In Burlington, a typical home is worth $114,300 and typical rent is $924 a month. Compared with all of Des Moines County, the typical home value is 16% lower and typical household income is 6% lower.
Typical home value from Zillow, September 2021 to September 2026: from $112,187 to $125,733.
Typical rent
$983a month
Typical rent from Zillow, June 2026 to September 2026: from $947 to $983.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Burlington is in Des Moines County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Des Moines County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Fort Madison, the typical home value is $94,200: 18% less than in Burlington ($114,300).
2
The typical home in Burlington is worth $114,300,16% less than in Des Moines County as a whole ($136,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Burlington
What homes there are in Burlington, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Burlington
Des Moines County
Iowa
United States
Kind of home: Burlington and its comparisons
Measure
Burlington
Des Moines County
Iowa
United States
Detached house
79%
79%
72%
61%
Attached house
2%
2%
5%
6%
Building of 2 to 4
8%
7%
6%
8%
Apartments (5 or more)
9%
8%
14%
19%
Mobile home
2%
5%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Des Moines County, most homes in Burlington are detached houses (79%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Burlington
Des Moines County
Iowa
United States
Year built: Burlington and its comparisons
Measure
Burlington
Des Moines County
Iowa
United States
Before 1960
60%
51%
38%
26%
1960–1979
21%
24%
24%
24%
1980–1999
10%
14%
17%
25%
2000–2009
4%
6%
11%
14%
2010 or later
5%
6%
11%
11%
In Burlington, half of the homes were built before 1951; in Des Moines County, before 1959.
There are fewer big homes in Burlington than in Des Moines County: 53% have 3 bedrooms or more, against 58%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K41%
$100K–$200K38%
$200K–$300K11%
$300K–$500K7%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Burlington and its comparisons
Measure
Burlington
Under $100K
41%
$100K–$200K
38%
$200K–$300K
11%
$300K–$500K
7%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
With an FHA limit of $541,287, at least 98% of owner-occupied homes in Burlington sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50012%
$500–$99950%
$1,000–$1,49930%
HUD fair market rent, 2 bedrooms: $1,104
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Burlington and its comparisons
Measure
Burlington
Under $500
12%
$500–$999
50%
$1,000–$1,499
30%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Des Moines County is $1,104; about 69% of rents in Burlington are below it.
With a mortgage
$1,153 a month
Des Moines County: $1,250 a month
Without a mortgage
$563 a month
Des Moines County: $566 a month
Owners with a mortgage
51%
Des Moines County: 51%
The typical cost for an owner with a mortgage in Burlington is $1,153 a month, less than in Des Moines County ($1,250); without one, $563.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Burlington+23%
Des Moines County+26%
Iowa+41%
United States+53%
Typical rent
Burlington+16%
Des Moines County+16%
Iowa+23%
United States+33%
Typical household income
Burlington+24%
Des Moines County+23%
Iowa+24%
United States+29%
Change since 2015–2019: Burlington and its comparisons
Measure
Burlington
Des Moines County
Iowa
United States
Typical home value
+23%
+26%
+41%
+53%
Typical rent
+16%
+16%
+23%
+33%
Typical household income
+24%
+23%
+24%
+29%
Homes in Burlington gained value more slowly than in Des Moines County: 23% since 2015–2019, against 26%.
Much as in Des Moines County, the typical rent in Burlington rose 16% since 2015–2019.
The typical household income in Burlington rose 24% over that time; home values changed +23% and rent +16%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Burlington and its comparisons
Measure
Burlington
Des Moines County
Iowa
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.6%
3.4%
People per household
2.12
2.20
2.36
2.53
Drive alone
80%
83%
76%
69%
Carpool
11%
9%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
5%
4%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
A household in Burlington has 2.12 people on average, about the same as in Des Moines County (2.20).
To get to work, 80% of workers in Burlington drive alone; in Des Moines County, 83%.
Do the math
What would you pay each month for a home in Burlington?
A typical home is within reach of the typical income
We start with a typical home in Burlington, worth $114,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Burlington, which is $59,000 a year.
The calculator's FHA and conventional loan limits are those of all of Des Moines County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Burlington. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,001 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,015
at 7.18% · 30 years
Loan amount
$112,229
Total interest
$161,472
Paid off in
November 2056
Includes $1,930 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,377 a month
Your payment · 21%
Tight
$1,377 to $1,770 a month
Hard
more than $1,770 a month
Compared with the typical household income in Burlington ($59,000 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$760
Property tax
$156
Home insurance
$48
FHA mortgage insurance (MIP)
$51
You need at least $4,001 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,015; principal and interest $760.
The city and its county
Burlington and Des Moines County
Burlington is in Des Moines County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Burlington
Map of Des Moines County, Iowa, with Burlington marked. Around it, the neighboring counties.
Burlington
Des Moines County
Other cities with a page
Burlington's own numbers
Typical home value
$114,300
Typical monthly rent
$924
Typical yearly household income
$59,000
Households that own their home
71%
Effective property tax rate
1.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Des Moines County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,104
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
2.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Des Moines County.
A typical home in Burlington is worth $114,300: 16% below the county and 45% below Iowa. With the typical household income in Burlington ($59,000 a year), a typical home costs 1.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Burlington1.9 years
Des Moines2.2 years
Iowa2.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Des Moines County
According to FHFA’s house price index, home prices in Des Moines County rose 47% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Des Moines County.
