6%
8%
Apartments (5 or more)
8%
7%
13%
19%
Mobile home
9%
11%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Dodge City: 66% of homes, near the figure in Ford County (69%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Dodge City
Ford County
Kansas
United States
Year built: Dodge City and its comparisons
Measure
Dodge City
Ford County
Kansas
United States
Before 1960
33%
35%
32%
26%
1960–1979
32%
29%
24%
24%
1980–1999
22%
21%
23%
25%
2000–2009
7%
8%
12%
14%
2010 or later
7%
7%
9%
11%
In Dodge City, half of the homes were built before 1973; in Ford County, before 1972.
By size, homes in Dodge City look like those in Ford County: 61% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K32%
$100K–$200K32%
$200K–$300K21%
$300K–$500K9%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Dodge City and its comparisons
Measure
Dodge City
Under $100K
32%
$100K–$200K
32%
$200K–$300K
21%
$300K–$500K
9%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
At least 95% of owner-occupied homes in Dodge City are worth less than $500,000, below the FHA loan limit for Ford County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99940%
$1,000–$1,49940%
$1,500–$1,99913%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Dodge City and its comparisons
Measure
Dodge City
Under $500
Unreliable estimate
$500–$999
40%
$1,000–$1,499
40%
$1,500–$1,999
13%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,405 a month
Ford County: $1,395 a month
Without a mortgage
$553 a month
Ford County: $578 a month
Owners with a mortgage
45%
Ford County: 44%
The typical cost for an owner with a mortgage in Dodge City is $1,405 a month, near the figure in Ford County ($1,395).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Dodge City+39%
Ford County+34%
Kansas+43%
United States+53%
Typical rent
Dodge City+33%
Ford County+30%
Kansas+25%
United States+33%
Typical household income
Dodge City+37%
Ford County+37%
Kansas+25%
United States+29%
Change since 2015–2019: Dodge City and its comparisons
Measure
Dodge City
Ford County
Kansas
United States
Typical home value
+39%
+34%
+43%
+53%
Typical rent
+33%
+30%
+25%
+33%
Typical household income
+37%
+37%
+25%
+29%
The typical home value in Dodge City rose 39% since 2015–2019, more than in Ford County (34%).
Since 2015–2019, the typical rent in Dodge City rose 33%, more than in Ford County (30%).
While home values in Dodge City changed +39% and rent +33%, the typical household income rose 37%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Dodge City and its comparisons
Measure
Dodge City
Ford County
Kansas
United States
Rental vacancy
9.0%
8.9%
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
7.0%
6.2%
2.1%
3.4%
People per household
2.96
2.83
2.44
2.53
Drive alone
81%
80%
75%
69%
Carpool
15%
14%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
3%
3%
Work from home
Unreliable estimate
3%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
In Dodge City, the rental vacancy rate is 9.0%, about the same as in Ford County.
Much as in Ford County, 7.0% of households in Dodge City have more than one person per room.
A household in Dodge City has 2.96 people on average, about the same as in Ford County (2.83).
To get to work, 81% of workers in Dodge City drive alone; in Ford County, 80%.
Do the math
What would you pay each month for a home in Dodge City?
A typical home is within reach of the typical income
We start with a typical home in Dodge City, worth $151,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Dodge City, which is $68,721 a year.
The calculator's FHA and conventional loan limits are those of all of Ford County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Dodge City. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,310 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,323
at 7.18% · 30 years
Loan amount
$148,952
Total interest
$214,307
Paid off in
November 2056
Includes $2,562 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,603 a month
Your payment · 23%
Tight
$1,603 to $2,062 a month
Hard
more than $2,062 a month
Compared with the typical household income in Dodge City ($68,721 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,009
Property tax
$183
Home insurance
$63
FHA mortgage insurance (MIP)
$67
You need at least $5,310 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,323; principal and interest $1,009.
The city and its county
Dodge City and Ford County
Dodge City is in Ford County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Dodge City
Map of Ford County, Kansas, with Dodge City marked. Around it, the neighboring counties.
Dodge City
Ford County
Dodge City's own numbers
Typical home value
$151,700
Typical monthly rent
$1,045
Typical yearly household income
$68,721
Households that own their home
57%
Effective property tax rate
1.45%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Ford County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,085
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
3.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Ford County.
A typical home in Dodge City is worth $151,700: about the same as the county and 30% below Kansas. With the typical household income in Dodge City ($68,721 a year), a typical home costs 2.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Dodge City2.2 years
Ford2.1 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Ford County
According to FHFA’s house price index, home prices in Ford County rose 91% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Ford County.
