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City · 15,919 residents · Tazewell County, Illinois

Washington , Illinois

In Washington, a typical home is worth $221,900 and typical rent is $1,155 a month. Compared with all of Tazewell County, the typical home value is 32% higher and typical rent is 27% higher.

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  • Typical home value

    $221,900

    32% above the county

    16% below Illinois

    • Washington
    • Tazewell
    • Illinois

  • Typical rent

    $1,155a month

    27% above the county

    9% below Illinois

    • Washington
    • Tazewell
    • Illinois

  • Typical household income

    $95,179a year

    22% above the county

    14% above Illinois

    • Washington
    • Tazewell
    • Illinois

  • Households that own their home

    80%

    2 points above the county

    13 points above Illinois

    • Washington
    • Tazewell
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$235,947
5.7% more than 12 months ago
Typical rent
$988 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Washington is in Tazewell County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Tazewell County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Washington apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Peoria Heights, the typical home value is $117,700: 47% less than in Washington ($221,900).

  2. Nearby, in Eureka, the typical rent is $692: 40% less than in Washington ($1,155).

  3. The typical home in Washington is worth $221,900, 32% more than in Tazewell County as a whole ($167,500).

  4. The typical rent in Washington is $1,155 a month, 27% more than in Tazewell County as a whole ($909).

  5. The typical household income in Washington is $95,179, 22% more than in Tazewell County as a whole ($77,982).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Washington

What homes there are in Washington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Tazewell County, most homes in Washington are detached houses (79%).

Year built

Homes in Washington are newer: the typical year built is 1978; in Tazewell County, 1969.

There is more room for a big family here: 77% of homes have 3 bedrooms or more, against 65% in Tazewell County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Tazewell County is high ($541,287): at least 96% of owner-occupied homes in Washington are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,696 a month

Tazewell County: $1,455 a month

Without a mortgage

$825 a month

Tazewell County: $670 a month

Owners with a mortgage

68%

Tazewell County: 59%

In Washington, 68% of owners have a mortgage, and their typical cost is $1,696 a month, against $1,455 in Tazewell County. Without one it drops to $825.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Washington gained value faster than in Tazewell County: 23% against 18%.

Much as in Tazewell County, the typical rent in Washington rose 22% since 2015–2019.

To compare: typical income in Washington rose 24%; the home, +23%; the rent, +22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWashingtonTazewell CountyIllinoisUnited States
Rental vacancy Unreliable estimate6.5%5.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.0%0.9%
More than one person per room Unreliable estimate0.9%2.5%3.4%
People per household 2.612.352.462.53
Drive alone 76%80%66%69%
Carpool 6%7%8%9%
Public transit Unreliable estimate0%6%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 15%11%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

On average, a household in Washington has 2.61 people, more than in Tazewell County (2.35).

In Washington, 15% of workers work from home, more than in Tazewell County (11%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Washington?

A typical home is within reach of the typical income

We start with a typical home in Washington, worth $221,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Washington, which is $95,179 a year.

The calculator's FHA and conventional loan limits are those of all of Tazewell County.

Your numbers

Local data
$

Starts at the typical home value in Washington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,767 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,088

at 7.18% · 30 years

Loan amount
$217,880
Total interest
$313,479
Paid off in
November 2056

Includes $3,747 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,221 a month

    Your payment · 26%

  • Tight

    $2,221 to $2,855 a month

  • Hard

    more than $2,855 a month

Compared with the typical household income in Washington ($95,179 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,088
Principal & interest$1,476
Property tax$422
Home insurance$93
FHA mortgage insurance (MIP)$98

You need at least $7,767 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Washington and Tazewell County

Washington is in Tazewell County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Washington's own numbers

Typical home value
$221,900
Typical monthly rent
$1,155
Typical yearly household income
$95,179
Households that own their home
80%
Effective property tax rate
2.28%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Tazewell County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,212
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tazewell County.

Everything about Tazewell County

Buying

Buying a home in Washington

A typical home in Washington is worth $221,900: 32% above the county and 16% below Illinois. With the typical household income in Washington ($95,179 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Washington 2.3 years
  • Tazewell 2.1 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Tazewell County

According to FHFA’s house price index, home prices in Tazewell County rose 45% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Tazewell County.