Yearly change in FHFA’s price index in Des Moines County, 2016 to 2025
2016: +1.4% +1.4% 2016
2017: +2.4% +2.4% 2017
2018: +1.9% +1.9% 2018
2019: +1.4% +1.4% 2019
2020: +0.3% +0.3% 2020
2021: +3.9% +3.9% 2021
2022: +12.7% +12.7% 2022
2023: +1.6% +1.6% 2023
2024: +10.1% +10.1% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Des Moines County, Iowa and the United States
Period
County
Iowa
U.S.
Last year (2025)
+4.0%
+3.2%
+2.9%
5 years (2020–2025)
+36%
+41%
+47%
10 years (2015–2025)
+47%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Burlington next to Des Moines County, Iowa and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Burlington$114,300
Des Moines$136,500
Iowa$208,000
United States$332,700
Typical monthly rent
Burlington$924
Des Moines$904
Iowa$972
United States$1,413
Typical yearly household income
Burlington$59,000
Des Moines$62,928
Iowa$75,059
United States$80,734
See the full table
Burlington next to Des Moines County and Iowa
Measure
Burlington
Des Moines County
Iowa
U.S.
Typical home value
$114,300 ▼16% below the county
$136,500
$208,000
$332,700
Typical monthly rent
$924 ▲2% above the county
$904
$972
$1,413
Typical yearly household income
$59,000 ▼6% below the county
$62,928
$75,059
$80,734
Households that own their home
71% ▼4 points below the county
75%
72%
65%
Typical yearly property tax
$1,874 ▼9% below the county
$2,058
$2,897
$3,119
Effective property tax rate
1.64% ▲0.13 points above the county
1.51%
1.39%
0.94%
Renters with high rent for their income
49% ▼2 points below the county
51%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Des Moines County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Burlington
For a typical $114,300 home in Burlington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Burlington's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,015a month
Least cash to close
Down payment
$4,001
Cash to close
$7,430
Rate
7.18%
Mortgage insurance
FHA MIP · $51
Conventional, 5% down$994a month
Down payment
$5,715
Cash to close
$9,144
Rate
7.18%
Mortgage insurance
PMI · $54
Conventional, 20% down, no PMI$823a month
Down payment
$22,860
Cash to close
$26,289
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$929a month
Down payment
$17,145
Cash to close
$20,574
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Burlington
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,015
$4,001
$112,230
7.18%
FHA MIP · $51
$7,430
580
Conventional, 5% down
$994
$5,715
$108,585
7.18%
PMI · $54
$9,144
620*
Conventional, 20% down, no PMI
$823
$22,860
$91,440
7.18%
None
$26,289
620*
ITIN, 15% down (example)
$929
$17,145
$97,155
8.18%
None
$20,574
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Burlington is $924 a month: 2% above the county. In Burlington, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Des Moines County, by unit size. To pay the 2-bedroom one ($1,104 a month) without spending more than 30% of your income, you would need to earn $21.23 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Des Moines County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$769
$14.79
$30,760
1 bedroom
$844
$16.23
$33,760
2 bedrooms
$1,104
$21.23
$44,160
3 bedrooms
$1,444
$27.77
$57,760
4 bedrooms
$1,533
$29.48
$61,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Burlington
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Burlington is in ZIP code 52601.
For 2 bedrooms it is $1,110: $6 more than the fair market rent for Des Moines County ($1,104).
Fair market rent by ZIP code and size in Burlington, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
52601
$770
$850
$1,110
$1,450
$1,540
ZIP code2 bd3 bd
52601 $1,110$1,450
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Burlington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in Burlington. These are the largest.
Autumn Heights2830 Winegard Dr, Burlington 52601201 homes, 194 low-income · Run by Low Rent Housing Agency of Burlington · Average payment: $382 a month · Average wait: 1 month(319) 753-2142
Stone Gardens2309/2311 Valley, Burlington 52601134 low-income homes · For families(319) 753-0129
Greenway of Burlington2312 Valley St, Burlington 52601134 homes, 133 low-income · 1 bd: 18 · 2 bd: 66 · 3 bd: 49 · 4 bd: 1 · In service since 2012 · For families
Robinson Heights Apts2501 Mount Pleasant St, Burlington 52601100 low-income homes · 1 bd: 100 · In service since 2013 · For older adults(319) 752-4625
Steamboat Landing300 Angular St, Burlington 5260175 low-income homes · For families(319) 754-5515
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Des Moines County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Burlington or Des Moines County. The ones below are statewide in Iowa: they work in Burlington the same as in the rest of the state.
With the Iowa state authority's FirstHome mortgage, a first-time buyer can get a second loan of up to 3% of the price (maximum $10,000) or up to 5% (maximum $15,000), with no monthly payments, repaid when you sell, refinance or pay off the mortgage.Offered by Iowa Finance Authority (IFA).
Iowa state authority second loan, with the Homes for Iowans mortgage, of up to 3% of the price (maximum $10,000) or 5% (maximum $15,000) for the down payment and closing costs; no monthly payments, and for any buyer.Offered by Iowa Finance Authority (IFA).
No legal help resource on our list is for Burlington or Des Moines County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Burlington and all of Des Moines County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Burlington?
The typical home value in Burlington is $114,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Des Moines County it is $136,500.
How much does it cost to rent in Burlington?
Typical rent in Burlington is $924 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Des Moines County is $1,104.
What is the FHA loan limit in Burlington?
Burlington uses the FHA limit for all of Des Moines County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Burlington?
The typical homeowner in Burlington pays $1,874 a year, according to the U.S. Census Bureau. That is 1.64% of the home’s value; in Des Moines County, the rate is 1.51%.
Where can I find free help to buy or rent in Burlington?
We found no HUD-approved counseling agencies with an office in Des Moines County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