Yearly change in FHFA’s price index in Ford County, 2016 to 2025
2016: +4.0% +4.0% 2016
2017: +3.7% +3.7% 2017
2018: +1.0% +1.0% 2018
2019: +4.9% +4.9% 2019
2020: +3.4% +3.4% 2020
2021: +10.9% +10.9% 2021
2022: +20.6% +20.6% 2022
2023: +9.9% +9.9% 2023
2024: +4.3% +4.3% 2024
2025: +5.4% +5.4% 2025
Change in FHFA’s price index in Ford County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+5.4%
+4.1%
+2.9%
5 years (2020–2025)
+62%
+49%
+47%
10 years (2015–2025)
+91%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Dodge City next to Ford County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Dodge City$151,700
Ford$151,100
Kansas$217,200
United States$332,700
Typical monthly rent
Dodge City$1,045
Ford$1,010
Kansas$1,060
United States$1,413
Typical yearly household income
Dodge City$68,721
Ford$70,781
Kansas$74,275
United States$80,734
See the full table
Dodge City next to Ford County and Kansas
Measure
Dodge City
Ford County
Kansas
U.S.
Typical home value
$151,700
$151,100
$217,200
$332,700
Typical monthly rent
$1,045 ▲3% above the county
$1,010
$1,060
$1,413
Typical yearly household income
$68,721 ▼3% below the county
$70,781
$74,275
$80,734
Households that own their home
57% ▼6 points below the county
62%
67%
65%
Typical yearly property tax
$2,199 ▼4% below the county
$2,300
$2,798
$3,119
Effective property tax rate
1.45% ▼0.07 points below the county
1.52%
1.29%
0.94%
Renters with high rent for their income
28% ▼1 points below the county
28%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Ford County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Dodge City
For a typical $151,700 home in Dodge City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dodge City's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,323a month
Least cash to close
Down payment
$5,310
Cash to close
$9,861
Rate
7.18%
Mortgage insurance
FHA MIP · $67
Conventional, 5% down$1,295a month
Down payment
$7,585
Cash to close
$12,136
Rate
7.18%
Mortgage insurance
PMI · $72
Conventional, 20% down, no PMI$1,069a month
Down payment
$30,340
Cash to close
$34,891
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,209a month
Down payment
$22,755
Cash to close
$27,306
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Dodge City
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,323
$5,310
$148,952
7.18%
FHA MIP · $67
$9,861
580
Conventional, 5% down
$1,295
$7,585
$144,115
7.18%
PMI · $72
$12,136
620*
Conventional, 20% down, no PMI
$1,069
$30,340
$121,360
7.18%
None
$34,891
620*
ITIN, 15% down (example)
$1,209
$22,755
$128,945
8.18%
None
$27,306
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Dodge City is $1,045 a month: 3% above the county. In Dodge City, 28% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Ford County, by unit size. To pay the 2-bedroom one ($1,085 a month) without spending more than 30% of your income, you would need to earn $20.87 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Ford County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$756
$14.54
$30,240
1 bedroom
$829
$15.94
$33,160
2 bedrooms
$1,085
$20.87
$43,400
3 bedrooms
$1,437
$27.63
$57,480
4 bedrooms
$1,610
$30.96
$64,400
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Dodge City
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dodge City is in ZIP code 67801.
For 2 bedrooms it is $1,100: $15 more than the fair market rent for Ford County ($1,085).
Fair market rent by ZIP code and size in Dodge City, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
67801
$770
$840
$1,100
$1,460
$1,630
ZIP code2 bd3 bd
67801 $1,100$1,460
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dodge City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in Dodge City. These are the largest.
Dodge City Pha401 Longbranch Rd, Dodge City 67801188 low-income homes · Run by Dodge City Housing Authority · Average payment: $247 a month · Average wait: 13 months(620) 225-1965
Dodge City Pha407 E Bend St, Dodge City 67801127 low-income homes · Run by Dodge City Housing Authority · Average payment: $367 a month · Average wait: 16 months(620) 225-1965
Dodge City Sundance1500 Avenue K, Dodge City 6780196 low-income homes · 2 bd: 64 · 3 bd: 32 · In service since 1996
Park Plaza Tower1914 Central Ave, Dodge City 6780160 low-income homes · For older adults(620) 227-3331
Arrowhead West3001 Anna Ave, Dodge City 6780114 homes, 12 low-income · For people with disabilities(620) 227-8803
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Ford County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Dodge City or Ford County. The ones below are statewide in Kansas: they work in Dodge City the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Dodge City or Ford County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Dodge City and all of Ford County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Dodge City?
The typical home value in Dodge City is $151,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Ford County it is $151,100.
How much does it cost to rent in Dodge City?
Typical rent in Dodge City is $1,045 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Ford County is $1,085.
What is the FHA loan limit in Dodge City?
Dodge City uses the FHA limit for all of Ford County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Dodge City?
The typical homeowner in Dodge City pays $2,199 a year, according to the U.S. Census Bureau. That is 1.45% of the home’s value; in Ford County, the rate is 1.52%.
Where can I find free help to buy or rent in Dodge City?
There is 1 HUD-approved counseling agency with an office in Ford County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