Period County Illinois U.S.
Last year (2025) +6.7% +5.7% +2.9%
5 years (2020–2025) +42% +47% +47%
10 years (2015–2025) +45% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Washington next to Tazewell County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Washington $221,900
  • Tazewell $167,500
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Washington $1,155
  • Tazewell $909
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Washington $95,179
  • Tazewell $77,982
  • Illinois $83,390
  • United States $80,734
See the full table
Washington next to Tazewell County and Illinois
Measure Washington Tazewell County Illinois U.S.
Typical home value $221,900 $167,500 $263,300 $332,700
Typical monthly rent $1,155 $909 $1,274 $1,413
Typical yearly household income $95,179 $77,982 $83,390 $80,734
Households that own their home 80% 78% 67% 65%
Typical yearly property tax $5,062 $3,536 $5,298 $3,119
Effective property tax rate 2.28% 2.11% 2.01% 0.94%
Renters with high rent for their income 45% 43% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tazewell County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Washington

For a typical $221,900 home in Washington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Washington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,088a month

    Least cash to close
    Down payment
    $7,767
    Cash to close
    $14,424
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $98

  • Conventional, 5% down $2,048a month

    Down payment
    $11,095
    Cash to close
    $17,752
    Rate
    7.18%
    Mortgage insurance
    PMI · $105

  • Conventional, 20% down, no PMI $1,717a month

    Down payment
    $44,380
    Cash to close
    $51,037
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,922a month

    Down payment
    $33,285
    Cash to close
    $39,942
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Washington and for Tazewell County.

Property tax

Effective rate in Washington

2.28%of the home’s value each year

$5,062 a year for the typical owner in Washington.

  • Washington 2.28%
  • Tazewell 2.11%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in Tazewell County

FEMA does not publish these numbers by city: they are for all of Tazewell County.

Homes in the high-risk zone
0.6%
308
Of those, with NFIP insurance
17%
County Illinois U.S.
Homes in the high-risk zone 0.6% 1.5% 3.5%
Of those, with NFIP insurance 17% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Washington

Typical rent in Washington is $1,155 a month: 27% above the county. In Washington, 45% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Tazewell County, by unit size. To pay the 2-bedroom one ($1,212 a month) without spending more than 30% of your income, you would need to earn $23.31 an hour working full time.

HUD fair market rent for all of Tazewell County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $915 $17.60 $36,600
1 bedroom $961 $18.48 $38,440
2 bedrooms $1,212 $23.31 $48,480
3 bedrooms $1,557 $29.94 $62,280
4 bedrooms $1,710 $32.88 $68,400

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Washington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Washington is in ZIP code 61571.

For 2 bedrooms it is $1,280: $68 more than the fair market rent for Tazewell County ($1,212).

  • 61571 $1,280$1,640

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Washington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Washington

HUD lists 3 buildings with rents for lower incomes in Washington. These are the largest.

  • Leisure Acres Phase II 200 Carlson Ave, Washington 61571 149 homes, 148 low-income · For older adults (309) 694-4335
  • Tall Oak Village 2324 Washington Rd, Washington 61571 132 low-income homes · For families (309) 444-3145
  • Washington Village Estates (SLF) 1150 Newcastle Rd, Washington 61571 60 low-income homes · 1 bd: 60 · In service since 2007 · For older adults

See all 19 buildings in Tazewell County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Washington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Tazewell County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Washington

No down payment, repair or rent-help program on our list is for Washington or Tazewell County. The ones below are statewide in Illinois: they work in Washington the same as in the rest of the state.

Which programs do I qualify for? All programs in Illinois

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Forgivable

    See the program Official page

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

Housing counselors near Washington

The HUD-approved agencies closest to the center of Washington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Navicore Solutions- Peoria, IL

    416 Main St, Peoria · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 472-4557

  • Metec

    2605 W Krause Ave, Peoria · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (309) 676-3832

  • Mid Central Community Action, Inc.

    1301 W Washington St, Bloomington · 27 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (309) 829-0691

All counseling agencies in Illinois

Help in Spanish near Washington

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Washington

In HUD’s record, no housing authority with an office in Tazewell County is named for Washington or Tazewell County.

2 other authorities have an office in Tazewell County: see the list Source: HUD

Cities

Other cities in Tazewell County

These cities are also in Tazewell County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Tazewell County Housing in Illinois

Nearby cities

The cities closest to Washington, with the typical home value.

Neighboring counties

If Tazewell County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Washington.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Washington

Short answers with the numbers for Washington and all of Tazewell County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Washington?

The typical home value in Washington is $221,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tazewell County it is $167,500.

How much does it cost to rent in Washington?

Typical rent in Washington is $1,155 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tazewell County is $1,212.

What is the FHA loan limit in Washington?

Washington uses the FHA limit for all of Tazewell County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Washington?

The typical homeowner in Washington pays $5,062 a year, according to the U.S. Census Bureau. That is 2.28% of the home’s value; in Tazewell County, the rate is 2.11%.

Where can I find free help to buy or rent in Washington?

We found no HUD-approved counseling agencies with an office in Tazewell County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).